TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC

CHARLOTTE, NC · CIK 882928 · 13F filing filed 2026-08-10

SEC-registered investment adviser since 2004 · limited liability company

Assets managed$37.9bn
Staff1,293 · 1,020 in investment roles
Main clients (by assets)High net worth individuals 78%, Individuals 22%
Main officeNew York, NY
Form ADV · 2026-07-06SEC adviser record

Legal entityTIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES, LLC (US)

Kindpublic funds (AU), hedge funds, private equity, venture, real estate, structured credit, mutual funds, institutions, futures, FCA fund manager, wealth, bank or insurer
Others nearbyNew York, NY, Charlotte, NC, London, Chicago, IL, Minneapolis, MN, Zürich
FamilyNuveen, LLC · 23 related pages · largest: Nuveen, LLC

As an employer

Offices in1 country

Where they work

people there (dot area)number not reportedmain officeHover or tap a dot. Australian and UK companies are placed at their business or registered address, with their staff across the whole country.

Offices

From Form ADV: the main office and the other offices where it does advisory work (at most the 25 largest), with the people doing investment work at each. “About” is worked out: the firm's investment staff less its other offices. Each city links to the other managers there.

City	Country	People
New York, NY (main office)United States	United States	64
Charlotte, NC2 officesUnited States	United States	382
Frisco, TX3 officesUnited States	United States	210
Denver, CO2 officesUnited States	United States	133
Philadelphia, PAUnited States	United States	35
Durham, NCUnited States	United States	26
Princeton, NJUnited States	United States	26
Pittsburgh, PAUnited States	United States	24
Waltham, MAUnited States	United States	24
Pasadena, CAUnited States	United States	23
Melville, NYUnited States	United States	20
Seattle, WAUnited States	United States	20

9 more cities

Ann Arbor, MIUnited States	United States	19
Atlanta, GAUnited States	United States	18
Hackensack, NJUnited States	United States	18
Hamden, CTUnited States	United States	18
Chicago, ILUnited States	United States	17
Providence, RIUnited States	United States	16
Cambridge, MAUnited States	United States	15
Fairfax, VAUnited States	United States	15
Gainesville, FLUnited States	United States	14

Map: places from GeoNames (CC BY 4.0), outlines from Natural Earth.

$29.1bn reported value +11.7% vs Q1 2026

751positions

42.1%in top 10

77 new 265 added 361 reduced 28 sold out vs Q1 2026

This report includes the holdings of 1 other manager that shares the investment decisions:

TEACHERS INSURANCE & ANNUITY ASSOCIATION OF AMERICA – files its own report too; $71.8m of shares are in both

Also in the report of:

TIAA Wealth Investment Management LLC – $8.8bn of shares are in both reports

Shares in two reports are counted once in each security's totals.

