PLANWISER FINANCIAL, LLC

COLORADO SPRINGS, CO · CIK 2043741 · 13F filing filed 2025-08-14

SEC-registered investment adviser since 2024 · limited liability company

Assets managed$169.1m
Staff6 · 2 in investment roles
Main clients (by assets)High net worth individuals 46%, Individuals 43%, Pension plans 7%
Form ADV · 2026-10-01SEC adviser record

$117.2m reported value +6.2% vs Q1 2025

44positions

57.3%in top 10

5 new 17 added 20 reduced 8 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE S&P500 ETF IVV	IVV	20,005	$12.8m10.92%	10.92%	Added +1.4k	+1,404 7.5%
2	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	115,043	$12.0m10.22%	10.22%	Reduced -13.7k	-13,700 -10.6%
3	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	167,471	$6.8m5.80%	5.80%	Added +55.9k	+55,892 50.1%
4	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	196,158	$6.8m5.80%	5.80%	Added +105.1k	+105,111 115.5%
5	VANGUARD INDEX FDS VALUE ETF VTV	VTV	35,869	$6.4m5.50%	5.50%	Added +3.3k	+3,317 10.2%
6	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	76,960	$5.4m4.61%	4.61%	Reduced -1.2k	-1,194 -1.5%
7	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	11,864	$5.4m4.61%	4.61%	Added +226	+226 1.9%
8	SPDR SER TR PORTFLI INTRMDIT SPTI	SPTI	181,517	$5.2m4.42%	4.42%	Reduced -51.1k	-51,138 -22.0%
9	ISHARES TR ISHS 5-10YR INVT IGIB	IGIB	60,912	$3.2m2.76%	2.76%	Added +39.7k	+39,667 186.7%
10	AMERICAN CENTY ETF TR AVANTIS CORE FI AVIG	AVIG	74,854	$3.1m2.64%	2.64%	Reduced -7.5k	-7,490 -9.1%
11	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	66,933	$3.1m2.62%	2.62%	Reduced -61.0k	-61,005 -47.7%
12	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	11,582	$3.1m2.61%	2.61%	New
13	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	28,538	$3.1m2.61%	2.61%	Added +6.5k	+6,518 29.6%
14	SELECT SECTOR SPDR TR SBI CONS DISCR XLY	XLY	13,440	$3.0m2.59%	2.59%	Added +2.8k	+2,792 26.2%
15	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	56,871	$3.0m2.57%	2.57%	Added +13.7k	+13,738 31.9%
16	HARBOR ETF TRUST HARBOR COMMODITY HGER	HGER	115,079	$2.9m2.43%	2.43%	Added +12.9k	+12,875 12.6%
17	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	54,168	$2.6m2.24%	2.24%	Reduced -3.7k	-3,706 -6.4%
18	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	84,584	$2.5m2.09%	2.09%	Reduced -2.6k	-2,638 -3.0%
19	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	54,968	$2.4m2.04%	2.04%	Reduced -19.5k	-19,510 -26.2%
20	ISHARES TR CORE LT USDB ETF ILTB	ILTB	48,739	$2.4m2.02%	2.02%	Reduced -27.1k	-27,081 -35.7%
21	ISHARES TR CONV BD ETF ICVT	ICVT	25,032	$2.3m1.98%	1.98%	New
22	INNOVATOR ETFS TRUST LADERD ALCTN PWR BUFF	BUFF	45,422	$2.2m1.85%	1.85%	Reduced -18.6k	-18,550 -29.0%
23	ISHARES INC MSCI CDA ETF EWC	EWC	32,994	$1.5m1.31%	1.31%	Added +8.2k	+8,201 33.1%
24	VANGUARD INDEX FDS SMALL CP ETF VB	VB	6,232	$1.5m1.31%	1.31%	Added +10	+10 0.2%
25	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	64,154	$1.5m1.30%	1.30%	New
26	ISHARES INC MSCI ITALY ETF EWI	EWI	31,112	$1.5m1.29%	1.29%	Added +7.3k	+7,330 30.8%
27	ISHARES INC MSCI FRANCE ETF EWQ	EWQ	34,271	$1.5m1.25%	1.25%	New
28	ISHARES INC MSCI GERMANY ETF EWG	EWG	35,129	$1.5m1.25%	1.25%	Added +8.5k	+8,501 31.9%
29	RBB FD INC MOTLEY FOL ETF TMFC	TMFC	21,918	$1.5m1.24%	1.24%	Reduced -428	-428 -1.9%
30	FIDELITY COVINGTON TRUST HIGH YILD ETF FDHY	FDHY	19,949	$978.5k0.83%	0.83%	New
31	ISHARES TR CORE US AGGBD ET AGG	AGG	8,533	$838.9k0.72%	0.72%	Added +2.4k	+2,413 39.4%
32	ISHARES TR RUS 1000 ETF IWB	IWB	2,153	$753.7k0.64%	0.64%	Reduced -199	-199 -8.5%
33	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	8,606	$601.6k0.51%	0.51%	Reduced -39.5k	-39,474 -82.1%
34	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	8,290	$546.5k0.47%	0.47%	Reduced -148	-148 -1.8%
35	FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT FLQM	FLQM	9,728	$538.3k0.46%	0.46%	Reduced -224	-224 -2.2%
36	FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED BUFD	BUFD	16,779	$452.2k0.39%	0.39%	Added +2.2k	+2,247 15.5%
37	SPDR SER TR NUVEEN BLOOMBERG HYMB	HYMB	17,756	$430.4k0.37%	0.37%	Reduced -809	-809 -4.4%
38	ISHARES TR RUS 1000 GRW ETF IWF	IWF	905	$399.5k0.34%	0.34%	Reduced -120	-120 -11.7%
39	INNOVATOR ETFS TRUST POWER BUFFER SET PSTP	PSTP	8,875	$301.3k0.26%	0.26%	Added +1.2k	+1,184 15.4%
40	ISHARES TR RUS MID CAP ETF IWR	IWR	3,157	$299.6k0.26%	0.26%	Reduced -88	-88 -2.7%
41	ISHARES TR RUS 1000 VAL ETF IWD	IWD	1,471	$291.6k0.25%	0.25%	Unchanged
42	ISHARES TR CORE MSCI EAFE IEFA	IEFA	2,952	$246.2k0.21%	0.21%	Reduced -1.1k	-1,075 -26.7%
43	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	426	$242.0k0.21%	0.21%	Unchanged
44	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	388	$227.0k0.19%	0.19%	Reduced -55	-55 -12.4%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
ISHARES TR ISTB	ISTB	56,248	$2.7m56.2k shares
ISHARES TR IAGG	IAGG	49,830	$2.5m49.8k shares
SELECT SECTOR SPDR TR XLU	XLU	26,650	$2.2m26.6k shares
ISHARES INC EWJ	EWJ	14,718	$1.1m14.7k shares
DIMENSIONAL ETF TRUST DFSD	DFSD	21,395	$1.0m21.4k shares
JANUS DETROIT STR TR JMBS	JMBS	22,611	$1.0m22.6k shares
DIMENSIONAL ETF TRUST DFGX	DFGX	16,580	$876.9k16.6k shares
INVESCO EXCH TRADED FD TR II BKLN	BKLN	10,006	$208.2k10.0k shares