Vault-13

CAMBIENT FAMILY OFFICE, LLC

ADA, MI · CIK 2105684 · 13F filing filed 2026-02-20

SEC-registered investment adviser since 2025 · limited liability company

$700.8m reported value
260positions
41.8%in top 10
—no comparable previous quarter

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#SecurityTickerShares Value% of portfolioChangeShares change
1 NVIDIA CORPORATION COM NVDA NVDA 260,781 $48.6m6.94% 6.94% First filing
2 MICROSOFT CORP COM MSFT MSFT 87,758 $42.4m6.06% 6.06% First filing
3 SPDR S&P 500 ETF TR TR UNIT SPY SPY 60,211 $41.2m5.88% 5.88% First filing
4 ISHARES TR CORE S&P500 ETF IVV IVV 50,794 $34.8m4.96% 4.96% First filing
5 ALPHABET INC CAP STK CL C GOOG GOOG 81,229 $25.5m3.64% 3.64% First filing
6 ELI LILLY & CO COM LLY LLY 22,596 $24.3m3.47% 3.47% First filing
7 APPLE INC COM AAPL AAPL 85,664 $23.3m3.32% 3.32% First filing
8 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU VEU 313,507 $23.1m3.29% 3.29% First filing
9 RTX CORPORATION COM RTX RTX 82,929 $15.2m2.17% 2.17% First filing
10 JPMORGAN CHASE & CO COM JPM JPM 45,533 $14.7m2.09% 2.09% First filing
11 AMAZON COM INC COM AMZN AMZN 63,155 $14.6m2.08% 2.08% First filing
12 ABBVIE INC COM ABBV ABBV 63,625 $14.5m2.07% 2.07% First filing
13 ISHARES TR 1 3 YR TREAS BD SHY SHY 169,060 $14.0m2.00% 2.00% First filing
14 VANGUARD INDEX FDS TOTAL STK MKT VTI VTI 37,352 $12.5m1.79% 1.79% First filing
15 PALANTIR TECHNOLOGIES INC CL A PLTR PLTR 63,278 $11.2m1.60% 1.60% First filing
16 INTUITIVE SURGICAL INC COM NEW ISRG ISRG 17,947 $10.2m1.45% 1.45% First filing
17 ABBOTT LABS COM ABT ABT 77,410 $9.7m1.38% 1.38% First filing
18 AUTOMATIC DATA PROCESSING IN COM ADP ADP 36,222 $9.4m1.34% 1.34% First filing
19 PROCTER AND GAMBLE CO COM PG PG 59,215 $8.5m1.21% 1.21% First filing
20 COCA COLA CO COM KO KO 109,636 $7.7m1.09% 1.09% First filing
21 DEERE & CO COM DE DE 15,898 $7.4m1.06% 1.06% First filing
22 ALPHABET INC CAP STK CL A GOOGL GOOGL 21,873 $6.8m0.98% 0.98% First filing
23 BONDBLOXX ETF TRUST BLOOMBERG SIX MN XHLF XHLF 128,246 $6.5m0.92% 0.92% First filing
24 HOME DEPOT INC COM HD HD 17,399 $6.0m0.85% 0.85% First filing
25 JOHNSON & JOHNSON COM JNJ JNJ 28,256 $5.8m0.83% 0.83% First filing
26 ISHARES TR SHORT TREAS BD SHV SHV 52,064 $5.7m0.82% 0.82% First filing
27 ARISTA NETWORKS INC COM SHS ANET ANET 43,520 $5.7m0.81% 0.81% First filing
28 COSTCO WHSL CORP NEW COM COST COST 6,556 $5.7m0.81% 0.81% First filing
29 MCDONALDS CORP COM MCD MCD 18,487 $5.7m0.81% 0.81% First filing
30 FLEXSHARES TR MORNSTAR UPSTR GUNR GUNR 121,444 $5.6m0.79% 0.79% First filing
