Freedom Investment Management, Inc.

SOUTH WINDSOR, CT · CIK 1566653 · 13F filing filed 2026-08-10

SEC-registered investment adviser since 2008 · corporation

Assets managed$568.7m
Staff9 · 6 in investment roles
Main clients (by assets)State and local governments 41%, High net worth individuals 36%, Individuals 16%
Form ADV · 2026-02-04SEC adviser record

Kindinstitutions
Others nearbySouth Windsor, CT

$359.2m reported value +6.6% vs Q1 2026

106positions

68.0%in top 10

13 new 43 added 46 reduced 13 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST US HIGH PROFITAB US HIGH PROFITAB		1,124,058	$46.9m13.06%	13.06%	Reduced -61.9k	-61,856 -5.2%
2	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	486,503	$39.9m11.10%	11.10%	Reduced -26.1k	-26,075 -5.1%
3	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	875,410	$32.6m9.08%	9.08%	Added +2.6k	+2,650 0.3%
4	VANGUARD INDEX FDS VALUE ETF VTV	VTV	148,914	$32.5m9.04%	9.04%	Reduced -2.7k	-2,658 -1.8%
5	WISDOMTREE TR US MIDCAP FUND EZM	EZM	284,274	$21.5m6.00%	6.00%	Reduced -9.8k	-9,774 -3.3%
6	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	478,127	$19.2m5.35%	5.35%	Reduced -37.2k	-37,231 -7.2%
7	AMERICAN CENTY ETF TR AVANTIS INTL SML AVDS	AVDS	209,678	$15.8m4.39%	4.39%	Added +4.5k	+4,495 2.2%
8	ISHARES TR MSCI INTL VLU FT IVLU	IVLU	310,737	$13.0m3.62%	3.62%	Reduced -14.8k	-14,769 -4.5%
9	ISHARES TR GLOBAL REIT ETF REET	REET	446,830	$12.3m3.44%	3.44%	Reduced -22.3k	-22,315 -4.8%
10	AMERICAN CENTY ETF TR AVANTIS US SMALL AVSC	AVSC	143,871	$10.6m2.94%	2.94%	Reduced -17.4k	-17,355 -10.8%
11	DIMENSIONAL ETF TRUST US SMALL CAP VAL US SMALL CAP VAL		270,084	$10.5m2.92%	2.92%	Reduced -18.1k	-18,112 -6.3%
12	DIMENSIONAL ETF TRUST EMERGING MKTS VA DFEV	DFEV	227,828	$9.7m2.71%	2.71%	Reduced -29.6k	-29,603 -11.5%
13	PIMCO ETF TR ACTIVE BD ETF BOND	BOND	102,805	$9.5m2.64%	2.64%	Added +625	+625 0.6%
14	GLOBAL X FDS US NATURAL GAS LNGX	LNGX	147,075	$5.9m1.65%	1.65%	Reduced -14.6k	-14,597 -9.0%
15	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	64,161	$3.9m1.09%	1.09%	Reduced -5.5k	-5,518 -7.9%
16	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	53,524	$3.7m1.04%	1.04%	Reduced -867	-867 -1.6%
17	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	45,114	$3.7m1.03%	1.03%	Reduced -741	-741 -1.6%
18	WISDOMTREE TR YIELD ENHANCD US AGGY	AGGY	74,496	$3.2m0.90%	0.90%	Added +655	+655 0.9%
19	INVESCO EXCH TRADED FD TR II TAXABLE MUN BD BAB	BAB	116,394	$3.1m0.87%	0.87%	Added +620	+620 0.5%
20	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	22,907	$2.7m0.76%	0.76%	Reduced -2.8k	-2,797 -10.9%
21	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	60,822	$2.7m0.75%	0.75%	Added +749	+749 1.2%
