SOFI TECHNOLOGIES INC SOFI
COM · Common Stock · CUSIP 83406F102 · ISIN US83406F1021
American financial services company
* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($170.3m this quarter). Holder counts are more reliable. Implied quarter-end price ≈ $26.18. Options: 68 managers hold calls ($4.4bn notional), 56 hold puts ($4.1bn).
Trends to Q4 2025
Institutional holders
Managers reporting a position, each quarter
Numbers
| Quarter | Holders |
|---|---|
| Q3 2022 | 493 |
| Q4 2022 | 513 |
| Q1 2023 | 532 |
| Q2 2023 | 519 |
| Q3 2023 | 515 |
| Q4 2023 | 573 |
| Q1 2024 | 601 |
| Q2 2024 | 594 |
| Q3 2024 | 626 |
| Q4 2024 | 705 |
| Q1 2025 | 717 |
| Q2 2025 | 747 |
| Q3 2025 | 914 |
| Q4 2025 | 1,006 |
Buyers vs sellers
Managers adding to or starting a position, vs cutting or selling out
Numbers
| Quarter | Bought or added | Cut or sold out |
|---|---|---|
| Q1 2024 | 360 | 208 |
| Q2 2024 | 317 | 240 |
| Q3 2024 | 326 | 236 |
| Q4 2024 | 324 | 303 |
| Q1 2025 | 407 | 301 |
| Q2 2025 | 424 | 285 |
| Q3 2025 | 538 | 309 |
| Q4 2025 | 564 | 328 |
Calls vs puts
Options held, notional value, last 4 quarters. P/C = puts ÷ calls
Numbers
| Quarter | Calls | Puts | P/C |
|---|---|---|---|
| Q1 2025 | $1.3bn | $968.1m | 0.74 |
| Q2 2025 | $2.8bn | $2.4bn | 0.86 |
| Q3 2025 | $4.0bn | $3.8bn | 0.96 |
| Q4 2025 | $4.4bn | $4.1bn | 0.92 |
Biggest buyers
| CITADEL ADVISORS LLC | Added | +8.1m |
| BlackRock, Inc. | Added | +6.8m |
| MARSHALL WACE, LLP | Added | +5.2m |
| VANGUARD GROUP INC | Added | +3.9m |
| D. E. Shaw & Co., Inc. | Added | +3.7m |
| Tidal Investments LLC | Added | +3.4m |
| MORGAN STANLEY | Added | +3.4m |
| Qube Research & Technologies Ltd | Added | +3.3m |
| BARCLAYS PLC | Added | +2.9m |
| GEODE CAPITAL MANAGEMENT, LLC | Added | +2.0m |
Biggest sellers
| JPMORGAN CHASE & CO | Reduced | -29.4m |
| JANE STREET GROUP, LLC | Reduced | -8.6m |
| CANTOR FITZGERALD, L. P. | Sold out | -2.3m |
| VOLORIDGE INVESTMENT MANAGEMENT, LLC | Reduced | -2.1m |
| Quadrature Capital Ltd | Reduced | -1.8m |
| RENAISSANCE TECHNOLOGIES LLC | Sold out | -1.8m |
| MILLENNIUM MANAGEMENT LLC | Reduced | -1.5m |
| WORLDQUANT MILLENNIUM ADVISORS LLC | Reduced | -1.4m |
| TUDOR INVESTMENT CORP ET AL | Reduced | -1.4m |
| Azora Capital LP | Sold out | -1.4m |
Biggest calls
| JANE STREET GROUP, LLC | Added | $1.0bn39.0m shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | Added | $985.4m37.6m shares |
| CITADEL ADVISORS LLC | Added | $605.5m23.1m shares |
| UBS Group AG | Added | $370.5m14.2m shares |
| IMC-Chicago, LLC | Added | $233.5m8.9m shares |
| D. E. Shaw & Co., Inc. | Reduced | $212.0m8.1m shares |
| GROUP ONE TRADING LLC | Added | $146.3m5.6m shares |
| SIMPLEX TRADING, LLC | Reduced | $136.4m5.2m shares |
| BARCLAYS PLC | Unchanged | $123.0m4.7m shares |
| Walleye Trading LLC | Reduced | $88.6m3.4m shares |
Biggest puts
| CITADEL ADVISORS LLC | Added | $733.1m28.0m shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | Added | $704.5m26.9m shares |
| JANE STREET GROUP, LLC | Added | $508.5m19.4m shares |
| IMC-Chicago, LLC | Added | $208.0m7.9m shares |
| BANK OF MONTREAL /CAN/ | Added | $190.3m7.3m shares |
| GOLDMAN SACHS GROUP INC | Added | $185.7m7.1m shares |
| D. E. Shaw & Co., Inc. | Added | $175.3m6.7m shares |
| SIMPLEX TRADING, LLC | Reduced | $135.6m5.2m shares |
| ROYAL BANK OF CANADA | Reduced | $128.8m4.9m shares |
| Squarepoint Ops LLC | Reduced | $128.4m4.9m shares |
Options at notional value: the value of the shares the contracts control, as filers report them, not what the options cost. Not included in the holders, shares or buying above.
