Vault-13

BYLINE BANCORP INC BY

COM · Common Stock · CUSIP 124411109

178 institutional holders +4 vs Q3 2025
24,666,35524.7m shares reported held*
53.8% of all shares outstanding*
$719.2mreported value*
20 new 72 added 59 reduced 18 sold out net sold ≈ $3.9m (-134.9k shares)

* Summed across managers. Shares that two managers' reports both contain – a subsidiary's holdings that its parent's report includes too, or a sub-adviser's in its client's – are counted once ($20.6k this quarter). Holder counts are more reliable. Shares outstanding: 45.8m as of 2025-11-03, from the company's own SEC filing; the percentage can still exceed 100%: lent-out shares are counted by the lender and the buyer, and some reports overlap without saying so. Implied quarter-end price ≈ $29.16.

Trends to Q4 2025

Institutional holders

Managers reporting a position, each quarter

0100200Q3 22: 121Q4 22: 109Q1 23: 112Q2 23: 108Q3 23: 119Q4 23: 131Q1 24: 133Q2 24: 134Q3 24: 140Q4 24: 142Q1 25: 149Q2 25: 170Q3 25: 174Q4 25: 178178Q3 22Q2 23Q1 24Q4 24Q4 25
Numbers
QuarterHolders
Q3 2022121
Q4 2022109
Q1 2023112
Q2 2023108
Q3 2023119
Q4 2023131
Q1 2024133
Q2 2024134
Q3 2024140
Q4 2024142
Q1 2025149
Q2 2025170
Q3 2025174
Q4 2025178

Buyers vs sellers

Managers adding to or starting a position, vs cutting or selling out

Bought or addedCut or sold out
1000100Q1 24: 67 bought or addedQ1 24: 57 cut or sold outQ2 24: 72 bought or addedQ2 24: 59 cut or sold outQ2 24Q3 24: 74 bought or addedQ3 24: 54 cut or sold outQ4 24: 71 bought or addedQ4 24: 56 cut or sold outQ4 24Q1 25: 66 bought or addedQ1 25: 63 cut or sold outQ2 25: 99 bought or addedQ2 25: 57 cut or sold outQ2 25Q3 25: 98 bought or addedQ3 25: 69 cut or sold outQ4 25: 92 bought or addedQ4 25: 77 cut or sold outQ4 25
Numbers
QuarterBought or addedCut or sold out
Q1 20246757
Q2 20247259
Q3 20247454
Q4 20247156
Q1 20256663
Q2 20259957
Q3 20259869
Q4 20259277

Calls vs puts

Options held, notional value, last 4 quarters. P/C = puts ÷ calls

CallsPuts
$0$5k$10k$15kQ1 25 calls: $0Q1 25 puts: $0Q1 25P/C —Q2 25 calls: $0Q2 25 puts: $13.0kQ2 25P/C —Q3 25 calls: $0Q3 25 puts: $13.0kQ3 25P/C —Q4 25 calls: $0Q4 25 puts: $0Q4 25P/C —
Numbers
QuarterCallsPutsP/C
Q1 2025$0$0—
Q2 2025$0$13.0k—
Q3 2025$0$13.0k—
Q4 2025$0$0—

Biggest buyers

BlackRock, Inc. Added +434,359+434.4k
T. Rowe Price Investment Management, Inc. Added +209,332+209.3k
MORGAN STANLEY Added +161,525+161.5k
HSBC HOLDINGS PLC Added +111,115+111.1k
Point72 Asset Management, L.P. Added +110,177+110.2k
GOLDMAN SACHS GROUP INC Added +108,492+108.5k
Cresset Asset Management, LLC New +95,368+95.4k
FEDERATED HERMES, INC. Added +82,142+82.1k
Mariner, LLC Added +79,022+79.0k
Focus Partners Wealth New +51,021+51.0k

Biggest sellers

JPMORGAN CHASE & CO Reduced -606,354-606.4k
MILLENNIUM MANAGEMENT LLC Reduced -259,699-259.7k
Empowered Funds, LLC Sold out -178,377-178.4k
ExodusPoint Capital Management, LP Sold out -103,087-103.1k
Aristotle Capital Boston, LLC Reduced -85,097-85.1k
Burkehill Global Management, LP Sold out -75,000-75.0k
CITADEL ADVISORS LLC Reduced -68,624-68.6k
MARSHALL WACE, LLP Sold out -56,329-56.3k
UBS Group AG Reduced -48,667-48.7k
NorthCoast Asset Management LLC Sold out -47,720-47.7k

Major shareholders (over 5%)

Anyone who owns more than 5% of a class of the company's shares has to say so: on Schedule 13D if they may try to influence or control the company, on 13G if they're a passive investor, and update it as the stake changes. Each holder's latest filing, from 19 Dec 2024 on; percentages are of the share class, as the holder worked them out.