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE MSCI EAFE IEFA	IEFA	19,810,756	$1.9bn6.59%	6.59%	Added +484.3k	+484,283 2.5%
2	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	20,430,648	$1.8bn6.06%	6.06%	Reduced -221.3k	-221,292 -1.1%
3	VANGUARD INDEX FDS VALUE ETF VTV	VTV	6,864,026	$1.5bn5.15%	5.15%	Added +195.8k	+195,842 2.9%
4	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	20,266,641	$1.4bn4.97%	4.97%	Added +289.3k	+289,328 1.4%
5	ISHARES TR RUS TP200 GR ETF IWY	IWY	4,777,201	$1.4bn4.78%	4.78%	Reduced -296.6k	-296,614 -5.8%
6	ISHARES TR RUS TP200 VL ETF IWX	IWX	9,859,021	$1.0bn3.57%	3.57%	Reduced -381.8k	-381,800 -3.7%
7	ISHARES INC CORE MSCI EMKT IEMG	IEMG	12,508,671	$1.0bn3.57%	3.57%	Reduced -243.3k	-243,264 -1.9%
8	ISHARES TR MBS ETF MBB	MBB	7,678,893	$725.8m2.50%	2.50%	Added +199.1k	+199,122 2.7%
9	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	5,666,238	$724.2m2.49%	2.49%	Added +6.9k	+6,940 0.1%
10	ISHARES TR CORE US AGGBD ET AGG	AGG	7,185,394	$711.2m2.45%	2.45%	Added +900.7k	+900,708 14.3%
11	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	13,190,508	$667.2m2.30%	2.30%	Added +483.6k	+483,641 3.8%
12	ISHARES TR NATIONAL MUN ETF MUB	MUB	5,996,446	$645.3m2.22%	2.22%	Added +309.2k	+309,178 5.4%
13	VANGUARD SCOTTSDALE FDS VNG RUS1000VAL VONV	VONV	5,977,896	$635.5m2.19%	2.19%	Added +193.0k	+193,048 3.3%
14	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	12,172,046	$613.3m2.11%	2.11%	Reduced -119.7k	-119,672 -1.0%
15	ISHARES TR RUS 1000 GRW ETF IWF	IWF	4,218,106	$523.8m1.80%	1.80%	Added +105.5k	+105,478 2.6%
16	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	7,814,885	$466.5m1.61%	1.61%	Added +34.4k	+34,431 0.4%
17	ISHARES TR USD INV GRDE ETF USIG	USIG	8,965,515	$459.8m1.58%	1.58%	Reduced -173.8k	-173,788 -1.9%
18	ISHARES TR RUS MDCP VAL ETF IWS	IWS	2,733,733	$450.0m1.55%	1.55%	Added +60.3k	+60,314 2.3%
19	VANGUARD INDEX FDS MID CAP ETF VO	VO	5,399,546	$435.0m1.50%	1.50%	Reduced -99.9k	-99,890 -1.8%
20	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	606,086	$416.3m1.43%	1.43%	Added +3.3k	+3,312 0.6%
21	ISHARES TR CORE S&P500 ETF IVV	IVV	523,959	$392.4m1.35%	1.35%	Reduced -13.7k	-13,748 -2.6%
22	ISHARES TR EAFE SML CP ETF SCZ	SCZ	4,508,820	$370.9m1.28%	1.28%	Added +157.0k	+157,008 3.6%
23	ISHARES TR US TREAS BD ETF GOVT	GOVT	15,819,740	$360.4m1.24%	1.24%	Added +2.1m	+2,087,998 15.2%
24	APPLE INC COM AAPL	AAPL	1,082,366	$313.2m1.08%	1.08%	Added +9.9k	+9,852 0.9%
25	ISHARES TR RUS MID CAP ETF IWR	IWR	2,745,783	$302.9m1.04%	1.04%	Reduced -65.6k	-65,621 -2.3%
26	NUSHARES ETF TR NUVEEN ESG LRGCP NULG	NULG	2,442,650	$285.9m0.98%	0.98%	Reduced -59.9k	-59,927 -2.4%
27	ISHARES TR RUS MD CP GR ETF IWP	IWP	1,876,868	$274.8m0.95%	0.95%	Reduced -97.6k	-97,590 -4.9%
28	ISHARES TR JPMORGAN USD EMG EMB	EMB	2,841,865	$274.1m0.94%	0.94%	Added +191.8k	+191,751 7.2%
