Vault-13

CREDIT ACCEP CORP MICH CACC

COM · Common Stock · CUSIP 225310101 · ISIN US2253101016

Auto finance company providing automobile loans and other related financial products

248 institutional holders
7,904,8837.9m shares reported held*
61.2% of all shares outstanding*
$3.5bnreported value*

* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($700.0k this quarter). Holder counts are more reliable. Shares outstanding: 12.9m as of 2022-10-25, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $438.00. Options: 12 managers hold calls ($75.5m notional), 13 hold puts ($39.5m).

Biggest calls

D. E. Shaw & Co., Inc. — $22.1m50.4k shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP — $20.6m47.1k shares
GROUP ONE TRADING LLC — $13.9m31.8k shares
PEAK6 Investments LLC — $9.6m22.0k shares
JANE STREET GROUP, LLC — $3.8m8.7k shares
CITADEL ADVISORS LLC — $3.3m7.6k shares
SIMPLEX TRADING, LLC — $1.1m2.6k shares
HRT FINANCIAL LP — $306.0k700 shares
TUDOR INVESTMENT CORP ET AL — $220.0k500 shares
Walleye Trading LLC — $219.0k500 shares

Biggest puts

SUSQUEHANNA INTERNATIONAL GROUP, LLP — $14.5m33.1k shares
Flat Footed LLC — $7.0m16.0k shares
GROUP ONE TRADING LLC — $7.0m15.9k shares
CITADEL ADVISORS LLC — $3.9m8.8k shares
MILLENNIUM MANAGEMENT LLC — $2.2m5.0k shares
SpiderRock Advisors, LLC — $1.3m3.3k shares
Parallax Volatility Advisers, L.P. — $877.0k2.0k shares
Shay Capital LLC — $832.0k1.9k shares
SIMPLEX TRADING, LLC — $744.0k1.7k shares
Walleye Trading LLC — $657.0k1.5k shares

Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.

Major shareholders (over 5%)

Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.

HolderStakeChangeShares Last filed
Donald A. Foss 2009 Annuity Trust 13D · may seek influence -0.1 pts · filed 2026-06-05
Stated purposeThis Schedule 13D is being filed to report a change in the shares beneficially owned by the Reporting Persons. The Reporting Persons intend to evaluate on an ongoing basis the investments in the Issuer and their options with respect to such investments. The Reporting Persons may from time to time, acquire additional common stock from time to time for investment purposes if market conditions are favorable, in the open market, in privately negotiated transactions or otherwise. The Reporting Persons may also dispose of some or all of the Issuer's common stock that the Reporting Persons beneficially own, periodically, by public or private sale (registered or unregistered and with or without the simultaneous sale of newly-issued common stock by the Issuer), gift, expiration of options, forfei… Full filing
19.8% -0.1 pts 2.1m≈ $1.3bn 2026-06-05
Watson Jill Foss 13D · may seek influence filed 2026-06-05
Stated purposeThis Schedule 13D/A is being filed to report a change in the shares beneficially owned by the Reporting Persons. The Reporting Persons intend to evaluate on an ongoing basis the investments in the Issuer and their options with respect to such investments. The Reporting Persons may from time to time, acquire additional common stock from time to time for investment purposes if market conditions are favorable, in the open market, in privately negotiated transactions or otherwise. The Reporting Persons may also dispose of some or all of the Issuer's common stock that the Reporting Persons beneficially own, periodically, by public or private sale (registered or unregistered and with or without the simultaneous sale of newly-issued common stock by the Issuer), gift, expiration of options, forf… Full filing
14.5% 1.5m≈ $967.4m 2026-06-05
Prescott General Partners LLC 13D · may seek influence +1.2 pts · filed 2026-07-07
Stated purposeItem 4 of the Schedule 13D is hereby amended and restated in its entirety as follows: "As described more fully in Item 5 below, as general partner of the Partnerships, PGP may be deemed to beneficially own 1,427,060 shares of Common Stock held by the Partnerships. PIPS may be deemed to beneficially own 41,437 shares of Common Stock held on behalf of the employee profit-sharing plan participants. Messrs. Smith and Vassalluzzo may be deemed to beneficially own 83,123 and 2,758 shares of Common Stock, respectively, in their capacities as investment managers for several managed accounts, which consist of investment accounts for: (i) a private charitable foundation established by Mr. Smith and for which Mr. Smith acts as trustee (the "Foundation") and (ii) certain family members of Mr. Vassall… Full filing
13.6% +1.2 pts 1.4m≈ $908.7m 2026-07-07
Neary John P 13G · passive investor -0.5 pts · filed 2026-08-13 6.3% -0.5 pts 652.8k≈ $415.7m 2026-08-13
BlackRock, Inc. 13G · institution new · filed 2026-07-27 6.0% new 629.7k≈ $401.0m 2026-07-27
Boston Partners 13G · institution new · filed 2026-05-14 5.1% new 546.8k≈ $348.2m 2026-05-14