Major shareholders (over 5%)
Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.
| Holder | Stake |
|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC 13G · institution new · filed 2026-04-30 | 5.3% |
| BlackRock, Inc. 13G · institution new · filed 2026-04-27 | 5.1% |
Fell to 5% or below in the last year: VANGUARD GROUP INC (0.0%, 2026-03-27; now reported by VANGUARD CAPITAL MANAGEMENT LLC), JPMORGAN CHASE & CO (3.7%, 2026-02-04), JANE STREET GROUP, LLC (2.6%, 2025-11-13)
Insider purchases and sales in Q4 2025
Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.
Officers and directors buying vs selling
Number of people, by quarter (10% owners not included)
Numbers
| Quarter | Buying | Bought | Selling | Sold | Sold under a plan |
|---|---|---|---|---|---|
| Q1 2024 | 0 | — | 1 | $390.0k | $390.0k |
| Q2 2024 | 1 | $797.3k | 1 | $360.7k | $360.7k |
| Q3 2024 | 0 | — | 2 | $808.2k | $808.2k |
| Q4 2024 | 1 | $500.0k | 4 | $501.0m | $1.4m |
| Q1 2025 | 0 | — | 2 | $1.3m | $1.3m |
| Q2 2025 | 0 | — | 3 | $3.9m | $1.5m |
| Q3 2025 | 0 | — | 2 | $3.5m | $3.5m |
| Q4 2025 | 0 | — | 3 | $4.4m | $4.4m |
| Date | Insider | Trade | Value |
|---|---|---|---|
| 2025-12-23 | Keough Kelli EVP, GBUL, SIPS | Sold plan | $257.0k9.5k shares |
| 2025-12-17 | Rishel Jeremy Chief Technology Officer | Sold plan | $2.4m91.8k shares |
| 2025-11-21 | Pinto Arun Chief Risk Officer | Sold plan | $1.1m46.1k shares |
| 2025-11-20 | Keough Kelli EVP, GBUL, SIPS | Sold plan | $273.3k10.3k shares |
| 2025-10-20 | Keough Kelli EVP, GBUL, SIPS | Sold plan | $284.3k10.0k shares |
Their holding: how much the trade added to or took from the insider's holding (direct, or the trust or fund named). The same trade is sometimes reported by more than one insider, such as a fund and the director who represents it; totals count it once. A value is left blank where the reported price is far from the market price (usually a typo).
Holders, Q4 2025
| Manager | Shares | Change |
|---|---|---|
| VANGUARD GROUP INC 0.04% of their portfolio | 111.0m $2.9bn | Added +3.9m |
| BlackRock, Inc. 0.03% of their portfolio | 69.1m $1.8bn | Added +6.8m |
| JPMORGAN CHASE & CO 0.11% of their portfolio | 64.1m $1.7bn | Reduced -29.4m |
| D. E. Shaw & Co., Inc. 0.77% of their portfolio | 38.7m $1.0bn | Added +3.7m |
| STATE STREET CORP 0.02% of their portfolio | 25.9m $679.1m | Added +1.6m |
| GEODE CAPITAL MANAGEMENT, LLC 0.04% of their portfolio | 23.6m $618.4m | Added +2.0m |
| UBS Group AG 0.08% of their portfolio | 15.4m $402.4m | Reduced -114.3k |
| BANK OF AMERICA CORP /DE/ 0.03% of their portfolio | 13.4m $351.0m | Added +572.6k |
| MORGAN STANLEY 0.02% of their portfolio | 13.3m $348.8m | Added +3.4m |
| NORGES BANK 0.03% of their portfolio | 12.3m $321.5m | Not comparable |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP 0.42% of their portfolio | 11.7m $307.4m | Added +998.5k |
| CITADEL ADVISORS LLC 0.21% of their portfolio | 11.5m $301.8m | Added +8.1m |
| TWO SIGMA ADVISERS, LP 0.52% of their portfolio | 10.3m $269.9m | Added +1.9m |
| ROYAL BANK OF CANADA 0.04% of their portfolio | 9.7m $252.7m | Reduced -505.7k |
| JANE STREET GROUP, LLC 0.30% of their portfolio | 9.6m $252.6m | Reduced -8.6m |
| TWO SIGMA INVESTMENTS, LP 0.37% of their portfolio | 9.4m $247.3m | Added +646.4k |
| DIMENSIONAL FUND ADVISORS LP 0.05% of their portfolio | 8.7m $229.0m | Reduced -1.0m |
| VOLORIDGE INVESTMENT MANAGEMENT, LLC 0.72% of their portfolio | 7.9m $205.7m | Reduced -2.1m |
