SYNCHRONY FINANCIAL SYF
COM · Common Stock · CUSIP 87165B103 · ISIN US87165B1035
American financial services company
- SectorFinancials
- IndustryFinance Services
- HeadquartersStamford, CT
- Founded2003
- Websitesynchronybank.com
- FilingsSEC EDGAR
* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($204.9m this quarter). Holder counts are more reliable. Shares outstanding: 325.4m as of 2026-07-17, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $76.04. Options: 20 managers hold calls ($122.7m notional), 19 hold puts ($106.8m).
Trends to Q2 2026
Institutional holders
Managers reporting a position, each quarter
Numbers
| Quarter | Holders |
|---|---|
| Q3 2022 | 633 |
| Q4 2022 | 695 |
| Q1 2023 | 654 |
| Q2 2023 | 663 |
| Q3 2023 | 656 |
| Q4 2023 | 677 |
| Q1 2024 | 712 |
| Q2 2024 | 732 |
| Q3 2024 | 784 |
| Q4 2024 | 901 |
| Q1 2025 | 873 |
| Q2 2025 | 879 |
| Q3 2025 | 930 |
| Q4 2025 | 996 |
| Q1 2026 | 972 |
| Q2 2026 | 1,003 |
Buyers vs sellers
Managers adding to or starting a position, vs cutting or selling out
Numbers
| Quarter | Bought or added | Cut or sold out |
|---|---|---|
| Q3 2024 | 382 | 332 |
| Q4 2024 | 434 | 364 |
| Q1 2025 | 460 | 408 |
| Q2 2025 | 449 | 416 |
| Q3 2025 | 443 | 398 |
| Q4 2025 | 461 | 428 |
| Q1 2026 | 441 | 513 |
| Q2 2026 | 513 | 420 |
Calls vs puts
Options held, notional value, last 4 quarters. P/C = puts ÷ calls
Numbers
| Quarter | Calls | Puts | P/C |
|---|---|---|---|
| Q3 2025 | $167.2m | $156.5m | 0.94 |
| Q4 2025 | $452.6m | $206.3m | 0.46 |
| Q1 2026 | $130.7m | $103.8m | 0.79 |
| Q2 2026 | $122.7m | $106.8m | 0.87 |
Biggest buyers
| HARRIS ASSOCIATES L P | Added | +2.8m |
| BARCLAYS PLC | Added | +2.4m |
| FIRST TRUST ADVISORS LP | Added | +2.4m |
| Qube Research & Technologies Ltd | New | +1.4m |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | Added | +1.1m |
| Assenagon Asset Management S.A. | Added | +1.1m |
| Caisse de depot et placement du Quebec | Added | +884.1k |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | Added | +787.5k |
| WORLDQUANT MILLENNIUM ADVISORS LLC | Added | +619.7k |
| GOLDMAN SACHS GROUP INC | Added | +498.9k |
Biggest sellers
| Capital World Investors | Reduced | -14.9m |
| BANK OF AMERICA CORP /DE/ | Reduced | -1.3m |
| Nuveen, LLC | Reduced | -1.0m |
| AQR CAPITAL MANAGEMENT LLC | Reduced | -921.3k |
| Squarepoint Ops LLC | Reduced | -817.5k |
| MILLENNIUM MANAGEMENT LLC | Reduced | -779.9k |
| PRUDENTIAL FINANCIAL INC | Reduced | -630.0k |
| JACOBS LEVY EQUITY MANAGEMENT, INC | Reduced | -588.5k |
| VANGUARD CAPITAL MANAGEMENT LLC | Reduced | -583.9k |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | Reduced | -562.0k |
Biggest calls
| CITADEL ADVISORS LLC | Added | $53.7m706.6k shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | Reduced | $15.1m199.0k shares |
| JANE STREET GROUP, LLC | Added | $10.3m136.0k shares |
| BNP PARIBAS FINANCIAL MARKETS | Added | $6.7m883 shares |
| UBS Group AG | Reduced | $6.7m88.0k shares |
| IMC-Chicago, LLC | Reduced | $5.2m67.8k shares |
| GROUP ONE TRADING LLC | Added | $5.1m67.2k shares |
| JPMORGAN CHASE & CO | Added | $4.9m62.7k shares |
| Walleye Trading LLC | Reduced | $4.0m52.8k shares |
| Walleye Capital LLC | Added | $2.8m36.2k shares |
Biggest puts
| CITIGROUP INC | Added | $15.2m200.0k shares |
| JPMORGAN CHASE & CO | Added | $14.5m185.0k shares |
| BNP PARIBAS FINANCIAL MARKETS | Added | $12.4m1.6k shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | Reduced | $9.0m118.6k shares |
| UBS Group AG | Reduced | $8.7m115.0k shares |
| MILLENNIUM MANAGEMENT LLC | Unchanged | $7.9m103.5k shares |
| CITADEL ADVISORS LLC | Reduced | $6.1m80.1k shares |
| Saba Capital Management, L.P. | Unchanged | $5.8m76.8k shares |
| IMC-Chicago, LLC | Reduced | $5.6m74.0k shares |
| GROUP ONE TRADING LLC | Reduced | $4.6m60.5k shares |
Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.