Fell to 5% or below in the last year: Ruane, Cunniff & Goldfarb L.P. (4.9%, 2026-02-12)

Insider purchases and sales in Q3 2022

Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.

Officers and directors buying vs selling

Number of people, by quarter (10% owners not included)

BuyingSelling
10010Q4 20: 0 buyingQ4 20: 0 sellingQ1 21: 0 buyingQ1 21: 0 sellingQ1 21Q2 21: 0 buyingQ2 21: 0 sellingQ3 21: 0 buyingQ3 21: 0 sellingQ3 21Q4 21: 0 buyingQ4 21: 6 sellingQ1 22: 0 buyingQ1 22: 0 sellingQ1 22Q2 22: 0 buyingQ2 22: 2 sellingQ3 22: 0 buyingQ3 22: 0 sellingQ3 22
Numbers
QuarterBuyingBoughtSellingSoldSold under a plan
Q4 20200—0——
Q1 20210—0——
Q2 20210—0——
Q3 20210—0——
Q4 20210—6$21.4m—
Q1 20220—0——
Q2 20220—2$18.5m—
Q3 20220—0——

None reported in Q3 2022.

Holders, Q3 2022

#ManagerLocationShares Value% of their portfolioChangeShares change
1 Prescott General Partners LLC 56.15% of their portfolio BOCA RATON, FL 1,632,3681.6m $715.0m $715.0m 56.15% —
2 Ruane, Cunniff & Goldfarb L.P. 5.35% of their portfolio New York, NY 822,873822.9k $360.4m $360.4m 5.35% —
3 WELLINGTON MANAGEMENT GROUP LLP 0.06% of their portfolio Boston, MA 661,388661.4k $289.7m $289.7m 0.06% —
4 VANGUARD GROUP INC 0.01% of their portfolio Valley Forge, PA 585,074585.1k $256.3m $256.3m 0.01% —
5 Gobi Capital LLC 19.93% of their portfolio Beverly Hills, CA 511,254511.3k $223.9m $223.9m 19.93% —
6 BECK MACK & OLIVER LLC 4.50% of their portfolio NEW YORK, NY 318,510318.5k $139.5m $139.5m 4.50% —
7 PRINCIPAL FINANCIAL GROUP INC 0.10% of their portfolio DES MOINES, IA 292,539292.5k $128.1m $128.1m 0.10% —
8 BlackRock Inc. 0.00% of their portfolio New York, NY 262,533262.5k $115.0m $115.0m 0.00% —
9 Cantillon Capital Management LLC 1.00% of their portfolio New York, NY 252,544252.5k $110.6m $110.6m 1.00% —
10 RV Capital AG 40.82% of their portfolio Schindellegi, V8 195,246195.2k $85.5m $85.5m 40.82% —
11 DIMENSIONAL FUND ADVISORS LP 0.03% of their portfolio AUSTIN, TX 169,137169.1k $74.1m $74.1m 0.03% —
12 Smead Capital Management, Inc. 1.92% of their portfolio Phoenix, AZ 168,818168.8k $73.9m $73.9m 1.92% —
13 KIZE CAPITAL LP 32.97% of their portfolio NEW YORK, NY 162,960163.0k $71.4m $71.4m 32.97% —
14 HSBC HOLDINGS PLC 0.12% of their portfolio LONDON, X0 147,702147.7k $64.5m $64.5m 0.12% —
15 INVESTMENTAKTIENGESELLSCHAFT FUER LANGFRISTIGE INVESTOREN TGV 6.98% of their portfolio BONN, 2M 147,208147.2k $64.5m $64.5m 6.98% —
16 GEODE CAPITAL MANAGEMENT, LLC 0.01% of their portfolio BOSTON, MA 125,457125.5k $55.0m $55.0m 0.01% —
17 STATE STREET CORP 0.00% of their portfolio BOSTON, MA 116,730116.7k $51.1m $51.1m 0.00% —
18 BloombergSen Inc. 3.79% of their portfolio TORONTO, A6 94,86194.9k $41.5m $41.5m 3.79% —
