Red Tortoise LLC

ATLANTA, GA · CIK 1910488 · 13F filing filed 2026-04-21

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyAtlanta, GA

$238.1m reported value +2.2% vs Q4 2025

590positions

49.0%in top 10

19 new 78 added 55 reduced 29 sold out vs Q4 2025

Options: 0 call positions (— notional), 1 put positions ($2.1m notional) – listed below, not included above.

This report includes the holdings of 1 other manager that shares the investment decisions:

PARAMETRIC PORTFOLIO ASSOCIATES LLC – reports through this filing

Shares in two reports are counted once in each security's totals.

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	1,149,146	$28.4m11.94%	11.94%	Added +7.6k	+7,619 0.7%
2	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	456,225	$22.3m9.37%	9.37%	Reduced -1.4k	-1,377 -0.3%
3	ISHARES TR CORE S&P500 ETF IVV	IVV	18,891	$12.3m5.18%	5.18%	Reduced -176	-176 -0.9%
4	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	308,145	$10.2m4.26%	4.26%	Reduced -6.5k	-6,513 -2.1%
5	ISHARES TR CORE MSCI EAFE IEFA	IEFA	92,305	$8.4m3.51%	3.51%	Reduced -3.1k	-3,085 -3.2%
6	VANGUARD SCOTTSDALE FDS LONG TERM TREAS VGLT	VGLT	139,542	$7.7m3.24%	3.24%	Reduced -6.9k	-6,928 -4.7%
7	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	286,631	$7.3m3.09%	3.09%	Added +1.7k	+1,695 0.6%
8	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	254,175	$7.1m2.97%	2.97%	Reduced -1.9k	-1,868 -0.7%
9	ISHARES TR RUS 1000 VAL ETF IWD	IWD	30,137	$6.4m2.70%	2.70%	Added +101	+101 0.3%
10	SCHWAB STRATEGIC TR SHT TM US TRES SCHO	SCHO	264,983	$6.4m2.70%	2.70%	Added +35.4k	+35,432 15.4%
11	VANGUARD INDEX FDS VALUE ETF VTV	VTV	28,037	$5.5m2.31%	2.31%	Reduced -136	-136 -0.5%
12	ISHARES TR CORE DIV GRWTH DGRO	DGRO	75,221	$5.3m2.22%	2.22%	Reduced -249	-249 -0.3%
13	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	25,217	$4.8m2.03%	2.03%	Reduced -457	-457 -1.8%
14	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	70,848	$4.5m1.91%	1.91%	Reduced -115	-115 -0.2%
15	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	61,158	$4.5m1.89%	1.89%	Added +36.9k	+36,937 152.5%
16	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	70,838	$4.0m1.68%	1.68%	Added +181	+181 0.3%
17	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	148,447	$3.4m1.45%	1.45%	Added +18.7k	+18,703 14.4%
18	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	122,832	$3.3m1.37%	1.37%	Reduced -209	-209 -0.2%
19	ISHARES TR MSCI ACWI EX US ACWX	ACWX	47,050	$3.2m1.35%	1.35%	Unchanged
20	ISHARES TR RUS 1000 ETF IWB	IWB	7,837	$2.8m1.17%	1.17%	Added +7	+7 0.1%
21	ISHARES INC CORE MSCI EMKT IEMG	IEMG	39,874	$2.8m1.17%	1.17%	Reduced -576	-576 -1.4%
22	INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS PXF	PXF	39,758	$2.8m1.17%	1.17%	Reduced -495	-495 -1.2%
23	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	98,340	$2.5m1.04%	1.04%	Reduced -3.8k	-3,833 -3.8%
24	SCHWAB STRATEGIC TR FUNDAMENTAL EMER FNDE	FNDE	63,177	$2.4m1.02%	1.02%	Added +251	+251 0.4%
25	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	45,376	$2.4m1.01%	1.01%	Added +74	+74 0.2%
26	SPDR INDEX SHS FDS S&P INTL ETF DWX	DWX	48,930	$2.2m0.94%	0.94%	Added +232	+232 0.5%
