Vault-13

SYNCHRONY FINANCIAL SYF

COM · Common Stock · CUSIP 87165B103 · ISIN US87165B1035

American financial services company

633 institutional holders
435,084,545435.1m shares reported held*
96.6% of all shares outstanding*
$12.3bnreported value*

* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($74.3m this quarter). Holder counts are more reliable. Shares outstanding: 450.5m as of 2022-10-21, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $28.22. Options: 20 managers hold calls ($74.0m notional), 16 hold puts ($154.9m).

Biggest calls

BANK OF AMERICA CORP /DE/ — $28.2m1.0m shares
CITADEL ADVISORS LLC — $10.7m377.9k shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP — $9.7m344.6k shares
JANE STREET GROUP, LLC — $5.3m187.1k shares
Ionic Capital Management LLC — $4.7m166.6k shares
SIMPLEX TRADING, LLC — $4.1m146.3k shares
Walleye Trading LLC — $2.6m92.0k shares
WOLVERINE TRADING, LLC — $1.7m60.6k shares
GROUP ONE TRADING LLC — $1.7m61.9k shares
BANK OF MONTREAL /CAN/ — $1.4m50.0k shares

Biggest puts

Deer Park Road Corp — $45.1m1.6m shares
JANE STREET GROUP, LLC — $26.7m945.4k shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP — $21.2m752.0k shares
GROUP ONE TRADING LLC — $12.6m448.0k shares
CITADEL ADVISORS LLC — $11.2m395.8k shares
D. E. Shaw & Co., Inc. — $8.1m287.7k shares
SIMPLEX TRADING, LLC — $6.2m219.7k shares
WOLVERINE TRADING, LLC — $5.8m200.3k shares
Parallax Volatility Advisers, L.P. — $5.7m203.3k shares
CAPSTONE INVESTMENT ADVISORS, LLC — $5.3m188.5k shares

Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.

Major shareholders (over 5%)

Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.

HolderStakeChangeShares Last filed
BlackRock, Inc. 13G · institution filed 2025-02-05 9.0% 35.2m≈ $2.4bn 2025-02-05
VANGUARD CAPITAL MANAGEMENT LLC 13G · institution new · filed 2026-04-30 7.5% new 26.2m≈ $2.0bn 2026-04-30
Capital World Investors 13G · institution -4.1 pts · filed 2026-08-12 5.6% -4.1 pts 19.0m≈ $1.4bn 2026-08-12
VANGUARD PORTFOLIO MANAGEMENT LLC 13G · institution new · filed 2026-04-29 5.4% new 18.7m≈ $1.4bn 2026-04-29
STATE STREET CORP 13G · institution new · filed 2025-11-10 5.1% new 19.1m≈ $1.4bn 2025-11-10

Fell to 5% or below in the last year: VANGUARD GROUP INC (0.0%, 2026-03-27; now reported by VANGUARD CAPITAL MANAGEMENT LLC)

Insider purchases and sales in Q3 2022

Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.

Officers and directors buying vs selling

Number of people, by quarter (10% owners not included)

BuyingSelling
404Q4 20: 0 buyingQ4 20: 0 sellingQ1 21: 0 buyingQ1 21: 0 sellingQ1 21Q2 21: 0 buyingQ2 21: 0 sellingQ3 21: 0 buyingQ3 21: 0 sellingQ3 21Q4 21: 0 buyingQ4 21: 0 sellingQ1 22: 0 buyingQ1 22: 3 sellingQ1 22Q2 22: 0 buyingQ2 22: 2 sellingQ3 22: 0 buyingQ3 22: 0 sellingQ3 22
Numbers
QuarterBuyingBoughtSellingSoldSold under a plan
Q4 20200—0——
Q1 20210—0——
Q2 20210—0——
Q3 20210—0——
Q4 20210—0——
Q1 20220—3$1.6m—
Q2 20220—2$2.1m—
Q3 20220—0——

None reported in Q3 2022.