HolderStakeChangeShares Last filed
MBG INVESTORS I, L.P. 13G · exempt (held before listing) -1.1 pts · filed 2026-08-17 25.6% -1.1 pts 11.6m≈ $436.0m 2026-08-17
DIMENSIONAL FUND ADVISORS LP 13G · institution new · filed 2025-10-09 5.1% new 2.3m≈ $87.5m 2025-10-09
BlackRock, Inc. 13G · institution +0.4 pts · filed 2025-10-17 5.0% +0.4 pts 2.3m≈ $86.6m 2025-10-17

Insider purchases and sales in Q4 2025

Shares bought or sold by the company's own officers, directors and 10% owners, in the open market or privately, as they reported to the SEC on Form 4 (due within two business days of the trade). Grants, option exercises, shares withheld for tax and gifts aren't included.

Officers and directors buying vs selling

Number of people, by quarter (10% owners not included)

BuyingSelling
10010Q1 24: 4 buyingQ1 24: 4 sellingQ2 24: 2 buyingQ2 24: 1 sellingQ2 24Q3 24: 2 buyingQ3 24: 3 sellingQ4 24: 1 buyingQ4 24: 3 sellingQ4 24Q1 25: 2 buyingQ1 25: 2 sellingQ2 25: 6 buyingQ2 25: 1 sellingQ2 25Q3 25: 1 buyingQ3 25: 2 sellingQ4 25: 1 buyingQ4 25: 1 sellingQ4 25
Numbers
QuarterBuyingBoughtSellingSoldSold under a plan
Q1 20244$547.3k4$1.5m—
Q2 20242$6.7k1$226.4k—
Q3 20242$101.7k3$1.4m—
Q4 20241$1.5k3$629.7k—
Q1 20252$9.1k2$318.1k—
Q2 20256$1.3m1$326.0k—
Q3 20251$1.5k2$401.2k—
Q4 20251$1.8k1$629.1k—
DateInsiderTradeSharesPrice ValueTheir holding
2025-10-28 ABRAHAM THOMAS PRESIDENT, SBC · Comon stock Sold 23,400 $26.89 $629.1k23.4k shares -38%
2025-10-28 KISTNER WILLIAM G Director · William G. Kistner Trust Date June 22, 1973 Bought 65 $27.56 $1.8k65 shares +0%

Their holding: how much the trade added to or took from the insider's holding (direct, or the trust or fund named). The same trade is sometimes reported by more than one insider, such as a fund and the director who represents it; totals count it once. A value is left blank where the reported price is far from the market price (usually a typo).

