Blom & Howell Financial Planning, Inc.

MODESTO, CA · CIK 2136102 · 13F filing filed 2026-07-10

SEC-registered investment adviser since 2022 · corporation

Assets managed$161.5m
Staff3 · 2 in investment roles
Main clients (by assets)High net worth individuals 53%, Individuals 44%, Companies 4%
Form ADV · 2026-05-19SEC adviser record

$101.8m reported value +1.2% vs Q4 2025

61positions

65.4%in top 10

2 new 19 added 37 reduced 3 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	253,177	$12.6m12.38%	12.38%	Reduced -27.9k	-27,918 -9.9%
2	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	312,404	$9.1m8.94%	8.94%	Added +51.8k	+51,813 19.9%
3	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	153,912	$7.8m7.65%	7.65%	Added +37.1k	+37,080 31.7%
4	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	158,814	$6.8m6.63%	6.63%	Added +16.9k	+16,919 11.9%
5	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	31,188	$6.7m6.59%	6.59%	Added +5.2k	+5,226 20.1%
6	CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI CGGO	CGGO	186,936	$6.2m6.12%	6.12%	Added +33.9k	+33,903 22.1%
7	FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV RDVY	RDVY	82,054	$5.6m5.50%	5.50%	Added +10.0k	+10,035 13.9%
8	VANGUARD INDEX FDS VALUE ETF VTV	VTV	23,291	$4.6m4.49%	4.49%	Reduced -5.6k	-5,552 -19.2%
9	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	51,070	$3.9m3.87%	3.87%	Added +17.1k	+17,108 50.4%
10	T ROWE PRICE ETF INC ULTRA SHRT TRM TBUX	TBUX	67,021	$3.3m3.27%	3.27%	Reduced -984	-984 -1.4%
11	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	7,156	$3.1m3.07%	3.07%	Reduced -861	-861 -10.7%
12	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	42,021	$2.7m2.64%	2.64%	Reduced -11.3k	-11,321 -21.2%
13	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	38,841	$2.3m2.27%	2.27%	Reduced -12.6k	-12,648 -24.6%
14	CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR CGMS	CGMS	77,557	$2.1m2.07%	2.07%	Added +16.8k	+16,841 27.7%
15	INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM SPMO	SPMO	15,257	$1.7m1.68%	1.68%	Added +2.2k	+2,182 16.7%
16	COSTCO WHSL CORP NEW COM COST	COST	1,400	$1.4m1.37%	1.37%	Reduced -1	-1 -0.1%
17	VANGUARD WELLINGTON FD US MOMENTUM VFMO	VFMO	7,025	$1.4m1.36%	1.36%	Added +779	+779 12.5%
18	FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF SDVY	SDVY	31,092	$1.2m1.20%	1.20%	New
19	JOHNSON & JOHNSON COM JNJ	JNJ	4,958	$1.2m1.19%	1.19%	Added +18	+18 0.4%
20	VANGUARD INDEX FDS SMALL CP ETF VB	VB	3,801	$995.6k0.98%	0.98%	Reduced -4.2k	-4,209 -52.5%
21	CAPITAL GROUP DIVIDEND GROWE SHS ETF CGDG	CGDG	25,107	$901.3k0.88%	0.88%	Added +5.7k	+5,746 29.7%
22	ADVANCED MICRO DEVICES INC COM AMD	AMD	4,229	$860.3k0.84%	0.84%	Reduced -75	-75 -1.7%
23	APPLE INC COM AAPL	AAPL	2,877	$730.3k0.72%	0.72%	Reduced -77	-77 -2.6%
24	PGIM ETF TR ACTV HY BD ETF PHYL	PHYL	19,954	$691.0k0.68%	0.68%	Reduced -8.5k	-8,511 -29.9%
25	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	2,131	$683.7k0.67%	0.67%	Added +41	+41 2.0%
26	BROADCOM INC COM AVGO	AVGO	2,176	$673.5k0.66%	0.66%	Reduced -75	-75 -3.3%
27	VANGUARD INDEX FDS MID CAP ETF VO	VO	2,302	$661.1k0.65%	0.65%	Reduced -1.3k	-1,251 -35.2%