29	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	1,386,013	$273.9m0.94%	0.94%	Reduced -240.6k	-240,636 -14.8%
30	ISHARES TR RUS 2000 VAL ETF IWN	IWN	1,218,672	$269.6m0.93%	0.93%	Added +18.0k	+17,978 1.5%
31	ISHARES TR RUS 1000 VAL ETF IWD	IWD	1,093,500	$265.1m0.91%	0.91%	Added +29.3k	+29,273 2.8%
32	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	2,138,543	$254.5m0.88%	0.88%	Added +334.6k	+334,586 18.6%
33	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	685,831	$253.8m0.87%	0.87%	Reduced -9.4k	-9,355 -1.4%
34	NUSHARES ETF TR NUVEEN ESG LRGVL NULV	NULV	5,034,628	$251.7m0.87%	0.87%	Added +259.1k	+259,118 5.4%
35	VANGUARD INDEX FDS SMALL CP ETF VB	VB	785,131	$238.0m0.82%	0.82%	Reduced -33.6k	-33,600 -4.1%
36	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	1,336,785	$218.8m0.75%	0.75%	Added +28.6k	+28,633 2.2%
37	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	4,476,230	$215.4m0.74%	0.74%	Added +142.2k	+142,167 3.3%
38	ISHARES TR RUS 2000 GRW ETF IWO	IWO	546,451	$215.3m0.74%	0.74%	Reduced -29.4k	-29,371 -5.1%
39	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	4,126,010	$213.6m0.74%	0.74%	Reduced -7.5k	-7,519 -0.2%
40	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	3,495,135	$212.5m0.73%	0.73%	Reduced -219.5k	-219,494 -5.9%
41	ISHARES TR BROAD USD HIGH USHY	USHY	5,287,519	$195.7m0.67%	0.67%	Added +998.1k	+998,120 23.3%
42	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	256,923	$191.9m0.66%	0.66%	Reduced -1.2k	-1,238 -0.5%
43	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	2,435,399	$186.8m0.64%	0.64%	Added +130.5k	+130,487 5.7%
44	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	3,573,990	$173.1m0.60%	0.60%	Added +345.6k	+345,635 10.7%
45	ISHARES TR EAFE VALUE ETF EFV	EFV	2,172,399	$166.3m0.57%	0.57%	Reduced -86.7k	-86,694 -3.8%
46	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	3,181,448	$157.6m0.54%	0.54%	Reduced -255.0k	-255,048 -7.4%
47	ISHARES TR MSCI EAFE ETF EFA	EFA	1,473,034	$153.0m0.53%	0.53%	Added +63.5k	+63,540 4.5%
48	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	497,262	$152.3m0.52%	0.52%	Reduced -43.8k	-43,789 -8.1%
49	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	617,562	$150.1m0.52%	0.52%	Reduced -35.0k	-34,980 -5.4%
50	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	416,066	$143.1m0.49%	0.49%	Reduced -18.8k	-18,783 -4.3%
51	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	1,879,506	$138.0m0.47%	0.47%	Added +56.8k	+56,811 3.1%
52	ISHARES TR RUSSELL 2000 ETF IWM	IWM	450,354	$135.3m0.47%	0.47%	Reduced -13.7k	-13,713 -3.0%
53	FLEXSHARES TR QUALT DIVD IDX QDF	QDF	1,462,207	$131.5m0.45%	0.45%	Reduced -137.4k	-137,409 -8.6%
54	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	340,130	$124.4m0.43%	0.43%	Reduced -27.0k	-26,990 -7.3%