22	APPLE INC COM AAPL	AAPL	8,990	$2.6m0.72%	0.72%	Added +158	+158 1.8%
23	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	3,440	$2.4m0.66%	0.66%	Reduced -73	-73 -2.1%
24	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	42,025	$2.3m0.63%	0.63%	Reduced -451	-451 -1.1%
25	JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI JHMM	JHMM	29,857	$2.2m0.62%	0.62%	Reduced -1.6k	-1,640 -5.2%
26	DIMENSIONAL ETF TRUST INTL HIGH PROFIT DIHP	DIHP	63,929	$2.2m0.61%	0.61%	Added +1.1k	+1,108 1.8%
27	VANGUARD SCOTTSDALE FDS VNG RUS1000VAL VONV	VONV	15,576	$1.7m0.46%	0.46%	Reduced -1.9k	-1,864 -10.7%
28	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	20,967	$1.6m0.45%	0.45%	Reduced -159	-159 -0.8%
29	J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB	JMUB	30,734	$1.6m0.43%	0.43%	Added +5	+5 0.0%
30	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,079	$1.6m0.43%	0.43%	Added +229	+229 12.4%
31	INNOVATOR ETFS TRUST US EQTY PWR BUF PNOV	PNOV	34,962	$1.6m0.43%	0.43%	Added +14.9k	+14,926 74.5%
32	VANGUARD MUN BD FDS INTERMEDIATE TRM VTEI	VTEI	14,309	$1.4m0.40%	0.40%	Reduced -249	-249 -1.7%
33	PIMCO ETF TR MUNI INCOME OPP MINO	MINO	29,906	$1.4m0.38%	0.38%	Reduced -12	-12 -0.0%
34	DIMENSIONAL ETF TRUST US CORE EQUITY 1 US CORE EQUITY 1		13,952	$1.1m0.32%	0.32%	Added +75	+75 0.5%
35	ISHARES TR CORE MSCI EAFE IEFA	IEFA	11,589	$1.1m0.31%	0.31%	Reduced -418	-418 -3.5%
36	BLACKROCK ETF TRUST DYNAMIC EQTY ACT BDYN	BDYN	39,972	$1.1m0.31%	0.31%	Reduced -419	-419 -1.0%
37	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	7,666	$979.8k0.27%	0.27%	Reduced -444	-444 -5.5%
38	INNOVATOR ETFS TRUST QUITY MANAGD FLR SFLR	SFLR	24,599	$949.0k0.26%	0.26%	Added +10.7k	+10,701 77.0%
39	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	24,387	$898.4k0.25%	0.25%	Added +338	+338 1.4%
40	VANGUARD INDEX FDS SMALL CP ETF VB	VB	2,914	$883.2k0.25%	0.25%	Reduced -98	-98 -3.2%
41	FIRST TR EXCHNG TRADED FD VI FT VEST US EQT FOCT	FOCT	15,740	$823.0k0.23%	0.23%	Unchanged
42	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	24,138	$816.8k0.23%	0.23%	Added +1.7k	+1,709 7.6%
43	DBX ETF TR XTRACK MUN INFRA RVNU	RVNU	31,696	$802.2k0.22%	0.22%	Reduced -3.1k	-3,059 -8.8%
44	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	9,356	$799.8k0.22%	0.22%	Reduced -180	-180 -1.9%
45	SPDR SERIES TRUST S&P 600 SMCP GRW SLYG	SLYG	6,472	$771.0k0.21%	0.21%	Reduced -2.5k	-2,461 -27.6%
46	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	7,021	$766.1k0.21%	0.21%	Reduced -3.2k	-3,233 -31.5%
47	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	1	$748.9k0.21%	0.21%	Unchanged
48	ISHARES INC MSCI GBL MIN VOL ACWV	ACWV	5,692	$684.3k0.19%	0.19%	Added +2.5k	+2,464 76.3%