Major shareholders (over 5%)
Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.
| Holder | Stake |
|---|---|
| BlackRock, Inc. 13G · institution filed 2025-02-05 | 9.0% |
| VANGUARD CAPITAL MANAGEMENT LLC 13G · institution new · filed 2026-04-30 | 7.5% |
| Capital World Investors 13G · institution -4.1 pts · filed 2026-08-12 | 5.6% |
| VANGUARD PORTFOLIO MANAGEMENT LLC 13G · institution new · filed 2026-04-29 | 5.4% |
| STATE STREET CORP 13G · institution new · filed 2025-11-10 | 5.1% |
Fell to 5% or below in the last year: VANGUARD GROUP INC (0.0%, 2026-03-27; now reported by VANGUARD CAPITAL MANAGEMENT LLC)
Insider purchases and sales since 1 Apr 2026
Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.
Officers and directors buying vs selling
Number of people, by quarter (10% owners not included)
Numbers
| Quarter | Buying | Bought | Selling | Sold | Sold under a plan |
|---|---|---|---|---|---|
| Q4 2024 | 0 | — | 2 | $3.4m | $3.4m |
| Q1 2025 | 0 | — | 8 | $29.3m | $29.3m |
| Q2 2025 | 0 | — | 3 | $3.8m | $3.8m |
| Q3 2025 | 0 | — | 4 | $2.1m | $2.1m |
| Q4 2025 | 0 | — | 4 | $4.0m | $4.0m |
| Q1 2026 | 0 | — | 9 | $37.7m | $37.7m |
| Q2 2026 | 0 | — | 4 | $5.0m | $5.0m |
| Q3 2026 | 0 | — | 4 | $847.3k | $847.3k |
| Date | Insider | Trade | Value |
|---|---|---|---|
| 2026-08-13 | Casellas Alberto Officer | Sold plan | $436.5k5.5k shares |
| 2026-08-03 | COVIELLO ARTHUR W JR Director | Sold plan | $308.7k4.0k shares |
| 2026-08-03 | Gentleman Courtney Officer | Sold plan | $55.3k721 shares |
| 2026-08-03 | Owens Darrell Officer | Sold plan | $46.8k610 shares |
| 2026-05-15 | MOTHNER JONATHAN S Officer | Sold plan | $3.7m51.3k shares |
| 2026-05-01 | Howse Curtis Officer | Sold plan | $645.8k8.4k shares |
| 2026-05-01 | Casellas Alberto Officer | Sold plan | $443.5k5.8k shares |
| 2026-05-01 | COVIELLO ARTHUR W JR Director | Sold plan | $306.2k4.0k shares |
Their holding: how much the trade added to or took from the insider's holding (direct, or the trust or fund named). The same trade is sometimes reported by more than one insider, such as a fund and the director who represents it; totals count it once. A value is left blank where the reported price is far from the market price (usually a typo).