Holders, Q3 2022

#ManagerLocationShares Value% of their portfolioChangeShares change
1 VANGUARD GROUP INC 0.05% of their portfolio Valley Forge, PA 61,365,69461.4m $1.7bn $1.7bn 0.05% —
2 Capital World Investors 0.29% of their portfolio LOS ANGELES, CA 45,090,75245.1m $1.3bn $1.3bn 0.29% —
3 BlackRock Inc. 0.04% of their portfolio New York, NY 42,135,40242.1m $1.2bn $1.2bn 0.04% —
4 STATE STREET CORP 0.04% of their portfolio BOSTON, MA 22,002,58322.0m $620.3m $620.3m 0.04% —
5 FMR LLC 0.06% of their portfolio BOSTON, MA 20,883,32120.9m $588.7m $588.7m 0.06% —
6 BANK OF AMERICA CORP /DE/ 0.05% of their portfolio CHARLOTTE, NC 13,128,96913.1m $370.1m $370.1m 0.05% —
7 GEODE CAPITAL MANAGEMENT, LLC 0.04% of their portfolio BOSTON, MA 9,912,2189.9m $279.7m $279.7m 0.04% —
8 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 0.40% of their portfolio BOSTON, MA 9,621,3919.6m $271.2m $271.2m 0.40% —
9 GOLDMAN SACHS GROUP INC 0.07% of their portfolio NEW YORK, NY 8,342,6038.3m $235.2m $235.2m 0.07% —
10 PAR CAPITAL MANAGEMENT INC 8.52% of their portfolio BOSTON, MA 8,150,0008.2m $229.7m $229.7m 8.52% —
11 Southpoint Capital Advisors LP 5.85% of their portfolio NEW YORK, NY 7,700,0007.7m $217.1m $217.1m 5.85% —
12 DIMENSIONAL FUND ADVISORS LP 0.08% of their portfolio AUSTIN, TX 7,202,9587.2m $203.1m $203.1m 0.08% —
13 Bank of New York Mellon Corp 0.05% of their portfolio NEW YORK, NY 7,109,9097.1m $200.4m $200.4m 0.05% —
14 FIRST TRUST ADVISORS LP 0.22% of their portfolio Wheaton, IL 6,140,6496.1m $173.1m $173.1m 0.22% —
15 NORTHERN TRUST CORP 0.04% of their portfolio CHICAGO, IL 5,932,9825.9m $167.3m $167.3m 0.04% —
16 MORGAN STANLEY 0.02% of their portfolio NEW YORK, NY 5,712,2255.7m $161.0m $161.0m 0.02% —
17 NORGES BANK 0.04% of their portfolio OSLO, Q8 5,139,6285.1m $144.9m $144.9m 0.04% —
18 Artisan Partners Limited Partnership 0.23% of their portfolio Milwaukee, WI 4,602,6954.6m $129.8m $129.8m 0.23% —
19 Invesco Ltd. 0.04% of their portfolio ATLANTA, GA 4,429,2214.4m $124.9m $124.9m 0.04% —
20 Legal & General Group Plc 0.05% of their portfolio London, X0 4,380,0874.4m $123.5m $123.5m 0.05% —
21 CI INVESTMENTS INC. 0.59% of their portfolio TORONTO, Z4 3,996,6874.0m $112.7m $112.7m 0.59% —
22 UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.06% of their portfolio NEW YORK, NY 3,847,7563.8m $108.5m $108.5m 0.06% —
23 Allianz Asset Management GmbH 0.23% of their portfolio MUNICH, 2M 3,605,4103.6m $101.6m $101.6m 0.23% —
24 MANUFACTURERS LIFE INSURANCE COMPANY, THE 0.07% of their portfolio Toronto, A6 3,437,9513.4m $96.9m $96.9m 0.07% —
25 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.03% of their portfolio SAN FRANCISCO, CA 3,391,4523.4m $95.6m $95.6m 0.03% —