49	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	7,047	$607.0k0.17%	0.17%	Added +75	+75 1.1%
50	INNOVATOR ETFS TRUST GRWT100 PWR BUF NOCT	NOCT	9,619	$601.4k0.17%	0.17%	Added +4.1k	+4,082 73.7%
51	ISHARES TR CORE S&P500 ETF IVV	IVV	767	$574.4k0.16%	0.16%	Added +236	+236 44.4%
52	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	7,739	$551.4k0.15%	0.15%	Reduced -321	-321 -4.0%
53	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	2,680	$510.6k0.14%	0.14%	Reduced -1.2k	-1,173 -30.4%
54	ISHARES TR MSCI USA MMENTM MTUM	MTUM	1,465	$502.4k0.14%	0.14%	Added +630	+630 75.5%
55	ISHARES TR CORE S&P MCP ETF IJH	IJH	6,474	$499.2k0.14%	0.14%	Added +620	+620 10.6%
56	FLEXSHARES TR US QUALITY CAP QLC	QLC	5,516	$495.7k0.14%	0.14%	Added +2.3k	+2,308 72.0%
57	INNOVATOR ETFS TRUST INTERNATIONAL DV IOCT	IOCT	13,018	$481.5k0.13%	0.13%	Added +5.5k	+5,536 74.0%
58	BLACKROCK ETF TRUST ISHA I IN TE ETF BAI	BAI	9,027	$475.9k0.13%	0.13%	Added +44	+44 0.5%
59	NUSHARES ETF TR NUVEEN ESG LRGCP NULG	NULG	4,060	$475.3k0.13%	0.13%	Added +6	+6 0.1%
60	WISDOMTREE TR US SMALLCAP FUND EES	EES	7,009	$475.2k0.13%	0.13%	Added +357	+357 5.4%
61	ISHARES TR CORE US AGGBD ET AGG	AGG	4,683	$463.5k0.13%	0.13%	Reduced -3.2k	-3,246 -40.9%
62	KRANESHARES TRUST KRANESHARES VALU KVLE	KVLE	16,071	$452.6k0.13%	0.13%	Unchanged
63	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	8,965	$451.8k0.13%	0.13%	Added +6	+6 0.1%
64	WISDOMTREE TR INTL SMCAP DIV DLS	DLS	5,308	$444.8k0.12%	0.12%	Reduced -58	-58 -1.1%
65	WORLD GOLD TR SPDR GLD MINIS GLDM	GLDM	5,539	$439.9k0.12%	0.12%	Added +2.0k	+1,957 54.6%
66	SPDR SER TR S&P 400 MDCP VAL MDYV	MDYV	4,621	$438.3k0.12%	0.12%	Reduced -3.2k	-3,167 -40.7%
67	NVIDIA CORPORATION COM NVDA	NVDA	2,051	$410.3k0.11%	0.11%	Added +300	+300 17.1%
68	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,148	$410.3k0.11%	0.11%	Added +109	+109 10.5%
69	J P MORGAN EXCHANGE TRADED F INTERNL GWT JIG	JIG	4,602	$401.2k0.11%	0.11%	Added +239	+239 5.5%
70	SPDR SER TR S&P 400 MDCP GRW MDYG	MDYG	3,514	$393.9k0.11%	0.11%	Reduced -2.2k	-2,220 -38.7%
71	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	7,148	$393.2k0.11%	0.11%	Added +1.0k	+1,019 16.6%
72	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	1,227	$375.8k0.10%	0.10%	Added +128	+128 11.7%
73	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	7,826	$364.9k0.10%	0.10%	Added +14	+14 0.2%
74	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	6,555	$351.4k0.10%	0.10%	Reduced -1.7k	-1,734 -20.9%
75	ISHARES TR S&P 100 ETF OEF	OEF	926	$338.8k0.09%	0.09%	Unchanged
76	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	8,201	$333.3k0.09%	0.09%	Added +102	+102 1.3%
77	VANGUARD SCOTTSDALE FDS VNG RUS2000GRW VTWG	VTWG	1,129	$324.8k0.09%	0.09%	Reduced -467	-467 -29.3%