27	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	9,990	$2.2m0.91%	0.91%	Added +53	+53 0.5%
28	ISHARES TR SHRT NAT MUN ETF SUB	SUB	18,766	$2.0m0.84%	0.84%	Reduced -395	-395 -2.1%
29	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	35,297	$1.9m0.80%	0.80%	Reduced -543	-543 -1.5%
30	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	37,874	$1.9m0.79%	0.79%	Reduced -1.1k	-1,144 -2.9%
31	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	12,701	$1.9m0.79%	0.79%	Reduced -404	-404 -3.1%
32	ISHARES TR RUSSELL 2000 ETF IWM	IWM	6,730	$1.7m0.70%	0.70%	Reduced -146	-146 -2.1%
33	ISHARES TR MSCI EMG MKT ETF EEM	EEM	29,106	$1.7m0.69%	0.69%	Unchanged
34	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	23,182	$1.6m0.69%	0.69%	Added +17	+17 0.1%
35	FLEXSHARES TR INTL QLTDV IDX IQDF	IQDF	48,919	$1.5m0.65%	0.65%	Added +1.3k	+1,283 2.7%
36	SPDR SER TR PORTFOLIO LN TSR SPTL	SPTL	58,027	$1.5m0.64%	0.64%	Reduced -1.7k	-1,706 -2.9%
37	AGNICO EAGLE MINES LTD COM AEM	AEM	7,269	$1.5m0.62%	0.62%	Unchanged
38	ISHARES GOLD TR SHARES REPRESENT IAUM	IAUM	31,072	$1.5m0.61%	0.61%	Unchanged
39	APPLE INC COM AAPL	AAPL	5,717	$1.5m0.61%	0.61%	Unchanged
40	VANGUARD SCOTTSDALE FDS VNG RUS2000IDX VTWO	VTWO	14,026	$1.4m0.59%	0.59%	Added +254	+254 1.8%
41	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,061	$1.3m0.56%	0.56%	Added +1	+1 0.1%
42	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	22,830	$1.3m0.56%	0.56%	Added +112	+112 0.5%
43	ISHARES TR MSCI EAFE ETF EFA	EFA	13,713	$1.3m0.56%	0.56%	Reduced -4	-4 -0.0%
44	SCHWAB STRATEGIC TR FUNDAMENTAL US B FNDB	FNDB	46,664	$1.3m0.53%	0.53%	Reduced -66	-66 -0.1%
45	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	16,112	$1.2m0.51%	0.51%	Added +24	+24 0.1%
46	MICROSOFT CORP COM MSFT	MSFT	3,217	$1.2m0.50%	0.50%	Reduced -4	-4 -0.1%
47	SPDR SERIES TRUST AEROSPACE DEF XAR	XAR	4,604	$1.2m0.49%	0.49%	Added +2	+2 0.0%
48	ISHARES INC MSCI AGRICULTURE VEGI	VEGI	25,000	$1.1m0.47%	0.47%	Unchanged
49	ISHARES TR CORE US AGGBD ET AGG	AGG	11,143	$1.1m0.46%	0.46%	Added +71	+71 0.6%
50	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	37,714	$1.1m0.46%	0.46%	Added +2	+2 0.0%
51	AMAZON COM INC COM AMZN	AMZN	5,260	$1.1m0.46%	0.46%	Reduced -14	-14 -0.3%
52	SCHWAB STRATEGIC TR 1000 INDEX ETF SCHK	SCHK	33,192	$1.0m0.44%	0.44%	Reduced -83	-83 -0.2%
53	ABRDN SILVER ETF TRUST PHYSCL SILVR SHS SIVR	SIVR	14,307	$1.0m0.43%	0.43%	Unchanged
54	ISHARES TR 3YRTB ETF ISHG	ISHG	13,660	$1.0m0.43%	0.43%	Unchanged
55	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	17,856	$865.3k0.36%	0.36%	Unchanged
56	ALPHABET INC CAP STK CL C GOOG	GOOG	3,009	$863.3k0.36%	0.36%	Added +38	+38 1.3%
57	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	7,992	$755.8k0.32%	0.32%	Reduced -170	-170 -2.1%
58	INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG PXH	PXH	27,150	$730.6k0.31%	0.31%	Reduced -976	-976 -3.5%
59	VANECK ETF TRUST RARE EARTH AND S REMX	REMX	7,800	$686.4k0.29%	0.29%	Unchanged
60	ISHARES TR RUS MD CP GR ETF IWP	IWP	5,290	$677.8k0.28%	0.28%	Reduced -20	-20 -0.4%
61	GLOBAL X FDS GLOBAL X URANIUM URA	URA	13,823	$669.5k0.28%	0.28%	Added +558	+558 4.2%
62	ISHARES TR MORNINGSTR US EQ MLRG	MLRG	7,232	$649.9k0.27%	0.27%	Reduced -83	-83 -1.1%
