SYM FINANCIAL Corp

WINONA LAKE, IN · CIK 764739 · 13F filing filed 2026-08-04

SEC-registered investment adviser since 1985 · corporation

Assets managed$5.8bn
Staff84 · 49 in investment roles
Main clients (by assets)High net worth individuals 58%, Pension plans 20%, Charities 14%
Form ADV · 2026-03-31SEC adviser record

$1.2bn reported value +24.3% vs Q1 2026

530positions

74.4%in top 10

156 new 207 added 107 reduced 40 sold out vs Q1 2026

Options: 1 call positions ($35.7k notional), 0 put positions (— notional) – listed below, not included above.

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	6,729,230	$277.6m22.31%	22.31%	Added +210.8k	+210,762 3.2%
2	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	3,036,703	$157.0m12.62%	12.62%	Added +2.9m	+2,913,225 2359.3%
3	WISDOMTREE TR INTERNATIONL EFI NTSI	NTSI	2,462,956	$114.8m9.23%	9.23%	Added +21.7k	+21,654 0.9%
4	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	569,031	$112.4m9.04%	9.04%	Added +1.8k	+1,837 0.3%
5	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	269,521	$99.7m8.02%	8.02%	Reduced -7.1k	-7,132 -2.6%
6	ISHARES TR US TREAS BD ETF GOVT	GOVT	3,845,020	$87.6m7.04%	7.04%	Added +121.7k	+121,682 3.3%
7	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	1,187,558	$34.4m2.76%	2.76%	Reduced -4.5k	-4,450 -0.4%
8	DOW INC COM DOW	DOW	554,157	$15.2m1.22%	1.22%	Added +2.4k	+2,386 0.4%
9	APPLE INC COM AAPL	AAPL	47,836	$13.8m1.11%	1.11%	Reduced -4.0k	-3,998 -7.7%
10	VANGUARD ADMIRAL FDS INC SMLCP 600 VAL VIOV	VIOV	114,517	$13.4m1.08%	1.08%	Reduced -2.1k	-2,139 -1.8%
11	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	136,634	$11.7m0.94%	0.94%	Reduced -70.8k	-70,762 -34.1%
12	NVIDIA CORPORATION COM NVDA	NVDA	56,493	$11.3m0.91%	0.91%	Reduced -8.5k	-8,502 -13.1%
13	ISHARES TR CORE MSCI EAFE IEFA	IEFA	108,747	$10.5m0.84%	0.84%	Added +506	+506 0.5%
14	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	64,497	$10.1m0.81%	0.81%	Reduced -148	-148 -0.2%
15	ELI LILLY & CO COM LLY	LLY	7,406	$8.9m0.71%	0.71%	Added +26	+26 0.3%
16	MICROSOFT CORP COM MSFT	MSFT	18,239	$6.8m0.55%	0.55%	Reduced -3.1k	-3,131 -14.7%
17	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	125,776	$6.3m0.51%	0.51%	Added +13.2k	+13,197 11.7%
18	ISHARES INC MSCI GBL MIN VOL ACWV	ACWV	48,961	$5.9m0.47%	0.47%	Added +723	+723 1.5%
19	AMAZON COM INC COM AMZN	AMZN	24,244	$5.8m0.46%	0.46%	Reduced -2.5k	-2,477 -9.3%
20	ALPHABET INC CAP STK CL A GOOGL	GOOGL	15,424	$5.5m0.44%	0.44%	Reduced -2.6k	-2,638 -14.6%
21	BROADCOM INC COM AVGO	AVGO	12,051	$4.6m0.37%	0.37%	Reduced -2.4k	-2,367 -16.4%
22	MICRON TECHNOLOGY INC COM MU	MU	3,931	$4.5m0.36%	0.36%	Reduced -87	-87 -2.2%