Holders, Q4 2025

#ManagerLocationShares Value% of their portfolioChangeShares change
1 BlackRock, Inc. 0.00% of their portfolio New York, NY 3,281,2733.3m $95.6m $95.6m 0.00% Added +434.4k +434,359
2 DIMENSIONAL FUND ADVISORS LP 0.01% of their portfolio AUSTIN, TX 2,330,0022.3m $67.9m $67.9m 0.01% Added +7.7k +7,663
3 VANGUARD GROUP INC 0.00% of their portfolio Valley Forge, PA 1,822,6191.8m $53.1m $53.1m 0.00% Added +47.8k +47,798
4 WELLINGTON MANAGEMENT GROUP LLP 0.01% of their portfolio Boston, MA 1,193,9991.2m $34.8m $34.8m 0.01% Reduced -42.3k -42,291
5 STATE STREET CORP 0.00% of their portfolio BOSTON, MA 997,040997.0k $29.1m $29.1m 0.00% Added +9.0k +8,994
6 FMR LLC 0.00% of their portfolio BOSTON, MA 955,718955.7k $27.9m $27.9m 0.00% Reduced -16.4k -16,355
7 AMERICAN CENTURY COMPANIES INC 0.01% of their portfolio KANSAS CITY, MO 840,587840.6k $24.5m $24.5m 0.01% Added +37.3k +37,300
8 T. Rowe Price Investment Management, Inc. 0.01% of their portfolio BALTIMORE, MD 806,286806.3k $23.5m $23.5m 0.01% Added +209.3k +209,332
9 Aristotle Capital Boston, LLC 1.28% of their portfolio BOSTON, MA 801,227801.2k $23.4m $23.4m 1.28% Reduced -85.1k -85,097
10 GEODE CAPITAL MANAGEMENT, LLC 0.00% of their portfolio BOSTON, MA 764,144764.1k $22.3m $22.3m 0.00% Added +13.8k +13,810
11 Boston Partners 0.02% of their portfolio BOSTON, MA 706,741706.7k $20.7m $20.7m 0.02% Reduced -26.1k -26,064
12 Ararat Capital Management LP 9.35% of their portfolio WESTPORT, CT 651,196651.2k $19.0m $19.0m 9.35% Reduced -27.9k -27,920
13 FEDERATED HERMES, INC. 0.03% of their portfolio PITTSBURGH, PA 573,652573.7k $16.7m $16.7m 0.03% Added +82.1k +82,142
14 JPMORGAN CHASE & CO 0.00% of their portfolio NEW YORK, NY 570,364570.4k $16.6m $16.6m 0.00% Reduced -606.4k -606,354
15 AQR CAPITAL MANAGEMENT LLC 0.01% of their portfolio Greenwich, CT 504,943504.9k $14.7m $14.7m 0.01% Added +24.0k +23,990
16 Nuveen, LLC 0.00% of their portfolio CHARLOTTE, NC 450,439450.4k $13.1m $13.1m 0.00% Reduced -23.0k -22,960
17 BRIDGEWAY CAPITAL MANAGEMENT, LLC 0.26% of their portfolio HOUSTON, TX 427,525427.5k $12.5m $12.5m 0.26% Reduced -42.5k -42,452
18 Qube Research & Technologies Ltd 0.01% of their portfolio LONDON, X0 345,015345.0k $10.1m $10.1m 0.01% Reduced -13.5k -13,521
19 MORGAN STANLEY 0.00% of their portfolio NEW YORK, NY 341,643341.6k $10.0m $10.0m 0.00% Added +161.5k +161,525
20 GOLDMAN SACHS GROUP INC 0.00% of their portfolio NEW YORK, NY 276,181276.2k $8.1m $8.1m 0.00% Added +108.5k +108,492
21 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 0.00% of their portfolio SAN FRANCISCO, CA 271,315271.3k $7.9m $7.9m 0.00% Reduced -128 -128
22 MALTESE CAPITAL MANAGEMENT LLC 1.37% of their portfolio New York, NY 265,000265.0k $7.7m $7.7m 1.37% Added +50.0k +50,000
23 NORTHERN TRUST CORP 0.00% of their portfolio CHICAGO, IL 259,062259.1k $7.6m $7.6m 0.00% Reduced -22.7k -22,725
24 Detalus Advisors, LLC 1.45% of their portfolio ST. LOUIS, MO 204,549204.5k $6.0m $6.0m 1.45% Added +2.1k +2,107
