RETIREMENT CAPITAL STRATEGIES

SAN JOSE, CA · CIK 1672681 · 13F filing filed 2026-08-14

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Kindasset owner
Others nearbySan Jose, CA

$288.0m reported value +8.8% vs Q1 2026

68positions

61.1%in top 10

9 new 22 added 21 reduced 3 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	217,779	$34.2m11.87%	11.87%	Reduced -157	-157 -0.1%
2	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	86,877	$32.1m11.16%	11.16%	Reduced -693	-693 -0.8%
3	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	258,454	$19.8m6.88%	6.88%	Added +3.2k	+3,202 1.2%
4	ISHARES TR CORE US AGGBD ET AGG	AGG	197,004	$19.5m6.77%	6.77%	Added +3.2k	+3,218 1.7%
5	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	23,716	$16.3m5.66%	5.66%	Added +35	+35 0.1%
6	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	132,501	$12.0m4.18%	4.18%	Reduced -579	-579 -0.4%
7	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	226,339	$11.4m3.97%	3.97%	Added +3.6k	+3,588 1.6%
8	SPDR SER TR S&P 500 ESG ETF EFIV	EFIV	156,774	$11.4m3.97%	3.97%	Reduced -348	-348 -0.2%
9	ISHARES TR CORE TOTAL USD IUSB	IUSB	219,869	$10.1m3.52%	3.52%	Added +6.2k	+6,241 2.9%
10	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	123,684	$9.1m3.15%	3.15%	Reduced -1.2k	-1,153 -0.9%
11	INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR GSY	GSY	173,790	$8.7m3.03%	3.03%	Added +2.0k	+1,998 1.2%
12	APPLE INC COM AAPL	AAPL	27,798	$8.0m2.79%	2.79%	Added +549	+549 2.0%
13	ISHARES TR CORE S&P TTL STK ITOT	ITOT	42,945	$7.1m2.45%	2.45%	Added +40.0k	+39,991 1353.8%
14	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	19,055	$6.6m2.28%	2.28%	New
15	VANGUARD WORLD FD MEGA CAP INDEX MGC	MGC	22,409	$6.1m2.13%	2.13%	Added +21.1k	+21,132 1654.8%
16	ARISTA NETWORKS INC COM SHS ANET	ANET	32,161	$5.5m1.90%	1.90%	Added +5	+5 0.0%
17	3M CO COM MMM	MMM	31,609	$5.1m1.78%	1.78%	Reduced -373	-373 -1.2%
18	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	32,329	$4.3m1.48%	1.48%	Added +29	+29 0.1%
19	DBX ETF TR XTRACKRS S&P 500 SNPE	SNPE	50,281	$3.5m1.20%	1.20%	Added +11.9k	+11,886 31.0%
20	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	37,686	$3.1m1.08%	1.08%	New
21	ISHARES TR ESG ADV TTL USD EUSB	EUSB	71,252	$3.1m1.08%	1.08%	Reduced -143	-143 -0.2%
22	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	64,842	$3.1m1.07%	1.07%	Reduced -84	-84 -0.1%
23	GOLDMAN SACHS ETF TR ULTRA SHORT BOND GSST	GSST	59,751	$3.0m1.05%	1.05%	Added +3.2k	+3,249 5.8%
24	LPL FINL HLDGS INC COM LPLA	LPLA	10,041	$2.8m0.98%	0.98%	Unchanged
25	NUSHARES ETF TR NUVEEN ESG US NUBD	NUBD	125,258	$2.8m0.96%	0.96%	Added +136	+136 0.1%
26	NVIDIA CORPORATION COM NVDA	NVDA	12,531	$2.5m0.87%	0.87%	Reduced -645	-645 -4.9%
27	MICROSOFT CORP COM MSFT	MSFT	6,405	$2.4m0.83%	0.83%	Added +36	+36 0.6%
28	ISHARES TR MSCI USA MMENTM MTUM	MTUM	5,214	$1.8m0.62%	0.62%	New
29	ISHARES TR ESG SELECT SCRE XVV	XVV	30,106	$1.7m0.59%	0.59%	Added +14.7k	+14,725 95.7%
30	EATON CORP PLC SHS ETN	ETN	3,996	$1.7m0.59%	0.59%	Unchanged
31	CISCO SYS INC COM CSCO	CSCO	14,200	$1.7m0.58%	0.58%	Unchanged
32	ISHARES TR MSCI USA QUALITY GARP	GARP	19,505	$1.6m0.56%	0.56%	New