23	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	176,450	$4.4m0.35%	0.35%	Added +3.4k	+3,399 2.0%
24	INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM SPMO	SPMO	25,602	$4.1m0.33%	0.33%	New
25	JPMORGAN CHASE & CO COM JPM	JPM	11,784	$3.9m0.31%	0.31%	Added +755	+755 6.8%
26	SPDR INDEX SHS FDS MSCI WRLD STRGIC QWLD	QWLD	23,518	$3.6m0.29%	0.29%	Added +53	+53 0.2%
27	ISHARES TR CORE US AGGBD ET AGG	AGG	32,898	$3.3m0.26%	0.26%	Added +551	+551 1.7%
28	WALMART INC COM WMT	WMT	25,842	$2.9m0.24%	0.24%	Reduced -306	-306 -1.2%
29	GE AEROSPACE COM NEW GE	GE	7,079	$2.6m0.21%	0.21%	Added +218	+218 3.2%
30	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	3,410	$2.5m0.20%	0.20%	Added +13	+13 0.4%
31	J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF JPIB	JPIB	50,530	$2.4m0.20%	0.20%	Added +1.1k	+1,096 2.2%
32	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	14,901	$2.4m0.20%	0.20%	Added +175	+175 1.2%
33	CISCO SYS INC COM CSCO	CSCO	19,834	$2.3m0.19%	0.19%	Added +302	+302 1.6%
34	TESLA INC COM TSLA	TSLA	5,449	$2.3m0.18%	0.18%	Added +652	+652 13.6%
35	JOHNSON & JOHNSON COM JNJ	JNJ	8,776	$2.2m0.18%	0.18%	Reduced -27	-27 -0.3%
36	APPLIED MATLS INC COM AMAT	AMAT	3,077	$2.2m0.18%	0.18%	Added +113	+113 3.8%
37	META PLATFORMS INC CL A META	META	3,888	$2.2m0.18%	0.18%	Reduced -1.5k	-1,481 -27.6%
38	LAM RESEARCH CORP COM NEW LRCX	LRCX	5,050	$2.2m0.18%	0.18%	Reduced -23	-23 -0.5%
39	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	4,176	$2.1m0.17%	0.17%	Added +646	+646 18.3%
40	GE VERNOVA INC COM GEV	GEV	1,748	$2.1m0.17%	0.17%	Added +84	+84 5.0%
41	PIMCO ETF TR ENHAN SHRT MA AC MINT	MINT	19,962	$2.0m0.16%	0.16%	Added +216	+216 1.1%
42	KLA CORP COM NEW KLAC	KLAC	6,592	$2.0m0.16%	0.16%	Added +132	+132 2.0%
43	ISHARES TR MSCI ACWI ETF ACWI	ACWI	12,384	$1.9m0.16%	0.16%	Reduced -341	-341 -2.7%
44	ALPHABET INC CAP STK CL C GOOG	GOOG	5,481	$1.9m0.16%	0.16%	Added +469	+469 9.4%
45	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	36,648	$1.9m0.15%	0.15%	Added +3.4k	+3,365 10.1%
46	LAKELAND FINL CORP COM LKFN	LKFN	30,711	$1.9m0.15%	0.15%	Reduced -34.5k	-34,464 -52.9%
47	EXXON MOBIL CORP COM XOM	XOM	12,669	$1.7m0.14%	0.14%	Added +304	+304 2.5%
48	TARGA RES CORP COM TRGP	TRGP	6,130	$1.6m0.13%	0.13%	Added +12	+12 0.2%
49	VANGUARD WORLD FD INF TECH ETF VGT	VGT	13,226	$1.6m0.13%	0.13%	Added +1.7k	+1,730 15.1%
50	JABIL INC COM JBL	JBL	4,085	$1.6m0.13%	0.13%	Added +143	+143 3.6%
51	INTEL CORP COM INTC	INTC	11,153	$1.6m0.13%	0.13%	Reduced -5.2k	-5,226 -31.9%
52	VISA INC COM CL A V	V	4,467	$1.5m0.12%	0.12%	Added +1.1k	+1,073 31.6%
53	COMFORT SYS USA INC COM FIX	FIX	767	$1.5m0.12%	0.12%	Reduced -112	-112 -12.7%
54	AMPHENOL CORP CL A APH	APH	8,428	$1.5m0.12%	0.12%	Reduced -2.5k	-2,490 -22.8%