63	ISHARES TR RUS MDCP VAL ETF IWS	IWS	4,316	$629.0k0.26%	0.26%	Reduced -26	-26 -0.6%
64	ISHARES TR EAFE VALUE ETF EFV	EFV	7,966	$592.3k0.25%	0.25%	Unchanged
65	ISHARES TR MORNINGSTAR GRWT ILCG	ILCG	6,040	$576.7k0.24%	0.24%	Reduced -34	-34 -0.6%
66	VANGUARD WHITEHALL FDS INTL HIGH ETF VYMI	VYMI	6,005	$565.9k0.24%	0.24%	Added +46	+46 0.8%
67	ISHARES TR SELECT DIVID ETF DVY	DVY	3,650	$552.6k0.23%	0.23%	Added +4	+4 0.1%
68	NVIDIA CORPORATION COM NVDA	NVDA	3,126	$545.3k0.23%	0.23%	Added +20	+20 0.6%
69	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	909	$524.7k0.22%	0.22%	Added +1	+1 0.1%
70	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	2,374	$510.6k0.21%	0.21%	Added +6	+6 0.2%
71	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,720	$494.7k0.21%	0.21%	Unchanged
72	ISHARES TR IBONDS DEC 26 IBMO	IBMO	17,511	$448.8k0.19%	0.19%	Added +69	+69 0.4%
73	ORACLE CORP COM ORCL	ORCL	2,720	$400.1k0.17%	0.17%	Unchanged
74	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	1,199	$384.6k0.16%	0.16%	Added +3	+3 0.2%
75	VANGUARD SCOTTSDALE FDS VNG RUS1000IDX VONE	VONE	1,295	$382.1k0.16%	0.16%	Added +2	+2 0.1%
76	FLEXSHARES TR QLT DIV DEF IDX QDEF	QDEF	3,779	$301.6k0.13%	0.13%	Added +10	+10 0.3%
77	VANGUARD WORLD FD CONSUM DIS ETF VCR	VCR	812	$291.5k0.12%	0.12%	Reduced -7	-7 -0.8%
78	ISHARES TR RUS 2000 GRW ETF IWO	IWO	888	$278.7k0.12%	0.12%	Reduced -4	-4 -0.5%
79	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	3,288	$257.8k0.11%	0.11%	Added +171	+171 5.5%
80	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	424	$253.4k0.11%	0.11%	Added +1	+1 0.2%
81	ISHARES TR EAFE SML CP ETF SCZ	SCZ	3,001	$235.3k0.10%	0.10%	Unchanged
82	APPLOVIN CORP COM CL A APP	APP	550	$218.9k0.09%	0.09%	Unchanged
83	DIMENSIONAL ETF TRUST INTERNATIONAL DFSI	DFSI	5,051	$214.1k0.09%	0.09%	Reduced -1.2k	-1,155 -18.6%
84	ISHARES TR TIPS BD ETF TIP	TIP	1,839	$203.0k0.09%	0.09%	Reduced -18	-18 -1.0%
85	SPROTT PHYSICAL GOLD TR UNIT PHYS	PHYS	5,600	$198.5k0.08%	0.08%	Unchanged
86	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	3,175	$198.3k0.08%	0.08%	Unchanged
87	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	4,765	$195.8k0.08%	0.08%	Unchanged
88	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	2,689	$191.3k0.08%	0.08%	Unchanged
89	META PLATFORMS INC CL A META	META	334	$191.1k0.08%	0.08%	Unchanged
90	BROADCOM INC COM AVGO	AVGO	598	$185.0k0.08%	0.08%	Added +1	+1 0.2%
91	SCHWAB STRATEGIC TR INTERNL DIVID SCHY	SCHY	5,813	$184.0k0.08%	0.08%	Added +34	+34 0.6%
92	ABRDN ETFS BBRG ALL COMD K1 BCI	BCI	7,561	$183.7k0.08%	0.08%	Added +1.1k	+1,066 16.4%
93	VANGUARD WORLD FD FINANCIALS ETF VFH	VFH	1,516	$183.1k0.08%	0.08%	Added +5	+5 0.3%
94	ISHARES TR CORE S&P SCP ETF IJR	IJR	1,470	$182.7k0.08%	0.08%	Reduced -40	-40 -2.6%
95	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	376	$180.2k0.08%	0.08%	Unchanged
96	WALMART INC COM WMT	WMT	1,449	$180.1k0.08%	0.08%	Unchanged
97	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	3,484	$161.1k0.07%	0.07%	Unchanged
98	EXXON MOBIL CORP COM XOM	XOM	903	$153.2k0.06%	0.06%	Added +1	+1 0.1%
99	ISHARES TR RUS 2000 VAL ETF IWN	IWN	791	$150.0k0.06%	0.06%	Added +2	+2 0.2%
100	ISHARES TR S&P 500 GRWT ETF IVW	IVW	1,316	$148.9k0.06%	0.06%	Unchanged

