Towne Trust Company, N.A

NEWPORT NEWS, VA · CIK 1102256 · 13F filing filed 2026-01-26

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

$320.7m reported value +3.6% vs Q3 2025

326positions

32.4%in top 10

45 new 80 added 71 reduced 25 sold out vs Q3 2025

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	MICROSOFT CORP COM MSFT	MSFT	33,867	$16.4m5.11%	5.11%	Reduced -413	-413 -1.2%
2	APPLE INC COM AAPL	AAPL	45,968	$12.5m3.90%	3.90%	Reduced -501	-501 -1.1%
3	RTX CORPORATION COM RTX	RTX	57,752	$10.6m3.30%	3.30%	Reduced -950	-950 -1.6%
4	EXXON MOBIL CORP COM XOM	XOM	85,032	$10.2m3.19%	3.19%	Reduced -1.1k	-1,143 -1.3%
5	JOHNSON & JOHNSON COM JNJ	JNJ	47,966	$9.9m3.10%	3.10%	Reduced -388	-388 -0.8%
6	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	55,414	$9.8m3.07%	3.07%	Reduced -17.7k	-17,680 -24.2%
7	CISCO SYS INC COM CSCO	CSCO	119,766	$9.2m2.88%	2.88%	Reduced -2.3k	-2,291 -1.9%
8	CONOCOPHILLIPS COM COP	COP	92,605	$8.7m2.70%	2.70%	Reduced -2.3k	-2,311 -2.4%
9	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	183,454	$8.3m2.59%	2.59%	Added +36.7k	+36,724 25.0%
10	PROCTER AND GAMBLE CO COM PG	PG	57,156	$8.2m2.55%	2.55%	Added +60	+60 0.1%
11	AMAZON COM INC COM AMZN	AMZN	34,623	$8.0m2.49%	2.49%	Added +77	+77 0.2%
12	PEPSICO INC COM PEP	PEP	51,309	$7.4m2.30%	2.30%	Reduced -999	-999 -1.9%
13	AMGEN INC COM AMGN	AMGN	22,420	$7.3m2.29%	2.29%	Reduced -251	-251 -1.1%
14	TOWNEBANK PORTSMOUTH VA COM TOWN	TOWN	204,516	$6.8m2.13%	2.13%	Reduced -600	-600 -0.3%
15	SOUTHERN CO COM SO	SO	73,958	$6.4m2.01%	2.01%	Added +1.6k	+1,550 2.1%
16	ACCENTURE PLC IRELAND SHS CLASS A ACN	ACN	23,315	$6.3m1.95%	1.95%	Reduced -192	-192 -0.8%
17	TRUIST FINL CORP COM TFC	TFC	122,312	$6.0m1.88%	1.88%	Reduced -23.1k	-23,088 -15.9%
18	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	28,107	$6.0m1.86%	1.86%	Added +4.0k	+4,006 16.6%
19	BLACKSTONE INC COM BX	BX	38,600	$5.9m1.86%	1.86%	Reduced -2.1k	-2,125 -5.2%
20	ALPHABET INC CAP STK CL A GOOGL	GOOGL	18,841	$5.9m1.84%	1.84%	Reduced -284	-284 -1.5%
21	NEXTERA ENERGY INC COM NEE	NEE	66,463	$5.3m1.66%	1.66%	Reduced -875	-875 -1.3%
22	KINDER MORGAN INC DEL COM KMI	KMI	187,207	$5.1m1.60%	1.60%	Reduced -4.3k	-4,303 -2.2%
23	ENBRIDGE INC COM ENB	ENB	104,199	$5.0m1.55%	1.55%	Reduced -6.2k	-6,168 -5.6%
24	ECOLAB INC COM ECL	ECL	18,897	$5.0m1.55%	1.55%	Reduced -348	-348 -1.8%
25	NORFOLK SOUTHN CORP COM NSC	NSC	12,692	$3.7m1.14%	1.14%	Reduced -307	-307 -2.4%
26	LOCKHEED MARTIN CORP COM LMT	LMT	7,495	$3.6m1.13%	1.13%	Reduced -282	-282 -3.6%
27	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	11,547	$3.4m1.07%	1.07%	Reduced -520	-520 -4.3%
28	VERIZON COMMUNICATIONS INC COM VZ	VZ	83,044	$3.4m1.05%	1.05%	Added +192	+192 0.2%
29	ISHARES TR CORE S&P US VLU IUSV	IUSV	31,087	$3.2m0.99%	0.99%	Added +14.2k	+14,186 83.9%
30	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	29,147	$3.1m0.97%	0.97%	Added +17.5k	+17,516 150.6%
31	EATON CORP PLC SHS ETN	ETN	8,884	$2.8m0.88%	0.88%	Added +592	+592 7.1%
