Virginia Estate & Retirement Planning Advisors Inc.

GLEN ALLEN, VA · CIK 2115327 · 13F filing filed 2026-07-28

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Kindasset owner
Others nearbyGlen Allen, VA

$83.0m reported value +45.3% vs Q1 2026

186positions

86.7%in top 10

46 new 20 added 8 reduced 19 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	231,753	$23.3m28.09%	28.09%	Added +86.6k	+86,633 59.7%
2	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	10,533,989	$10.9m13.12%	13.12%	New
3	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	13,974	$9.6m11.54%	11.54%	New
4	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	8,707,371	$8.7m10.49%	10.49%	New
5	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	8,470	$6.2m7.50%	7.50%	Added +8.2k	+8,194 2968.8%
6	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	89,530	$2.8m3.42%	3.42%	Added +89.5k	+89,489 218265.9%
7	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	31,239	$2.8m3.39%	3.39%	New
8	INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT XSMO	XSMO	12,839	$2.7m3.29%	3.29%	New
9	SPROTT PHYSICAL SILVER TR TR UNIT PSLV	PSLV	84,891	$2.6m3.09%	3.09%	Added +68.3k	+68,281 411.1%
10	ETF SER SOLUTIONS AAM S&P 500 SPDV	SPDV	74,580	$2.3m2.75%	2.75%	New
11	APPLE INC COM AAPL	AAPL	5,096	$1.5m1.77%	1.77%	Reduced -240	-240 -4.5%
12	GLOBAL X FDS GLOBAL X URANIUM URA	URA	16,702	$1.1m1.32%	1.32%	New
13	VANECK ETF TRUST GOLD MINERS ETF GDX	GDX	10,580	$798.6k0.96%	0.96%	New
14	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	467,217	$467.2k0.56%	0.56%	New
15	SPDR SERIES TRUST SP KENSHO FINAL ROKT	ROKT	4,561	$405.0k0.49%	0.49%	New
16	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	404,337	$404.3k0.49%	0.49%	New
17	AMAZON COM INC COM AMZN	AMZN	4,085	$398.8k0.48%	0.48%	Added +413	+413 11.2%
18	APPLIED MATLS INC COM AMAT	AMAT	445	$321.7k0.39%	0.39%	Unchanged
19	NVIDIA CORPORATION COM NVDA	NVDA	1,432	$286.5k0.35%	0.35%	Unchanged
20	MICROSOFT CORP COM MSFT	MSFT	684	$255.1k0.31%	0.31%	Unchanged
21	SPDR SER TR BLOOMBERG INVT FLRN	FLRN	2,229	$204.3k0.25%	0.25%	Reduced -47	-47 -2.1%
22	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	2,222	$191.4k0.23%	0.23%	New
23	AXON ENTERPRISE INC COM AXON	AXON	330	$185.0k0.22%	0.22%	Unchanged
24	DOMINION ENERGY INC COM D	D	2,665	$182.0k0.22%	0.22%	New
25	ALPHABET INC CAP STK CL A GOOGL	GOOGL	480	$171.5k0.21%	0.21%	Unchanged
26	ALTRIA GROUP INC COM MO	MO	2,256	$162.3k0.20%	0.20%	New
27	DICKS SPORTING GOODS INC COM DKS	DKS	714	$161.9k0.20%	0.20%	New
28	ETF SER SOLUTIONS VIDENT US EQUITY VUSE	VUSE	917	$147.5k0.18%	0.18%	New
29	META PLATFORMS INC CL A META	META	255	$143.6k0.17%	0.17%	Unchanged
30	ISHARES TR INTL DEV RE ETF IFGL	IFGL	1,276	$140.8k0.17%	0.17%	New
31	ISHARES TR RUSSELL 2000 ETF IWM	IWM	409	$138.6k0.17%	0.17%	Added +240	+240 142.0%
