Phil A. Younker & Associates, Ltd.

FAIRBANKS, AK · CIK 2063635 · 13F filing filed 2026-08-07

SEC-registered investment adviser since 2020 · corporation

Assets managed$202.2m
Staff2 · 2 in investment roles
Main clients (by assets)Companies 48%, High net worth individuals 32%, Individuals 15%
Websitepyounker.com
Form ADV · 2026-02-06SEC adviser record

Kindinstitutions
Others nearbyFairbanks, AK

$148.4m reported value -1.1% vs Q1 2026

29positions

89.6%in top 10

1 new 6 added 9 reduced 8 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	1,419,857	$32.8m22.13%	22.13%	Reduced -150.2k	-150,238 -9.6%
2	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	926,210	$26.8m18.08%	18.08%	Reduced -134.8k	-134,782 -12.7%
3	PIMCO ETF TR ENHAN SHRT MA AC MINT	MINT	221,702	$22.3m15.06%	15.06%	Added +25.7k	+25,692 13.1%
4	ISHARES TR GRWT ALLOCAT ETF AOR	AOR	157,991	$11.0m7.40%	7.40%	Reduced -18.5k	-18,483 -10.5%
5	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	342,607	$10.9m7.32%	7.32%	Added +68.1k	+68,115 24.8%
6	SSGA ACTIVE ETF TR GLOBL ALLO ETF GAL	GAL	163,610	$8.6m5.83%	5.83%	Reduced -1.1k	-1,085 -0.7%
7	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	306,501	$8.5m5.72%	5.72%	Added +15.3k	+15,286 5.2%
8	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	168,396	$5.0m3.34%	3.34%	Added +31.6k	+31,646 23.1%
9	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	103,747	$3.7m2.53%	2.53%	Unchanged
10	ISHARES TR IBOXX INV CP ETF LQD	LQD	30,015	$3.3m2.21%	2.21%	Unchanged
11	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	28,573	$2.9m1.94%	1.94%	Reduced -821	-821 -2.8%
12	BRITISH AMERN TOB PLC SPONSORED ADR BTI	BTI	38,712	$2.4m1.61%	1.61%	Reduced -9.2k	-9,159 -19.1%
13	BOEING CO COM BA	BA	7,986	$1.7m1.17%	1.17%	Unchanged
14	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	31,530	$1.7m1.12%	1.12%	Unchanged
15	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	28,669	$1.0m0.70%	0.70%	Unchanged
16	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	25,306	$787.0k0.53%	0.53%	Unchanged
17	SPDR SER TR BLOOMBERG 3-12 M BILS	BILS	7,845	$779.6k0.53%	0.53%	Unchanged
18	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	28,888	$712.4k0.48%	0.48%	Reduced -51.6k	-51,577 -64.1%
19	SPDR SER TR BLOOMBERG 1-3 MO BIL	BIL	7,674	$703.2k0.47%	0.47%	Added +2	+2 0.0%
20	EXXON MOBIL CORP COM XOM	XOM	4,189	$572.7k0.39%	0.39%	Reduced -989	-989 -19.1%
21	MICROSOFT CORP COM MSFT	MSFT	1,150	$429.0k0.29%	0.29%	New
22	ISHARES TR MODERT ALLOC ETF AOM	AOM	7,609	$379.6k0.26%	0.26%	Unchanged
23	SPDR GOLD TR GOLD SHS GLD	GLD	766	$282.2k0.19%	0.19%	Unchanged
24	MPLX LP COM UNIT REP LTD MPLX	MPLX	4,500	$253.5k0.17%	0.17%	Unchanged
25	VISA INC COM CL A V	V	675	$231.6k0.16%	0.16%	Unchanged
26	ISHARES TR AGGRES ALLOC ETF AOA	AOA	2,282	$222.7k0.15%	0.15%	Unchanged
27	ISHARES TR CONSER ALLOC ETF AOK	AOK	4,895	$203.0k0.14%	0.14%	Reduced -18.5k	-18,541 -79.1%
28	JELD-WEN HLDG INC COM JELD	JELD	94,500	$141.8k0.10%	0.10%	Added +22.5k	+22,500 31.2%
29	INTERNATIONAL TOWER HILL MIN COM THM	THM	10,000	$19.9k0.01%	0.01%	Unchanged

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
VANGUARD BD INDEX FDS BSV	BSV	12,690	$995.0k12.7k shares
ISHARES TR IEF	IEF	9,705	$926.2k9.7k shares
ISHARES TR IEI	IEI	7,500	$889.5k7.5k shares
ALASKA AIR GROUP INC ALK	ALK	19,000	$698.8k19.0k shares
SCHWAB STRATEGIC TR SCHG	SCHG	16,984	$494.7k17.0k shares
SCHWAB STRATEGIC TR SCHV	SCHV	12,660	$386.1k12.7k shares
VANGUARD CHARLOTTE FDS BNDX	BNDX	6,250	$300.3k6.2k shares
HARRIS OAKMARK ETF TRUST OAKM	OAKM	8,500	$234.3k8.5k shares