25 TWO SIGMA INVESTMENTS, LP 0.01% of their portfolio NEW YORK, NY 176,553176.6k $5.1m $5.1m 0.01% Reduced -32.5k -32,452
26 Bank of New York Mellon Corp 0.00% of their portfolio NEW YORK, NY 165,466165.5k $4.8m $4.8m 0.00% Reduced -6.1k -6,069
27 MILLENNIUM MANAGEMENT LLC 0.00% of their portfolio NEW YORK, NY 159,428159.4k $4.6m $4.6m 0.00% Reduced -259.7k -259,699
28 ENDEAVOUR CAPITAL ADVISORS INC 1.26% of their portfolio GREENWICH, CT 155,140155.1k $4.5m $4.5m 1.26% Reduced -1.7k -1,677
29 HSBC HOLDINGS PLC 0.00% of their portfolio LONDON, X0 141,004141.0k $4.1m $4.1m 0.00% Added +111.1k +111,115
30 Curi Capital, LLC 0.07% of their portfolio CHICAGO, IL 138,306138.3k $4.0m $4.0m 0.07% Added +265 +265
31 BARTLETT & CO. WEALTH MANAGEMENT LLC 0.05% of their portfolio CINCINNATI, OH 134,158134.2k $3.9m $3.9m 0.05% Unchanged
32 SEI INVESTMENTS CO 0.00% of their portfolio OAKS, PA 131,468131.5k $3.8m $3.8m 0.00% Reduced -35.4k -35,356
33 Point72 Asset Management, L.P. 0.01% of their portfolio STAMFORD, CT 128,772128.8k $3.8m $3.8m 0.01% Added +110.2k +110,177
34 DENALI ADVISORS LLC 0.41% of their portfolio SAN DIEGO, CA 125,752125.8k $3.7m $3.7m 0.41% Added +30.7k +30,711
35 MENDON CAPITAL ADVISORS CORP 1.43% of their portfolio KEY LARGO, FL 125,000125.0k $3.6m $3.6m 1.43% Unchanged
36 Creative Planning 0.00% of their portfolio OVERLAND PARK, KS 122,506122.5k $3.6m $3.6m 0.00% Added +15.6k +15,594
37 BANK OF AMERICA CORP /DE/ 0.00% of their portfolio CHARLOTTE, NC 122,073122.1k $3.6m $3.6m 0.00% Added +11.7k +11,673
38 JACOBS LEVY EQUITY MANAGEMENT, INC 0.01% of their portfolio FLORHAM PARK, NJ 111,621111.6k $3.3m $3.3m 0.01% Reduced -4.1k -4,104
39 RENAISSANCE TECHNOLOGIES LLC 0.01% of their portfolio NEW YORK, NY 111,600111.6k $3.3m $3.3m 0.01% Added +24.9k +24,900
40 TUDOR INVESTMENT CORP ET AL 0.02% of their portfolio STAMFORD, CT 99,33999.3k $2.9m $2.9m 0.02% Reduced -17.4k -17,441
41 Cresset Asset Management, LLC 0.01% of their portfolio Chicago, IL 95,36895.4k $2.8m $2.8m 0.01% New
42 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 0.00% of their portfolio BOSTON, MA 94,23194.2k $2.7m $2.7m 0.00% Reduced -1.3k -1,326
43 UBS Group AG 0.00% of their portfolio ZURICH, V8 92,40092.4k $2.7m $2.7m 0.00% Reduced -48.7k -48,667
44 Mariner, LLC 0.00% of their portfolio Overland Park, KS 91,88791.9k $2.7m $2.7m 0.00% Added +79.0k +79,022
45 Brandywine Global Investment Management, LLC 0.02% of their portfolio PHILADELPHIA, PA 91,11591.1k $2.7m $2.7m 0.02% Reduced -3.4k -3,400
46 ALLIANCEBERNSTEIN L.P. 0.00% of their portfolio NASHVILLE, TN 89,51189.5k $2.6m $2.6m 0.00% Reduced -6.6k -6,580
47 Thrivent Financial for Lutherans 0.00% of their portfolio Minneapolis, MN 89,22989.2k $2.6m $2.6m 0.00% Added +18.1k +18,113
48 FIRST TRUST ADVISORS LP 0.00% of their portfolio Wheaton, IL 84,73084.7k $2.5m $2.5m 0.00% Reduced -33.3k -33,337
49 BLAIR WILLIAM & CO/IL 0.01% of their portfolio CHICAGO, IL 82,93982.9k $2.4m $2.4m 0.01% Added +3.8k +3,815
