Pearl Planning LLC

DEXTER, MI · CIK 2100519 · 13F filing filed 2026-07-21

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyDexter, MI

$217.4m reported value +16.2% vs Q1 2026

58positions

72.4%in top 10

6 new 28 added 17 reduced 0 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	45,453	$31.2m14.36%	14.36%	Added +2.7k	+2,730 6.4%
2	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	261,773	$23.4m10.74%	10.74%	Added +30.7k	+30,657 13.3%
3	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	391,356	$18.0m8.29%	8.29%	Added +33.2k	+33,210 9.3%
4	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	385,581	$17.5m8.07%	8.07%	Added +34.4k	+34,406 9.8%
5	VANGUARD INDEX FDS VALUE ETF VTV	VTV	70,334	$15.3m7.05%	7.05%	Reduced -2.9k	-2,863 -3.9%
6	VANGUARD INDEX FDS MID CAP ETF VO	VO	183,166	$14.8m6.79%	6.79%	Added +6.6k	+6,554 3.7%
7	EA SERIES TRUST FREEDOM 100 EM FRDM	FRDM	169,045	$12.3m5.67%	5.67%	Reduced -7.2k	-7,216 -4.1%
8	ISHARES TR CORE DIV GRWTH DGRO	DGRO	113,556	$8.6m3.96%	3.96%	Added +7.0k	+7,031 6.6%
9	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	66,705	$8.3m3.83%	3.83%	Added +1.4k	+1,366 2.1%
10	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	60,619	$8.0m3.69%	3.69%	Added +2.0k	+1,991 3.4%
11	INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF QQQM	QQQM	22,592	$6.8m3.15%	3.15%	Added +1.5k	+1,506 7.1%
12	T ROWE PRICE ETF INC SMALL MID CAP TMSL	TMSL	122,457	$5.4m2.47%	2.47%	Added +2.4k	+2,379 2.0%
13	EA SERIES TRUST ALPHA ARCH 1-3 BOXX	BOXX	39,213	$4.6m2.11%	2.11%	Reduced -10.8k	-10,793 -21.6%
14	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	4,898	$3.6m1.66%	1.66%	Reduced -92	-92 -1.8%
15	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	46,281	$3.6m1.66%	1.66%	Added +6.7k	+6,730 17.0%
16	VANGUARD WORLD FD ESG US CORP BD VCEB	VCEB	55,415	$3.5m1.60%	1.60%	Added +13.9k	+13,911 33.5%
17	INVESCO EXCH TRADED FD TR II ESG NASDAQ 100 QQMG	QQMG	62,588	$3.2m1.47%	1.47%	Added +5.6k	+5,646 9.9%
18	SPDR SER TR BLOOMBERG 1-3 MO BIL	BIL	32,596	$3.0m1.37%	1.37%	Reduced -1.1k	-1,113 -3.3%
19	ISHARES TR ESG AWARE MSCI ESML	ESML	46,809	$2.6m1.20%	1.20%	Added +3.5k	+3,511 8.1%
20	ISHARES TR NATIONAL MUN ETF MUB	MUB	17,146	$1.8m0.85%	0.85%	Added +12	+12 0.1%
21	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	23,389	$1.7m0.79%	0.79%	Reduced -4.3k	-4,274 -15.4%
22	INVESCO EXCH TRADED FD TR II S&P INTL MOMNT IDMO	IDMO	25,372	$1.5m0.70%	0.70%	Added +8.6k	+8,564 51.0%
23	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	5,202	$1.1m0.53%	0.53%	Reduced -476	-476 -8.4%
24	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	14,191	$1.1m0.50%	0.50%	Reduced -878	-878 -5.8%
25	VANGUARD INDEX FDS SMALL CP ETF VB	VB	3,445	$1.0m0.48%	0.48%	Added +3	+3 0.1%