32	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	4,462	$2.8m0.87%	0.87%	Added +767	+767 20.8%
33	SYSCO CORP COM SYY	SYY	37,431	$2.8m0.86%	0.86%	Reduced -860	-860 -2.2%
34	VISA INC COM CL A V	V	7,846	$2.8m0.86%	0.86%	Added +574	+574 7.9%
35	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	43,647	$2.6m0.82%	0.82%	Added +5.4k	+5,395 14.1%
36	YUM BRANDS INC COM YUM	YUM	17,182	$2.6m0.81%	0.81%	Added +1.1k	+1,150 7.2%
37	ISHARES TR MRGSTR MD CP GRW IMCG	IMCG	32,116	$2.6m0.80%	0.80%	Added +12.4k	+12,362 62.6%
38	MERCK & CO INC COM MRK	MRK	24,161	$2.5m0.79%	0.79%	Added +1.6k	+1,552 6.9%
39	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	32,128	$2.5m0.79%	0.79%	Added +4.9k	+4,858 17.8%
40	MARRIOTT INTL INC NEW CL A MAR	MAR	8,050	$2.5m0.78%	0.78%	Added +855	+855 11.9%
41	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	95,563	$2.3m0.71%	0.71%	Added +20.4k	+20,361 27.1%
42	PHILIP MORRIS INTL INC COM PM	PM	13,549	$2.2m0.68%	0.68%	Added +664	+664 5.2%
43	JPMORGAN CHASE & CO COM JPM	JPM	6,543	$2.1m0.66%	0.66%	Added +1.2k	+1,226 23.1%
44	J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF JCPB	JCPB	41,788	$2.0m0.62%	0.62%	Added +14.9k	+14,912 55.5%
45	COCA COLA CO COM KO	KO	28,092	$2.0m0.61%	0.61%	Added +2.6k	+2,650 10.4%
46	BAKER HUGHES COMPANY CL A BKR	BKR	41,150	$1.9m0.58%	0.58%	Added +8.2k	+8,150 24.7%
47	HEWLETT PACKARD ENTERPRISE C COM HPE	HPE	77,681	$1.9m0.58%	0.58%	Reduced -3.1k	-3,062 -3.8%
48	GE AEROSPACE COM NEW GE	GE	5,895	$1.8m0.57%	0.57%	Reduced -300	-300 -4.8%
49	ULTA BEAUTY INC COM ULTA	ULTA	2,858	$1.7m0.54%	0.54%	Reduced -272	-272 -8.7%
50	CHUBB LIMITED COM CB	CB	5,531	$1.7m0.54%	0.54%	Added +205	+205 3.9%
51	BERKLEY W R CORP COM WRB	WRB	23,929	$1.7m0.52%	0.52%	Added +3.1k	+3,108 14.9%
52	ISHARES TR CORE MSCI INTL IDEV	IDEV	19,851	$1.6m0.51%	0.51%	Added +5.1k	+5,137 34.9%
53	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	2,655	$1.6m0.51%	0.51%	Added +125	+125 4.9%
54	DOMINION ENERGY INC COM D	D	27,458	$1.6m0.50%	0.50%	Reduced -7.4k	-7,400 -21.2%
55	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	19,165	$1.6m0.50%	0.50%	Added +2.9k	+2,932 18.1%
56	SPDR GOLD TR GOLD SHS GLD	GLD	3,759	$1.5m0.46%	0.46%	Added +1.0k	+1,000 36.2%
57	UNITED PARCEL SERVICE INC CL B UPS	UPS	14,804	$1.5m0.46%	0.46%	Reduced -2.3k	-2,257 -13.2%
58	SALESFORCE INC COM CRM	CRM	5,507	$1.5m0.45%	0.45%	Added +335	+335 6.5%
59	HECLA MNG CO COM HL	HL	74,100	$1.4m0.44%	0.44%	Unchanged
60	AGILENT TECHNOLOGIES INC COM A	A	9,559	$1.3m0.41%	0.41%	Added +1.5k	+1,505 18.7%
61	INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB BSCR	BSCR	62,709	$1.2m0.39%	0.39%	Added +6.3k	+6,270 11.1%
62	INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 BSCS	BSCS	59,617	$1.2m0.38%	0.38%	Added +5.0k	+4,970 9.1%
63	PAN AMERN SILVER CORP COM PAAS	PAAS	21,000	$1.1m0.34%	0.34%	Unchanged
64	PFIZER INC COM PFE	PFE	43,526	$1.1m0.34%	0.34%	Reduced -15.9k	-15,937 -26.8%
65	CBRE GROUP INC CL A CBRE	CBRE	6,588	$1.1m0.33%	0.33%	Added +780	+780 13.4%
