CREDIT ACCEP CORP MICH CACC
COM · Common Stock · CUSIP 225310101 · ISIN US2253101016
Auto finance company providing automobile loans and other related financial products
- SectorFinancials
- IndustryPersonal Credit Institutions
- HeadquartersSouthfield, MI
- Founded1972
- Websitecreditacceptance.com
- FilingsSEC EDGAR
* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($700.0k this quarter). Holder counts are more reliable. Shares outstanding: 12.9m as of 2022-10-25, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $438.00. Options: 12 managers hold calls ($75.5m notional), 13 hold puts ($39.5m).
Biggest calls
| D. E. Shaw & Co., Inc. | — | $22.1m50.4k shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | — | $20.6m47.1k shares |
| GROUP ONE TRADING LLC | — | $13.9m31.8k shares |
| PEAK6 Investments LLC | — | $9.6m22.0k shares |
| JANE STREET GROUP, LLC | — | $3.8m8.7k shares |
| CITADEL ADVISORS LLC | — | $3.3m7.6k shares |
| SIMPLEX TRADING, LLC | — | $1.1m2.6k shares |
| HRT FINANCIAL LP | — | $306.0k700 shares |
| TUDOR INVESTMENT CORP ET AL | — | $220.0k500 shares |
| Walleye Trading LLC | — | $219.0k500 shares |
Biggest puts
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | — | $14.5m33.1k shares |
| Flat Footed LLC | — | $7.0m16.0k shares |
| GROUP ONE TRADING LLC | — | $7.0m15.9k shares |
| CITADEL ADVISORS LLC | — | $3.9m8.8k shares |
| MILLENNIUM MANAGEMENT LLC | — | $2.2m5.0k shares |
| SpiderRock Advisors, LLC | — | $1.3m3.3k shares |
| Parallax Volatility Advisers, L.P. | — | $877.0k2.0k shares |
| Shay Capital LLC | — | $832.0k1.9k shares |
| SIMPLEX TRADING, LLC | — | $744.0k1.7k shares |
| Walleye Trading LLC | — | $657.0k1.5k shares |
Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.
Major shareholders (over 5%)
Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.
| Holder | Stake |
|---|---|
Donald A. Foss 2009 Annuity Trust
13D · may seek influence
-0.1 pts · filed 2026-06-05
Stated purposeThis Schedule 13D is being filed to report a change in the shares beneficially owned by the Reporting Persons. The Reporting Persons intend to evaluate on an ongoing basis the investments in the Issuer and their options with respect to such investments. The Reporting Persons may from time to time, acquire additional common stock from time to time for investment purposes if market conditions are favorable, in the open market, in privately negotiated transactions or otherwise. The Reporting Persons may also dispose of some or all of the Issuer's common stock that the Reporting Persons beneficially own, periodically, by public or private sale (registered or unregistered and with or without the simultaneous sale of newly-issued common stock by the Issuer), gift, expiration of options, forfei… Full filing |
19.8% |
Watson Jill Foss
13D · may seek influence
filed 2026-06-05
Stated purposeThis Schedule 13D/A is being filed to report a change in the shares beneficially owned by the Reporting Persons. The Reporting Persons intend to evaluate on an ongoing basis the investments in the Issuer and their options with respect to such investments. The Reporting Persons may from time to time, acquire additional common stock from time to time for investment purposes if market conditions are favorable, in the open market, in privately negotiated transactions or otherwise. The Reporting Persons may also dispose of some or all of the Issuer's common stock that the Reporting Persons beneficially own, periodically, by public or private sale (registered or unregistered and with or without the simultaneous sale of newly-issued common stock by the Issuer), gift, expiration of options, forf… Full filing |
14.5% |
Prescott General Partners LLC
13D · may seek influence
+1.2 pts · filed 2026-07-07
Stated purposeItem 4 of the Schedule 13D is hereby amended and restated in its entirety as follows: "As described more fully in Item 5 below, as general partner of the Partnerships, PGP may be deemed to beneficially own 1,427,060 shares of Common Stock held by the Partnerships. PIPS may be deemed to beneficially own 41,437 shares of Common Stock held on behalf of the employee profit-sharing plan participants. Messrs. Smith and Vassalluzzo may be deemed to beneficially own 83,123 and 2,758 shares of Common Stock, respectively, in their capacities as investment managers for several managed accounts, which consist of investment accounts for: (i) a private charitable foundation established by Mr. Smith and for which Mr. Smith acts as trustee (the "Foundation") and (ii) certain family members of Mr. Vassall… Full filing |
13.6% |
| Neary John P 13G · passive investor -0.5 pts · filed 2026-08-13 | 6.3% |
| BlackRock, Inc. 13G · institution new · filed 2026-07-27 | 6.0% |
| Boston Partners 13G · institution new · filed 2026-05-14 | 5.1% |
Fell to 5% or below in the last year: Ruane, Cunniff & Goldfarb L.P. (4.9%, 2026-02-12)
Insider purchases and sales in Q3 2022
Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.
