Vault-13

Tenret Co LLC

TAMPA, FL · CIK 1874146 · 13F filing filed 2026-05-27

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

$207.0m reported value +4.8% vs Q4 2025
33positions
75.9%in top 10
0 new 13 added 9 reduced 0 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#SecurityTickerShares Value% of portfolioChangeShares change
1 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA VEA 498,789 $32.0m15.44% 15.44% AddedShares held: Q2 2025 461.9k, Q3 2025 463.1k, Q4 2025 471.7k, Q1 2026 498.8k +27.1k +27,103 5.8%
2 SCHWAB STRATEGIC TR US AGGREGATE B SCHZ SCHZ 984,581 $22.9m11.05% 11.05% AddedShares held: Q2 2025 873.5k, Q3 2025 886.1k, Q4 2025 913.7k, Q1 2026 984.6k +70.9k +70,930 7.8%
3 VANGUARD INDEX FDS VALUE ETF VTV VTV 111,646 $21.9m10.58% 10.58% AddedShares held: Q2 2025 104.5k, Q3 2025 104.3k, Q4 2025 104.0k, Q1 2026 111.6k +7.7k +7,667 7.4%
4 VANGUARD INDEX FDS GROWTH ETF VUG VUG 47,022 $20.5m9.92% 9.92% AddedShares held: Q2 2025 46.2k, Q3 2025 46.0k, Q4 2025 44.9k, Q1 2026 47.0k +2.1k +2,076 4.6%
5 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX BNDX 285,942 $13.7m6.64% 6.64% AddedShares held: Q2 2025 262.6k, Q3 2025 268.9k, Q4 2025 246.2k, Q1 2026 285.9k +39.8k +39,752 16.1%
6 VANGUARD MUN BD FDS TAX EXEMPT BD VTEB VTEB 244,958 $12.2m5.90% 5.90% AddedShares held: Q2 2025 155.1k, Q3 2025 163.2k, Q4 2025 175.9k, Q1 2026 245.0k +69.0k +69,028 39.2%
7 VANGUARD STAR FDS VG TL INTL STK F VXUS VXUS 149,344 $11.5m5.56% 5.56% ReducedShares held: Q2 2025 153.6k, Q3 2025 152.2k, Q4 2025 150.2k, Q1 2026 149.3k -854 -854 -0.6%
8 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO VWO 158,379 $8.6m4.14% 4.14% AddedShares held: Q2 2025 144.9k, Q3 2025 145.7k, Q4 2025 148.3k, Q1 2026 158.4k +10.0k +10,044 6.8%
9 VANGUARD INDEX FDS TOTAL STK MKT VTI VTI 23,341 $7.5m3.62% 3.62% UnchangedShares held: Q2 2025 23.8k, Q3 2025 23.8k, Q4 2025 23.3k, Q1 2026 23.3k
10 SPDR SER TR NUVEEN BLMBRG MU TFI TFI 140,767 $6.4m3.08% 3.08% UnchangedShares held: Q2 2025 140.8k, Q3 2025 140.8k, Q4 2025 140.8k, Q1 2026 140.8k
11 VANGUARD INDEX FDS MCAP VL IDXVIP VOE VOE 33,888 $6.2m3.02% 3.02% AddedShares held: Q2 2025 31.9k, Q3 2025 31.8k, Q4 2025 32.2k, Q1 2026 33.9k +1.7k +1,689 5.2%
12 VANGUARD INDEX FDS MCAP GR IDXVIP VOT VOT 21,676 $5.6m2.69% 2.69% AddedShares held: Q2 2025 20.3k, Q3 2025 20.2k, Q4 2025 20.4k, Q1 2026 21.7k +1.2k +1,239 6.1%
13 VANGUARD INDEX FDS SM CP VAL ETF VBR VBR 24,246 $5.3m2.54% 2.54% AddedShares held: Q2 2025 22.7k, Q3 2025 22.8k, Q4 2025 23.2k, Q1 2026 24.2k +996 +996 4.3%
14 VANGUARD INDEX FDS SML CP GRW ETF VBK VBK 17,038 $5.1m2.49% 2.49% AddedShares held: Q2 2025 15.8k, Q3 2025 15.9k, Q4 2025 16.2k, Q1 2026 17.0k +861 +861 5.3%
15 SCHWAB STRATEGIC TR INTL EQTY ETF SCHF SCHF 200,231 $5.0m2.39% 2.39% ReducedShares held: Q2 2025 235.4k, Q3 2025 232.8k, Q4 2025 230.9k, Q1 2026 200.2k -30.6k -30,633 -13.3%
