truNorth Financial Services, Inc.

Chambersburg, PA · CIK 2108201 · 13F filing filed 2026-05-05

SEC-registered investment adviser since 2018 · corporation

Assets managed$309.5m
Staff6 · 3 in investment roles
Main clients (by assets)High net worth individuals 62%, Individuals 36%, Charities 3%
Websitetrunorthfs.com
Form ADV · 2026-03-23SEC adviser record

$96.7m reported value +4.9% vs Q4 2025

49positions

79.9%in top 10

2 new 16 added 16 reduced 1 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE DIV GRWTH DGRO	DGRO	227,073	$15.9m16.48%	16.48%	Added +16.2k	+16,213 7.7%
2	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	480,288	$14.7m15.24%	15.24%	Added +8.3k	+8,348 1.8%
3	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	87,598	$13.0m13.42%	13.42%	Added +2.3k	+2,261 2.6%
4	WISDOMTREE TR US LARGECAP DIVD DLN	DLN	144,372	$12.9m13.34%	13.34%	Added +5.6k	+5,576 4.0%
5	SPDR GOLD TR GOLD SHS GLD	GLD	14,841	$6.4m6.60%	6.60%	Reduced -778	-778 -5.0%
6	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	66,362	$5.3m5.44%	5.44%	Added +4.0k	+4,029 6.5%
7	ISHARES SILVER TR ISHARES SLV	SLV	46,945	$3.2m3.31%	3.31%	Reduced -10.2k	-10,167 -17.8%
8	SPDR SER TR S&P DIVID ETF SDY	SDY	15,418	$2.3m2.33%	2.33%	Added +359	+359 2.4%
9	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	8,690	$1.9m1.93%	1.93%	Added +232	+232 2.7%
10	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,766	$1.8m1.86%	1.86%	Added +83	+83 3.1%
11	NVIDIA CORPORATION COM NVDA	NVDA	10,004	$1.7m1.80%	1.80%	Reduced -795	-795 -7.4%
12	INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV PKW	PKW	9,626	$1.3m1.31%	1.31%	Added +2.0k	+1,990 26.1%
13	APPLE INC COM AAPL	AAPL	4,341	$1.1m1.14%	1.14%	Added +51	+51 1.2%
14	SPDR DOW JONES INDL AVERAGE UT SER 1 DIA	DIA	2,215	$1.0m1.06%	1.06%	Unchanged
15	ORRSTOWN FINL SVCS INC COM ORRF	ORRF	23,467	$846.7k0.88%	0.88%	Unchanged
16	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	3,725	$809.2k0.84%	0.84%	Reduced -462	-462 -11.0%
17	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	4,807	$703.2k0.73%	0.73%	Unchanged
18	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	7,088	$622.6k0.64%	0.64%	Unchanged
19	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,073	$619.5k0.64%	0.64%	Reduced -28	-28 -2.5%
20	AMAZON COM INC COM AMZN	AMZN	2,850	$593.6k0.61%	0.61%	Reduced -125	-125 -4.2%
21	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	1,280	$559.1k0.58%	0.58%	Reduced -111	-111 -8.0%
22	ISHARES TR SELECT DIVID ETF DVY	DVY	3,470	$525.4k0.54%	0.54%	Unchanged
23	ABBVIE INC COM ABBV	ABBV	2,244	$488.0k0.50%	0.50%	Unchanged
24	CATERPILLAR INC COM CAT	CAT	675	$478.3k0.49%	0.49%	Reduced -25	-25 -3.6%
25	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,630	$468.7k0.48%	0.48%	Reduced -15	-15 -0.9%
26	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	777	$464.5k0.48%	0.48%	Added +4	+4 0.5%
27	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	7,865	$460.4k0.48%	0.48%	New
28	ISHARES TR CORE S&P500 ETF IVV	IVV	703	$459.2k0.47%	0.47%	Unchanged
29	EXXON MOBIL CORP COM XOM	XOM	2,463	$417.9k0.43%	0.43%	Added +554	+554 29.0%
30	MERCK & CO INC COM MRK	MRK	3,180	$382.6k0.40%	0.40%	Unchanged
31	INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM OMFL	OMFL	6,215	$373.7k0.39%	0.39%	Reduced -125	-125 -2.0%
32	VANGUARD INDEX FDS VALUE ETF VTV	VTV	1,824	$357.9k0.37%	0.37%	Reduced -36	-36 -1.9%
33	WALMART INC COM WMT	WMT	2,810	$349.2k0.36%	0.36%	Unchanged
34	WEC ENERGY GROUP INC COM WEC	WEC	2,842	$329.0k0.34%	0.34%	Unchanged
35	JPMORGAN CHASE & CO COM JPM	JPM	1,089	$320.3k0.33%	0.33%	Reduced -30	-30 -2.7%
36	PRINCIPAL EXCHANGE TRADED FD PRIN U S SMALL PSC	PSC	5,434	$311.5k0.32%	0.32%	Added +1.3k	+1,347 33.0%
37	LOUISIANA PAC CORP COM LPX	LPX	4,200	$305.6k0.32%	0.32%	Unchanged
38	MICROSOFT CORP COM MSFT	MSFT	820	$303.6k0.31%	0.31%	Added +15	+15 1.9%
39	TRUIST FINL CORP COM TFC	TFC	6,267	$288.1k0.30%	0.30%	Reduced -173	-173 -2.7%
40	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	2,029	$269.7k0.28%	0.28%	Added +205	+205 11.2%
41	RTX CORPORATION COM RTX	RTX	1,392	$268.6k0.28%	0.28%	Unchanged
42	PEPSICO INC COM PEP	PEP	1,685	$261.6k0.27%	0.27%	Unchanged
43	BROADCOM INC COM AVGO	AVGO	840	$260.0k0.27%	0.27%	Added +40	+40 5.0%
44	LAM RESEARCH CORP COM NEW LRCX	LRCX	1,125	$240.4k0.25%	0.25%	Reduced -75	-75 -6.2%
45	DEERE & CO COM DE	DE	415	$233.8k0.24%	0.24%	Reduced -200	-200 -32.5%
46	ACNB CORP COM ACNB	ACNB	4,806	$230.1k0.24%	0.24%	Unchanged
47	CHEVRON CORP NEW COM CVX	CVX	1,104	$228.5k0.24%	0.24%	New
48	CRANE COMPANY COMMON STOCK CR	CR	1,325	$226.6k0.23%	0.23%	Unchanged
49	QUALCOMM INC COM QCOM	QCOM	1,576	$203.0k0.21%	0.21%	Reduced -239	-239 -13.2%

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
SPDR SERIES TRUST SPYG	SPYG	2,337	$249.4k2.3k shares