Heritage Financial Services, LLC

Westwood, MA · CIK 1752035 · 13F filing filed 2026-02-02

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyWestwood, MA

As an employer

US visa salary filings

Filings FY20241
Median salary offered$220,000
Middle half$220,000 – $220,000
Job titles1

Job title	Filings	Median	Range
Portfolio ManagerWestwood, MA	1	$220,000

Source: US Department of Labor, Labor Condition Application disclosure data (certified, full-time, yearly equivalent). These are the salaries the employer committed to pay the visa roles it filed for, at least the prevailing wage for the job and place; they are not the pay of all its staff. Filed by: Heritage Financial Services, LLC.

$1.2bn reported value +7.7% vs Q3 2025

126positions

89.1%in top 10

6 new 43 added 56 reduced 14 sold out vs Q3 2025

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	5,202,760	$311.8m26.03%	26.03%	Added +793.3k	+793,311 18.0%
2	ISHARES TR CORE MSCI INTL IDEV	IDEV	3,278,313	$270.4m22.57%	22.57%	Added +56.3k	+56,256 1.8%
3	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	4,520,404	$179.0m14.94%	14.94%	Reduced -100.6k	-100,620 -2.2%
4	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	2,848,628	$131.9m11.01%	11.01%	Added +543.2k	+543,246 23.6%
5	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	1,741,258	$57.6m4.81%	4.81%	Reduced -49.2k	-49,235 -2.8%
6	ISHARES TR CRE U S REIT ETF USRT	USRT	867,698	$49.4m4.13%	4.13%	Added +89.3k	+89,348 11.5%
7	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	195,964	$20.0m1.67%	1.67%	Added +16.0k	+16,007 8.9%
8	ISHARES TR CORE S&P TTL STK ITOT	ITOT	122,164	$18.2m1.52%	1.52%	Reduced -9.2k	-9,210 -7.0%
9	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	364,066	$15.8m1.32%	1.32%	Added +26.1k	+26,056 7.7%
10	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	255,596	$12.9m1.08%	1.08%	Reduced -3.5k	-3,511 -1.4%
11	APPLE INC COM AAPL	AAPL	39,019	$10.6m0.89%	0.89%	Reduced -2.9k	-2,885 -6.9%
12	ISHARES TR CORE US AGGBD ET AGG	AGG	83,382	$8.3m0.70%	0.70%	Added +4.9k	+4,935 6.3%
13	DIMENSIONAL ETF TRUST INTERNATIONAL DFSI	DFSI	178,466	$7.6m0.64%	0.64%	Added +6.6k	+6,616 3.9%
14	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	133,568	$5.1m0.42%	0.42%	Added +7.2k	+7,244 5.7%
15	NVIDIA CORPORATION COM NVDA	NVDA	24,012	$4.5m0.37%	0.37%	Reduced -16.9k	-16,872 -41.3%
16	MICROSOFT CORP COM MSFT	MSFT	8,267	$4.0m0.33%	0.33%	Reduced -877	-877 -9.6%
17	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	11,466	$3.8m0.32%	0.32%	Added +808	+808 7.6%
18	ISHARES INC CORE MSCI EMKT IEMG	IEMG	49,274	$3.3m0.28%	0.28%	Reduced -6.0k	-5,964 -10.8%