| NORTHERN TRUST CORP 0.02% of their portfolio | 7.0m $182.7m | Added +346.7k |
| MARSHALL WACE, LLP 0.17% of their portfolio | 6.7m $174.1m | Added +5.2m |
| BANK OF MONTREAL /CAN/ 0.07% of their portfolio | 6.2m $161.7m | Added +1.7m |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.02% of their portfolio | 6.0m $158.1m | Added +520.4k |
| WELLS FARGO & COMPANY/MN 0.03% of their portfolio | 5.7m $150.3m | Added +558.7k |
| Sumitomo Mitsui Trust Group, Inc. 0.09% of their portfolio | 5.5m $144.9m | Reduced -828.6k |
| GOLDMAN SACHS GROUP INC 0.02% of their portfolio | 4.5m $117.5m | Added +740.4k |
| BARCLAYS PLC 0.05% of their portfolio | 4.5m $117.3m | Added +2.9m |
| FMR LLC 0.01% of their portfolio | 4.3m $112.5m | Reduced -307.1k |
| Bank of New York Mellon Corp 0.02% of their portfolio | 4.2m $109.2m | Added +256.3k |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.02% of their portfolio | 4.1m $108.3m | Added +499.1k |
| ARK Investment Management LLC 0.71% of their portfolio | 4.1m $107.5m | Reduced -839.2k |
| Accel Growth Fund V Associates L.L.C. 85.62% of their portfolio | 4.1m $107.5m | Unchanged |
| Mitsubishi UFJ Asset Management Co., Ltd. 0.08% of their portfolio | 4.0m $110.8m | Reduced -118.1k |
| Nuveen, LLC 0.03% of their portfolio | 3.8m $99.9m | Reduced -190.7k |
| Squarepoint Ops LLC 0.19% of their portfolio | 3.7m $96.1m | Added +1.2m |
| Tidal Investments LLC 0.38% of their portfolio | 3.5m $91.0m | Added +3.4m |
| Qube Research & Technologies Ltd 0.13% of their portfolio | 3.4m $89.6m | Added +3.3m |
| MIZUHO MARKETS AMERICAS LLC 1.86% of their portfolio | 3.3m $86.5m | Added +529.2k |
| Amova Asset Management Americas, Inc. 1.00% of their portfolio | 3.3m $86.3m | Reduced -898.7k |
| Swiss National Bank 0.05% of their portfolio | 3.3m $85.9m | Added +95.0k |
| CITIGROUP INC 0.05% of their portfolio | 2.9m $75.8m | Reduced -123.5k |
| BNP PARIBAS FINANCIAL MARKETS 0.05% of their portfolio | 2.8m $74.4m | Added +679.9k |
| Walleye Trading LLC 1.14% of their portfolio | 2.7m $71.0m | Added +1.1m |
| FIRST TRUST ADVISORS LP 0.05% of their portfolio | 2.6m $67.6m | Reduced -737.2k |
| MILLENNIUM MANAGEMENT LLC 0.05% of their portfolio | 2.6m $67.4m | Reduced -1.5m |
| Legal & General Group Plc 0.01% of their portfolio | 2.5m $65.0m | Added +343.8k |
| LPL Financial LLC 0.02% of their portfolio | 2.4m $62.6m | Added +45.9k |
| California Public Employees Retirement System 0.03% of their portfolio | 2.3m $60.9m | Added +254.5k |
| AMERIPRISE FINANCIAL INC 0.01% of their portfolio | 2.2m $57.5m | Added +363.0k |
| PEAK6 LLC 0.74% of their portfolio | 2.1m $54.1m | Added +842.8k |
| Burkehill Global Management, LP 3.45% of their portfolio | 2.0m $52.4m | Added +1.0m |
| WORLDQUANT MILLENNIUM ADVISORS LLC 0.20% of their portfolio | 1.9m $50.6m | Reduced -1.4m |
| HRT FINANCIAL LP 0.20% of their portfolio | 1.9m $49.2m | Reduced -271.8k |
| Amundi 0.01% of their portfolio | 1.9m $48.7m | Added +1.2m |
| DEUTSCHE BANK AG\ 0.02% of their portfolio | 1.8m $48.1m | Reduced -451.3k |
| SIMPLEX TRADING, LLC 1.33% of their portfolio | 1.8m $47.3m | Added +198.4k |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 0.05% of their portfolio | 1.8m $46.7m | Added +146.0k |
| Harvest Portfolios Group Inc. 0.77% of their portfolio | 1.7m $44.5m | Added +1.7m |
| National Pension Service 0.03% of their portfolio | 1.7m $44.3m | New |
| Invesco Ltd. 0.00% of their portfolio | 1.6m $43.0m | Reduced -220.9k |
| TREMBLANT CAPITAL GROUP 1.09% of their portfolio | 1.6m $42.5m | New |