19 SMITH THOMAS W 68.05% of their portfolio BOCA RATON, FL 84,73884.7k $37.1m $37.1m 68.05% —
20 PRESCOTT INVESTORS PROFIT SHARING TRUST 56.33% of their portfolio Boca Raton, FL 59,70559.7k $26.2m $26.2m 56.33% —
21 MORGAN STANLEY 0.00% of their portfolio NEW YORK, NY 59,17359.2k $25.9m $25.9m 0.00% —
22 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.01% of their portfolio SAN FRANCISCO, CA 55,34855.3k $24.2m $24.2m 0.01% —
23 BANK OF AMERICA CORP /DE/ 0.00% of their portfolio CHARLOTTE, NC 45,55645.6k $20.0m $20.0m 0.00% —
24 NORTHERN TRUST CORP 0.00% of their portfolio CHICAGO, IL 43,39143.4k $19.0m $19.0m 0.00% —
25 FIRST TRUST ADVISORS LP 0.02% of their portfolio Wheaton, IL 38,71638.7k $17.0m $17.0m 0.02% —
26 Bank of New York Mellon Corp 0.00% of their portfolio NEW YORK, NY 36,63136.6k $16.0m $16.0m 0.00% —
27 INGALLS & SNYDER LLC 0.85% of their portfolio NEW YORK, NY 34,43234.4k $15.1m $15.1m 0.85% —
28 JARISLOWSKY, FRASER Ltd 0.10% of their portfolio MONTREAL, A8 34,34734.3k $15.0m $15.0m 0.10% —
29 WINMILL & CO. INC 4.41% of their portfolio WALPOLE, NH 25,45025.4k $11.1m $11.1m 4.41% —
30 DZ BANK AG Deutsche Zentral Genossenschafts Bank, Frankfurt am Main 0.02% of their portfolio FRANKFURT AM MAIN, 2M 23,19923.2k $10.2m $10.2m 0.02% —
31 FMR LLC 0.00% of their portfolio BOSTON, MA 22,89922.9k $10.0m $10.0m 0.00% —
32 GOLDMAN SACHS GROUP INC 0.00% of their portfolio NEW YORK, NY 21,79821.8k $9.5m $9.5m 0.00% —
33 Invesco Ltd. 0.00% of their portfolio ATLANTA, GA 21,73221.7k $9.5m $9.5m 0.00% —
34 Hyperion Capital Advisors LP 4.69% of their portfolio New York, NY 21,71121.7k $9.5m $9.5m 4.69% —
35 CANTOR FITZGERALD, L. P. 0.18% of their portfolio NEW YORK, NY 18,95819.0k $8.3m $8.3m 0.18% —
36 California Public Employees Retirement System 0.01% of their portfolio Sacramento, CA 18,37618.4k $8.0m $8.0m 0.01% —
37 Nuveen Asset Management, LLC 0.00% of their portfolio CHICAGO, IL 18,12818.1k $7.9m $7.9m 0.00% —
38 Giverny Capital Inc. 0.49% of their portfolio MONTREAL, A8 16,53416.5k $7.2m $7.2m 0.49% —
39 UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.00% of their portfolio NEW YORK, NY 16,42916.4k $7.2m $7.2m 0.00% —
40 TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY 0.08% of their portfolio FRANKFORT, KY 15,69515.7k $6.9m $6.9m 0.08% —
41 Swiss National Bank 0.00% of their portfolio ZURICH, V8 15,57715.6k $6.8m $6.8m 0.00% —
42 Brandywine Global Investment Management, LLC 0.06% of their portfolio PHILADELPHIA, PA 14,69314.7k $6.4m $6.4m 0.06% —
43 Global Endowment Management, LP 0.64% of their portfolio CHARLOTTE, NC 14,38814.4k $6.3m $6.3m 0.64% —
44 CITADEL ADVISORS LLC 0.01% of their portfolio MIAMI, FL 13,70913.7k $6.0m $6.0m 0.01% —
45 WELLS FARGO & COMPANY/MN 0.00% of their portfolio SAN FRANCISCO, CA 13,21813.2k $5.8m $5.8m 0.00% —