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
DELL TECHNOLOGIES INC DELL	DELL	255	$32.1k255 shares
COMERICA INC CMA	CMA	161	$14.0k161 shares
SCHWAB STRATEGIC TR SCMB	SCMB	385	$9.9k385 shares
FLOWERS FOODS INC FLO	FLO	803	$8.7k803 shares
GLOBANT S A GLOB	GLOB	94	$6.1k94 shares
PAYPAL HLDGS INC PYPL	PYPL	70	$4.1k70 shares
DENNYS CORP DENN	DENN	581	$3.6k581 shares
HUMANA INC HUM	HUM	13	$3.3k13 shares
ELME COMMUNITIES ELME	ELME	172	$3.0k172 shares
MOLINA HEALTHCARE INC MOH	MOH	16	$2.8k16 shares
TRUMP MEDIA & TECHNOLOGY GRO DJT	DJT	197	$2.6k197 shares
HELEN OF TROY LTD HELE	HELE	118	$2.5k118 shares
DOUBLEVERIFY HLDGS INC DV	DV	211	$2.4k211 shares
THERMO FISHER SCIENTIFIC INC TMO	TMO	4	$2.3k4 shares
HEALTH CATALYST INC HCAT	HCAT	962	$2.3k962 shares
FISERV INC FISV	FISV	34	$2.3k34 shares
CONMED CORP CNMD	CNMD	54	$2.2k54 shares
ZOOMINFO TECHNOLOGIES INC GTM	GTM	214	$2.2k214 shares
BUMBLE INC BMBL	BMBL	605	$2.2k605 shares
WENDYS CO WEN	WEN	253	$2.1k253 shares
PRICE T ROWE GROUP INC TROW	TROW	20	$2.0k20 shares
MGE ENERGY INC MGEE	MGEE	26	$2.0k26 shares
PENN ENTERTAINMENT INC PENN	PENN	126	$1.9k126 shares
PRA GROUP INC PRAA	PRAA	104	$1.8k104 shares
POTLATCHDELTIC CORPORATION PCH	PCH	42	$1.7k42 shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
BANK AMERICA CORP BAC · Put	BAC	Put	43,700	$2.1m43.7k shares	Reduced