66	ELEVANCE HEALTH INC COM ELV	ELV	3,002	$1.1m0.33%	0.33%	Added +115	+115 4.0%
67	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	22,452	$1.1m0.33%	0.33%	Added +8.2k	+8,175 57.3%
68	TARGET CORP COM TGT	TGT	10,557	$1.0m0.32%	0.32%	Reduced -836	-836 -7.3%
69	NVIDIA CORPORATION COM NVDA	NVDA	5,438	$1.0m0.32%	0.32%	Reduced -112	-112 -2.0%
70	CHEVRON CORP NEW COM CVX	CVX	6,603	$1.0m0.31%	0.31%	Reduced -92	-92 -1.4%
71	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	17,951	$968.3k0.30%	0.30%	Added +600	+600 3.5%
72	WEYERHAEUSER CO MTN BE COM NEW WY	WY	39,279	$930.5k0.29%	0.29%	Reduced -24.1k	-24,086 -38.0%
73	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,915	$906.4k0.28%	0.28%	Reduced -257	-257 -11.8%
74	QUALCOMM INC COM QCOM	QCOM	5,216	$892.2k0.28%	0.28%	Added +3.5k	+3,516 206.8%
75	INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 BSCT	BSCT	47,260	$890.1k0.28%	0.28%	Added +13.6k	+13,637 40.6%
76	MARATHON PETE CORP COM MPC	MPC	5,420	$881.5k0.27%	0.27%	Reduced -105	-105 -1.9%
77	BANK AMERICA CORP COM BAC	BAC	15,786	$868.2k0.27%	0.27%	Added +254	+254 1.6%
78	HONEYWELL INTL INC COM COM		4,420	$862.3k0.27%	0.27%	Unchanged
79	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,370	$826.5k0.26%	0.26%	Reduced -34	-34 -2.4%
80	DEERE & CO COM DE	DE	1,741	$810.6k0.25%	0.25%	Reduced -330	-330 -15.9%
81	BARRICK MNG CORP COM SHS B	B	18,100	$788.3k0.25%	0.25%	Unchanged
82	ISHARES GOLD TR ISHARES NEW IAU	IAU	9,700	$787.3k0.25%	0.25%	Unchanged
83	ALTRIA GROUP INC COM MO	MO	12,889	$743.2k0.23%	0.23%	Added +150	+150 1.2%
84	LOWES COS INC COM LOW	LOW	3,068	$739.9k0.23%	0.23%	Added +1.0k	+1,010 49.1%
85	DISNEY WALT CO COM DIS	DIS	6,461	$735.1k0.23%	0.23%	Reduced -450	-450 -6.5%
86	CATERPILLAR INC COM CAT	CAT	1,267	$725.8k0.23%	0.23%	Reduced -50	-50 -3.8%
87	KIMBERLY-CLARK CORP COM KMB	KMB	6,724	$678.4k0.21%	0.21%	Reduced -778	-778 -10.4%
88	NEWMONT CORP COM NEM	NEM	6,700	$669.0k0.21%	0.21%	Unchanged
89	AT&T INC COM T	T	26,858	$667.2k0.21%	0.21%	Reduced -2.3k	-2,316 -7.9%
90	INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB BSCQ	BSCQ	34,033	$666.2k0.21%	0.21%	Added +2.5k	+2,500 7.9%
91	PROGRESSIVE CORP COM PGR	PGR	2,700	$614.8k0.19%	0.19%	Added +1.2k	+1,200 80.0%
92	ROYAL BK CDA COM RY	RY	3,500	$596.7k0.19%	0.19%	Reduced -1.0k	-1,000 -22.2%
93	PRICE T ROWE GROUP INC COM TROW	TROW	5,450	$558.0k0.17%	0.17%	Reduced -1.3k	-1,275 -19.0%
94	GOLDMAN SACHS GROUP INC COM GS	GS	588	$516.9k0.16%	0.16%	Unchanged
95	PHILLIPS 66 COM PSX	PSX	3,750	$483.9k0.15%	0.15%	Reduced -100	-100 -2.6%
96	FOX CORP CL B COM FOX	FOX	7,307	$474.4k0.15%	0.15%	Reduced -1.3k	-1,300 -15.1%
97	GE VERNOVA INC COM GEV	GEV	706	$461.4k0.14%	0.14%	Reduced -31	-31 -4.2%
98	WALMART INC COM WMT	WMT	4,111	$458.0k0.14%	0.14%	Reduced -165	-165 -3.9%
99	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	885	$444.8k0.14%	0.14%	Added +40	+40 4.7%
100	3M CO COM MMM	MMM	2,758	$441.6k0.14%	0.14%	Reduced -236	-236 -7.9%