| SEVEN GRAND MANAGERS, LLC 2.99% of their portfolio | 1.5m $39.3m | Added +750.0k |
| IMC-Chicago, LLC 0.68% of their portfolio | 1.5m $38.4m | Reduced -841.7k |
| RAYMOND JAMES FINANCIAL INC 0.01% of their portfolio | 1.3m $34.8m | Reduced -10.6k |
| Clear Street Group Inc. 0.18% of their portfolio | 1.3m $34.3m | Added +963.6k |
| Aquatic Capital Management LLC 0.96% of their portfolio | 1.3m $33.8m | Added +87.8k |
| RHUMBLINE ADVISERS 0.03% of their portfolio | 1.3m $33.6m | Added +38.3k |
| Marex Group Ltd 0.35% of their portfolio | 1.2m $32.7m | Reduced -353.1k |
| Patient Capital Management, LLC 1.21% of their portfolio | 1.2m $31.4m | Reduced -1.1m |
| GROUP ONE TRADING LLC 0.90% of their portfolio | 1.2m $30.2m | Added +436.2k |
| Ghisallo Capital Management LLC 1.30% of their portfolio | 1.1m $29.2m | New |
| Jain Global LLC 0.28% of their portfolio | 1.1m $29.1m | Added +10.5k |
| SBI Securities Co., Ltd. 0.72% of their portfolio | 1.1m $28.1m | Reduced -3.7k |
| PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio | 1.0m $26.9m | Added +102.6k |
| Rockefeller Capital Management L.P. 0.05% of their portfolio | 1.0m $26.6m | Added +27.4k |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM 0.05% of their portfolio | 1.0m $26.4m | Added +27.1k |
| STATE OF MICHIGAN RETIREMENT SYSTEM 0.13% of their portfolio | 1.0m $26.2m | Unchanged |
| Provident Living Financial Services, Inc. 21.85% of their portfolio | 947.4k $22.2m | First filing |
| SG Americas Securities, LLC 0.03% of their portfolio | 902.4k $23.6m | Added +557.4k |
| Zurcher Kantonalbank (Zurich Cantonalbank) 0.05% of their portfolio | 884.1k $23.1m | Added +610.9k |
| Corient Private Wealth LP 0.01% of their portfolio | 876.7k $9.6m | Added +731.0k |
| SEI INVESTMENTS CO 0.02% of their portfolio | 867.2k $22.7m | Added +57.7k |
| HSBC HOLDINGS PLC 0.01% of their portfolio | 838.2k $22.0m | Added +473.0k |
| Diversify Advisory Services, LLC 0.69% of their portfolio | 832.7k $21.8m | Reduced -23.5k |
| Baltimore-Washington Financial Advisors, Inc. 0.89% of their portfolio | 814.0k $21.3m | Added +60.7k |
| Laurion Capital Management LP 1.45% of their portfolio | 810.8k $21.2m | Added +760.8k |
| AVIVA PLC 0.04% of their portfolio | 794.0k $20.8m | Added +46.6k |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. 0.03% of their portfolio | 761.5k $19.9m | Added +11.0k |
| KBC Group NV 0.05% of their portfolio | 757.1k $19.8m | Added +646.7k |
| Rakuten Securities, Inc. 6.39% of their portfolio | 751.9k $19.7m | Reduced -114.6k |
| Summit Financial, LLC 0.28% of their portfolio | 723.6k $18.9m | Added +98.2k |
| PFA Pension, Forsikringsaktieselskab 0.05% of their portfolio | 713.4k $18.9m | First filing |
| Cetera Investment Advisers 0.02% of their portfolio | 668.7k $17.5m | Added +68.3k |
| Jump Financial, LLC 0.22% of their portfolio | 662.6k $17.3m | Reduced -774.9k |
| Korea Investment CORP 0.03% of their portfolio | 658.2k $17.2m | Added +405.7k |
| Moors & Cabot, Inc. 0.74% of their portfolio | 656.7k $17.2m | Added +2.3k |
| BLAIR WILLIAM & CO/IL 0.05% of their portfolio | 651.9k $17.1m | Added +28.1k |
| AQR CAPITAL MANAGEMENT LLC 0.01% of their portfolio | 648.0k $17.0m | Reduced -374.1k |
| Russell Investments Group, Ltd. 0.02% of their portfolio | 640.3k $16.8m | Added +251.6k |
| BRIGHTON JONES LLC 0.61% of their portfolio | 631.6k $16.5m | Reduced -65.2k |
| DANSKE BANK A/S 0.04% of their portfolio | 629.5k $16.5m | Added +23.7k |