Officers and directors buying vs selling
Number of people, by quarter (10% owners not included)
Numbers
| Quarter | Buying | Bought | Selling | Sold | Sold under a plan |
|---|---|---|---|---|---|
| Q4 2020 | 0 | — | 0 | — | — |
| Q1 2021 | 0 | — | 0 | — | — |
| Q2 2021 | 0 | — | 0 | — | — |
| Q3 2021 | 0 | — | 0 | — | — |
| Q4 2021 | 0 | — | 6 | $21.4m | — |
| Q1 2022 | 0 | — | 0 | — | — |
| Q2 2022 | 0 | — | 2 | $18.5m | — |
| Q3 2022 | 0 | — | 0 | — | — |
None reported in Q3 2022.
Holders, Q3 2022
| Manager | Shares | Change |
|---|---|---|
| Prescott General Partners LLC 56.15% of their portfolio | 1.6m $715.0m | — |
| Ruane, Cunniff & Goldfarb L.P. 5.35% of their portfolio | 822.9k $360.4m | — |
| WELLINGTON MANAGEMENT GROUP LLP 0.06% of their portfolio | 661.4k $289.7m | — |
| VANGUARD GROUP INC 0.01% of their portfolio | 585.1k $256.3m | — |
| Gobi Capital LLC 19.93% of their portfolio | 511.3k $223.9m | — |
| BECK MACK & OLIVER LLC 4.50% of their portfolio | 318.5k $139.5m | — |
| PRINCIPAL FINANCIAL GROUP INC 0.10% of their portfolio | 292.5k $128.1m | — |
| BlackRock Inc. 0.00% of their portfolio | 262.5k $115.0m | — |
| Cantillon Capital Management LLC 1.00% of their portfolio | 252.5k $110.6m | — |
| RV Capital AG 40.82% of their portfolio | 195.2k $85.5m | — |
| DIMENSIONAL FUND ADVISORS LP 0.03% of their portfolio | 169.1k $74.1m | — |
| Smead Capital Management, Inc. 1.92% of their portfolio | 168.8k $73.9m | — |
| KIZE CAPITAL LP 32.97% of their portfolio | 163.0k $71.4m | — |
| HSBC HOLDINGS PLC 0.12% of their portfolio | 147.7k $64.5m | — |
| INVESTMENTAKTIENGESELLSCHAFT FUER LANGFRISTIGE INVESTOREN TGV 6.98% of their portfolio | 147.2k $64.5m | — |
| GEODE CAPITAL MANAGEMENT, LLC 0.01% of their portfolio | 125.5k $55.0m | — |
| STATE STREET CORP 0.00% of their portfolio | 116.7k $51.1m | — |
| BloombergSen Inc. 3.79% of their portfolio | 94.9k $41.5m | — |
| SMITH THOMAS W 68.05% of their portfolio | 84.7k $37.1m | — |
| PRESCOTT INVESTORS PROFIT SHARING TRUST 56.33% of their portfolio | 59.7k $26.2m | — |
| MORGAN STANLEY 0.00% of their portfolio | 59.2k $25.9m | — |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.01% of their portfolio | 55.3k $24.2m | — |
| BANK OF AMERICA CORP /DE/ 0.00% of their portfolio | 45.6k $20.0m | — |
| NORTHERN TRUST CORP 0.00% of their portfolio | 43.4k $19.0m | — |
| FIRST TRUST ADVISORS LP 0.02% of their portfolio | 38.7k $17.0m | — |
| Bank of New York Mellon Corp 0.00% of their portfolio | 36.6k $16.0m | — |
| INGALLS & SNYDER LLC 0.85% of their portfolio | 34.4k $15.1m | — |
| JARISLOWSKY, FRASER Ltd 0.10% of their portfolio | 34.3k $15.0m | — |
| WINMILL & CO. INC 4.41% of their portfolio | 25.4k $11.1m | — |
