SYNCHRONY FINANCIAL SYF
COM · Common Stock · CUSIP 87165B103 · ISIN US87165B1035
American financial services company
- SectorFinancials
- IndustryFinance Services
- HeadquartersStamford, CT
- Founded2003
- Websitesynchronybank.com
- FilingsSEC EDGAR
* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($74.3m this quarter). Holder counts are more reliable. Shares outstanding: 450.5m as of 2022-10-21, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $28.22. Options: 20 managers hold calls ($74.0m notional), 16 hold puts ($154.9m).
Biggest calls
| BANK OF AMERICA CORP /DE/ | — | $28.2m1.0m shares |
| CITADEL ADVISORS LLC | — | $10.7m377.9k shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | — | $9.7m344.6k shares |
| JANE STREET GROUP, LLC | — | $5.3m187.1k shares |
| Ionic Capital Management LLC | — | $4.7m166.6k shares |
| SIMPLEX TRADING, LLC | — | $4.1m146.3k shares |
| Walleye Trading LLC | — | $2.6m92.0k shares |
| WOLVERINE TRADING, LLC | — | $1.7m60.6k shares |
| GROUP ONE TRADING LLC | — | $1.7m61.9k shares |
| BANK OF MONTREAL /CAN/ | — | $1.4m50.0k shares |
Biggest puts
| Deer Park Road Corp | — | $45.1m1.6m shares |
| JANE STREET GROUP, LLC | — | $26.7m945.4k shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | — | $21.2m752.0k shares |
| GROUP ONE TRADING LLC | — | $12.6m448.0k shares |
| CITADEL ADVISORS LLC | — | $11.2m395.8k shares |
| D. E. Shaw & Co., Inc. | — | $8.1m287.7k shares |
| SIMPLEX TRADING, LLC | — | $6.2m219.7k shares |
| WOLVERINE TRADING, LLC | — | $5.8m200.3k shares |
| Parallax Volatility Advisers, L.P. | — | $5.7m203.3k shares |
| CAPSTONE INVESTMENT ADVISORS, LLC | — | $5.3m188.5k shares |
Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.
Major shareholders (over 5%)
Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.
| Holder | Stake |
|---|---|
| BlackRock, Inc. 13G · institution filed 2025-02-05 | 9.0% |
| VANGUARD CAPITAL MANAGEMENT LLC 13G · institution new · filed 2026-04-30 | 7.5% |
| Capital World Investors 13G · institution -4.1 pts · filed 2026-08-12 | 5.6% |
| VANGUARD PORTFOLIO MANAGEMENT LLC 13G · institution new · filed 2026-04-29 | 5.4% |
| STATE STREET CORP 13G · institution new · filed 2025-11-10 | 5.1% |
Fell to 5% or below in the last year: VANGUARD GROUP INC (0.0%, 2026-03-27; now reported by VANGUARD CAPITAL MANAGEMENT LLC)
Insider purchases and sales in Q3 2022
Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.
Officers and directors buying vs selling
Number of people, by quarter (10% owners not included)
Numbers
| Quarter | Buying | Bought | Selling | Sold | Sold under a plan |
|---|---|---|---|---|---|
| Q4 2020 | 0 | — | 0 | — | — |
| Q1 2021 | 0 | — | 0 | — | — |
| Q2 2021 | 0 | — | 0 | — | — |
| Q3 2021 | 0 | — | 0 | — | — |
| Q4 2021 | 0 | — | 0 | — | — |
| Q1 2022 | 0 | — | 3 | $1.6m | — |
| Q2 2022 | 0 | — | 2 | $2.1m | — |
| Q3 2022 | 0 | — | 0 | — | — |
None reported in Q3 2022.