31 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH VCSH 67,607 $5.4m0.77% 0.77% First filing
32 AUTODESK INC COM ADSK ADSK 18,193 $5.4m0.77% 0.77% First filing
33 BLACKROCK INC COM BLK BLK 5,009 $5.4m0.77% 0.77% First filing
34 STRYKER CORPORATION COM SYK SYK 14,584 $5.1m0.73% 0.73% First filing
35 EMERSON ELEC CO COM EMR EMR 38,589 $5.1m0.73% 0.73% First filing
36 AIR PRODS & CHEMS INC COM APD APD 19,669 $4.9m0.69% 0.69% First filing
37 CISCO SYS INC COM CSCO CSCO 62,938 $4.8m0.69% 0.69% First filing
38 ISHARES TR CORE MSCI EAFE IEFA IEFA 52,789 $4.7m0.67% 0.67% First filing
39 CHEVRON CORP NEW COM CVX CVX 30,877 $4.7m0.67% 0.67% First filing
40 PEPSICO INC COM PEP PEP 31,372 $4.5m0.65% 0.65% First filing
41 EXXON MOBIL CORP COM XOM XOM 37,551 $4.5m0.64% 0.64% First filing
42 APPLIED MATLS INC COM AMAT AMAT 17,502 $4.5m0.64% 0.64% First filing
43 VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB VUSB 84,618 $4.2m0.60% 0.60% First filing
44 FIDELITY WISE ORIGIN BITCOIN SHS FBTC FBTC 54,508 $4.2m0.59% 0.59% First filing
45 DANAHER CORPORATION COM DHR DHR 17,495 $4.0m0.57% 0.57% First filing
46 NEXTERA ENERGY INC COM NEE NEE 48,117 $3.9m0.55% 0.55% First filing
47 SPDR SERIES TRUST PORTFOLI S&P1500 SPTM SPTM 45,897 $3.8m0.54% 0.54% First filing
48 PALO ALTO NETWORKS INC COM PANW PANW 20,147 $3.7m0.53% 0.53% First filing
49 BROADCOM INC COM AVGO AVGO 10,298 $3.6m0.51% 0.51% First filing
50 ISHARES TR RUS MID CAP ETF IWR IWR 36,980 $3.6m0.51% 0.51% First filing
51 ROBINHOOD MKTS INC COM CL A HOOD HOOD 31,008 $3.5m0.50% 0.50% First filing
52 ORACLE CORP COM ORCL ORCL 17,662 $3.4m0.49% 0.49% First filing
53 BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B BRK.B 6,564 $3.3m0.47% 0.47% First filing
54 SYNOPSYS INC COM SNPS SNPS 7,012 $3.3m0.47% 0.47% First filing
55 SPDR SERIES TRUST PORTFOLIO S&P500 SPYM SPYM 40,918 $3.3m0.47% 0.47% First filing
56 ISHARES TR RUSSELL 2000 ETF IWM IWM 13,268 $3.3m0.47% 0.47% First filing
57 INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR GSY GSY 64,758 $3.3m0.46% 0.46% First filing
58 ISHARES TR SHRT NAT MUN ETF SUB SUB 29,840 $3.2m0.45% 0.45% First filing
59 LOWES COS INC COM LOW LOW 12,780 $3.1m0.44% 0.44% First filing
60 HONEYWELL INTL INC COM COM 15,508 $3.0m0.43% 0.43% First filing
61 META PLATFORMS INC CL A META META 4,554 $3.0m0.43% 0.43% First filing
62 INTEL CORP COM INTC INTC 81,235 $3.0m0.43% 0.43% First filing
63 CARRIER GLOBAL CORPORATION COM CARR CARR 56,417 $3.0m0.43% 0.43% First filing
64 TESLA INC COM TSLA TSLA 6,068 $2.7m0.39% 0.39% First filing
65 OTIS WORLDWIDE CORP COM OTIS OTIS 31,153 $2.7m0.39% 0.39% First filing