| DZ BANK AG Deutsche Zentral Genossenschafts Bank, Frankfurt am Main 0.02% of their portfolio | 23.2k $10.2m | — |
| FMR LLC 0.00% of their portfolio | 22.9k $10.0m | — |
| GOLDMAN SACHS GROUP INC 0.00% of their portfolio | 21.8k $9.5m | — |
| Invesco Ltd. 0.00% of their portfolio | 21.7k $9.5m | — |
| Hyperion Capital Advisors LP 4.69% of their portfolio | 21.7k $9.5m | — |
| CANTOR FITZGERALD, L. P. 0.18% of their portfolio | 19.0k $8.3m | — |
| California Public Employees Retirement System 0.01% of their portfolio | 18.4k $8.0m | — |
| Nuveen Asset Management, LLC 0.00% of their portfolio | 18.1k $7.9m | — |
| Giverny Capital Inc. 0.49% of their portfolio | 16.5k $7.2m | — |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.00% of their portfolio | 16.4k $7.2m | — |
| TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY 0.08% of their portfolio | 15.7k $6.9m | — |
| Swiss National Bank 0.00% of their portfolio | 15.6k $6.8m | — |
| Brandywine Global Investment Management, LLC 0.06% of their portfolio | 14.7k $6.4m | — |
| Global Endowment Management, LP 0.64% of their portfolio | 14.4k $6.3m | — |
| CITADEL ADVISORS LLC 0.01% of their portfolio | 13.7k $6.0m | — |
| WELLS FARGO & COMPANY/MN 0.00% of their portfolio | 13.2k $5.8m | — |
| Legal & General Group Plc 0.00% of their portfolio | 13.2k $5.8m | — |
| Quantum Capital Management, LLC / NJ 0.71% of their portfolio | 12.4k $5.4m | — |
| NEW YORK STATE COMMON RETIREMENT FUND 0.01% of their portfolio | 11.5k $5.1m | — |
| Bridgewater Associates, LP 0.02% of their portfolio | 10.6k $4.7m | — |
| TWO SIGMA ADVISERS, LP 0.01% of their portfolio | 10.0k $4.4m | — |
| BLAIR WILLIAM & CO/IL 0.02% of their portfolio | 9.7k $4.3m | — |
| FRANKLIN RESOURCES INC 0.00% of their portfolio | 9.6k $4.2m | — |
| RHUMBLINE ADVISERS 0.01% of their portfolio | 9.6k $4.2m | — |
| SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC 0.06% of their portfolio | 8.7k $3.8m | — |
| MILLENNIUM MANAGEMENT LLC 0.00% of their portfolio | 8.6k $3.8m | — |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM 0.01% of their portfolio | 8.4k $3.7m | — |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 0.01% of their portfolio | 8.3k $3.6m | — |
| CREDIT SUISSE AG/ 0.00% of their portfolio | 8.0k $3.5m | — |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC 0.09% of their portfolio | 7.9k $3.5m | — |
| Ensign Peak Advisors, Inc 0.01% of their portfolio | 7.9k $3.4m | — |
| Greenline Partners, LLC 0.73% of their portfolio | 7.3k $3.2m | — |
| ZACKS INVESTMENT MANAGEMENT 0.05% of their portfolio | 7.2k $3.2m | — |
| Mraz, Amerine & Associates, Inc. 0.83% of their portfolio | 7.0k $3.1m | — |