Holders, Q3 2022
| Manager | Shares | Change |
|---|---|---|
| VANGUARD GROUP INC 0.05% of their portfolio | 61.4m $1.7bn | — |
| Capital World Investors 0.29% of their portfolio | 45.1m $1.3bn | — |
| BlackRock Inc. 0.04% of their portfolio | 42.1m $1.2bn | — |
| STATE STREET CORP 0.04% of their portfolio | 22.0m $620.3m | — |
| FMR LLC 0.06% of their portfolio | 20.9m $588.7m | — |
| BANK OF AMERICA CORP /DE/ 0.05% of their portfolio | 13.1m $370.1m | — |
| GEODE CAPITAL MANAGEMENT, LLC 0.04% of their portfolio | 9.9m $279.7m | — |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 0.40% of their portfolio | 9.6m $271.2m | — |
| GOLDMAN SACHS GROUP INC 0.07% of their portfolio | 8.3m $235.2m | — |
| PAR CAPITAL MANAGEMENT INC 8.52% of their portfolio | 8.2m $229.7m | — |
| Southpoint Capital Advisors LP 5.85% of their portfolio | 7.7m $217.1m | — |
| DIMENSIONAL FUND ADVISORS LP 0.08% of their portfolio | 7.2m $203.1m | — |
| Bank of New York Mellon Corp 0.05% of their portfolio | 7.1m $200.4m | — |
| FIRST TRUST ADVISORS LP 0.22% of their portfolio | 6.1m $173.1m | — |
| NORTHERN TRUST CORP 0.04% of their portfolio | 5.9m $167.3m | — |
| MORGAN STANLEY 0.02% of their portfolio | 5.7m $161.0m | — |
| NORGES BANK 0.04% of their portfolio | 5.1m $144.9m | — |
| Artisan Partners Limited Partnership 0.23% of their portfolio | 4.6m $129.8m | — |
| Invesco Ltd. 0.04% of their portfolio | 4.4m $124.9m | — |
| Legal & General Group Plc 0.05% of their portfolio | 4.4m $123.5m | — |
| CI INVESTMENTS INC. 0.59% of their portfolio | 4.0m $112.7m | — |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.06% of their portfolio | 3.8m $108.5m | — |
| Allianz Asset Management GmbH 0.23% of their portfolio | 3.6m $101.6m | — |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE 0.07% of their portfolio | 3.4m $96.9m | — |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.03% of their portfolio | 3.4m $95.6m | — |
| Man Group plc 0.42% of their portfolio | 3.2m $89.3m | — |
| Sumitomo Mitsui Trust Group, Inc. 0.06% of their portfolio | 2.8m $78.6m | — |
| DEUTSCHE BANK AG\ 0.05% of their portfolio | 2.7m $76.6m | — |
| MACQUARIE GROUP LTD 0.09% of their portfolio | 2.5m $70.5m | — |
| COOKE & BIELER LP 0.74% of their portfolio | 2.4m $68.7m | — |
| AXA S.A. 0.13% of their portfolio | 2.4m $66.5m | — |
| MILLENNIUM MANAGEMENT LLC 0.08% of their portfolio | 2.2m $62.3m | — |
| AQR CAPITAL MANAGEMENT LLC 0.14% of their portfolio | 2.0m $57.8m | — |
| NORDEA INVESTMENT MANAGEMENT AB 0.09% of their portfolio | 2.0m $57.1m | — |
| VICTORY CAPITAL MANAGEMENT INC 0.06% of their portfolio | 2.0m $55.0m | — |
| LOS ANGELES CAPITAL MANAGEMENT LLC 0.27% of their portfolio | 1.8m $51.2m | — |
| PRUDENTIAL FINANCIAL INC 0.09% of their portfolio | 1.8m $51.9m | — |
| JACOBS LEVY EQUITY MANAGEMENT, INC 0.38% of their portfolio | 1.7m $47.5m | — |
| Amundi 0.03% of their portfolio | 1.7m $53.2m | — |
| TWO SIGMA ADVISERS, LP 0.13% of their portfolio | 1.6m $46.3m | — |
| Robeco Institutional Asset Management B.V. 0.15% of their portfolio | 1.6m $45.5m | — |
| MARSHALL WACE, LLP 0.11% of their portfolio | 1.6m $44.5m | — |
| LSV ASSET MANAGEMENT 0.10% of their portfolio | 1.6m $44.3m | — |
| D. E. Shaw & Co., Inc. 0.07% of their portfolio | 1.5m $42.6m | — |
| Caisse de depot et placement du Quebec 0.12% of their portfolio | 1.4m $40.6m | — |
| Boston Partners 0.06% of their portfolio | 1.4m $40.0m | — |
| CITADEL ADVISORS LLC 0.05% of their portfolio | 1.4m $39.6m | — |
| APG Asset Management N.V. 0.10% of their portfolio | 1.4m $39.2m | — |
| CREDIT SUISSE AG/ 0.04% of their portfolio | 1.3m $37.5m | — |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC 0.70% of their portfolio | 1.3m $37.2m | — |
| ROYAL BANK OF CANADA 0.01% of their portfolio | 1.3m $37.1m | — |
