Vault-13

3 FACTOR INDEXING, LLC

SACRAMENTO, CA · CIK 2135169 · 13F filing filed 2026-05-14

SEC-registered investment adviser since 2017 · limited liability company

$105.9m reported value
453positions
68.1%in top 10
—no comparable previous quarter

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#SecurityTickerShares Value% of portfolioChangeShares change
1 DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC DFAC 536,347 $20.8m19.68% 19.68% First filing
2 VANGUARD BD INDEX FDS SHORT TRM BOND BSV BSV 163,967 $12.9m12.14% 12.14% First filing
3 DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU DFAU 168,374 $7.6m7.17% 7.17% First filing
4 AMERICAN CENTY ETF TR US EQT ETF AVUS AVUS 66,224 $7.4m6.95% 6.95% First filing
5 DIMENSIONAL ETF TRUST ULTRASHORT FIXED DUSB DUSB 127,718 $6.5m6.12% 6.12% First filing
6 DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI DFAI 145,459 $5.7m5.35% 5.35% First filing
7 AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM AVEM 41,407 $3.3m3.15% 3.15% First filing
8 SCHWAB STRATEGIC TR US BRD MKT ETF SCHB SCHB 119,640 $3.0m2.84% 2.84% First filing
9 DIMENSIONAL ETF TRUST GLOBAL EX US COR DFGX DFGX 49,188 $2.6m2.44% 2.44% First filing
10 DIMENSIONAL ETF TRUST US TARGETED VLU DFAT DFAT 37,993 $2.4m2.24% 2.24% First filing
11 INVESCO QQQ TR UNIT SER 1 QQQ QQQ 3,508 $2.0m1.91% 1.91% First filing
12 DIMENSIONAL ETF TRUST CORE FIXED INCOM DFCF DFCF 43,931 $1.9m1.75% 1.75% First filing
13 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA VEA 28,647 $1.8m1.73% 1.73% First filing
14 ISHARES TR TRS FLT RT BD TFLO TFLO 35,209 $1.8m1.68% 1.68% First filing
15 VANGUARD WHITEHALL FDS HIGH DIV YLD VYM VYM 9,875 $1.5m1.38% 1.38% First filing
16 APPLE INC COM AAPL AAPL 5,569 $1.4m1.33% 1.33% First filing
17 SPDR S&P 500 ETF TR TR UNIT SPY SPY 2,104 $1.4m1.29% 1.29% First filing
18 MICROSOFT CORP COM MSFT MSFT 3,243 $1.2m1.13% 1.13% First filing
19 VANGUARD INDEX FDS S&P 500 ETF SHS VOO VOO 1,973 $1.2m1.11% 1.11% First filing
20 DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU DFSU 27,097 $1.1m1.05% 1.05% First filing
21 ISHARES TR RUS 1000 GRW ETF IWF IWF 2,096 $893.7k0.84% 0.84% First filing
22 SCHWAB STRATEGIC TR US SML CAP ETF SCHA SCHA 29,800 $866.6k0.82% 0.82% First filing
23 ISHARES TR RUS 1000 VAL ETF IWD IWD 3,615 $772.4k0.73% 0.73% First filing
24 AMERICAN CENTY ETF TR AVANTIS CORE FI AVIG AVIG 18,476 $767.5k0.72% 0.72% First filing
25 ISHARES TR 3YRTB ETF ISHG ISHG 10,200 $756.7k0.71% 0.71% First filing
26 ISHARES TR RUS 1000 ETF IWB IWB 2,062 $735.2k0.69% 0.69% First filing
27 VANGUARD INDEX FDS TOTAL STK MKT VTI VTI 2,140 $686.5k0.65% 0.65% First filing
28 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE DFAE 19,690 $666.7k0.63% 0.63% First filing
