AMERICAN COASTAL INS CORP ACIC
COM · Common Stock · CUSIP 910710102
- SectorFinancials
- IndustryFire, Marine & Casualty Insurance
- HeadquartersSaint Petersburg, FL
- Founded1999
- Websiteupcinsurance.com
- FilingsSEC EDGAR
* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($1.2m this quarter). Holder counts are more reliable. Shares outstanding: 48.8m as of 2025-11-03, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $11.42. Options: 6 managers hold calls ($8.0m notional), 3 hold puts ($179.2k).
Trends to Q3 2025
Institutional holders
Managers reporting a position, each quarter
Numbers
| Quarter | Holders |
|---|---|
| Q3 2022 | 46 |
| Q4 2022 | 41 |
| Q1 2023 | 37 |
| Q2 2023 | 49 |
| Q3 2023 | 68 |
| Q4 2023 | 74 |
| Q1 2024 | 93 |
| Q2 2024 | 106 |
| Q3 2024 | 106 |
| Q4 2024 | 111 |
| Q1 2025 | 122 |
| Q2 2025 | 125 |
| Q3 2025 | 129 |
Buyers vs sellers
Managers adding to or starting a position, vs cutting or selling out
Numbers
| Quarter | Bought or added | Cut or sold out |
|---|---|---|
| Q4 2023 | 45 | 25 |
| Q1 2024 | 55 | 33 |
| Q2 2024 | 63 | 43 |
| Q3 2024 | 57 | 48 |
| Q4 2024 | 57 | 44 |
| Q1 2025 | 55 | 54 |
| Q2 2025 | 67 | 45 |
| Q3 2025 | 71 | 52 |
Calls vs puts
Options held, notional value, last 4 quarters. P/C = puts ÷ calls
Numbers
| Quarter | Calls | Puts | P/C |
|---|---|---|---|
| Q4 2024 | $1.8m | $1.5m | 0.85 |
| Q1 2025 | $3.8m | $1.0m | 0.26 |
| Q2 2025 | $8.1m | $506.9k | 0.06 |
| Q3 2025 | $8.0m | $179.2k | 0.02 |
Biggest buyers
| JPMORGAN CHASE & CO | Added | +278.4k |
| Militia Capital Partners, LP | Added | +270.7k |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | Added | +127.6k |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | New | +110.2k |
| RENAISSANCE TECHNOLOGIES LLC | Added | +93.7k |
| Kennondale Capital Management LLC | New | +85.5k |
| Empowered Funds, LLC | New | +85.2k |
| AQR CAPITAL MANAGEMENT LLC | Added | +82.6k |
| DG Capital Management, LLC | Added | +81.7k |
| JACOBS LEVY EQUITY MANAGEMENT, INC | Added | +80.8k |
Biggest sellers
| Bastion Asset Management Inc. | Sold out | -373.1k |
| CITADEL ADVISORS LLC | Reduced | -252.0k |
| ExodusPoint Capital Management, LP | Sold out | -65.6k |
| VANGUARD GROUP INC | Reduced | -64.2k |
| PRUDENTIAL FINANCIAL INC | Sold out | -45.7k |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | Sold out | -38.5k |
| Cubist Systematic Strategies, LLC | Reduced | -33.7k |
| Balyasny Asset Management L.P. | Sold out | -33.3k |
| Quantbot Technologies LP | Sold out | -32.4k |
| HRT FINANCIAL LP | Sold out | -31.5k |
Biggest calls
| PEAK6 LLC | Unchanged | $4.4m383.6k shares |
| JANE STREET GROUP, LLC | Reduced | $1.4m126.1k shares |
| CITADEL ADVISORS LLC | Reduced | $1.1m98.1k shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | Reduced | $539.9k47.4k shares |
| GROUP ONE TRADING LLC | Reduced | $366.8k32.2k shares |
| SIMPLEX TRADING, LLC | Reduced | $132.0k11.6k shares |
Biggest puts
| CITADEL ADVISORS LLC | Reduced | $118.5k10.4k shares |
| GROUP ONE TRADING LLC | Reduced | $30.8k2.7k shares |
| SIMPLEX TRADING, LLC | Reduced | $30.0k2.7k shares |
Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.