| Russell Investments Group, Ltd. 0.08% of their portfolio | 1.3m $36.8m | — |
| JPMORGAN CHASE & CO 0.01% of their portfolio | 1.3m $35.7m | — |
| Assenagon Asset Management S.A. 0.15% of their portfolio | 1.3m $35.3m | — |
| VOLORIDGE INVESTMENT MANAGEMENT, LLC 0.18% of their portfolio | 1.2m $34.0m | — |
| HSBC HOLDINGS PLC 0.06% of their portfolio | 1.2m $33.3m | — |
| INTECH INVESTMENT MANAGEMENT LLC 0.24% of their portfolio | 1.1m $32.4m | — |
| California Public Employees Retirement System 0.03% of their portfolio | 1.1m $32.1m | — |
| Ceredex Value Advisors LLC 0.52% of their portfolio | 1.1m $31.7m | — |
| Nuveen Asset Management, LLC 0.01% of their portfolio | 1.0m $29.4m | — |
| Ensign Peak Advisors, Inc 0.07% of their portfolio | 1.0m $28.2m | — |
| AGF INVESTMENTS INC. 0.27% of their portfolio | 997.0k $28.1m | — |
| ALLIANCEBERNSTEIN L.P. 0.01% of their portfolio | 958.2k $27.0m | — |
| National Pension Service 0.06% of their portfolio | 956.4k $27.6m | — |
| TWO SIGMA INVESTMENTS, LP 0.09% of their portfolio | 934.0k $26.3m | — |
| KBC Group NV 0.14% of their portfolio | 931.8k $26.3m | — |
| Mitsubishi UFJ Trust & Banking Corp 0.07% of their portfolio | 930.4k $26.2m | — |
| CANADA LIFE ASSURANCE Co 0.07% of their portfolio | 918.9k $25.9m | — |
| Grantham, Mayo, Van Otterloo & Co. LLC 0.15% of their portfolio | 911.8k $25.7m | — |
| RHUMBLINE ADVISERS 0.04% of their portfolio | 902.7k $25.4m | — |
| Verition Fund Management LLC 0.17% of their portfolio | 891.6k $25.1m | — |
| WEDGE CAPITAL MANAGEMENT L L P/NC 0.42% of their portfolio | 889.5k $25.1m | — |
| Hosking Partners LLP 1.08% of their portfolio | 878.6k $24.8m | — |
| Korea Investment CORP 0.07% of their portfolio | 859.4k $24.2m | — |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 0.04% of their portfolio | 804.3k $22.7m | — |
| Qube Research & Technologies Ltd 0.13% of their portfolio | 698.7k $19.7m | — |
| CITIGROUP INC 0.03% of their portfolio | 697.4k $19.7m | — |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM 0.05% of their portfolio | 682.9k $19.3m | — |
| AustralianSuper Pty Ltd 0.15% of their portfolio | 677.5k $19.1m | — |
| Candriam S.C.A. 0.13% of their portfolio | 665.9k $18.8m | — |
| TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY 0.22% of their portfolio | 665.1k $18.8m | — |
| NEW YORK STATE TEACHERS RETIREMENT SYSTEM 0.05% of their portfolio | 654.6k $18.5m | — |
| PICTET ASSET MANAGEMENT SA 0.03% of their portfolio | 652.5k $18.4m | — |
| PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio | 649.7k $18.3m | — |
| UBS Group AG 0.01% of their portfolio | 640.7k $18.1m | — |
| Ruffer LLP 1.23% of their portfolio | 626.0k $19.7m | — |
| TODD ASSET MANAGEMENT LLC 0.49% of their portfolio | 622.1k $17.5m | — |
| WILSEY ASSET MANAGEMENT INC 4.55% of their portfolio | 613.0k $17.3m | — |
| Clearbridge Investments, LLC 0.02% of their portfolio | 605.8k $17.1m | — |
| PRINCIPAL FINANCIAL GROUP INC 0.01% of their portfolio | 599.6k $16.9m | — |
| FRANKLIN RESOURCES INC 0.01% of their portfolio | 573.2k $16.2m | — |
| GMT Capital Corp 0.98% of their portfolio | 560.2k $15.8m | — |
| FULLER & THALER ASSET MANAGEMENT, INC. 0.11% of their portfolio | 525.0k $14.8m | — |
| BANK OF MONTREAL /CAN/ 0.01% of their portfolio | 522.7k $15.1m | — |
| WELLS FARGO & COMPANY/MN 0.00% of their portfolio | 509.0k $14.3m | — |
| NEW YORK STATE COMMON RETIREMENT FUND 0.02% of their portfolio | 504.9k $14.2m | — |
| HERITAGE INVESTORS MANAGEMENT CORP 0.69% of their portfolio | 483.0k $13.6m | — |
| BNP PARIBAS FINANCIAL MARKETS 0.03% of their portfolio | 478.2k $13.5m | — |
| Zurcher Kantonalbank (Zurich Cantonalbank) 0.08% of their portfolio | 463.2k $13.1m | — |
| GATEWAY INVESTMENT ADVISERS LLC 0.16% of their portfolio | 462.4k $13.0m | — |