26 Man Group plc 0.42% of their portfolio LONDON, X0 3,166,1953.2m $89.3m $89.3m 0.42% —
27 Sumitomo Mitsui Trust Group, Inc. 0.06% of their portfolio CHIYODA-KU, TOKYO, M0 2,788,7752.8m $78.6m $78.6m 0.06% —
28 DEUTSCHE BANK AG\ 0.05% of their portfolio FRANKFURT AM MAIN, 2M 2,716,3462.7m $76.6m $76.6m 0.05% —
29 MACQUARIE GROUP LTD 0.09% of their portfolio Sydney, NSW 2000, C3 2,500,7442.5m $70.5m $70.5m 0.09% —
30 COOKE & BIELER LP 0.74% of their portfolio PHILADELPHIA, PA 2,438,3932.4m $68.7m $68.7m 0.74% —
31 AXA S.A. 0.13% of their portfolio PARIS, I0 2,358,5002.4m $66.5m $66.5m 0.13% —
32 MILLENNIUM MANAGEMENT LLC 0.08% of their portfolio NEW YORK, NY 2,211,2052.2m $62.3m $62.3m 0.08% —
33 AQR CAPITAL MANAGEMENT LLC 0.14% of their portfolio Greenwich, CT 2,049,1592.0m $57.8m $57.8m 0.14% —
34 NORDEA INVESTMENT MANAGEMENT AB 0.09% of their portfolio STOCKHOLM, V7 1,989,1802.0m $57.1m $57.1m 0.09% —
35 VICTORY CAPITAL MANAGEMENT INC 0.06% of their portfolio San Antonio, TX 1,951,0292.0m $55.0m $55.0m 0.06% —
36 LOS ANGELES CAPITAL MANAGEMENT LLC 0.27% of their portfolio LOS ANGELES, CA 1,817,2261.8m $51.2m $51.2m 0.27% —
37 PRUDENTIAL FINANCIAL INC 0.09% of their portfolio NEWARK, NJ 1,803,0631.8m $51.9m $51.9m 0.09% —
38 JACOBS LEVY EQUITY MANAGEMENT, INC 0.38% of their portfolio FLORHAM PARK, NJ 1,685,8661.7m $47.5m $47.5m 0.38% —
39 Amundi 0.03% of their portfolio Paris, I0 1,676,4581.7m $53.2m $53.2m 0.03% —
40 TWO SIGMA ADVISERS, LP 0.13% of their portfolio NEW YORK, NY 1,641,5001.6m $46.3m $46.3m 0.13% —
41 Robeco Institutional Asset Management B.V. 0.15% of their portfolio ROTTERDAM, P7 1,612,6921.6m $45.5m $45.5m 0.15% —
42 MARSHALL WACE, LLP 0.11% of their portfolio LONDON, X0 1,579,6731.6m $44.5m $44.5m 0.11% —
43 LSV ASSET MANAGEMENT 0.10% of their portfolio CHICAGO, IL 1,570,1311.6m $44.3m $44.3m 0.10% —
44 D. E. Shaw & Co., Inc. 0.07% of their portfolio New York, NY 1,511,3261.5m $42.6m $42.6m 0.07% —
45 Caisse de depot et placement du Quebec 0.12% of their portfolio Montreal, A8 1,439,7911.4m $40.6m $40.6m 0.12% —
46 Boston Partners 0.06% of their portfolio BOSTON, MA 1,418,6271.4m $40.0m $40.0m 0.06% —
47 CITADEL ADVISORS LLC 0.05% of their portfolio MIAMI, FL 1,403,4031.4m $39.6m $39.6m 0.05% —
48 APG Asset Management N.V. 0.10% of their portfolio Amsterdam, P7 1,363,9961.4m $39.2m $39.2m 0.10% —
49 CREDIT SUISSE AG/ 0.04% of their portfolio ZURICH, V8 1,328,8051.3m $37.5m $37.5m 0.04% —
50 O'SHAUGHNESSY ASSET MANAGEMENT, LLC 0.70% of their portfolio Stamford, CT 1,317,8571.3m $37.2m $37.2m 0.70% —