50 BARCLAYS PLC 0.00% of their portfolio LONDON, X0 82,36682.4k $2.4m $2.4m 0.00% Added +13.6k +13,646
51 FIDUCIENT ADVISORS LLC 0.30% of their portfolio Chicago, IL 81,76781.8k $2.4m $2.4m 0.30% Added +20.5k +20,517
52 Swiss National Bank 0.00% of their portfolio ZURICH, V8 67,90067.9k $2.0m $2.0m 0.00% Added +5.8k +5,800
53 WELLS FARGO & COMPANY/MN 0.00% of their portfolio SAN FRANCISCO, CA 67,03467.0k $2.0m $2.0m 0.00% Added +43.0k +42,990
54 CITADEL ADVISORS LLC 0.00% of their portfolio MIAMI, FL 63,06563.1k $1.8m $1.8m 0.00% Reduced -68.6k -68,624
55 Trexquant Investment LP 0.02% of their portfolio STAMFORD, CT 62,89862.9k $1.8m $1.8m 0.02% Added +5.8k +5,800
56 AMERIPRISE FINANCIAL INC 0.00% of their portfolio MINNEAPOLIS, MN 60,17260.2k $1.8m $1.8m 0.00% Added +8.5k +8,539
57 IEQ CAPITAL, LLC 0.01% of their portfolio Foster City, CA 58,02558.0k $1.7m $1.7m 0.01% Added +3.0k +2,965
58 PRUDENTIAL FINANCIAL INC 0.00% of their portfolio NEWARK, NJ 57,20557.2k $1.7m $1.7m 0.00% Reduced -4.9k -4,880
59 UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 0.00% of their portfolio NEW YORK, NY 52,46352.5k $1.5m $1.5m 0.00% Added +2.9k +2,935
60 Invesco Ltd. 0.00% of their portfolio ATLANTA, GA 51,13851.1k $1.5m $1.5m 0.00% Added +586 +586
61 Focus Partners Wealth 0.00% of their portfolio ST LOUIS, MO 51,02151.0k $1.5m $1.5m 0.00% New
62 NEW YORK STATE COMMON RETIREMENT FUND 0.00% of their portfolio ALBANY, NY 46,40946.4k $1.4m $1.4m 0.00% Added +9.4k +9,400
63 RHUMBLINE ADVISERS 0.00% of their portfolio BOSTON, MA 43,23643.2k $1.3m $1.3m 0.00% Reduced -4.4k -4,374
64 BANC FUNDS CO LLC 0.23% of their portfolio CHICAGO, IL 39,15739.2k $1.1m $1.1m 0.23% Unchanged
65 Y-Intercept (Hong Kong) Ltd 0.02% of their portfolio HONG KONG, K3 36,01036.0k $1.0m $1.0m 0.02% New
66 SG Americas Securities, LLC 0.00% of their portfolio NEW YORK, NY 35,73135.7k $1.0m $1.0m 0.00% Added +16.9k +16,881
67 WEDGE CAPITAL MANAGEMENT L L P/NC 0.02% of their portfolio CHARLOTTE, NC 33,23133.2k $968.7k $968.7k 0.02% Reduced -140 -140
68 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 0.00% of their portfolio WEST SACRAMENTO, CA 31,56131.6k $920.0k $920.0k 0.00% Added +7.0k +6,988
69 Legal & General Group Plc 0.00% of their portfolio London, X0 30,62830.6k $892.8k $892.8k 0.00% Reduced -590 -590
70 QUATTRO FINANCIAL ADVISORS LLC 0.26% of their portfolio The Woodlands, TX 30,00030.0k $874.5k $874.5k 0.26% Unchanged
71 PDT Partners, LLC 0.06% of their portfolio New York, NY 29,71529.7k $866.2k $866.2k 0.06% Reduced -5.7k -5,700
72 MIRABELLA FINANCIAL SERVICES LLP 0.08% of their portfolio London, X0 29,56229.6k $861.7k $861.7k 0.08% New
73 Rafferty Asset Management, LLC 0.00% of their portfolio New York, NY 28,42428.4k $828.6k $828.6k 0.00% Reduced -12.5k -12,470
74 TWO SIGMA ADVISERS, LP 0.00% of their portfolio NEW YORK, NY 27,40027.4k $798.7k $798.7k 0.00% Reduced -38.3k -38,300
75 Campbell & CO Investment Adviser LLC 0.04% of their portfolio BALTIMORE, MD 27,01027.0k $787.3k $787.3k 0.04% Added +9.5k +9,494