| LMR Partners LLP 0.06% of their portfolio | 7.0k $3.1m | — |
| JLB & ASSOCIATES INC 0.53% of their portfolio | 6.9k $3.0m | — |
| JPMORGAN CHASE & CO 0.00% of their portfolio | 6.7k $2.9m | — |
| PDT Partners, LLC 0.43% of their portfolio | 6.6k $2.9m | — |
| Squarepoint Ops LLC 0.02% of their portfolio | 6.3k $2.8m | — |
| RBO & CO LLC 0.55% of their portfolio | 6.3k $2.8m | — |
| AQR CAPITAL MANAGEMENT LLC 0.01% of their portfolio | 6.3k $2.7m | — |
| ExodusPoint Capital Management, LP 0.04% of their portfolio | 5.9k $2.6m | — |
| CITIGROUP INC 0.00% of their portfolio | 5.8k $2.6m | — |
| BNP PARIBAS FINANCIAL MARKETS 0.01% of their portfolio | 5.6k $2.4m | — |
| CI INVESTMENTS INC. 0.01% of their portfolio | 5.5k $2.4m | — |
| LRT Capital Management, LLC 1.61% of their portfolio | 5.4k $2.4m | — |
| HRT FINANCIAL LP 0.03% of their portfolio | 5.2k $2.3m | — |
| Mariner, LLC 0.01% of their portfolio | 4.9k $2.2m | — |
| NISA INVESTMENT ADVISORS, LLC 0.02% of their portfolio | 4.7k $2.1m | — |
| ENVESTNET ASSET MANAGEMENT INC 0.00% of their portfolio | 4.5k $2.0m | — |
| ROYAL BANK OF CANADA 0.00% of their portfolio | 4.3k $1.9m | — |
| State of New Jersey Common Pension Fund D 0.01% of their portfolio | 4.2k $1.8m | — |
| GOODNOW INVESTMENT GROUP, LLC 0.30% of their portfolio | 4.1k $1.8m | — |
| Schonfeld Strategic Advisors LLC 0.02% of their portfolio | 4.1k $1.8m | — |
| Clarkston Capital Partners, LLC 0.03% of their portfolio | 4.0k $1.8m | — |
| Baader Bank Aktiengesellschaft 0.14% of their portfolio | 3.8k $1.7m | — |
| D. E. Shaw & Co., Inc. 0.00% of their portfolio | 3.7k $1.6m | — |
| ALLIANCEBERNSTEIN L.P. 0.00% of their portfolio | 3.7k $1.6m | — |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO 0.01% of their portfolio | 3.7k $1.6m | — |
| AMERICAN CENTURY COMPANIES INC 0.00% of their portfolio | 3.7k $1.6m | — |
| Qube Research & Technologies Ltd 0.01% of their portfolio | 3.4k $1.5m | — |
| MAVERICK CAPITAL LTD 0.03% of their portfolio | 3.2k $1.4m | — |
| Gotham Asset Management, LLC 0.04% of their portfolio | 3.1k $1.3m | — |
| PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio | 3.1k $1.3m | — |
| DARK FOREST CAPITAL MANAGEMENT LP 0.23% of their portfolio | 2.9k $1.3m | — |
| Redwood Investment Management, LLC 0.27% of their portfolio | 2.9k $1.3m | — |
| Treasurer of the State of North Carolina 0.01% of their portfolio | 2.9k $1.3m | — |
| LANDSCAPE CAPITAL MANAGEMENT, L.L.C. 0.16% of their portfolio | 2.8k $1.2m | — |
| EATON VANCE MANAGEMENT 0.00% of their portfolio | 2.8k $1.2m | — |
| AMERIPRISE FINANCIAL INC 0.00% of their portfolio | 2.8k $1.2m | — |
| Edgestream Partners, L.P. 0.08% of their portfolio | 2.4k $1.1m | — |