BETTER HOME & FINANCE HOLDIN BETRW
*W EXP 12/15/202 · Equity WRT
· CUSIP 08774B110
Sector Financials
Industry Loan Brokers
Headquarters New York, NY
Filings SEC EDGAR
13
institutional holders
+1 vs Q1 2026
567,085 567.1k
shares reported held*
$108.0k reported value*
2 new
0 added
2 reduced
1 sold out
net sold ≈ $376 (-2.0k shares)
* Summed across managers. Shares that two managers' reports both contain – a
subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are
counted once.
Holder counts are more reliable.
Implied quarter-end price ≈ $0.19.
Options: 1 managers hold calls
($25.3k notional), 0 hold puts (—).
Trends to Q2 2026
Institutional holders
Managers reporting a position, each quarter
0 10 20 30 Q3 23: 22 Q4 23: 17 Q1 24: 21 Q2 24: 19 Q3 24: 14 Q4 24: 13 Q1 25: 13 Q2 25: 13 Q3 25: 11 Q4 25: 15 Q1 26: 12 Q2 26: 13 13 Q3 23 Q2 24 Q1 25 Q4 25 Q2 26
Numbers
Quarter Holders
Q3 2023 22 Q4 2023 17 Q1 2024 21 Q2 2024 19 Q3 2024 14 Q4 2024 13 Q1 2025 13 Q2 2025 13 Q3 2025 11 Q4 2025 15 Q1 2026 12 Q2 2026 13
Buyers vs sellers
Managers adding to or starting a position, vs cutting or selling out
Bought or added Cut or sold out
10 0 10 Q3 24: 2 bought or added Q3 24: 7 cut or sold out Q4 24: 2 bought or added Q4 24: 5 cut or sold out Q4 24 Q1 25: 1 bought or added Q1 25: 3 cut or sold out Q2 25: 1 bought or added Q2 25: 4 cut or sold out Q2 25 Q3 25: 2 bought or added Q3 25: 3 cut or sold out Q4 25: 5 bought or added Q4 25: 2 cut or sold out Q4 25 Q1 26: 4 bought or added Q1 26: 4 cut or sold out Q2 26: 2 bought or added Q2 26: 3 cut or sold out Q2 26
Numbers
Quarter Bought or added Cut or sold out
Q3 2024 2 7 Q4 2024 2 5 Q1 2025 1 3 Q2 2025 1 4 Q3 2025 2 3 Q4 2025 5 2 Q1 2026 4 4 Q2 2026 2 3
Calls vs puts
Options held, notional value, last 4 quarters. P/C = puts ÷ calls
Calls Puts
$0 $20k $40k $60k $80k Q3 25 calls: $74.7k Q3 25 puts: $0 Q3 25 P/C 0.00 Q4 25 calls: $14.3k Q4 25 puts: $0 Q4 25 P/C 0.00 Q1 26 calls: $39.2k Q1 26 puts: $0 Q1 26 P/C 0.00 Q2 26 calls: $25.3k Q2 26 puts: $0 Q2 26 P/C 0.00
Numbers
Quarter Calls Puts P/C
Q3 2025 $74.7k $0 0.00 Q4 2025 $14.3k $0 0.00 Q1 2026 $39.2k $0 0.00 Q2 2026 $25.3k $0 0.00
Options at notional value: the value of the shares the contracts control, as filers report
them, not what the options cost. Not included in the holders, shares or buying above.
Insider purchases and sales since 1 Apr 2026
Shares bought or sold by the company's own officers, directors and 10% owners, in the open
market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants,
option exercises, shares withheld for tax and gifts aren't included.
Officers and directors buying vs selling
Number of people, by quarter (10% owners not included)
Buying Selling
10 0 10 Q4 24: 0 buying Q4 24: 1 selling Q1 25: 0 buying Q1 25: 0 selling Q1 25 Q2 25: 1 buying Q2 25: 0 selling Q3 25: 0 buying Q3 25: 1 selling Q3 25 Q4 25: 1 buying Q4 25: 3 selling Q1 26: 1 buying Q1 26: 2 selling Q1 26 Q2 26: 6 buying Q2 26: 1 selling Q3 26: 0 buying Q3 26: 2 selling Q3 26
Numbers
Quarter Buying Bought Selling Sold Sold under a plan
Q4 2024 0 — 1 $194.8k $194.8k Q1 2025 0 — 0 — — Q2 2025 1 $597.2k 0 — — Q3 2025 0 — 1 $380.9k $380.9k Q4 2025 1 $50.9k 3 $1.8m $1.8m Q1 2026 1 $685.2k 2 $1.3m $1.3m Q2 2026 6 $2.5m 1 $74.0k $74.0k Q3 2026 0 — 2 $80.9k —
Date Insider Trade Shares Price
Value Their holding
2026-09-17
Tuffin Paula
General Counsel and CCO
Sold
3,108
$12.36
$38.4k3.1k shares
-7%
2026-08-19
Smith Chad M.