46 Legal & General Group Plc 0.00% of their portfolio London, X0 13,20313.2k $5.8m $5.8m 0.00% —
47 Quantum Capital Management, LLC / NJ 0.71% of their portfolio NORTHFIELD, NJ 12,36412.4k $5.4m $5.4m 0.71% —
48 NEW YORK STATE COMMON RETIREMENT FUND 0.01% of their portfolio ALBANY, NY 11,53811.5k $5.1m $5.1m 0.01% —
49 Bridgewater Associates, LP 0.02% of their portfolio Westport, CT 10,63210.6k $4.7m $4.7m 0.02% —
50 TWO SIGMA ADVISERS, LP 0.01% of their portfolio NEW YORK, NY 10,00010.0k $4.4m $4.4m 0.01% —
51 BLAIR WILLIAM & CO/IL 0.02% of their portfolio CHICAGO, IL 9,7269.7k $4.3m $4.3m 0.02% —
52 FRANKLIN RESOURCES INC 0.00% of their portfolio San Mateo, CA 9,5739.6k $4.2m $4.2m 0.00% —
53 RHUMBLINE ADVISERS 0.01% of their portfolio BOSTON, MA 9,5579.6k $4.2m $4.2m 0.01% —
54 SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC 0.06% of their portfolio BALA CYNWYD, PA 8,6528.7k $3.8m $3.8m 0.06% —
55 MILLENNIUM MANAGEMENT LLC 0.00% of their portfolio NEW YORK, NY 8,5798.6k $3.8m $3.8m 0.00% —
56 STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM 0.01% of their portfolio TALLAHASSEE, FL 8,4478.4k $3.7m $3.7m 0.01% —
57 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 0.01% of their portfolio WEST SACRAMENTO, CA 8,3188.3k $3.6m $3.6m 0.01% —
58 CREDIT SUISSE AG/ 0.00% of their portfolio ZURICH, V8 8,0028.0k $3.5m $3.5m 0.00% —
59 BRIDGEWAY CAPITAL MANAGEMENT, LLC 0.09% of their portfolio HOUSTON, TX 7,9007.9k $3.5m $3.5m 0.09% —
60 Ensign Peak Advisors, Inc 0.01% of their portfolio SALT LAKE CITY, UT 7,8607.9k $3.4m $3.4m 0.01% —
61 Greenline Partners, LLC 0.73% of their portfolio NEW YORK, NY 7,2747.3k $3.2m $3.2m 0.73% —
62 ZACKS INVESTMENT MANAGEMENT 0.05% of their portfolio Chicago, IL 7,2277.2k $3.2m $3.2m 0.05% —
63 Mraz, Amerine & Associates, Inc. 0.83% of their portfolio Modesto, CA 7,0197.0k $3.1m $3.1m 0.83% —
64 LMR Partners LLP 0.06% of their portfolio LONDON, X0 7,0007.0k $3.1m $3.1m 0.06% —
65 JLB & ASSOCIATES INC 0.53% of their portfolio PLYMOUTH, MI 6,8716.9k $3.0m $3.0m 0.53% —
66 JPMORGAN CHASE & CO 0.00% of their portfolio NEW YORK, NY 6,7336.7k $2.9m $2.9m 0.00% —
67 PDT Partners, LLC 0.43% of their portfolio New York, NY 6,5546.6k $2.9m $2.9m 0.43% —
68 Squarepoint Ops LLC 0.02% of their portfolio NEW YORK, NY 6,3366.3k $2.8m $2.8m 0.02% —
69 RBO & CO LLC 0.55% of their portfolio ST HELENA, CA 6,3006.3k $2.8m $2.8m 0.55% —
70 AQR CAPITAL MANAGEMENT LLC 0.01% of their portfolio Greenwich, CT 6,2726.3k $2.7m $2.7m 0.01% —
71 ExodusPoint Capital Management, LP 0.04% of their portfolio NEW YORK, NY 5,8825.9k $2.6m $2.6m 0.04% —
72 CITIGROUP INC 0.00% of their portfolio NEW YORK, NY 5,8465.8k $2.6m $2.6m 0.00% —
73 BNP PARIBAS FINANCIAL MARKETS 0.01% of their portfolio PARIS, I0 5,5685.6k $2.4m $2.4m 0.01% —