Sold out since Q3 2025

Security	Ticker	Shares held before	Value then
INVESCO EXCH TRD SLF IDX FD BSCP	BSCP	30,240	$625.7k30.2k shares
ETF SER SOLUTIONS QTUM	QTUM	1,579	$165.7k1.6k shares
ISHARES TR		6,800	$158.9k6.8k shares
INTERPUBLIC GROUP COS INC IPG	IPG	3,480	$97.1k3.5k shares
CVS HEALTH CORP CVS	CVS	833	$62.8k833 shares
VANGUARD WHITEHALL FDS VYMI	VYMI	738	$62.5k738 shares
ISHARES TR DGRO	DGRO	750	$51.1k750 shares
ISHARES TR IGM	IGM	300	$37.8k300 shares
DELTA AIR LINES INC DEL DAL	DAL	500	$28.4k500 shares
HUNTSMAN CORP HUN	HUN	2,500	$22.4k2.5k shares
DRAFTKINGS INC NEW DKNG	DKNG	600	$22.4k600 shares
THERMO FISHER SCIENTIFIC INC TMO	TMO	39	$18.9k39 shares
SELECT SECTOR SPDR TR XLE	XLE	400	$17.9k400 shares
SCHWAB STRATEGIC TR SCHR	SCHR	700	$17.6k700 shares
ISHARES TR HDV	HDV	109	$13.3k109 shares
UNILEVER PLC		183	$10.8k183 shares
VANGUARD SCOTTSDALE FDS VGLT	VGLT	184	$10.5k184 shares
BROOKFIELD CORP BN	BN	225	$10.3k225 shares
ISHARES TR AGG	AGG	86	$8.6k86 shares
OLD PT FINANCIAL CORPORATION OPOF	OPOF	200	$8.4k200 shares
VITESSE ENERGY INC VTS	VTS	305	$7.1k305 shares
PIMCO HIGH INCOME FD PHK	PHK	1,000	$5.0k1.0k shares
ISHARES TR EMB	EMB	45	$4.3k45 shares
BROOKFIELD ASSET MANAGMT LTD BAM	BAM	37	$2.1k37 shares
ISHARES TR HYG	HYG	22	$1.8k22 shares