55	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	1,115,547	$114.7m0.39%	0.39%	Added +56.0k	+55,960 5.3%
56	ISHARES TR RUS 1000 ETF IWB	IWB	279,636	$114.5m0.39%	0.39%	Added +7.1k	+7,130 2.6%
57	MICROSOFT CORP COM MSFT	MSFT	284,912	$106.3m0.37%	0.37%	Added +11.3k	+11,263 4.1%
58	ALPHABET INC CAP STK CL A GOOGL	GOOGL	281,239	$100.5m0.35%	0.35%	Added +15.9k	+15,873 6.0%
59	NVIDIA CORPORATION COM NVDA	NVDA	464,261	$92.9m0.32%	0.32%	Added +30.6k	+30,635 7.1%
60	NUSHARES ETF TR NUVEEN ESG INTL NUDM	NUDM	2,172,754	$87.0m0.30%	0.30%	Added +11.3k	+11,324 0.5%
61	ISHARES TR SHRT NAT MUN ETF SUB	SUB	813,111	$86.6m0.30%	0.30%	Reduced -4.8k	-4,802 -0.6%
62	ALPHABET INC CAP STK CL C GOOG	GOOG	241,832	$85.4m0.29%	0.29%	Reduced -3.1k	-3,090 -1.3%
63	JPMORGAN CHASE & CO COM JPM	JPM	242,256	$79.3m0.27%	0.27%	Added +5.5k	+5,470 2.3%
64	ISHARES INC MSCI EMRG CHN EMXC	EMXC	717,949	$73.4m0.25%	0.25%	Added +83.8k	+83,767 13.2%
65	ISHARES TR CORE S&P MCP ETF IJH	IJH	919,199	$70.9m0.24%	0.24%	Reduced -8.0k	-7,967 -0.9%
66	NUSHARES ETF TR NUVEEN ESG SMLCP NUSC	NUSC	1,191,187	$62.1m0.21%	0.21%	Reduced -62.8k	-62,773 -5.0%
67	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	279,970	$61.4m0.21%	0.21%	Reduced -8.8k	-8,788 -3.0%
68	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	121,351	$60.7m0.21%	0.21%	Added +1.3k	+1,254 1.0%
69	ISHARES TR NEW YORK MUN ETF NYF	NYF	1,095,918	$59.1m0.20%	0.20%	Reduced -16.9k	-16,911 -1.5%
70	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	78	$58.4m0.20%	0.20%	Added +1	+1 1.3%
71	ISHARES INC ESG AWR MSCI EM ESGE	ESGE	1,041,491	$57.0m0.20%	0.20%	Reduced -3.4k	-3,404 -0.3%
72	AMAZON COM INC COM AMZN	AMZN	235,304	$56.1m0.19%	0.19%	Reduced -2.9k	-2,893 -1.2%
73	JOHNSON & JOHNSON COM JNJ	JNJ	213,596	$54.2m0.19%	0.19%	Added +14.7k	+14,660 7.4%
74	ISHARES TR CORE S&P SCP ETF IJR	IJR	361,883	$53.7m0.18%	0.18%	Reduced -15.7k	-15,746 -4.2%
75	ISHARES TR EAFE GRWTH ETF EFG	EFG	429,048	$53.4m0.18%	0.18%	Reduced -64.1k	-64,135 -13.0%
76	VANECK ETF TRUST JP MRGAN EM LOC EMLC	EMLC	2,063,157	$52.7m0.18%	0.18%	Added +125.3k	+125,283 6.5%
77	ELI LILLY & CO COM LLY	LLY	39,604	$47.5m0.16%	0.16%	Added +408	+408 1.0%
78	SPDR SER TR S&P 400 MDCP VAL MDYV	MDYV	499,862	$47.4m0.16%	0.16%	Reduced -5.0k	-5,037 -1.0%
79	NUSHARES ETF TR NUVEEN ESG EMRGN NUEM	NUEM	1,073,878	$45.6m0.16%	0.16%	Reduced -10.2k	-10,196 -0.9%
80	VANGUARD WORLD FD INF TECH ETF VGT	VGT	356,204	$42.6m0.15%	0.15%	Reduced -132	-132 -0.0%
81	ISHARES GOLD TR ISHARES NEW IAU	IAU	538,401	$40.7m0.14%	0.14%	Reduced -61.0k	-61,007 -10.2%
82	ISHARES TR CALIF MUN BD ETF CMF	CMF	666,348	$38.4m0.13%	0.13%	Added +2.7k	+2,727 0.4%
83	ISHARES TR ESG AWARE MSCI ESML	ESML	650,274	$36.4m0.13%	0.13%	Reduced -58.7k	-58,720 -8.3%
84	ISHARES TR MSCI EMG MKT ETF EEM	EEM	531,185	$36.3m0.13%	0.13%	Added +94.9k	+94,884 21.8%