28	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	2,976	$646.6k0.63%	0.63%	Reduced -1.2k	-1,201 -28.8%
29	MICROSOFT CORP COM MSFT	MSFT	1,644	$608.6k0.60%	0.60%	Reduced -39	-39 -2.3%
30	CHEVRON CORP NEW COM CVX	CVX	2,793	$577.9k0.57%	0.57%	Reduced -79	-79 -2.8%
31	AMAZON COM INC COM AMZN	AMZN	2,515	$523.8k0.51%	0.51%	Reduced -855	-855 -25.4%
32	T ROWE PRICE ETF INC PRICE EQT INCOME TEQI	TEQI	11,360	$511.4k0.50%	0.50%	Added +48	+48 0.4%
33	WALMART INC COM WMT	WMT	3,984	$495.1k0.49%	0.49%	Reduced -263	-263 -6.2%
34	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	344	$454.4k0.45%	0.45%	Reduced -12	-12 -3.4%
35	TESLA INC COM TSLA	TSLA	1,159	$430.9k0.42%	0.42%	Reduced -13	-13 -1.1%
36	SCHWAB STRATEGIC TR SHT TM US TRES SCHO	SCHO	17,368	$421.5k0.41%	0.41%	Reduced -210	-210 -1.2%
37	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	2,796	$414.1k0.41%	0.41%	Reduced -894	-894 -24.2%
38	CISCO SYS INC COM CSCO	CSCO	4,926	$382.2k0.38%	0.38%	Unchanged
39	ISHARES TR RUS TP200 GR ETF IWY	IWY	1,513	$376.5k0.37%	0.37%	Reduced -86	-86 -5.4%
40	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	4,129	$365.2k0.36%	0.36%	Reduced -176	-176 -4.1%
41	REALTY INCOME CORP COM O	O	5,844	$357.5k0.35%	0.35%	Reduced -21	-21 -0.4%
42	ISHARES TR RUSSELL 3000 ETF IWV	IWV	945	$350.2k0.34%	0.34%	Reduced -4	-4 -0.4%
43	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,121	$322.4k0.32%	0.32%	Reduced -477	-477 -29.9%
44	INTUITIVE SURGICAL INC COM NEW ISRG	ISRG	680	$313.5k0.31%	0.31%	Reduced -72	-72 -9.6%
45	PUBLIC SVC ENTERPRISE GRP IN COM PEG	PEG	3,780	$306.0k0.30%	0.30%	Unchanged
46	DELL TECHNOLOGIES INC CL C DELL	DELL	1,830	$300.4k0.29%	0.29%	Reduced -31	-31 -1.7%
47	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	604	$289.4k0.28%	0.28%	Reduced -1	-1 -0.2%
48	VANGUARD WORLD FD MEGA GRWTH IND MGK	MGK	783	$287.6k0.28%	0.28%	Added +2	+2 0.3%
49	CORNING INC COM GLW	GLW	2,115	$287.6k0.28%	0.28%	Reduced -310	-310 -12.8%
50	ISHARES TR RUS 1000 ETF IWB	IWB	796	$283.8k0.28%	0.28%	Reduced -11	-11 -1.4%
51	TJX COS INC NEW COM TJX	TJX	1,682	$268.6k0.26%	0.26%	Reduced -289	-289 -14.7%
52	EXXON MOBIL CORP COM XOM	XOM	1,474	$250.1k0.25%	0.25%	New
53	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	4,913	$245.1k0.24%	0.24%	Reduced -281	-281 -5.4%
54	FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI UCON	UCON	9,270	$229.6k0.23%	0.23%	Reduced -2.8k	-2,805 -23.2%
55	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	1,652	$228.5k0.22%	0.22%	Added +3	+3 0.2%
56	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	1,216	$224.2k0.22%	0.22%	Reduced -36	-36 -2.9%
57	RTX CORPORATION COM RTX	RTX	1,136	$219.1k0.22%	0.22%	Reduced -16	-16 -1.4%
58	VICI PPTYS INC COM VICI	VICI	8,020	$219.1k0.22%	0.22%	Unchanged
59	ISHARES TR NATIONAL MUN ETF MUB	MUB	2,042	$216.7k0.21%	0.21%	Added +7	+7 0.3%
60	CUMMINS INC COM CMI	CMI	400	$215.1k0.21%	0.21%	Added +2	+2 0.5%
61	OREILLY AUTOMOTIVE INC COM ORLY	ORLY	2,324	$214.5k0.21%	0.21%	Added +19	+19 0.8%

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
SCHWAB STRATEGIC TR SCHD	SCHD	11,343	$311.1k11.3k shares
INTUIT INTU	INTU	384	$254.4k384 shares
SPDR S&P 500 ETF TR SPY	SPY	349	$238.0k349 shares