Holders, Q2 2026
| Manager | Shares | Change |
|---|---|---|
| BlackRock, Inc. 0.04% of their portfolio | 30.9m $2.3bn | Added +414.4k |
| VANGUARD CAPITAL MANAGEMENT LLC 0.04% of their portfolio | 22.0m $1.7bn | Reduced -583.9k |
| Capital World Investors 0.17% of their portfolio | 18.9m $1.4bn | Reduced -14.9m |
| VANGUARD PORTFOLIO MANAGEMENT LLC 0.06% of their portfolio | 18.1m $1.4bn | Reduced -414.7k |
| STATE STREET CORP 0.04% of their portfolio | 17.7m $1.3bn | Added +8.6k |
| BANK OF AMERICA CORP /DE/ 0.07% of their portfolio | 14.8m $1.1bn | Reduced -1.3m |
| GOLDMAN SACHS GROUP INC 0.08% of their portfolio | 10.1m $767.6m | Added +498.9k |
| GEODE CAPITAL MANAGEMENT, LLC 0.04% of their portfolio | 9.9m $759.6m | Reduced -95.0k |
| FIRST TRUST ADVISORS LP 0.34% of their portfolio | 7.7m $585.5m | Added +2.4m |
| PAR CAPITAL MANAGEMENT INC 14.36% of their portfolio | 7.6m $578.9m | Unchanged |
| HARRIS ASSOCIATES L P 0.75% of their portfolio | 7.4m $566.3m | Added +2.8m |
| DIMENSIONAL FUND ADVISORS LP 0.09% of their portfolio | 6.3m $475.8m | Added +215.1k |
| Invesco Ltd. 0.03% of their portfolio | 5.4m $409.1m | Reduced -251.4k |
| NORDEA INVESTMENT MANAGEMENT AB 0.34% of their portfolio | 5.3m $411.0m | Added +51.5k |
| NORTHERN TRUST CORP 0.04% of their portfolio | 4.9m $371.1m | Reduced -128.2k |
| MORGAN STANLEY 0.02% of their portfolio | 4.6m $352.4m | Added +71.6k |
| AMERIPRISE FINANCIAL INC 0.07% of their portfolio | 4.5m $343.2m | Reduced -325.0k |
| ASSETMARK, INC 0.58% of their portfolio | 4.4m $334.8m | Added +64.2k |
| Allianz Asset Management GmbH 0.31% of their portfolio | 4.2m $302.4m | Added +9.1k |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.06% of their portfolio | 4.2m $317.5m | Reduced -86.6k |
| BARCLAYS PLC 0.10% of their portfolio | 4.0m $307.7m | Added +2.4m |
| NORGES BANK 0.03% of their portfolio | 4.0m $305.7m | Not comparable |
| AQR CAPITAL MANAGEMENT LLC 0.09% of their portfolio | 3.6m $271.1m | Reduced -921.3k |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.03% of their portfolio | 3.0m $230.8m | Reduced -30.2k |
| Robeco Institutional Asset Management B.V. 0.26% of their portfolio | 2.8m $215.2m | Added +123.7k |
| Legal & General Group Plc 0.04% of their portfolio | 2.8m $209.3m | Reduced -137.4k |
| Bank of New York Mellon Corp 0.03% of their portfolio | 2.5m $193.7m | Reduced -134.1k |
| AustralianSuper Pty Ltd 0.83% of their portfolio | 2.5m $191.1m | Reduced -380.3k |
| LSV ASSET MANAGEMENT 0.35% of their portfolio | 2.5m $191.0m | Added +300.4k |
| DEUTSCHE BANK AG\ 0.05% of their portfolio | 2.5m $187.0m | Added +252.9k |
| Man Group plc 0.28% of their portfolio | 2.0m $154.0m | Reduced -36.6k |
| Amundi 0.04% of their portfolio | 2.0m $151.6m | Added +251.0k |
| PANAGORA ASSET MANAGEMENT INC 0.45% of their portfolio | 1.9m $145.6m | Reduced -328.1k |
| VANGUARD FIDUCIARY TRUST CO 0.03% of their portfolio | 1.9m $143.6m | Reduced -65.5k |