Major shareholders (over 5%)
Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.
| Holder | Stake |
|---|---|
| Peed Daniel 13D · may seek influence -1.2 pts · filed 2025-08-11 | 34.5% |
| Peed Leah Anneberg 13G · passive investor -1.1 pts · filed 2025-08-08 | 6.0% |
Insider purchases and sales in Q3 2025
Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.
Officers and directors buying vs selling
Number of people, by quarter (10% owners not included)
Numbers
| Quarter | Buying | Bought | Selling | Sold | Sold under a plan |
|---|---|---|---|---|---|
| Q4 2023 | 2 | $60.7k | 0 | — | — |
| Q1 2024 | 1 | $15.9k | 0 | — | — |
| Q2 2024 | 0 | — | 1 | $367.1k | — |
| Q3 2024 | 1 | $91.0k | 2 | $731.9k | — |
| Q4 2024 | 1 | $48.8k | 0 | — | — |
| Q1 2025 | 0 | — | 2 | $1.3m | — |
| Q2 2025 | 2 | $120.5k | 1 | $2.1m | — |
| Q3 2025 | 0 | — | 0 | — | — |
None reported in Q3 2025.
Holders, Q3 2025
| Manager | Shares | Change |
|---|---|---|
| BlackRock, Inc. 0.00% of their portfolio | 1.8m $20.5m | Reduced -12.7k |
| VANGUARD GROUP INC 0.00% of their portfolio | 1.3m $14.7m | Reduced -64.2k |
| Tieton Capital Management, LLC 4.84% of their portfolio | 1.2m $13.9m | Added +33.0k |
| DG Capital Management, LLC 6.47% of their portfolio | 982.2k $11.2m | Added +81.7k |
| Empyrean Capital Partners, LP 0.43% of their portfolio | 940.5k $10.7m | Unchanged |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. 0.48% of their portfolio | 723.9k $8.2m | Added +127.6k |
| GEODE CAPITAL MANAGEMENT, LLC 0.00% of their portfolio | 607.0k $6.9m | Added +907 |
| AMERICAN CENTURY COMPANIES INC 0.00% of their portfolio | 596.5k $6.8m | Added +47.5k |
| Militia Capital Partners, LP 1.03% of their portfolio | 572.0k $6.5m | Added +270.7k |
| DIMENSIONAL FUND ADVISORS LP 0.00% of their portfolio | 551.9k $6.3m | Added +75.4k |
| STATE STREET CORP 0.00% of their portfolio | 496.4k $5.7m | Added +6.4k |
| JPMORGAN CHASE & CO 0.00% of their portfolio | 397.0k $4.5m | Added +278.4k |
| RENAISSANCE TECHNOLOGIES LLC 0.01% of their portfolio | 355.1k $4.0m | Added +93.7k |
| MILLENNIUM MANAGEMENT LLC 0.00% of their portfolio | 277.7k $3.2m | Added +13.3k |
| Nuveen, LLC 0.00% of their portfolio | 227.0k $2.6m | Added +75.2k |
| MORGAN STANLEY 0.00% of their portfolio | 210.8k $2.4m | Added +5.1k |
| RAYMOND JAMES FINANCIAL INC 0.00% of their portfolio | 209.8k $2.4m | Reduced -19.3k |
| NORTHERN TRUST CORP 0.00% of their portfolio | 201.0k $2.3m | Added +428 |
| TWO SIGMA INVESTMENTS, LP 0.00% of their portfolio | 195.7k $2.2m | Added +74.8k |
| Qube Research & Technologies Ltd 0.00% of their portfolio | 194.3k $2.2m | Added +80.2k |
| Crews Bank & Trust 0.32% of their portfolio | 189.1k $2.2m | Unchanged |
| TUDOR INVESTMENT CORP ET AL 0.01% of their portfolio | 172.1k $2.0m | Reduced -25.8k |
| JACOBS LEVY EQUITY MANAGEMENT, INC 0.01% of their portfolio | 153.7k $1.8m | Added +80.8k |
| AQR CAPITAL MANAGEMENT LLC 0.00% of their portfolio | 152.2k $1.7m | Added +82.6k |
| WESTWOOD HOLDINGS GROUP INC 0.01% of their portfolio | 150.7k $1.7m | Unchanged |
| Ancora Advisors LLC 0.03% of their portfolio | 129.9k $1.5m | Reduced -2.3k |