19	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	98,200	$3.2m0.27%	0.27%	Added +3.4k	+3,375 3.6%
20	DIMENSIONAL ETF TRUST EMERGING MKTS VA DFEV	DFEV	82,590	$2.8m0.23%	0.23%	Reduced -1.8k	-1,750 -2.1%
21	DIMENSIONAL ETF TRUST EMERGING MARKETS DFSE	DFSE	59,733	$2.5m0.21%	0.21%	Added +877	+877 1.5%
22	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	3,828	$2.4m0.20%	0.20%	Reduced -497	-497 -11.5%
23	ISHARES TR CORE S&P500 ETF IVV	IVV	3,422	$2.3m0.20%	0.20%	Reduced -141	-141 -4.0%
24	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	4,617	$2.3m0.19%	0.19%	Unchanged
25	ISHARES TR S&P 500 GRWT ETF IVW	IVW	17,172	$2.1m0.18%	0.18%	Reduced -1.4k	-1,366 -7.4%
26	BROADCOM INC COM AVGO	AVGO	6,035	$2.1m0.17%	0.17%	Reduced -2.2k	-2,191 -26.6%
27	PROCTER AND GAMBLE CO COM PG	PG	14,271	$2.0m0.17%	0.17%	Reduced -151	-151 -1.1%
28	ISHARES TR RUSSELL 3000 ETF IWV	IWV	5,232	$2.0m0.17%	0.17%	Reduced -163	-163 -3.0%
29	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,928	$2.0m0.17%	0.17%	Reduced -861	-861 -22.7%
30	ELI LILLY & CO COM LLY	LLY	1,800	$1.9m0.16%	0.16%	Reduced -27	-27 -1.5%
31	ISHARES TR RUS 1000 GRW ETF IWF	IWF	3,854	$1.8m0.15%	0.15%	Reduced -244	-244 -6.0%
32	JOHNSON & JOHNSON COM JNJ	JNJ	8,783	$1.8m0.15%	0.15%	Added +7	+7 0.1%
33	ISHARES TR S&P 500 VAL ETF IVE	IVE	8,411	$1.8m0.15%	0.15%	Unchanged
34	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	5,630	$1.7m0.14%	0.14%	Added +814	+814 16.9%
35	EXXON MOBIL CORP COM XOM	XOM	12,384	$1.5m0.12%	0.12%	Added +461	+461 3.9%
36	COCA COLA CO COM KO	KO	20,995	$1.5m0.12%	0.12%	Added +457	+457 2.2%
37	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,829	$1.4m0.12%	0.12%	Reduced -698	-698 -19.8%
38	ALPHABET INC CAP STK CL C GOOG	GOOG	4,428	$1.4m0.12%	0.12%	Reduced -321	-321 -6.8%
39	AMAZON COM INC COM AMZN	AMZN	5,503	$1.3m0.11%	0.11%	Reduced -143	-143 -2.5%
40	COSTCO WHSL CORP NEW COM COST	COST	1,458	$1.3m0.10%	0.10%	Added +9	+9 0.6%
41	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	19,673	$1.2m0.10%	0.10%	Added +466	+466 2.4%
42	MCDONALDS CORP COM MCD	MCD	3,913	$1.2m0.10%	0.10%	Reduced -1.8k	-1,838 -32.0%
43	APPLIED MATLS INC COM AMAT	AMAT	4,517	$1.2m0.10%	0.10%	Reduced -25	-25 -0.6%
44	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	9,459	$1.1m0.09%	0.09%	Added +3.9k	+3,886 69.7%
45	TJX COS INC NEW COM TJX	TJX	6,662	$1.0m0.09%	0.09%	Added +20	+20 0.3%
46	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	13,655	$1.0m0.08%	0.08%	Added +105	+105 0.8%
47	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	19,303	$970.7k0.08%	0.08%	Added +46	+46 0.2%