29 SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE SCHE 17,826 $587.4k0.55% 0.55% First filing
30 BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B BRK.B 1,206 $577.9k0.55% 0.55% First filing
31 DIMENSIONAL ETF TRUST INTL SMALL CAP V DISV DISV 13,794 $544.0k0.51% 0.51% First filing
32 ELI LILLY & CO COM LLY LLY 572 $526.1k0.50% 0.50% First filing
33 VANGUARD MUN BD FDS TAX EXEMPT BD VTEB VTEB 10,315 $514.6k0.49% 0.49% First filing
34 SCHWAB STRATEGIC TR INTL EQTY ETF SCHF SCHF 19,677 $487.0k0.46% 0.46% First filing
35 ISHARES TR GLOBAL REIT ETF REET REET 18,730 $471.1k0.44% 0.44% First filing
36 ISHARES TR MSCI EAFE ETF EFA EFA 4,273 $415.0k0.39% 0.39% First filing
37 BLACKROCK ETF TRUST II ISHARES SHORT-TE CALI CALI 6,888 $347.4k0.33% 0.33% First filing
38 ISHARES TR CORE S&P500 ETF IVV IVV 482 $314.8k0.30% 0.30% First filing
39 DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS DFAS 3,602 $256.2k0.24% 0.24% First filing
40 ISHARES TR CORE S&P MCP ETF IJH IJH 3,745 $252.9k0.24% 0.24% First filing
41 ALPHABET INC CAP STK CL C GOOG GOOG 871 $249.7k0.24% 0.24% First filing
42 VANGUARD INDEX FDS SMALL CP ETF VB VB 946 $247.8k0.23% 0.23% First filing
43 VANGUARD INDEX FDS REAL ESTATE ETF VNQ VNQ 2,622 $232.6k0.22% 0.22% First filing
44 COSTCO WHSL CORP NEW COM COST COST 221 $220.2k0.21% 0.21% First filing
45 ISHARES TR RUSSELL 2000 ETF IWM IWM 871 $216.0k0.20% 0.20% First filing
46 DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV DFIV 4,083 $215.5k0.20% 0.20% First filing
47 VANGUARD BD INDEX FDS INTERMED TERM BIV BIV 2,754 $212.6k0.20% 0.20% First filing
48 PARKER-HANNIFIN CORP COM PH PH 234 $209.5k0.20% 0.20% First filing
49 AMERICAN CENTY ETF TR INTL EQT ETF AVDE AVDE 2,257 $191.5k0.18% 0.18% First filing
50 CATERPILLAR INC COM CAT CAT 267 $189.2k0.18% 0.18% First filing
51 VANGUARD WELLINGTON FD SHORT TRM TAX EX VTES VTES 1,868 $188.9k0.18% 0.18% First filing
52 ISHARES TR CORE MSCI INTL IDEV IDEV 2,220 $185.5k0.18% 0.18% First filing
53 ISHARES TR RUS MID CAP ETF IWR IWR 1,840 $178.9k0.17% 0.17% First filing
54 ISHARES TR CORE S&P SCP ETF IJR IJR 1,395 $173.4k0.16% 0.16% First filing
55 ISHARES TR CORE DIV GRWTH DGRO DGRO 2,355 $165.3k0.16% 0.16% First filing
56 SCHWAB STRATEGIC TR US REIT ETF SCHH SCHH 6,522 $140.2k0.13% 0.13% First filing
57 ISHARES INC MSCI EURZONE ETF EZU EZU 2,190 $137.2k0.13% 0.13% First filing
58 DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS DFUS 1,874 $132.9k0.13% 0.13% First filing
59 GRANITE CONSTR INC COM GVA GVA 1,055 $126.5k0.12% 0.12% First filing
60 DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR DFGR 4,662 $123.9k0.12% 0.12% First filing
61 UNION PAC CORP COM UNP UNP 500 $121.3k0.11% 0.11% First filing