32	EXXON MOBIL CORP COM XOM	XOM	919	$125.6k0.15%	0.15%	New
33	JPMORGAN CHASE & CO COM JPM	JPM	381	$124.7k0.15%	0.15%	Unchanged
34	ETF SER SOLUTIONS APTUS DRAWDOWN ADME	ADME	2,885	$111.4k0.13%	0.13%	New
35	HOME DEPOT INC COM HD	HD	310	$109.1k0.13%	0.13%	Unchanged
36	PHILIP MORRIS INTL INC COM PM	PM	591	$106.9k0.13%	0.13%	Added +2	+2 0.3%
37	ORACLE CORP COM ORCL	ORCL	682	$100.6k0.12%	0.12%	Unchanged
38	SELECT SECTOR SPDR TR INDL XLI	XLI	504	$96.0k0.12%	0.12%	New
39	JOHNSON & JOHNSON COM JNJ	JNJ	343	$87.3k0.11%	0.11%	Unchanged
40	ABBVIE INC COM ABBV	ABBV	338	$85.1k0.10%	0.10%	Unchanged
41	ISHARES TR CORE US AGGBD ET AGG	AGG	443	$70.1k0.08%	0.08%	Added +401	+401 954.8%
42	ISHARES INC CORE MSCI EMKT IEMG	IEMG	726	$70.1k0.08%	0.08%	New
43	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	191	$53.7k0.06%	0.06%	Added +1	+1 0.5%
44	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	233	$52.2k0.06%	0.06%	Unchanged
45	PFIZER INC COM PFE	PFE	2,114	$50.9k0.06%	0.06%	Added +865	+865 69.3%
46	ADVANCED MICRO DEVICES INC COM AMD	AMD	85	$49.4k0.06%	0.06%	Unchanged
47	WALMART INC COM WMT	WMT	417	$47.5k0.06%	0.06%	Added +237	+237 131.7%
48	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	336	$45.8k0.06%	0.06%	Added +125	+125 59.2%
49	INTEL CORP COM INTC	INTC	305	$42.6k0.05%	0.05%	Unchanged
50	WELLS FARGO CO NEW COM WFC	WFC	497	$41.1k0.05%	0.05%	Unchanged
51	COMMERCE BANCSHARES INC COM CBSH	CBSH	703	$40.6k0.05%	0.05%	Unchanged
52	CHEVRON CORP NEW COM CVX	CVX	240	$39.8k0.05%	0.05%	Unchanged
53	CITIGROUP INC COM NEW C	C	276	$38.6k0.05%	0.05%	Unchanged
54	BROADCOM INC COM AVGO	AVGO	100	$37.8k0.05%	0.05%	Unchanged
55	CSX CORP COM CSX	CSX	789	$37.5k0.05%	0.05%	Unchanged
56	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	108	$37.1k0.04%	0.04%	Unchanged
57	ISHARES TR US DIGI REAL ETF IDGT	IDGT	475	$36.6k0.04%	0.04%	New
58	ENBRIDGE INC COM ENB	ENB	665	$36.1k0.04%	0.04%	Unchanged
59	PEPSICO INC COM PEP	PEP	260	$35.2k0.04%	0.04%	Unchanged
60	NEXTERA ENERGY INC COM NEE	NEE	401	$35.2k0.04%	0.04%	Unchanged
61	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	70	$35.0k0.04%	0.04%	Unchanged
62	ESSENTIAL UTILS INC COM WTRG	WTRG	879	$33.7k0.04%	0.04%	Unchanged
63	UDR INC COM UDR	UDR	837	$33.4k0.04%	0.04%	New
64	DEERE & CO COM DE	DE	50	$31.7k0.04%	0.04%	Unchanged
65	LOWES COS INC COM LOW	LOW	140	$30.9k0.04%	0.04%	Unchanged
66	L3HARRIS TECHNOLOGIES INC COM LHX	LHX	106	$30.8k0.04%	0.04%	Unchanged
67	EMERSON ELEC CO COM EMR	EMR	213	$30.5k0.04%	0.04%	Unchanged
68	PROCTER AND GAMBLE CO COM PG	PG	206	$30.2k0.04%	0.04%	Unchanged
69	ISHARES TR 7-10 YR TRSY BD IEF	IEF	285	$28.6k0.03%	0.03%	New
70	ABBOTT LABS COM ABT	ABT	309	$28.0k0.03%	0.03%	Unchanged
71	MARKEL GROUP INC COM MKL	MKL	14	$27.3k0.03%	0.03%	Unchanged
72	PAYCHEX INC COM PAYX	PAYX	272	$26.7k0.03%	0.03%	Added +240	+240 750.0%
