truNorth Financial Services, Inc.

Chambersburg, PA · CIK 2108201 · 13F filing filed 2026-07-30

SEC-registered investment adviser since 2018 · corporation

Assets managed$309.5m
Staff6 · 3 in investment roles
Main clients (by assets)High net worth individuals 62%, Individuals 36%, Charities 3%
Websitetrunorthfs.com
Form ADV · 2026-03-23SEC adviser record

$111.7m reported value +15.5% vs Q1 2026

59positions

75.9%in top 10

12 new 26 added 13 reduced 2 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE DIV GRWTH DGRO	DGRO	236,045	$17.9m16.02%	16.02%	Added +9.0k	+8,972 4.0%
2	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	488,015	$15.5m13.86%	13.86%	Added +7.7k	+7,727 1.6%
3	WISDOMTREE TR US LARGECAP DIVD DLN	DLN	150,248	$14.5m12.96%	12.96%	Added +5.9k	+5,876 4.1%
4	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	90,239	$14.3m12.77%	12.77%	Added +2.6k	+2,641 3.0%
5	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	103,562	$6.0m5.40%	5.40%	Added +95.7k	+95,697 1216.8%
6	SPDR GOLD TR GOLD SHS GLD	GLD	14,579	$5.4m4.81%	4.81%	Reduced -262	-262 -1.8%
7	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	54,977	$4.3m3.89%	3.89%	Reduced -11.4k	-11,385 -17.2%
8	SPDR SER TR S&P DIVID ETF SDY	SDY	16,065	$2.4m2.19%	2.19%	Added +647	+647 4.2%
9	ISHARES SILVER TR ISHARES SLV	SLV	42,395	$2.3m2.03%	2.03%	Reduced -4.5k	-4,550 -9.7%
10	NVIDIA CORPORATION COM NVDA	NVDA	11,160	$2.2m2.00%	2.00%	Added +1.2k	+1,156 11.6%
11	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,905	$2.2m1.94%	1.94%	Added +139	+139 5.0%
12	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	8,949	$2.1m1.90%	1.90%	Added +259	+259 3.0%
13	INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV PKW	PKW	10,442	$1.5m1.32%	1.32%	Added +816	+816 8.5%
14	APPLE INC COM AAPL	AAPL	4,917	$1.4m1.27%	1.27%	Added +576	+576 13.3%
15	SPDR DOW JONES INDL AVERAGE UT SER 1 DIA	DIA	2,150	$1.1m1.01%	1.01%	Reduced -65	-65 -2.9%
16	ORRSTOWN FINL SVCS INC COM ORRF	ORRF	23,201	$947.3k0.85%	0.85%	Reduced -266	-266 -1.1%
17	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	3,430	$833.4k0.75%	0.75%	Reduced -295	-295 -7.9%
18	AMAZON COM INC COM AMZN	AMZN	3,269	$779.1k0.70%	0.70%	Added +419	+419 14.7%
19	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,048	$772.0k0.69%	0.69%	Reduced -25	-25 -2.3%
20	CATERPILLAR INC COM CAT	CAT	678	$722.2k0.65%	0.65%	Added +3	+3 0.4%
21	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	7,088	$677.8k0.61%	0.61%	Unchanged
22	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	7,255	$624.9k0.56%	0.56%	Reduced -425	-425 -5.5%
23	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,658	$592.5k0.53%	0.53%	Added +28	+28 1.7%
24	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	4,849	$565.7k0.51%	0.51%	Added +42	+42 0.9%
25	ABBVIE INC COM ABBV	ABBV	2,244	$564.7k0.51%	0.51%	Unchanged