78	INVESCO EXCHANGE TRADED FD T S&P500 QUALITY SPHQ	SPHQ	3,590	$323.4k0.09%	0.09%	New
79	MICROSOFT CORP COM MSFT	MSFT	839	$313.0k0.09%	0.09%	Added +100	+100 13.5%
80	ISHARES TR CORE TOTAL USD IUSB	IUSB	6,780	$312.9k0.09%	0.09%	Added +1.8k	+1,800 36.1%
81	VANGUARD SCOTTSDALE FDS VNG RUS2000VAL VTWV	VTWV	1,596	$312.0k0.09%	0.09%	Reduced -816	-816 -33.8%
82	NUSHARES ETF TR NUVEEN ESG SMLCP NUSC	NUSC	5,897	$307.4k0.09%	0.09%	Added +10	+10 0.2%
83	BLACKROCK ETF TRUST DISCIPLINED VOLA BDVL	BDVL	11,663	$303.0k0.08%	0.08%	Reduced -109	-109 -0.9%
84	ISHARES TR GLB INFRASTR ETF IGF	IGF	4,474	$298.0k0.08%	0.08%	Added +397	+397 9.7%
85	SPDR SER TR BLOOMBERG 1-3 MO BIL	BIL	3,243	$297.2k0.08%	0.08%	New
86	ISHARES INC ESG AWR MSCI EM ESGE	ESGE	5,284	$289.0k0.08%	0.08%	Reduced -382	-382 -6.7%
87	LISTED FDS TR WAHED DOW JONES UMMA	UMMA	7,110	$280.7k0.08%	0.08%	New
88	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	379	$279.1k0.08%	0.08%	New
89	ISHARES INC MSCI JPN ETF NEW EWJ	EWJ	2,849	$265.8k0.07%	0.07%	Reduced -20	-20 -0.7%
90	STRATEGY SHS DAY HAGAN NED SSUS	SSUS	4,804	$265.7k0.07%	0.07%	Reduced -99	-99 -2.0%
91	ISHARES TR ESG EAFE ETF DMXF	DMXF	3,132	$265.0k0.07%	0.07%	Added +27	+27 0.9%
92	ISHARES TR MSCI ACWI EX US ACWX	ACWX	3,254	$247.7k0.07%	0.07%	New
93	BLACKROCK ETF TRUST US CARBON TRANS LCTU	LCTU	2,943	$235.9k0.07%	0.07%	Added +27	+27 0.9%
94	ISHARES TR S&P 500 GRWT ETF IVW	IVW	1,681	$231.2k0.06%	0.06%	New
95	J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST	JMST	4,456	$227.2k0.06%	0.06%	Added +8	+8 0.2%
96	SELECT SECTOR SPDR TR INDL XLI	XLI	1,221	$226.1k0.06%	0.06%	Reduced -231	-231 -15.9%
97	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	4,792	$224.3k0.06%	0.06%	Added +294	+294 6.5%
98	SPDR INDEX SHS FDS S&P INTL SMLCP GWX	GWX	5,079	$222.2k0.06%	0.06%	New
99	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	3,256	$221.4k0.06%	0.06%	New
100	AMAZON COM INC COM AMZN	AMZN	904	$215.5k0.06%	0.06%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
FIDELITY COVINGTON TRUST FENY	FENY	13,230	$450.1k13.2k shares
PIMCO ETF TR PYLD	PYLD	15,648	$410.0k15.6k shares
ISHARES TR IGIB	IGIB	6,746	$359.0k6.7k shares
ISHARES TR IAGG	IAGG	7,149	$357.7k7.1k shares
BONDBLOXX ETF TRUST BBBI	BBBI	5,909	$303.9k5.9k shares
J P MORGAN EXCHANGE TRADED F BBCB	BBCB	6,495	$294.5k6.5k shares
INVESCO EXCH TRADED FD TR II PICB	PICB	12,509	$289.0k12.5k shares
ISHARES TR IEUR	IEUR	3,877	$272.5k3.9k shares
ISHARES TR EFV	EFV	3,508	$260.8k3.5k shares
VANGUARD INTL EQUITY INDEX F VNQI	VNQI	5,655	$251.4k5.7k shares
ISHARES TR IWS	IWS	1,698	$247.5k1.7k shares
VANGUARD SCOTTSDALE FDS VGLT	VGLT	3,916	$216.8k3.9k shares
SELECT SECTOR SPDR TR XLV	XLV	1,440	$211.2k1.4k shares