16 SCHWAB STRATEGIC TR US LRG CAP ETF SCHX SCHX 177,987 $4.6m2.20% 2.20% ReducedShares held: Q2 2025 185.3k, Q3 2025 185.3k, Q4 2025 185.3k, Q1 2026 178.0k -7.4k -7,358 -4.0%
17 VANGUARD BD INDEX FDS TOTAL BND MRKT BND BND 41,839 $3.1m1.49% 1.49% AddedShares held: Q2 2025 41.2k, Q3 2025 41.3k, Q4 2025 41.4k, Q1 2026 41.8k +426 +426 1.0%
18 SCHWAB STRATEGIC TR US LCAP GR ETF SCHG SCHG 68,139 $2.0m0.96% 0.96% ReducedShares held: Q2 2025 72.5k, Q3 2025 72.5k, Q4 2025 72.5k, Q1 2026 68.1k -4.4k -4,404 -6.1%
19 ISHARES TR NATIONAL MUN ETF MUB MUB 16,816 $1.8m0.86% 0.86% UnchangedShares held: Q2 2025 13.7k, Q3 2025 14.0k, Q4 2025 16.8k, Q1 2026 16.8k
20 SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE SCHE 51,789 $1.7m0.82% 0.82% AddedShares held: Q2 2025 54.5k, Q3 2025 54.5k, Q4 2025 51.4k, Q1 2026 51.8k +344 +344 0.7%
21 SCHWAB STRATEGIC TR US SML CAP ETF SCHA SCHA 58,188 $1.7m0.82% 0.82% ReducedShares held: Q2 2025 58.6k, Q3 2025 58.6k, Q4 2025 58.6k, Q1 2026 58.2k -392 -392 -0.7%
22 ISHARES TR CORE INTL AGGR IAGG IAGG 33,534 $1.7m0.81% 0.81% ReducedShares held: Q2 2025 6.5k, Q3 2025 6.5k, Q4 2025 41.2k, Q1 2026 33.5k -7.7k -7,658 -18.6%
23 VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG VIG 6,040 $1.3m0.63% 0.63% UnchangedShares held: Q2 2025 6.0k, Q3 2025 6.0k, Q4 2025 6.0k, Q1 2026 6.0k
24 SCHWAB STRATEGIC TR US MID-CAP ETF SCHM SCHM 34,381 $1.1m0.51% 0.51% ReducedShares held: Q2 2025 35.0k, Q3 2025 35.0k, Q4 2025 35.0k, Q1 2026 34.4k -660 -660 -1.9%
25 ISHARES TR CORE S&P500 ETF IVV IVV 1,371 $895.6k0.43% 0.43% UnchangedShares held: Q2 2025 1.4k, Q3 2025 1.4k, Q4 2025 1.4k, Q1 2026 1.4k
26 BERKSHIRE HATHAWAY INC DEL CL A BRK.A BRK.A 1 $718.1k0.35% 0.35% UnchangedShares held: Q2 2025 1, Q3 2025 1, Q4 2025 1, Q1 2026 1
27 EXXON MOBIL CORP COM XOM XOM 2,581 $437.9k0.21% 0.21% UnchangedShares held: Q2 2025 2.6k, Q3 2025 2.6k, Q4 2025 2.6k, Q1 2026 2.6k
28 SCHWAB STRATEGIC TR US LCAP VA ETF SCHV SCHV 11,717 $357.4k0.17% 0.17% ReducedShares held: Q2 2025 13.3k, Q3 2025 13.3k, Q4 2025 13.3k, Q1 2026 11.7k -1.6k -1,624 -12.2%
29 SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD SCHD 9,821 $301.3k0.15% 0.15% ReducedShares held: Q2 2025 10.4k, Q3 2025 10.4k, Q4 2025 10.4k, Q1 2026 9.8k -604 -604 -5.8%
30 ISHARES TR CORE US AGGBD ET AGG AGG 2,990 $296.8k0.14% 0.14% UnchangedShares held: Q2 2025 3.0k, Q3 2025 3.0k, Q4 2025 3.0k, Q1 2026 3.0k
31 VANGUARD INDEX FDS S&P 500 ETF SHS VOO VOO 449 $268.3k0.13% 0.13% UnchangedShares held: Q2 2025 449, Q3 2025 449, Q4 2025 449, Q1 2026 449
32 ISHARES TR RUSSELL 2000 ETF IWM IWM 1,000 $248.0k0.12% 0.12% UnchangedShares held: Q2 2025 1.0k, Q3 2025 1.0k, Q4 2025 1.0k, Q1 2026 1.0k
33 VANGUARD INDEX FDS REAL ESTATE ETF VNQ VNQ 2,695 $239.0k0.12% 0.12% UnchangedShares held: Q2 2025 2.7k, Q3 2025 2.7k, Q4 2025 2.7k, Q1 2026 2.7k