26	ISHARES TR CORE S&P500 ETF IVV	IVV	1,348	$1.0m0.46%	0.46%	Reduced -4	-4 -0.3%
27	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	12,329	$878.4k0.40%	0.40%	Added +252	+252 2.1%
28	AMERICAN CENTY ETF TR AVANTIS US SMALL AVSC	AVSC	11,305	$829.1k0.38%	0.38%	Unchanged
29	INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY XMHQ	XMHQ	6,907	$779.7k0.36%	0.36%	Added +127	+127 1.9%
30	ISHARES TR CORE US AGGBD ET AGG	AGG	7,459	$738.3k0.34%	0.34%	Added +32	+32 0.4%
31	ISHARES TR CORE S&P MCP ETF IJH	IJH	9,423	$726.6k0.33%	0.33%	Reduced -765	-765 -7.5%
32	APPLE INC COM AAPL	AAPL	2,486	$719.4k0.33%	0.33%	Added +15	+15 0.6%
33	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	2,554	$718.2k0.33%	0.33%	Reduced -200	-200 -7.3%
34	ISHARES TR RUS 1000 GRW ETF IWF	IWF	5,673	$704.4k0.32%	0.32%	Added +1	+1 0.0%
35	ISHARES TR CORE MSCI EAFE IEFA	IEFA	5,569	$537.9k0.25%	0.25%	Reduced -18	-18 -0.3%
36	ISHARES TR MORNINGSTAR VALU ILCV	ILCV	5,279	$534.4k0.25%	0.25%	Unchanged
37	ORACLE CORP COM ORCL	ORCL	2,983	$437.2k0.20%	0.20%	Reduced -40	-40 -1.3%
38	MICROSOFT CORP COM MSFT	MSFT	1,145	$427.1k0.20%	0.20%	Added +60	+60 5.5%
39	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	2,232	$425.2k0.20%	0.20%	Unchanged
40	TCW ETF TRUST TRANSFRM 500 ETF VOTE	VOTE	4,761	$419.8k0.19%	0.19%	Unchanged
41	REPUBLIC SVCS INC COM RSG	RSG	1,863	$397.0k0.18%	0.18%	Reduced -6	-6 -0.3%
42	META PLATFORMS INC CL A META	META	700	$394.3k0.18%	0.18%	Reduced -32	-32 -4.4%
43	NVIDIA CORPORATION COM NVDA	NVDA	1,884	$377.0k0.17%	0.17%	Added +220	+220 13.2%
44	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	1,483	$360.4k0.17%	0.17%	Reduced -7	-7 -0.5%
45	RBB FUND TRUST FIRST EAGLE OVER FEOE	FEOE	6,306	$336.7k0.15%	0.15%	Unchanged
46	ISHARES TR CORE 1 5 YR USD ISTB	ISTB	6,883	$332.1k0.15%	0.15%	Unchanged
47	ALPHABET INC CAP STK CL A GOOGL	GOOGL	848	$303.1k0.14%	0.14%	Added +123	+123 17.0%
48	AMAZON COM INC COM AMZN	AMZN	1,261	$300.6k0.14%	0.14%	Added +191	+191 17.9%
49	MICRON TECHNOLOGY INC COM MU	MU	260	$300.2k0.14%	0.14%	New
50	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	800	$296.1k0.14%	0.14%	Reduced -8	-8 -1.0%
51	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	1,732	$283.5k0.13%	0.13%	Unchanged
52	JPMORGAN CHASE & CO COM JPM	JPM	818	$267.6k0.12%	0.12%	Added +9	+9 1.1%
53	ISHARES TR MSCI USA MMENTM MTUM	MTUM	772	$264.7k0.12%	0.12%	New
54	BROADCOM INC COM AVGO	AVGO	691	$261.1k0.12%	0.12%	Added +17	+17 2.5%
55	AMERICAN CENTY ETF TR AVANTIS RESPONSI AVSD	AVSD	2,986	$238.5k0.11%	0.11%	New
56	SPDR SER TR SPDR MSCI USA GE SHE	SHE	1,466	$226.4k0.10%	0.10%	New
57	ALPHABET INC CAP STK CL C GOOG	GOOG	639	$225.8k0.10%	0.10%	New
58	TEXAS INSTRS INC COM TXN	TXN	720	$214.6k0.10%	0.10%	New