74 CI INVESTMENTS INC. 0.01% of their portfolio TORONTO, Z4 5,5195.5k $2.4m $2.4m 0.01% —
75 LRT Capital Management, LLC 1.61% of their portfolio Austin, TX 5,4015.4k $2.4m $2.4m 1.61% —
76 HRT FINANCIAL LP 0.03% of their portfolio NEW YORK, NY 5,1855.2k $2.3m $2.3m 0.03% —
77 Mariner, LLC 0.01% of their portfolio Overland Park, KS 4,9284.9k $2.2m $2.2m 0.01% —
78 NISA INVESTMENT ADVISORS, LLC 0.02% of their portfolio ST. LOUIS, MO 4,6994.7k $2.1m $2.1m 0.02% —
79 ENVESTNET ASSET MANAGEMENT INC 0.00% of their portfolio Berwyn, PA 4,5304.5k $2.0m $2.0m 0.00% —
80 ROYAL BANK OF CANADA 0.00% of their portfolio TORONTO, A6 4,2864.3k $1.9m $1.9m 0.00% —
81 State of New Jersey Common Pension Fund D 0.01% of their portfolio TRENTON, NJ 4,1894.2k $1.8m $1.8m 0.01% —
82 GOODNOW INVESTMENT GROUP, LLC 0.30% of their portfolio Darien, CT 4,1144.1k $1.8m $1.8m 0.30% —
83 Schonfeld Strategic Advisors LLC 0.02% of their portfolio NEW YORK, NY 4,0864.1k $1.8m $1.8m 0.02% —
84 Clarkston Capital Partners, LLC 0.03% of their portfolio Rochester, MI 4,0004.0k $1.8m $1.8m 0.03% —
85 Baader Bank Aktiengesellschaft 0.14% of their portfolio Unterschleissheim, 2M 3,8383.8k $1.7m $1.7m 0.14% —
86 D. E. Shaw & Co., Inc. 0.00% of their portfolio New York, NY 3,7003.7k $1.6m $1.6m 0.00% —
87 ALLIANCEBERNSTEIN L.P. 0.00% of their portfolio NASHVILLE, TN 3,6853.7k $1.6m $1.6m 0.00% —
88 PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO 0.01% of their portfolio COLUMBUS, OH 3,6793.7k $1.6m $1.6m 0.01% —
89 AMERICAN CENTURY COMPANIES INC 0.00% of their portfolio KANSAS CITY, MO 3,6663.7k $1.6m $1.6m 0.00% —
90 Qube Research & Technologies Ltd 0.01% of their portfolio LONDON, X0 3,4323.4k $1.5m $1.5m 0.01% —
91 MAVERICK CAPITAL LTD 0.03% of their portfolio DALLAS, TX 3,1763.2k $1.4m $1.4m 0.03% —
92 Gotham Asset Management, LLC 0.04% of their portfolio NEW YORK, NY 3,0623.1k $1.3m $1.3m 0.04% —
93 PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio BALTIMORE, MD 3,0583.1k $1.3m $1.3m 0.00% —
94 DARK FOREST CAPITAL MANAGEMENT LP 0.23% of their portfolio NEW YORK, NY 2,9452.9k $1.3m $1.3m 0.23% —
95 Redwood Investment Management, LLC 0.27% of their portfolio SCOTTSDALE, AZ 2,9292.9k $1.3m $1.3m 0.27% —
96 Treasurer of the State of North Carolina 0.01% of their portfolio RALEIGH, NC 2,8792.9k $1.3m $1.3m 0.01% —
97 LANDSCAPE CAPITAL MANAGEMENT, L.L.C. 0.16% of their portfolio Englewood, NJ 2,8322.8k $1.2m $1.2m 0.16% —
98 EATON VANCE MANAGEMENT 0.00% of their portfolio BOSTON, MA 2,7902.8k $1.2m $1.2m 0.00% —
99 AMERIPRISE FINANCIAL INC 0.00% of their portfolio MINNEAPOLIS, MN 2,7822.8k $1.2m $1.2m 0.00% —
100 Edgestream Partners, L.P. 0.08% of their portfolio Princeton, NJ 2,4432.4k $1.1m $1.1m 0.08% —