66 ISHARES TR MSCI EMG MKT ETF EEM EEM 41,690 $2.3m0.33% 0.33% First filing
67 XYLEM INC COM XYL XYL 15,517 $2.1m0.30% 0.30% First filing
68 VANGUARD INDEX FDS S&P 500 ETF SHS VOO VOO 3,188 $2.0m0.29% 0.29% First filing
69 AMERICAN WTR WKS CO INC NEW COM AWK AWK 14,574 $1.9m0.27% 0.27% First filing
70 AMERICAN EXPRESS CO COM AXP AXP 5,083 $1.9m0.27% 0.27% First filing
71 ISHARES TR CORE S&P MCP ETF IJH IJH 23,846 $1.6m0.22% 0.22% First filing
72 VISA INC COM CL A V V 4,396 $1.5m0.22% 0.22% First filing
73 CATERPILLAR INC COM CAT CAT 2,580 $1.5m0.21% 0.21% First filing
74 ISHARES INC CORE MSCI EMKT IEMG IEMG 21,884 $1.5m0.21% 0.21% First filing
75 UNION PAC CORP COM UNP UNP 5,703 $1.3m0.19% 0.19% First filing
76 PHILIP MORRIS INTL INC COM PM PM 7,996 $1.3m0.18% 0.18% First filing
77 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH VGSH 21,839 $1.3m0.18% 0.18% First filing
78 ISHARES TR MSCI EAFE ETF EFA EFA 13,164 $1.3m0.18% 0.18% First filing
79 AMERIPRISE FINL INC COM AMP AMP 2,551 $1.3m0.18% 0.18% First filing
80 EATON CORP PLC SHS ETN ETN 3,829 $1.2m0.17% 0.17% First filing
81 MERCK & CO INC COM MRK MRK 11,421 $1.2m0.17% 0.17% First filing
82 MANHATTAN ASSOCIATES INC COM MANH MANH 6,759 $1.2m0.17% 0.17% First filing
83 FISERV INC COM FISV FISV 16,805 $1.1m0.16% 0.16% First filing
84 GILEAD SCIENCES INC COM GILD GILD 9,142 $1.1m0.16% 0.16% First filing
85 THE CIGNA GROUP COM CI CI 4,030 $1.1m0.16% 0.16% First filing
86 ALTRIA GROUP INC COM MO MO 18,646 $1.1m0.16% 0.16% First filing
87 MASTERCARD INCORPORATED CL A MA MA 1,892 $1.1m0.15% 0.15% First filing
88 SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW SPDW 24,125 $1.1m0.15% 0.15% First filing
89 CUMMINS INC COM CMI CMI 2,091 $1.1m0.15% 0.15% First filing
90 GE VERNOVA INC COM GEV GEV 1,609 $1.1m0.15% 0.15% First filing
91 WELLS FARGO CO NEW COM WFC WFC 10,878 $1.0m0.14% 0.14% First filing
92 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST JMST 19,659 $1.0m0.14% 0.14% First filing
93 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB JMUB 19,818 $1.0m0.14% 0.14% First filing
94 WALMART INC COM WMT WMT 8,501 $949.1k0.14% 0.14% First filing
95 ISHARES TR CORE S&P TTL STK ITOT ITOT 6,195 $921.1k0.13% 0.13% First filing
96 ACCENTURE PLC IRELAND SHS CLASS A ACN ACN 3,400 $912.2k0.13% 0.13% First filing
97 NETFLIX INC COM NFLX NFLX 9,031 $846.7k0.12% 0.12% First filing
98 UFP INDUSTRIES INC COM UFPI UFPI 9,273 $844.3k0.12% 0.12% First filing
99 BANK AMERICA CORP COM BAC BAC 15,291 $841.0k0.12% 0.12% First filing
100 ISHARES TR EAFE VALUE ETF EFV EFV 11,659 $832.6k0.12% 0.12% First filing