33	INTEL CORP COM INTC	INTC	10,128	$1.4m0.49%	0.49%	Reduced -2.9k	-2,863 -22.0%
34	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	13,908	$1.4m0.49%	0.49%	Added +517	+517 3.9%
35	GOLDMAN SACHS ETF TR ACCES TREASURY GBIL	GBIL	13,576	$1.4m0.47%	0.47%	Reduced -58.0k	-58,026 -81.0%
36	SPDR SER TR BLOOMBERG 3-12 M BILS	BILS	13,394	$1.3m0.46%	0.46%	Reduced -57.4k	-57,372 -81.1%
37	TESLA INC COM TSLA	TSLA	3,162	$1.3m0.46%	0.46%	Unchanged
38	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	6,973	$1.1m0.40%	0.40%	Reduced -268	-268 -3.7%
39	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	12,874	$1.1m0.39%	0.39%	New
40	ISHARES TR ESG MSCI LEADR SUSL	SUSL	8,350	$1.1m0.38%	0.38%	Added +6.4k	+6,439 336.9%
41	SPDR SER TR BLOOMBERG 1-3 MO BIL	BIL	11,949	$1.1m0.38%	0.38%	Reduced -77	-77 -0.6%
42	RBB FD INC US TRSRY 6 MNTH XBIL	XBIL	21,568	$1.1m0.37%	0.37%	Reduced -40.2k	-40,241 -65.1%
43	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,502	$1.1m0.37%	0.37%	Unchanged
44	RBB FD INC US TREAS 3 MNTH TBIL	TBIL	20,048	$999.6k0.35%	0.35%	Reduced -9.0k	-9,042 -31.1%
45	NUSHARES ETF TR ESG LARGE CAP NULC	NULC	15,839	$857.5k0.30%	0.30%	New
46	ISHARES TR SHORT TREAS BD SHV	SHV	7,651	$844.3k0.29%	0.29%	Reduced -9.0k	-9,028 -54.1%
47	GE VERNOVA INC COM GEV	GEV	717	$842.3k0.29%	0.29%	Reduced -3	-3 -0.4%
48	GE AEROSPACE COM NEW GE	GE	1,991	$744.1k0.26%	0.26%	Unchanged
49	ISHARES TR CORE S&P500 ETF IVV	IVV	824	$617.1k0.21%	0.21%	Unchanged
50	WISDOMTREE TR FLOATNG RAT TREA USFR	USFR	11,161	$562.0k0.20%	0.20%	Reduced -101.2k	-101,236 -90.1%
51	SOLVENTUM CORP COM SHS SOLV	SOLV	6,827	$526.7k0.18%	0.18%	Unchanged
52	RBB FD INC US TREASRY 12 MT OBIL	OBIL	10,010	$500.2k0.17%	0.17%	Reduced -2.1k	-2,105 -17.4%
53	ISHARES TR 1 3 YR TREAS BD SHY	SHY	6,091	$500.1k0.17%	0.17%	Unchanged
54	SPDR SER TR PORTFOLIO SH TSR SPTS	SPTS	17,229	$499.8k0.17%	0.17%	Unchanged
55	SCHWAB STRATEGIC TR SHT TM US TRES SCHO	SCHO	20,695	$499.6k0.17%	0.17%	Unchanged
56	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	8,583	$499.5k0.17%	0.17%	Unchanged
57	ISHARES TR TRS FLT RT BD TFLO	TFLO	9,436	$477.7k0.17%	0.17%	Reduced -33.3k	-33,257 -77.9%
58	ISHARES TR GL CLEAN ENE ETF ICLN	ICLN	19,851	$406.7k0.14%	0.14%	Added +430	+430 2.2%
59	ISHARES TR CYBERSECURITY IHAK	IHAK	6,015	$365.2k0.13%	0.13%	Unchanged
60	NUSHARES ETF TR NUVEEN ESG LRGCP NULG	NULG	2,951	$345.4k0.12%	0.12%	New
61	ALPHABET INC CAP STK CL C GOOG	GOOG	968	$342.0k0.12%	0.12%	Added +200	+200 26.0%
62	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	7,114	$315.6k0.11%	0.11%	Unchanged
63	DBX ETF TR XTRCKR MSCI US USSG	USSG	4,477	$311.0k0.11%	0.11%	New
64	ALPHABET INC CAP STK CL A GOOGL	GOOGL	836	$298.8k0.10%	0.10%	Added +132	+132 18.8%
65	AMAZON COM INC COM AMZN	AMZN	1,188	$283.1k0.10%	0.10%	Added +152	+152 14.7%
66	VANGUARD INDEX FDS SMALL CP ETF VB	VB	907	$274.9k0.10%	0.10%	Unchanged
67	INVESCO EXCH TRADED FD TR II SOLAR ETF TAN	TAN	4,196	$248.2k0.09%	0.09%	Unchanged
68	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	1,319	$209.3k0.07%	0.07%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ISHARES TR ICSH	ICSH	67,423	$3.4m67.4k shares
SPDR GOLD TR GLD	GLD	5,681	$2.4m5.7k shares
ISHARES SILVER TR SLV	SLV	22,333	$1.5m22.3k shares