| VOYA INVESTMENT MANAGEMENT LLC 0.12% of their portfolio | 1.9m $143.1m | Added +130.5k |
| Boston Partners 0.13% of their portfolio | 1.9m $143.2m | Added +55.1k |
| VICTORY CAPITAL MANAGEMENT INC 0.08% of their portfolio | 1.8m $139.4m | Added +199.1k |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ 0.04% of their portfolio | 1.8m $137.1m | Reduced -562.0k |
| HSBC HOLDINGS PLC 0.06% of their portfolio | 1.8m $134.4m | Reduced -267.3k |
| AMERICAN CENTURY COMPANIES INC 0.06% of their portfolio | 1.7m $129.4m | Added +249.0k |
| Assenagon Asset Management S.A. 0.08% of their portfolio | 1.6m $124.4m | Added +1.1m |
| O'SHAUGHNESSY ASSET MANAGEMENT, LLC 0.56% of their portfolio | 1.6m $119.2m | Added +66.7k |
| UBS Group AG 0.02% of their portfolio | 1.6m $117.9m | Added +212.7k |
| JPMORGAN CHASE & CO 0.01% of their portfolio | 1.5m $120.4m | Reduced -103.2k |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND 0.17% of their portfolio | 1.5m $116.3m | Added +1.1m |
| Caisse de depot et placement du Quebec 0.16% of their portfolio | 1.5m $114.2m | Added +884.1k |
| Qube Research & Technologies Ltd 0.12% of their portfolio | 1.4m $109.9m | New |
| Squarepoint Ops LLC 0.19% of their portfolio | 1.3m $98.0m | Reduced -817.5k |
| FRANKLIN RESOURCES INC 0.02% of their portfolio | 1.2m $94.8m | Reduced -36.1k |
| LOS ANGELES CAPITAL MANAGEMENT LLC 0.35% of their portfolio | 1.2m $93.9m | Reduced -261.5k |
| FMR LLC 0.00% of their portfolio | 1.2m $89.0m | Reduced -422.3k |
| Quantinno Capital Management LP 0.11% of their portfolio | 1.2m $88.5m | Added +261.1k |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 0.04% of their portfolio | 1.1m $85.9m | Added +787.5k |
| National Pension Service 0.05% of their portfolio | 1.1m $83.3m | Added +65.1k |
| JACOBS LEVY EQUITY MANAGEMENT, INC 0.30% of their portfolio | 1.1m $82.9m | Reduced -588.5k |
| WORLDQUANT MILLENNIUM ADVISORS LLC 0.28% of their portfolio | 1.1m $82.0m | Added +619.7k |
| SCHRODER INVESTMENT MANAGEMENT GROUP 0.06% of their portfolio | 1.1m $80.5m | Added +90.4k |
| FULLER & THALER ASSET MANAGEMENT, INC. 0.21% of their portfolio | 1.0m $77.5m | Added +293.7k |
| BNP PARIBAS FINANCIAL MARKETS 0.04% of their portfolio | 994.9k $75.7m | Added +273.8k |
| Swiss National Bank 0.04% of their portfolio | 980.3k $74.6m | Reduced -76.6k |
| KBC Group NV 0.16% of their portfolio | 963.7k $73.3m | Reduced -107.4k |
| Vest Financial, LLC 0.76% of their portfolio | 955.0k $72.6m | Added +297.0k |
| PFA Pension, Forsikringsaktieselskab 0.18% of their portfolio | 931.5k $70.8m | Reduced -331 |
| SEI INVESTMENTS CO 0.06% of their portfolio | 930.1k $70.7m | Added +86.0k |
| Nuveen, LLC 0.02% of their portfolio | 867.8k $66.0m | Reduced -1.0m |
| Sumitomo Mitsui Trust Group, Inc. 0.04% of their portfolio | 867.0k $65.9m | Reduced -80.0k |
| Russell Investments Group, Ltd. 0.06% of their portfolio | 861.6k $66.1m | Added +6.2k |
| CITIGROUP INC 0.03% of their portfolio | 858.2k $65.3m | Reduced -55.2k |
