Vault-13

IF Advisors, LLC

SAN ANTONIO, TX · CIK 2109472 · 13F filing filed 2026-02-10

SEC-registered investment adviser since 2020 · limited liability company

$123.1m reported value
41positions
64.3%in top 10
—no comparable previous quarter

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#SecurityTickerShares Value% of portfolioChangeShares change
1 VANGUARD INDEX FDS LARGE CAP ETF VV VV 53,249 $16.8m13.62% 13.62% First filing
2 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA VEA 195,837 $12.2m9.94% 9.94% First filing
3 VANGUARD INDEX FDS MID CAP ETF VO VO 31,987 $9.3m7.54% 7.54% First filing
4 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST JMST 170,850 $8.7m7.07% 7.07% First filing
5 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO VWO 123,479 $6.6m5.39% 5.39% First filing
6 BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B BRK.B 12,465 $6.3m5.09% 5.09% First filing
7 VANGUARD BD INDEX FDS TOTAL BND MRKT BND BND 69,513 $5.1m4.18% 4.18% First filing
8 VANGUARD INDEX FDS VALUE ETF VTV VTV 26,839 $5.1m4.17% 4.17% First filing
9 VANGUARD INDEX FDS SMALL CP ETF VB VB 17,326 $4.5m3.63% 3.63% First filing
10 ISHARES TR EAFE VALUE ETF EFV EFV 62,578 $4.5m3.63% 3.63% First filing
11 VANGUARD WELLINGTON FD SHORT TRM TAX EX VTES VTES 40,000 $4.1m3.30% 3.30% First filing
12 ISHARES TR SHRT NAT MUN ETF SUB SUB 37,378 $4.0m3.24% 3.24% First filing
13 VANGUARD INDEX FDS REAL ESTATE ETF VNQ VNQ 41,985 $3.7m3.02% 3.02% First filing
14 ISHARES TR 3 7 YR TREAS BD IEI IEI 30,083 $3.6m2.92% 2.92% First filing
15 AMERICAN CENTY ETF TR US SML CP VALU AVUV AVUV 30,806 $3.1m2.55% 2.55% First filing
16 ISHARES TR 1 3 YR TREAS BD SHY SHY 29,855 $2.5m2.01% 2.01% First filing
17 SCHWAB STRATEGIC TR US SML CAP ETF SCHA SCHA 83,153 $2.4m1.92% 1.92% First filing
18 SCHWAB STRATEGIC TR US LRG CAP ETF SCHX SCHX 79,415 $2.1m1.74% 1.74% First filing
19 TESLA INC COM TSLA TSLA 4,462 $2.0m1.63% 1.63% First filing
20 VANGUARD INDEX FDS SM CP VAL ETF VBR VBR 9,309 $2.0m1.60% 1.60% First filing
21 SCHWAB STRATEGIC TR INTL EQTY ETF SCHF SCHF 78,365 $1.9m1.53% 1.53% First filing
22 ISHARES TR RUSSELL 2000 ETF IWM IWM 6,096 $1.5m1.22% 1.22% First filing
23 AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV AVLV 19,428 $1.5m1.20% 1.20% First filing
24 EXXON MOBIL CORP COM XOM XOM 11,439 $1.4m1.12% 1.12% First filing
25 ISHARES TR 7-10 YR TRSY BD IEF IEF 10,018 $963.3k0.78% 0.78% First filing
26 SCHWAB STRATEGIC TR US MID-CAP ETF SCHM SCHM 31,369 $943.3k0.77% 0.77% First filing
27 VANGUARD MUN BD FDS TAX EXEMPT BD VTEB VTEB 16,000 $804.6k0.65% 0.65% First filing
28 SCHWAB STRATEGIC TR US REIT ETF SCHH SCHH 32,945 $688.2k0.56% 0.56% First filing
29 SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE SCHE 19,403 $635.4k0.52% 0.52% First filing
30 VANGUARD INDEX FDS S&P 500 ETF SHS VOO VOO 965 $605.2k0.49% 0.49% First filing
31 VANGUARD INDEX FDS TOTAL STK MKT VTI VTI 1,431 $479.8k0.39% 0.39% First filing
32 NVIDIA CORPORATION COM NVDA NVDA 2,482 $462.8k0.38% 0.38% First filing
33 COMMERCIAL METALS CO COM CMC CMC 6,155 $426.0k0.35% 0.35% First filing
34 ALPHABET INC CAP STK CL C GOOG GOOG 1,275 $400.1k0.33% 0.33% First filing
35 OKLO INC COM CL A OKLO OKLO 5,493 $394.2k0.32% 0.32% First filing
36 AMAZON COM INC COM AMZN AMZN 1,268 $292.7k0.24% 0.24% First filing
37 VANGUARD STAR FDS VG TL INTL STK F VXUS VXUS 3,406 $256.9k0.21% 0.21% First filing
38 WISDOMTREE TR US MIDCAP FUND EZM EZM 3,765 $251.5k0.20% 0.20% First filing
39 ISHARES TR CORE S&P500 ETF IVV IVV 353 $241.8k0.20% 0.20% First filing
40 HILLTOP HOLDINGS INC COM HTH HTH 6,800 $230.8k0.19% 0.19% First filing
41 ISHARES INC CORE MSCI EMKT IEMG IEMG 3,009 $202.3k0.16% 0.16% First filing