85	NUSHARES ETF TR NUVEEN ESG MIDVL NUMV	NUMV	804,525	$35.0m0.12%	0.12%	Reduced -65.7k	-65,650 -7.5%
86	EXXON MOBIL CORP COM XOM	XOM	249,121	$34.1m0.12%	0.12%	Added +6.9k	+6,909 2.9%
87	BROADCOM INC COM AVGO	AVGO	89,400	$33.8m0.12%	0.12%	Added +609	+609 0.7%
88	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	173,560	$33.1m0.11%	0.11%	Added +5.9k	+5,919 3.5%
89	ISHARES INC CUR HD MSCI EM HEEM	HEEM	697,766	$31.2m0.11%	0.11%	Reduced -19.3k	-19,270 -2.7%
90	ISHARES TR CORE INTL AGGR IAGG	IAGG	595,447	$30.1m0.10%	0.10%	Added +148.5k	+148,504 33.2%
91	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	102,509	$28.8m0.10%	0.10%	Reduced -1.7k	-1,747 -1.7%
92	ABBVIE INC COM ABBV	ABBV	109,397	$27.5m0.09%	0.09%	Added +230	+230 0.2%
93	WALMART INC COM WMT	WMT	237,020	$26.8m0.09%	0.09%	Reduced -2.2k	-2,155 -0.9%
94	ISHARES TR RUSSELL 3000 ETF IWV	IWV	60,355	$25.7m0.09%	0.09%	Reduced -2.0k	-2,001 -3.2%
95	VANECK ETF TRUST HIGH YLD MUNIETF HYD	HYD	496,643	$25.6m0.09%	0.09%	Reduced -2.6k	-2,571 -0.5%
96	HOME DEPOT INC COM HD	HD	71,169	$25.1m0.09%	0.09%	Reduced -56	-56 -0.1%
97	ORACLE CORP COM ORCL	ORCL	163,637	$24.0m0.08%	0.08%	Reduced -2.4k	-2,355 -1.4%
98	PROCTER AND GAMBLE CO COM PG	PG	150,979	$22.1m0.08%	0.08%	Added +5.2k	+5,160 3.5%
99	VISA INC COM CL A V	V	63,062	$21.6m0.07%	0.07%	Reduced -1.5k	-1,529 -2.4%
100	APPLIED MATLS INC COM AMAT	AMAT	29,721	$21.5m0.07%	0.07%	Reduced -781	-781 -2.6%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
HONEYWELL INTL INC		20,886	$9.4m20.9k shares
GOLDMAN SACHS ETF TR GBIL	GBIL	6,000	$601.1k6.0k shares
SPDR SER TR SPBO	SPBO	19,520	$566.7k19.5k shares
ISHARES TR IMTB	IMTB	11,960	$524.1k12.0k shares
ISHARES TR ISTB	ISTB	10,708	$518.9k10.7k shares
DIMENSIONAL ETF TRUST DFSD	DFSD	10,360	$496.0k10.4k shares
DUPONT DE NEMOURS INC DWDP	DWDP	3,079	$423.0k3.1k shares
FIRST TR EXCHANGE-TRADED FD FBT	FBT	1,823	$366.1k1.8k shares
FIRST TR EXCHANGE TRADED FD CIBR	CIBR	4,040	$253.2k4.0k shares
PACER FDS TR COWZ	COWZ	3,852	$241.0k3.9k shares
T ROWE PRICE ETF INC TCHP	TCHP	5,454	$241.0k5.5k shares
ISHARES U S ETF TR NEAR	NEAR	4,714	$239.6k4.7k shares
SPDR SER TR BIL	BIL	2,480	$227.3k2.5k shares
CMS ENERGY CORP CMS	CMS	2,636	$204.5k2.6k shares
ALBEMARLE CORP ALB	ALB	1,135	$203.8k1.1k shares
EQUINIX INC EQIX	EQIX	206	$201.9k206 shares
LEIDOS HOLDINGS INC LDOS	LDOS	1,250	$194.4k1.2k shares
TYLER TECHNOLOGIES INC TYL	TYL	553	$189.3k553 shares
VERISK ANALYTICS INC VRSK	VRSK	977	$185.4k977 shares
CHECK POINT SOFTWARE TECH LT CHKP	CHKP	1,152	$164.6k1.2k shares
VULCAN MATLS CO VMC	VMC	582	$158.5k582 shares
SMURFIT WESTROCK PLC SW	SW	3,883	$154.7k3.9k shares
BROOKFIELD ASSET MANAGMT LTD BAM	BAM	3,446	$153.2k3.4k shares
OMNICOM GROUP INC OMC	OMC	1,941	$146.2k1.9k shares
TOLL BROTHERS INC TOL	TOL	1,066	$145.5k1.1k shares