76 HighTower Advisors, LLC 0.00% of their portfolio CHICAGO, IL 26,42026.4k $770.1k $770.1k 0.00% Reduced -9.9k -9,921
77 CANADA PENSION PLAN INVESTMENT BOARD 0.00% of their portfolio TORONTO ONTARIO, A6 26,00026.0k $757.9k $757.9k 0.00% New
78 DEUTSCHE BANK AG\ 0.00% of their portfolio FRANKFURT AM MAIN, 2M 25,85925.9k $753.8k $753.8k 0.00% Added +1.7k +1,675
79 CITIGROUP INC 0.00% of their portfolio NEW YORK, NY 25,50525.5k $743.5k $743.5k 0.00% Reduced -2.6k -2,647
80 CWM, LLC 0.00% of their portfolio OMAHA, NE 25,01625.0k $729.0k $729.0k 0.00% Added +657 +657
81 BNP PARIBAS FINANCIAL MARKETS 0.00% of their portfolio PARIS, I0 24,92524.9k $726.6k $726.6k 0.00% Added +9.9k +9,939
82 Cambridge Investment Research Advisors, Inc. 0.00% of their portfolio FAIRFIELD, IA 23,51823.5k $686.0k $686.0k 0.00% Reduced -23.4k -23,400
83 Zurcher Kantonalbank (Zurich Cantonalbank) 0.00% of their portfolio ZURICH, V8 22,13022.1k $645.1k $645.1k 0.00% Added +2.4k +2,350
84 FRANKLIN RESOURCES INC 0.00% of their portfolio San Mateo, CA 21,24621.2k $619.3k $619.3k 0.00% Added +2.5k +2,458
85 Abacus Wealth Partners, LLC 0.06% of their portfolio SANTA MONICA, CA 20,32220.3k $592.4k $592.4k 0.06% New
86 SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC 0.02% of their portfolio BALA CYNWYD, PA 19,87019.9k $579.2k $579.2k 0.02% New
87 JANUS HENDERSON GROUP PLC 0.00% of their portfolio LONDON, X0 19,61519.6k $571.8k $571.8k 0.00% Added +9.5k +9,500
88 MetLife Investment Management, LLC 0.00% of their portfolio Whippany, NJ 18,47318.5k $538.5k $538.5k 0.00% Unchanged
89 PRICE T ROWE ASSOCIATES INC /MD/ 0.00% of their portfolio BALTIMORE, MD 18,18918.2k $531.0k $531.0k 0.00% Added +1.4k +1,389
90 PNC Financial Services Group, Inc. 0.00% of their portfolio Pittsburgh, PA 17,88017.9k $521.2k $521.2k 0.00% Added +294 +294
91 JANE STREET GROUP, LLC 0.00% of their portfolio NEW YORK, NY 17,27317.3k $503.5k $503.5k 0.00% Reduced -10.2k -10,201
92 Quantinno Capital Management LP 0.00% of their portfolio NEW YORK, NY 16,37016.4k $477.2k $477.2k 0.00% Added +1.4k +1,390
93 MANUFACTURERS LIFE INSURANCE COMPANY, THE 0.00% of their portfolio Toronto, A6 16,23616.2k $473.3k $473.3k 0.00% Reduced -936 -936
94 WEALTH ENHANCEMENT ADVISORY SERVICES, LLC 0.00% of their portfolio PLYMOUTH, MN 16,10116.1k $476.6k $476.6k 0.00% Reduced -284 -284
95 Inspire Investing, LLC 0.04% of their portfolio MERIDIAN, ID 16,03016.0k $467.3k $467.3k 0.04% Reduced -402 -402
96 Capstone Financial Advisors, Inc. 0.02% of their portfolio DOWNERS GROVE, IL 15,87115.9k $462.6k $462.6k 0.02% Unchanged
97 Aigen Investment Management, LP 0.11% of their portfolio NEW YORK, NY 15,82515.8k $461.3k $461.3k 0.11% New
98 Sterling Capital Management LLC 0.01% of their portfolio CHARLOTTE, NC 15,44915.4k $450.3k $450.3k 0.01% Reduced -355 -355
99 PRINCETON CAPITAL MANAGEMENT LLC 0.11% of their portfolio RED BANK, NJ 15,20015.2k $443.1k $443.1k 0.11% Added +4.0k +4,000
100 AlphaQuest LLC 0.02% of their portfolio New York, NY 14,85114.9k $432.9k $432.9k 0.02% Reduced -3.3k -3,266