26	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	815	$560.0k0.50%	0.50%	Added +38	+38 4.9%
27	PRINCIPAL EXCHANGE TRADED FD PRIN U S SMALL PSC	PSC	7,933	$556.3k0.50%	0.50%	Added +2.5k	+2,499 46.0%
28	ISHARES TR SELECT DIVID ETF DVY	DVY	3,470	$542.4k0.49%	0.49%	Unchanged
29	ISHARES TR CORE S&P500 ETF IVV	IVV	703	$526.5k0.47%	0.47%	Unchanged
30	LAM RESEARCH CORP COM NEW LRCX	LRCX	1,106	$479.3k0.43%	0.43%	Reduced -19	-19 -1.7%
31	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	1,674	$470.7k0.42%	0.42%	New
32	MERCK & CO INC COM MRK	MRK	3,461	$444.8k0.40%	0.40%	Added +281	+281 8.8%
33	INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM OMFL	OMFL	6,215	$426.0k0.38%	0.38%	Unchanged
34	MARVELL TECHNOLOGY INC COM MRVL	MRVL	1,403	$417.9k0.37%	0.37%	New
35	VANGUARD INDEX FDS VALUE ETF VTV	VTV	1,824	$397.5k0.36%	0.36%	Unchanged
36	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	2,061	$392.7k0.35%	0.35%	Added +32	+32 1.6%
37	MICROSOFT CORP COM MSFT	MSFT	1,015	$378.7k0.34%	0.34%	Added +195	+195 23.8%
38	JPMORGAN CHASE & CO COM JPM	JPM	1,094	$358.0k0.32%	0.32%	Added +5	+5 0.5%
39	WALMART INC COM WMT	WMT	3,035	$343.7k0.31%	0.31%	Added +225	+225 8.0%
40	EXXONMOBIL HOLDINGS CORP COM SHS STOCK XOM	XOM	2,476	$338.5k0.30%	0.30%	New
41	WEC ENERGY GROUP INC COM WEC	WEC	2,842	$331.9k0.30%	0.30%	Unchanged
42	ADVANCED MICRO DEVICES INC COM AMD	AMD	541	$314.3k0.28%	0.28%	New
43	TRUIST FINL CORP COM TFC	TFC	6,274	$312.6k0.28%	0.28%	Added +7	+7 0.1%
44	LOUISIANA PAC CORP COM LPX	LPX	3,775	$296.9k0.27%	0.27%	Reduced -425	-425 -10.1%
45	RTX CORPORATION COM RTX	RTX	1,511	$286.8k0.26%	0.26%	Added +119	+119 8.6%
46	ACNB CORP COM ACNB	ACNB	4,806	$285.4k0.26%	0.26%	Unchanged
47	QUALCOMM INC COM QCOM	QCOM	1,523	$281.4k0.25%	0.25%	Reduced -53	-53 -3.4%
48	GE AEROSPACE COM NEW GE	GE	747	$279.2k0.25%	0.25%	New
49	BROADCOM INC COM AVGO	AVGO	680	$256.9k0.23%	0.23%	Reduced -160	-160 -19.1%
50	RENAISSANCERE HLDGS LTD COM RNR	RNR	773	$245.0k0.22%	0.22%	New
51	MANITOWOC CO INC COM NEW MTW	MTW	17,529	$243.5k0.22%	0.22%	New
52	PEPSICO INC COM PEP	PEP	1,729	$234.1k0.21%	0.21%	Added +44	+44 2.6%
53	CRANE COMPANY COMMON STOCK CR	CR	1,025	$228.6k0.20%	0.20%	Reduced -300	-300 -22.6%
54	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	1,843	$219.3k0.20%	0.20%	New
55	FRANKLIN FINL SVCS CORP COM FRAF	FRAF	3,495	$218.8k0.20%	0.20%	New
56	VISA INC COM CL A V	V	629	$215.8k0.19%	0.19%	New
57	CHEVRON CORP NEW COM CVX	CVX	1,260	$208.8k0.19%	0.19%	Added +156	+156 14.1%
58	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,681	$208.7k0.19%	0.19%	New
59	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	1,050	$207.5k0.19%	0.19%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
EXXON MOBIL CORP XOM	XOM	2,463	$417.9k2.5k shares
DEERE & CO DE	DE	415	$233.8k415 shares