73	COSTCO WHSL CORP NEW COM COST	COST	28	$26.2k0.03%	0.03%	Unchanged
74	ISHARES TR LATN AMER 40 ETF ILF	ILF	190	$26.0k0.03%	0.03%	New
75	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	441	$25.4k0.03%	0.03%	Unchanged
76	DISNEY WALT CO COM DIS	DIS	264	$25.4k0.03%	0.03%	New
77	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	276	$25.2k0.03%	0.03%	Added +151	+151 120.8%
78	ISHARES TR GLOBAL ENERG ETF IXC	IXC	107	$24.3k0.03%	0.03%	Unchanged
79	ANALOG DEVICES INC COM ADI	ADI	60	$23.8k0.03%	0.03%	New
80	DUKE ENERGY CORP NEW COM NEW DUK	DUK	185	$23.4k0.03%	0.03%	New
81	MONDELEZ INTL INC CL A MDLZ	MDLZ	400	$23.2k0.03%	0.03%	Added +1	+1 0.2%
82	REALTY INCOME CORP COM O	O	360	$22.3k0.03%	0.03%	Added +1	+1 0.3%
83	AIR PRODS & CHEMS INC COM APD	APD	76	$22.3k0.03%	0.03%	Unchanged
84	NORFOLK SOUTHN CORP COM NSC	NSC	70	$22.0k0.03%	0.03%	Unchanged
85	TEREX CORP NEW COM TEX	TEX	108	$21.8k0.03%	0.03%	Unchanged
86	CVS HEALTH CORP COM CVS	CVS	8,110	$19.3k0.02%	0.02%	Unchanged
87	VISA INC COM CL A V	V	56	$19.2k0.02%	0.02%	Unchanged
88	ALIBABA GROUP HLDG LTD SPONSORED ADS BABA	BABA	200	$19.2k0.02%	0.02%	Unchanged
89	PALO ALTO NETWORKS INC COM PANW	PANW	56	$19.1k0.02%	0.02%	New
90	AMGEN INC COM AMGN	AMGN	49	$18.6k0.02%	0.02%	Added +36	+36 276.9%
91	INGERSOLL RAND INC COM IR	IR	221	$18.1k0.02%	0.02%	New
92	ISHARES TR RUS MD CP GR ETF IWP	IWP	74	$17.9k0.02%	0.02%	New
93	MERCK & CO INC COM MRK	MRK	135	$17.3k0.02%	0.02%	Unchanged
94	MCDONALDS CORP COM MCD	MCD	63	$17.0k0.02%	0.02%	Unchanged
95	MASTERCARD INCORPORATED CL A MA	MA	33	$16.9k0.02%	0.02%	Unchanged
96	UNITEDHEALTH GROUP INC COM UNH	UNH	39	$16.2k0.02%	0.02%	Unchanged
97	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	55	$16.0k0.02%	0.02%	New
98	NNN REIT INC COM NNN	NNN	343	$16.0k0.02%	0.02%	Added +1	+1 0.3%
99	TJX COS INC NEW COM TJX	TJX	102	$15.5k0.02%	0.02%	Unchanged
100	WATSCO INC COM WSO	WSO	36	$15.0k0.02%	0.02%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ISHARES TR GOVT	GOVT	342,206	$34.4m342.2k shares
ISHARES TR TOK	TOK	6,515	$690.2k6.5k shares
SCHWAB STRATEGIC TR SCCR	SCCR	400,967	$401.0k401.0k shares
ETF SER SOLUTIONS VIDI	VIDI	8,862	$267.7k8.9k shares
ISHARES TR IEUS	IEUS	240	$76.3k240 shares
ISHARES TR HYG	HYG	392	$42.4k392 shares
ISHARES TR IHE	IHE	401	$37.7k401 shares
ISHARES TR OEF	OEF	190	$23.0k190 shares
SELECT SECTOR SPDR TR XLP	XLP	164	$17.9k164 shares
ISHARES TR IWF	IWF	296	$15.8k296 shares
ISHARES TR TLH	TLH	55	$13.7k55 shares
SELECT SECTOR SPDR TR XLY	XLY	80	$11.7k80 shares
VISTA ENERGY S.A.B. DE C.V. VIST	VIST	378	$10.3k378 shares
PAPA JOHNS INTL INC PZZA	PZZA	56	$9.0k56 shares
ISHARES INC EUSA	EUSA	158	$7.2k158 shares
ELEVANCE HEALTH INC ELV	ELV	25	$7.1k25 shares
WISDOMTREE TR DFE	DFE	162	$5.8k162 shares
VANGUARD INDEX FDS VNQ	VNQ	14	$4.0k14 shares
UNITED BANCORP INC OHIO UBCP	UBCP	56	$2.3k56 shares