| D. E. Shaw & Co., Inc. 0.00% of their portfolio | 119.7k $1.4m | Reduced -27.5k |
| CITADEL ADVISORS LLC 0.00% of their portfolio | 114.9k $1.3m | Reduced -252.0k |
| BNP PARIBAS FINANCIAL MARKETS 0.00% of their portfolio | 111.6k $1.3m | Added +21.5k |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC 0.03% of their portfolio | 110.2k $1.3m | New |
| MERCER GLOBAL ADVISORS INC /ADV 0.00% of their portfolio | 109.9k $1.3m | Added +56.6k |
| Bank of New York Mellon Corp 0.00% of their portfolio | 109.1k $1.2m | Reduced -3.2k |
| MARSHALL WACE, LLP 0.00% of their portfolio | 108.1k $1.2m | Added +54.6k |
| Brandywine Global Investment Management, LLC 0.01% of their portfolio | 98.3k $1.1m | Added +7.7k |
| Lido Advisors, LLC 0.00% of their portfolio | 90.6k $1.0m | Reduced -11 |
| GOLDMAN SACHS GROUP INC 0.00% of their portfolio | 89.7k $1.0m | Reduced -27.9k |
| Kennondale Capital Management LLC 0.75% of their portfolio | 85.5k $973.3k | New |
| Empowered Funds, LLC 0.01% of their portfolio | 85.2k $970.2k | New |
| JANE STREET GROUP, LLC 0.00% of their portfolio | 77.2k $879.7k | Reduced -28.0k |
| FIRST TRUST ADVISORS LP 0.00% of their portfolio | 76.7k $873.8k | Reduced -2.9k |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.00% of their portfolio | 75.9k $865.0k | Reduced -3.1k |
| Cubist Systematic Strategies, LLC 0.01% of their portfolio | 68.2k $777.3k | Reduced -33.7k |
| Beacon Pointe Advisors, LLC 0.01% of their portfolio | 62.4k $710.4k | Unchanged |
| ANTIPODES PARTNERS Ltd 0.02% of their portfolio | 62.3k $710.2k | Added +40.3k |
| Farther Finance Advisors, LLC 0.01% of their portfolio | 61.0k $694.5k | Added +9.2k |
| Jump Financial, LLC 0.01% of their portfolio | 60.7k $691.4k | New |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 0.00% of their portfolio | 59.5k $678.2k | Reduced -9.4k |
| TWO SIGMA ADVISERS, LP 0.00% of their portfolio | 59.2k $674.3k | Added +21.7k |
| REGIONS FINANCIAL CORP 0.00% of their portfolio | 58.9k $670.7k | Added +29.4k |
| MARTINGALE ASSET MANAGEMENT L P 0.01% of their portfolio | 47.4k $540.2k | Reduced -3.6k |
| Connor, Clark & Lunn Investment Management Ltd. 0.00% of their portfolio | 44.9k $511.5k | New |
| GSA CAPITAL PARTNERS LLP 0.04% of their portfolio | 43.3k $494.0k | Reduced -2.5k |
| Squarepoint Ops LLC 0.00% of their portfolio | 42.3k $481.9k | Reduced -24.4k |
| ALPS ADVISORS INC 0.00% of their portfolio | 41.3k $470.9k | New |
| STRS OHIO 0.00% of their portfolio | 40.2k $457.9k | Reduced -4.9k |
| PharVision Advisers, LLC 0.24% of their portfolio | 36.9k $420.1k | New |
| BARCLAYS PLC 0.00% of their portfolio | 34.4k $391.5k | Reduced -6.9k |
| RHUMBLINE ADVISERS 0.00% of their portfolio | 34.2k $389.3k | Reduced -602 |
| ALLIANCEBERNSTEIN L.P. 0.00% of their portfolio | 32.5k $370.6k | Unchanged |
| Corient Private Wealth LP 0.00% of their portfolio | 30.0k $341.7k | Added +1 |
| UBS Group AG 0.00% of their portfolio | 27.6k $314.1k | Added +9.3k |
| Graham Capital Management, L.P. 0.01% of their portfolio | 26.0k $295.8k | Added +2.6k |
| Verition Fund Management LLC 0.00% of their portfolio | 25.5k $290.3k | Added +15.0k |