President, BMC
Sold
3,307
$12.85
$42.5k3.3k shares
-66%
2026-06-11
FRATER HUGH R
Director
Bought
5,150
$24.34
$125.4k5.2k shares
+438%
2026-05-22
Talwar Harit
Director
Bought
5,000
$25.34
$126.7k5.0k shares
+13%
2026-05-21
Garg Vishal
Chief Executive Officer, director
Bought plan
15,600
$24.89
$388.3k15.6k shares
+15%
2026-05-20
Garg Vishal
Chief Executive Officer, director
Bought
15,600
$25.00
$390.0k15.6k shares
+18%
2026-05-18
Garg Vishal
Chief Executive Officer, director
Bought plan
15,600
$24.87
$388.0k15.6k shares
+22%
2026-05-12
Advani Loveen
Chief Financial Officer
Bought
400
$30.55
$12.2k400 shares
+364%
2026-05-11
Advani Loveen
Chief Financial Officer
Bought
100
$31.25
$3.1k100 shares
+1000%
2026-05-08
Talwar Harit
Director
Bought
3,000
$30.43
$91.3k3.0k shares
+8%
2026-05-08
Smith Chad M.
Pres & COO, Better Mortgage · By Trust
Sold plan
1,366
$29.81
$40.7k1.4k shares
-6%
2026-05-08
Smith Chad M.
Pres & COO, Better Mortgage
Sold plan
1,089
$30.60
$33.3k1.1k shares
-5%
2026-05-07
Garg Vishal
Chief Executive Officer, director
Bought plan
6,583
$30.00
$197.5k6.6k shares
+10%
2026-04-10
Framework Labs, Inc. +5
10% owner · See Footnote
Bought
54,384
$32.96
$1.8m54.4k shares
+6%
2026-04-09
Talwar Harit
Director
Bought
5,000
$32.89
$164.4k5.0k shares
+16%
2026-04-08
Garg Vishal
Chief Executive Officer, director
Bought
10,000
$35.05
$350.5k10.0k shares
+18%
2026-04-08
Orn Jonsson Sigurgeir
Chief Technology Officer
Bought
1,000
$36.09
$36.1k1.0k shares
+40%
2026-04-08
Talwar Harit
Director
Bought
1,000
$33.34
$33.3k1.0k shares
+3%
2026-04-08
MENON BHASKAR
Director
Bought
590
$34.14
$20.1k590 shares
+39%
2026-04-08
Advani Loveen
Chief Financial Officer
Bought
10
$35.50
$35510 shares
new
2026-04-02
Talwar Harit
Director
Bought
5,000
$35.24
$176.2k5.0k shares
+20%
Their holding: how much the trade added to or took from the insider's holding (direct, or the
trust or fund named). The same trade is sometimes reported by more than one insider, such as a fund and the
director who represents it; totals count it once. A value is left blank where the reported price is far from
the market price (usually a typo).
Holders, Q2 2026
# Manager Location Shares
Value % of their portfolio Change Shares change
1
ARISTEIA CAPITAL, L.L.C.
0.00% of their portfolio
GREENWICH, CT
169,300 169.3k
$32.5k
$32.5k
0.00%
Unchanged
2
Davidson Kempner Capital Management LP
0.00% of their portfolio
New York, NY
100,000 100.0k
$18.7k
$18.7k
0.00%
Unchanged
3
JANE STREET GROUP, LLC
0.00% of their portfolio
NEW YORK, NY
59,051 59.1k
$11.0k
$11.0k
0.00%
Reduced
-109
-109
4
TORONTO DOMINION BANK
0.00% of their portfolio
TORONTO, ONTARIO, A6
50,100 50.1k
$9.4k
$9.4k
0.00%
Unchanged
5
Silver Rock Financial LP
0.02% of their portfolio
Los Angeles, CA
45,085 45.1k
$8.4k
$8.4k
0.02%
Unchanged
6
LMR Partners LLP
0.00% of their portfolio
LONDON, X0
35,080 35.1k
$6.6k
$6.6k
0.00%
Unchanged
7
DUPONT CAPITAL MANAGEMENT CORP
0.28% of their portfolio
Wilmington, DE
31,250 31.2k
$6.2k
$6.2k
0.28%
Unchanged
8
D. E. Shaw & Co., Inc.
0.00% of their portfolio
New York, NY
27,202 27.2k
$5.4k
$5.4k
0.00%
Unchanged
9
Vestcor Inc
0.00% of their portfolio
FREDERICTON, A3
18,750 18.8k
$4.0k
$4.0k
0.00%
Unchanged
10
SUSQUEHANNA INTERNATIONAL GROUP, LLP
0.00% of their portfolio
BALA CYNWYD, PA
13,301 13.3k
$2.6k
$2.6k
0.00%
Reduced
-16.3k
-16,346
11
HRT FINANCIAL LP
0.00% of their portfolio
NEW YORK, NY
11,708 11.7k
$2.0k
$2.0k
0.00%
New
12
WOLVERINE ASSET MANAGEMENT LLC
0.00% of their portfolio
CHICAGO, IL
3,350 3.4k
$626
$626
0.00%
New
13
Clear Street Group Inc.
0.00% of their portfolio
NEW YORK, NY
2,908 2.9k
$544
$544
0.00%
Unchanged