62 DIMENSIONAL ETF TRUST US REAL ESTATE E US REAL ESTATE E 4,959 $117.3k0.11% 0.11% First filing
63 CHEVRON CORP NEW COM CVX CVX 502 $103.9k0.10% 0.10% First filing
64 SPDR INDEX SHS FDS S&P CHINA ETF GXC GXC 1,110 $103.4k0.10% 0.10% First filing
65 JOHNSON & JOHNSON COM JNJ JNJ 420 $102.7k0.10% 0.10% First filing
66 AMERICAN CENTY ETF TR EMERGING MKT VAL AVES AVES 1,570 $94.2k0.09% 0.09% First filing
67 KKR & CO INC COM KKR KKR 1,000 $92.5k0.09% 0.09% First filing
68 WASTE MGMT INC DEL COM WM WM 400 $91.9k0.09% 0.09% First filing
69 VISA INC COM CL A V V 303 $91.6k0.09% 0.09% First filing
70 DISNEY WALT CO COM DIS DIS 948 $91.4k0.09% 0.09% First filing
71 ABBVIE INC COM ABBV ABBV 406 $88.3k0.08% 0.08% First filing
72 META PLATFORMS INC CL A META META 151 $86.4k0.08% 0.08% First filing
73 PROCTER AND GAMBLE CO COM PG PG 593 $85.7k0.08% 0.08% First filing
74 PACCAR INC COM PCAR PCAR 699 $80.7k0.08% 0.08% First filing
75 ISHARES TR MSCI UK ETF NEW EWU EWU 1,623 $73.9k0.07% 0.07% First filing
76 GRAINGER W W INC COM GWW GWW 66 $72.0k0.07% 0.07% First filing
77 AMGEN INC COM AMGN AMGN 201 $70.7k0.07% 0.07% First filing
78 ISHARES INC MSCI PAC JP ETF EPP EPP 1,325 $70.4k0.07% 0.07% First filing
79 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP RSP 366 $70.2k0.07% 0.07% First filing
80 INCYTE CORP COM INCY INCY 736 $69.3k0.07% 0.07% First filing
81 ALPHABET INC CAP STK CL A GOOGL GOOGL 222 $63.8k0.06% 0.06% First filing
82 INTERNATIONAL BUSINESS MACHS COM IBM IBM 256 $62.1k0.06% 0.06% First filing
83 WELLS FARGO CO NEW COM WFC WFC 710 $56.5k0.05% 0.05% First filing
84 STATE STR CORP COM STT STT 435 $55.1k0.05% 0.05% First filing
85 ISHARES INC MSCI JPN ETF NEW EWJ EWJ 643 $54.3k0.05% 0.05% First filing
86 BANK AMERICA CORP COM BAC BAC 1,006 $49.0k0.05% 0.05% First filing
87 PENSKE AUTOMOTIVE GRP INC COM PAG PAG 325 $48.6k0.05% 0.05% First filing
88 CISCO SYS INC COM CSCO CSCO 614 $47.6k0.04% 0.04% First filing
89 SCHWAB STRATEGIC TR US TIPS ETF SCHP SCHP 1,770 $47.1k0.04% 0.04% First filing
90 PEPSICO INC COM PEP PEP 270 $41.9k0.04% 0.04% First filing
91 ABBOTT LABS COM ABT ABT 405 $41.6k0.04% 0.04% First filing
92 ISHARES TR S&P 100 ETF OEF OEF 118 $37.5k0.04% 0.04% First filing
93 MERCK & CO INC COM MRK MRK 312 $37.5k0.04% 0.04% First filing
94 WISDOMTREE TR INTL SMCAP DIV DLS DLS 448 $36.5k0.03% 0.03% First filing
95 TESLA INC COM TSLA TSLA 98 $36.4k0.03% 0.03% First filing
96 SPDR SER TR BLOOMBERG 1-3 MO BIL BIL 397 $36.4k0.03% 0.03% First filing
97 INTEL CORP COM INTC INTC 812 $35.8k0.03% 0.03% First filing
98 EXXON MOBIL CORP COM XOM XOM 206 $35.0k0.03% 0.03% First filing
99 ISHARES TR BLACKROCK ULTRA ICSH ICSH 684 $34.6k0.03% 0.03% First filing
100 MCKESSON CORP COM MCK MCK 40 $34.6k0.03% 0.03% First filing