55	ADVANCED MICRO DEVICES INC COM AMD	AMD	2,372	$1.4m0.11%	0.11%	Reduced -978	-978 -29.2%
56	MASTERCARD INCORPORATED CL A MA	MA	2,669	$1.4m0.11%	0.11%	Reduced -1.4k	-1,424 -34.8%
57	WESTERN DIGITAL CORP COM WDC	WDC	2,058	$1.3m0.11%	0.11%	Reduced -1.2k	-1,227 -37.4%
58	NORFOLK SOUTHN CORP COM NSC	NSC	4,158	$1.3m0.11%	0.11%	Reduced -422	-422 -9.2%
59	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	40,810	$1.3m0.10%	0.10%	Added +516	+516 1.3%
60	CUMMINS INC COM CMI	CMI	1,750	$1.2m0.10%	0.10%	Added +117	+117 7.2%
61	CATERPILLAR INC COM CAT	CAT	1,171	$1.2m0.10%	0.10%	Added +96	+96 8.9%
62	SPDR GOLD TR GOLD SHS GLD	GLD	3,368	$1.2m0.10%	0.10%	Reduced -372	-372 -9.9%
63	HOME DEPOT INC COM HD	HD	3,507	$1.2m0.10%	0.10%	Added +1.4k	+1,422 68.2%
64	CHUBB LIMITED COM CB	CB	3,447	$1.2m0.09%	0.09%	Added +32	+32 0.9%
65	HUNT J B TRANS SVCS INC COM JBHT	JBHT	3,760	$1.1m0.09%	0.09%	Added +184	+184 5.2%
66	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	544	$1.1m0.09%	0.09%	Added +40	+40 7.9%
67	MERCK & CO INC COM MRK	MRK	8,324	$1.1m0.09%	0.09%	Reduced -12	-12 -0.1%
68	ABBVIE INC COM ABBV	ABBV	4,148	$1.0m0.08%	0.08%	Added +303	+303 7.9%
69	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	14,476	$1.0m0.08%	0.08%	Reduced -73.3k	-73,276 -83.5%
70	ORACLE CORP COM ORCL	ORCL	6,987	$1.0m0.08%	0.08%	Added +1.5k	+1,453 26.3%
71	MPLX LP COM UNIT REP LTD MPLX	MPLX	17,845	$1.0m0.08%	0.08%	Added +1.2k	+1,236 7.4%
72	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,435	$985.7k0.08%	0.08%	Added +304	+304 26.9%
73	COSTCO WHSL CORP NEW COM COST	COST	1,044	$976.8k0.08%	0.08%	Reduced -593	-593 -36.2%
74	PEPSICO INC COM PEP	PEP	6,909	$935.5k0.08%	0.08%	Reduced -948	-948 -12.1%
75	CENTENE CORP DEL COM CNC	CNC	14,509	$931.3k0.07%	0.07%	Reduced -1.0k	-1,026 -6.6%
76	CHEVRON CORP NEW COM CVX	CVX	5,614	$930.6k0.07%	0.07%	Added +1.4k	+1,436 34.4%
77	WELLS FARGO CO NEW COM WFC	WFC	11,096	$917.0k0.07%	0.07%	Added +4.7k	+4,689 73.2%
78	EDISON INTL COM EIX	EIX	12,303	$916.0k0.07%	0.07%	Reduced -115	-115 -0.9%
79	CITIGROUP INC COM NEW C	C	6,480	$906.9k0.07%	0.07%	Added +624	+624 10.7%
80	PNC FINL SVCS GROUP INC COM PNC	PNC	3,628	$893.3k0.07%	0.07%	Added +298	+298 8.9%
81	UNITEDHEALTH GROUP INC COM UNH	UNH	2,127	$884.2k0.07%	0.07%	Reduced -656	-656 -23.6%
82	AON PLC SHS CL A AON	AON	2,665	$883.9k0.07%	0.07%	Added +1.1k	+1,141 74.9%
83	GENERAL MTRS CO COM GM	GM	11,449	$882.5k0.07%	0.07%	Added +561	+561 5.2%
84	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	3,102	$872.3k0.07%	0.07%	Added +85	+85 2.8%
85	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	14,012	$807.4k0.06%	0.06%	Reduced -17	-17 -0.1%