| Vanguard Global Advisers, LLC 0.03% of their portfolio | 858.1k $65.3m | Reduced -14.4k |
| California Public Employees Retirement System 0.04% of their portfolio | 839.6k $63.8m | Added +12.2k |
| CANADA LIFE ASSURANCE Co 0.10% of their portfolio | 826.7k $62.7m | Reduced -72.5k |
| Mitsubishi UFJ Asset Management Co., Ltd. 0.03% of their portfolio | 820.8k $62.4m | Added +25.9k |
| VANGUARD ASSET MANAGEMENT, Ltd 0.04% of their portfolio | 796.3k $60.6m | Added +69.9k |
| Mitsubishi UFJ Trust & Banking Corp 0.13% of their portfolio | 780.1k $59.3m | Added +92.4k |
| MACKENZIE FINANCIAL CORP 0.06% of their portfolio | 735.8k $56.0m | Added +13.9k |
| Hosking Partners LLP 1.78% of their portfolio | 702.3k $53.4m | Reduced -18.9k |
| ACADIAN ASSET MANAGEMENT LLC 0.06% of their portfolio | 675.6k $51.4m | Added +384.7k |
| RHUMBLINE ADVISERS 0.04% of their portfolio | 652.2k $49.6m | Reduced -37.0k |
| JANE STREET GROUP, LLC 0.03% of their portfolio | 646.6k $49.2m | Added +425.0k |
| PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio | 638.8k $48.6m | Added +36.9k |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. 1.96% of their portfolio | 601.4k $45.7m | Added +233.3k |
| Aware Super Pty Ltd as trustee of Aware Super 0.59% of their portfolio | 547.3k $41.6m | Reduced -12.6k |
| TWO SIGMA INVESTMENTS, LP 0.03% of their portfolio | 546.2k $41.5m | Added +214.2k |
| Eurizon Capital SGR S.p.A. 0.11% of their portfolio | 544.7k $41.5m | Reduced -23.8k |
| Solel Partners LP 6.78% of their portfolio | 524.9k $39.9m | Reduced -214.1k |
| MERCER GLOBAL ADVISORS INC /ADV 0.05% of their portfolio | 518.1k $39.4m | Reduced -152.4k |
| Treasurer of the State of North Carolina 0.10% of their portfolio | 518.1k $39.4m | Added +63.7k |
| Candriam S.C.A. 0.17% of their portfolio | 507.7k $38.6m | Reduced -35.1k |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. 0.06% of their portfolio | 507.1k $38.6m | Added +4.1k |
| WEDGE CAPITAL MANAGEMENT L L P/NC 0.62% of their portfolio | 495.3k $37.7m | Added +21.0k |
| PRUDENTIAL FINANCIAL INC 0.04% of their portfolio | 483.9k $36.8m | Reduced -630.0k |
| Azora Capital LP 1.54% of their portfolio | 481.5k $36.6m | New |
| Vinva Investment Management Ltd 0.25% of their portfolio | 474.4k $37.2m | Added +368.7k |
| Zurcher Kantonalbank (Zurich Cantonalbank) 0.07% of their portfolio | 473.7k $36.0m | Added +4.4k |
| Grantham, Mayo, Van Otterloo & Co. LLC 0.08% of their portfolio | 470.4k $35.8m | Reduced -55.7k |
| BNP PARIBAS ASSET MANAGEMENT Holding S.A. 0.04% of their portfolio | 466.6k $35.5m | Reduced -104.3k |
| GATEWAY INVESTMENT ADVISERS LLC 0.34% of their portfolio | 458.8k $34.9m | Added +28.9k |
| FEDERATED HERMES, INC. 0.05% of their portfolio | 457.7k $34.8m | Reduced -91.2k |
| RAYMOND JAMES FINANCIAL INC 0.01% of their portfolio | 453.4k $34.5m | Reduced -9.0k |
| CSM Advisors, LLC 0.73% of their portfolio | 446.8k $34.0m | Reduced -3.4k |