| Cox Capital Mgt LLC 0.19% of their portfolio | 25.3k $288.4k | Unchanged |
| STATE OF WISCONSIN INVESTMENT BOARD 0.00% of their portfolio | 23.5k $267.6k | Reduced -20.0k |
| Welch Group, LLC 0.01% of their portfolio | 23.3k $265.3k | Unchanged |
| FJ Capital Management LLC 0.03% of their portfolio | 22.8k $259.2k | New |
| Invesco Ltd. 0.00% of their portfolio | 20.0k $228.3k | Added +372 |
| Sowell Financial Services LLC 0.01% of their portfolio | 20.0k $227.8k | Unchanged |
| Allegheny Financial Group 0.04% of their portfolio | 18.0k $205.3k | Reduced -214 |
| Point72 Asset Management, L.P. 0.00% of their portfolio | 17.3k $197.0k | Added +1.6k |
| BANK OF AMERICA CORP /DE/ 0.00% of their portfolio | 17.0k $193.2k | Added +2.8k |
| Susquehanna Portfolio Strategies, LLC 0.00% of their portfolio | 17.0k $193.1k | New |
| WELLS FARGO & COMPANY/MN 0.00% of their portfolio | 16.8k $191.1k | Added +2.7k |
| OSAIC HOLDINGS, INC. 0.00% of their portfolio | 16.7k $188.3k | Reduced -2.1k |
| Tactive Advisors, LLC 0.05% of their portfolio | 16.2k $184.3k | Added +5.4k |
| Creative Planning 0.00% of their portfolio | 15.5k $176.9k | New |
| Diametric Capital, LP 0.06% of their portfolio | 15.1k $172.3k | Reduced -4.5k |
| State of Tennessee, Department of Treasury 0.00% of their portfolio | 15.0k $170.8k | New |
| PDT Partners, LLC 0.01% of their portfolio | 14.8k $168.9k | New |
| AXA Investment Managers S.A. 0.00% of their portfolio | 12.9k $147.4k | First filing |
| Aquatic Capital Management LLC 0.00% of their portfolio | 12.3k $140.4k | First filing |
| PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio | 12.3k $140.0k | Added +1.3k |
| XTX Topco Ltd 0.01% of their portfolio | 12.0k $137.2k | New |
| DEUTSCHE BANK AG\ 0.00% of their portfolio | 11.6k $132.0k | Unchanged |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. 0.00% of their portfolio | 11.4k $129.4k | Reduced -2.5k |
| INTECH INVESTMENT MANAGEMENT LLC 0.00% of their portfolio | 11.1k $126.7k | Unchanged |
| Kingsview Wealth Management, LLC 0.00% of their portfolio | 11.0k $125.3k | Unchanged |
| Trexquant Investment LP 0.00% of their portfolio | 10.8k $123.1k | New |
| Aigen Investment Management, LP 0.02% of their portfolio | 10.5k $119.5k | New |
| Sanctuary Advisors, LLC 0.00% of their portfolio | 10.4k $120.8k | Added +1 |
| Genesis Wealth Advisors, LLC 0.08% of their portfolio | 10.0k $114.4k | Reduced -2.0k |
| Rockefeller Capital Management L.P. 0.00% of their portfolio | 10.0k $113.9k | New |
| MetLife Investment Management, LLC 0.00% of their portfolio | 9.6k $109.4k | Reduced -4.4k |
| FMR LLC 0.00% of their portfolio | 9.1k $104.0k | Added +322 |
| NEW YORK STATE COMMON RETIREMENT FUND 0.00% of their portfolio | 7.3k $82.8k | Unchanged |
| Police & Firemen's Retirement System of New Jersey 0.00% of their portfolio | 6.5k $74.5k | Unchanged |
| Quarry LP 0.02% of their portfolio | 6.0k $67.9k | Added +5.1k |
| Tower Research Capital LLC (TRC) 0.00% of their portfolio | 5.0k $57.2k | Added +328 |
| Wealthspire Advisors, LLC 0.00% of their portfolio | 3.2k $36.3k | New |