86	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,093	$805.1k0.06%	0.06%	Added +116	+116 11.9%
87	PG&E CORP COM PCG	PCG	47,173	$793.5k0.06%	0.06%	Added +3.1k	+3,098 7.0%
88	COCA COLA CO COM KO	KO	9,743	$791.8k0.06%	0.06%	Added +794	+794 8.9%
89	ARISTA NETWORKS INC COM SHS ANET	ANET	4,622	$785.2k0.06%	0.06%	Reduced -293	-293 -6.0%
90	XCEL ENERGY INC COM XEL	XEL	9,429	$757.1k0.06%	0.06%	Added +405	+405 4.5%
91	BLACKROCK INC COM BLK	BLK	787	$756.8k0.06%	0.06%	Added +197	+197 33.4%
92	AIRBNB INC COM CL A ABNB	ABNB	5,238	$749.6k0.06%	0.06%	Added +907	+907 20.9%
93	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	22,124	$748.7k0.06%	0.06%	Unchanged
94	ABBOTT LABS COM ABT	ABT	8,189	$743.1k0.06%	0.06%	Added +4.3k	+4,292 110.1%
95	ILLUMINA INC COM ILMN	ILMN	4,147	$729.2k0.06%	0.06%	Reduced -516	-516 -11.1%
96	SEAGATE TECHNOLOGY HLDNGS PL ORD SHS STX	STX	739	$713.1k0.06%	0.06%	New
97	AMETEK INC COM AME	AME	2,943	$712.0k0.06%	0.06%	Added +41	+41 1.4%
98	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	1,479	$706.3k0.06%	0.06%	Added +100	+100 7.2%
99	VALERO ENERGY CORP COM VLO	VLO	2,665	$694.1k0.06%	0.06%	Added +258	+258 10.7%
100	UNION PAC CORP COM UNP	UNP	2,547	$692.9k0.06%	0.06%	Added +73	+73 3.0%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
COMCAST CORP NEW CMCSA	CMCSA	15,598	$447.8k15.6k shares
CHIPOTLE MEXICAN GRILL INC CMG	CMG	13,645	$436.8k13.6k shares
IDEXX LABS INC IDXX	IDXX	777	$436.6k777 shares
MARTIN MARIETTA MATLS INC MLM	MLM	675	$397.4k675 shares
SALESFORCE INC CRM	CRM	1,921	$358.6k1.9k shares
OREILLY AUTOMOTIVE INC ORLY	ORLY	3,756	$346.7k3.8k shares
THE CIGNA GROUP CI	CI	1,294	$345.2k1.3k shares
MARKETAXESS HLDGS INC MKTX	MKTX	1,874	$309.2k1.9k shares
HUNTINGTON INGALLS INDS INC HII	HII	770	$292.5k770 shares
C H ROBINSON WORLDWIDE INC CHRW	CHRW	1,572	$261.1k1.6k shares
CARLYLE GROUP INC CG	CG	5,382	$260.4k5.4k shares
UBER TECHNOLOGIES INC UBER	UBER	3,598	$258.8k3.6k shares
CARMAX INC KMX	KMX	6,087	$253.1k6.1k shares
ROPER TECHNOLOGIES INC ROP	ROP	715	$253.0k715 shares
HONEYWELL INTL INC		549	$248.3k549 shares
GARTNER INC IT	IT	1,533	$242.7k1.5k shares
TRANSUNION TRU	TRU	3,485	$241.1k3.5k shares
BIOMARIN PHARMACEUTICAL INC BMRN	BMRN	4,235	$239.2k4.2k shares
TYSON FOODS INC TSN	TSN	3,662	$234.6k3.7k shares
DUPONT DE NEMOURS INC DWDP	DWDP	1,707	$234.5k1.7k shares
ABERCROMBIE & FITCH CO ANF	ANF	2,528	$231.0k2.5k shares
INTUITIVE SURGICAL INC ISRG	ISRG	489	$225.4k489 shares
MUELLER INDS INC MLI	MLI	2,007	$222.4k2.0k shares
MCKESSON CORP MCK	MCK	253	$218.9k253 shares
LULULEMON ATHLETICA INC LULU	LULU	1,373	$210.2k1.4k shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
ALPHABET INC GOOGL · Call	GOOGL	Call	100	$35.7k100 shares	Unchanged