51 ROYAL BANK OF CANADA 0.01% of their portfolio TORONTO, A6 1,315,3791.3m $37.1m $37.1m 0.01% —
52 Russell Investments Group, Ltd. 0.08% of their portfolio Seattle, WA 1,303,7021.3m $36.8m $36.8m 0.08% —
53 JPMORGAN CHASE & CO 0.01% of their portfolio NEW YORK, NY 1,266,8871.3m $35.7m $35.7m 0.01% —
54 Assenagon Asset Management S.A. 0.15% of their portfolio SENNINGERBERG, N4 1,251,9341.3m $35.3m $35.3m 0.15% —
55 VOLORIDGE INVESTMENT MANAGEMENT, LLC 0.18% of their portfolio JUPITER, FL 1,207,1401.2m $34.0m $34.0m 0.18% —
56 HSBC HOLDINGS PLC 0.06% of their portfolio LONDON, X0 1,171,1561.2m $33.3m $33.3m 0.06% —
57 INTECH INVESTMENT MANAGEMENT LLC 0.24% of their portfolio WEST PALM BEACH, FL 1,148,9111.1m $32.4m $32.4m 0.24% —
58 California Public Employees Retirement System 0.03% of their portfolio Sacramento, CA 1,139,8671.1m $32.1m $32.1m 0.03% —
59 Ceredex Value Advisors LLC 0.52% of their portfolio WINTER PARK, FL 1,122,8091.1m $31.7m $31.7m 0.52% —
60 Nuveen Asset Management, LLC 0.01% of their portfolio CHICAGO, IL 1,043,6181.0m $29.4m $29.4m 0.01% —
61 Ensign Peak Advisors, Inc 0.07% of their portfolio SALT LAKE CITY, UT 1,002,0611.0m $28.2m $28.2m 0.07% —
62 AGF INVESTMENTS INC. 0.27% of their portfolio TORONTO, A6 996,986997.0k $28.1m $28.1m 0.27% —
63 ALLIANCEBERNSTEIN L.P. 0.01% of their portfolio NASHVILLE, TN 958,239958.2k $27.0m $27.0m 0.01% —
64 National Pension Service 0.06% of their portfolio JEONJU-SI, JEOLLABUK-DO, M5 956,439956.4k $27.6m $27.6m 0.06% —
65 TWO SIGMA INVESTMENTS, LP 0.09% of their portfolio NEW YORK, NY 933,968934.0k $26.3m $26.3m 0.09% —
66 KBC Group NV 0.14% of their portfolio Brussels, C9 931,777931.8k $26.3m $26.3m 0.14% —
67 Mitsubishi UFJ Trust & Banking Corp 0.07% of their portfolio TOKYO, M0 930,386930.4k $26.2m $26.2m 0.07% —
68 CANADA LIFE ASSURANCE Co 0.07% of their portfolio WINNIPEG, A2 918,909918.9k $25.9m $25.9m 0.07% —
69 Grantham, Mayo, Van Otterloo & Co. LLC 0.15% of their portfolio Boston, MA 911,800911.8k $25.7m $25.7m 0.15% —
70 RHUMBLINE ADVISERS 0.04% of their portfolio BOSTON, MA 902,661902.7k $25.4m $25.4m 0.04% —
71 Verition Fund Management LLC 0.17% of their portfolio GREENWICH, CT 891,560891.6k $25.1m $25.1m 0.17% —
72 WEDGE CAPITAL MANAGEMENT L L P/NC 0.42% of their portfolio CHARLOTTE, NC 889,475889.5k $25.1m $25.1m 0.42% —
73 Hosking Partners LLP 1.08% of their portfolio LONDON, X0 878,596878.6k $24.8m $24.8m 1.08% —
74 Korea Investment CORP 0.07% of their portfolio SEOUL, M5 859,398859.4k $24.2m $24.2m 0.07% —
75 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 0.04% of their portfolio WEST SACRAMENTO, CA 804,317804.3k $22.7m $22.7m 0.04% —