48	ALPHABET INC CAP STK CL A GOOGL	GOOGL	3,061	$958.1k0.08%	0.08%	Reduced -273	-273 -8.2%
49	NEXTERA ENERGY INC COM NEE	NEE	11,811	$948.2k0.08%	0.08%	Added +498	+498 4.4%
50	JPMORGAN CHASE & CO COM JPM	JPM	2,646	$852.6k0.07%	0.07%	Reduced -185	-185 -6.5%
51	SPDR SER TR S&P DIVID ETF SDY	SDY	6,015	$837.0k0.07%	0.07%	Unchanged
52	VANGUARD INDEX FDS VALUE ETF VTV	VTV	4,342	$829.4k0.07%	0.07%	Unchanged
53	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	3,574	$785.4k0.07%	0.07%	Added +21	+21 0.6%
54	WISDOMTREE TR JAPN HEDGE EQT DXJ	DXJ	5,363	$773.2k0.06%	0.06%	Reduced -173	-173 -3.1%
55	ABBVIE INC COM ABBV	ABBV	3,381	$772.5k0.06%	0.06%	Reduced -438	-438 -11.5%
56	ISHARES TR RUS 1000 ETF IWB	IWB	1,974	$737.2k0.06%	0.06%	Reduced -172	-172 -8.0%
57	ISHARES TR CORE S&P US GWT IUSG	IUSG	3,953	$663.9k0.06%	0.06%	Unchanged
58	VANGUARD INDEX FDS MID CAP ETF VO	VO	2,241	$650.4k0.05%	0.05%	Reduced -219	-219 -8.9%
59	EVERSOURCE ENERGY COM ES	ES	9,260	$623.5k0.05%	0.05%	Reduced -181	-181 -1.9%
60	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	22,274	$599.4k0.05%	0.05%	Unchanged
61	MERCK & CO INC COM MRK	MRK	5,450	$573.7k0.05%	0.05%	Added +193	+193 3.7%
62	SPDR GOLD TR GOLD SHS GLD	GLD	1,433	$567.9k0.05%	0.05%	Reduced -352	-352 -19.7%
63	ISHARES TR INTL TREA BD ETF IGOV	IGOV	13,546	$564.3k0.05%	0.05%	Unchanged
64	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	21,228	$556.8k0.05%	0.05%	Reduced -385	-385 -1.8%
65	MANULIFE FINL CORP COM MFC	MFC	15,107	$548.1k0.05%	0.05%	Unchanged
66	AMERICAN EXPRESS CO COM AXP	AXP	1,469	$543.5k0.05%	0.05%	Reduced -134	-134 -8.4%
67	HOME DEPOT INC COM HD	HD	1,552	$534.0k0.04%	0.04%	Reduced -196	-196 -11.2%
68	VANGUARD WORLD FD INF TECH ETF VGT	VGT	702	$529.2k0.04%	0.04%	Reduced -3	-3 -0.4%
69	VISA INC COM CL A V	V	1,506	$528.2k0.04%	0.04%	Added +223	+223 17.4%
70	CATERPILLAR INC COM CAT	CAT	919	$526.5k0.04%	0.04%	Added +8	+8 0.9%
71	ISHARES TR CORE MSCI EAFE IEFA	IEFA	5,588	$499.9k0.04%	0.04%	Added +258	+258 4.8%
72	ISHARES GOLD TR ISHARES NEW IAU	IAU	6,146	$498.9k0.04%	0.04%	Reduced -4.9k	-4,919 -44.5%
73	ISHARES TR NATIONAL MUN ETF MUB	MUB	4,572	$489.7k0.04%	0.04%	Added +5	+5 0.1%
74	ISHARES TR RUS 1000 VAL ETF IWD	IWD	2,306	$485.0k0.04%	0.04%	Unchanged
75	ABBOTT LABS COM ABT	ABT	3,786	$474.3k0.04%	0.04%	Added +108	+108 2.9%
76	META PLATFORMS INC CL A META	META	718	$473.9k0.04%	0.04%	Added +91	+91 14.5%
77	CHEVRON CORP NEW COM CVX	CVX	3,029	$461.6k0.04%	0.04%	Reduced -123	-123 -3.9%
78	ANALOG DEVICES INC COM ADI	ADI	1,668	$452.3k0.04%	0.04%	Reduced -1.5k	-1,477 -47.0%