76 Qube Research & Technologies Ltd 0.13% of their portfolio LONDON, X0 698,729698.7k $19.7m $19.7m 0.13% —
77 CITIGROUP INC 0.03% of their portfolio NEW YORK, NY 697,376697.4k $19.7m $19.7m 0.03% —
78 STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM 0.05% of their portfolio TALLAHASSEE, FL 682,887682.9k $19.3m $19.3m 0.05% —
79 AustralianSuper Pty Ltd 0.15% of their portfolio MELBOURNE, C3 677,467677.5k $19.1m $19.1m 0.15% —
80 Candriam S.C.A. 0.13% of their portfolio STRASSEN, N4 665,917665.9k $18.8m $18.8m 0.13% —
81 TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY 0.22% of their portfolio FRANKFORT, KY 665,098665.1k $18.8m $18.8m 0.22% —
82 NEW YORK STATE TEACHERS RETIREMENT SYSTEM 0.05% of their portfolio ALBANY, NY 654,565654.6k $18.5m $18.5m 0.05% —
83 PICTET ASSET MANAGEMENT SA 0.03% of their portfolio GENEVA 73, V8 652,508652.5k $18.4m $18.4m 0.03% —
84 PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio BALTIMORE, MD 649,672649.7k $18.3m $18.3m 0.00% —
85 UBS Group AG 0.01% of their portfolio ZURICH, V8 640,663640.7k $18.1m $18.1m 0.01% —
86 Ruffer LLP 1.23% of their portfolio LONDON, X0 626,000626.0k $19.7m $19.7m 1.23% —
87 TODD ASSET MANAGEMENT LLC 0.49% of their portfolio Louisville, KY 622,127622.1k $17.5m $17.5m 0.49% —
88 WILSEY ASSET MANAGEMENT INC 4.55% of their portfolio SAN DIEGO, CA 612,989613.0k $17.3m $17.3m 4.55% —
89 Clearbridge Investments, LLC 0.02% of their portfolio NEW YORK, NY 605,846605.8k $17.1m $17.1m 0.02% —
90 PRINCIPAL FINANCIAL GROUP INC 0.01% of their portfolio DES MOINES, IA 599,584599.6k $16.9m $16.9m 0.01% —
91 FRANKLIN RESOURCES INC 0.01% of their portfolio San Mateo, CA 573,164573.2k $16.2m $16.2m 0.01% —
92 GMT Capital Corp 0.98% of their portfolio ATLANTA, GA 560,200560.2k $15.8m $15.8m 0.98% —
93 FULLER & THALER ASSET MANAGEMENT, INC. 0.11% of their portfolio SAN MATEO, CA 524,959525.0k $14.8m $14.8m 0.11% —
94 BANK OF MONTREAL /CAN/ 0.01% of their portfolio TORONTO, A6 522,746522.7k $15.1m $15.1m 0.01% —
95 WELLS FARGO & COMPANY/MN 0.00% of their portfolio SAN FRANCISCO, CA 508,962509.0k $14.3m $14.3m 0.00% —
96 NEW YORK STATE COMMON RETIREMENT FUND 0.02% of their portfolio ALBANY, NY 504,921504.9k $14.2m $14.2m 0.02% —
97 HERITAGE INVESTORS MANAGEMENT CORP 0.69% of their portfolio BETHESDA, MD 482,970483.0k $13.6m $13.6m 0.69% —
98 BNP PARIBAS FINANCIAL MARKETS 0.03% of their portfolio PARIS, I0 478,233478.2k $13.5m $13.5m 0.03% —
99 Zurcher Kantonalbank (Zurich Cantonalbank) 0.08% of their portfolio ZURICH, V8 463,151463.2k $13.1m $13.1m 0.08% —
100 GATEWAY INVESTMENT ADVISERS LLC 0.16% of their portfolio CINCINNATI, OH 462,445462.4k $13.0m $13.0m 0.16% —