79	ISHARES TR RUSSELL 2000 ETF IWM	IWM	1,766	$434.6k0.04%	0.04%	Reduced -36	-36 -2.0%
80	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	8,646	$431.4k0.04%	0.04%	Unchanged
81	SSGA ACTIVE ETF TR SPDR TR TACTIC TOTL	TOTL	10,521	$423.5k0.04%	0.04%	Unchanged
82	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	689	$423.3k0.04%	0.04%	Reduced -54	-54 -7.3%
83	TRIMBLE INC COM TRMB	TRMB	5,344	$418.7k0.03%	0.03%	Added +3	+3 0.1%
84	AIRJOULE TECHNOLOGIES CORP CL A AIRJ	AIRJ	97,806	$385.4k0.03%	0.03%	Added +85.4k	+85,431 690.4%
85	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	17,836	$372.6k0.03%	0.03%	Reduced -620	-620 -3.4%
86	SPDR SER TR PORTFLI INTRMDIT SPTI	SPTI	12,902	$372.1k0.03%	0.03%	Unchanged
87	WALMART INC COM WMT	WMT	3,144	$350.3k0.03%	0.03%	Added +133	+133 4.4%
88	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	4,536	$342.2k0.03%	0.03%	Reduced -500	-500 -9.9%
89	TEXAS PACIFIC LAND CORPORATI COM TPL	TPL	1,188	$341.2k0.03%	0.03%	Unchanged
90	UNITEDHEALTH GROUP INC COM UNH	UNH	1,010	$333.4k0.03%	0.03%	Added +51	+51 5.3%
91	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	6,083	$327.0k0.03%	0.03%	Reduced -31	-31 -0.5%
92	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	3,970	$326.8k0.03%	0.03%	New
93	ISHARES TR 3YRTB ETF ISHG	ISHG	4,252	$319.9k0.03%	0.03%	Unchanged
94	QUALCOMM INC COM QCOM	QCOM	1,833	$313.6k0.03%	0.03%	Added +25	+25 1.4%
95	PURE STORAGE INC CL A P	P	4,523	$303.1k0.03%	0.03%	Added +1	+1 0.0%
96	GE AEROSPACE COM NEW GE	GE	978	$301.3k0.03%	0.03%	Added +18	+18 1.9%
97	BANK AMERICA CORP COM BAC	BAC	5,458	$300.2k0.03%	0.03%	Reduced -228	-228 -4.0%
98	RTX CORPORATION COM RTX	RTX	1,601	$293.6k0.02%	0.02%	Reduced -583	-583 -26.7%
99	ISHARES TR SELECT DIVID ETF DVY	DVY	2,064	$291.3k0.02%	0.02%	Unchanged
100	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	1,391	$290.8k0.02%	0.02%	Unchanged

Sold out since Q3 2025

Security	Ticker	Shares held before	Value then
PAYCHEX INC PAYX	PAYX	3,934	$498.7k3.9k shares
TESLA INC TSLA	TSLA	861	$382.9k861 shares
SHERWIN WILLIAMS CO SHW	SHW	963	$333.4k963 shares
QUICKLOGIC CORP QUIK	QUIK	50,000	$303.0k50.0k shares
BOEING CO BA	BA	1,337	$288.6k1.3k shares
HONEYWELL INTL INC		1,042	$219.3k1.0k shares
CORNING INC GLW	GLW	2,652	$217.5k2.7k shares
STRYKER CORPORATION SYK	SYK	578	$213.8k578 shares
EATON CORP PLC ETN	ETN	566	$211.8k566 shares
TRAVELERS COMPANIES INC TRV	TRV	752	$210.0k752 shares
PEPSICO INC PEP	PEP	1,477	$207.4k1.5k shares
CABOT CORP CBT	CBT	2,707	$205.9k2.7k shares
VANGUARD ADMIRAL FDS INC VOOG	VOOG	464	$202.1k464 shares
SPROTT PHYSICAL GOLD TR PHYS	PHYS	6,790	$201.1k6.8k shares