1
SCHWAB STRATEGIC TR
US TIPS ETF
SCHP
SCHP
1,567,285
$41.5m19.92%
19.92%
Added Shares held: Q3 2025 1.3m, Q4 2025 1.4m, Q1 2026 1.5m, Q2 2026 1.6m
+45.6k
+45,605
3.0%
2
VANGUARD INDEX FDS
TOTAL STK MKT
VTI
VTI
77,158
$28.6m13.69%
13.69%
Reduced Shares held: Q3 2025 82.3k, Q4 2025 80.8k, Q1 2026 78.1k, Q2 2026 77.2k
-914
-914
-1.2%
3
VANGUARD BD INDEX FDS
TOTAL BND MRKT
BND
BND
275,663
$20.2m9.70%
9.70%
Added Shares held: Q3 2025 235.0k, Q4 2025 250.0k, Q1 2026 262.0k, Q2 2026 275.7k
+13.7k
+13,655
5.2%
4
VANGUARD CHARLOTTE FDS
TOTAL INT BD ETF
BNDX
BNDX
342,491
$16.6m7.95%
7.95%
Added Shares held: Q3 2025 318.2k, Q4 2025 343.0k, Q1 2026 334.5k, Q2 2026 342.5k
+8.0k
+8,005
2.4%
5
GOLDMAN SACHS ETF TR
ACTIVEBETA US
GSSC
GSSC
177,580
$16.2m7.77%
7.77%
Added Shares held: Q3 2025 172.6k, Q4 2025 176.8k, Q1 2026 176.6k, Q2 2026 177.6k
+960
+960
0.5%
6
DIMENSIONAL ETF TRUST
US SMALL CAP VAL
US SMALL CAP VAL
320,155
$12.4m5.96%
5.96%
Added Shares held: Q3 2025 304.4k, Q4 2025 321.0k, Q1 2026 317.4k, Q2 2026 320.2k
+2.8k
+2,805
0.9%
7
VANGUARD SCOTTSDALE FDS
INTER TERM TREAS
VGIT
VGIT
199,845
$11.8m5.65%
5.65%
Added Shares held: Q3 2025 0, Q4 2025 180.3k, Q1 2026 192.3k, Q2 2026 199.8k
+7.6k
+7,555
3.9%
8
ISHARES TR
MSCI USA MMENTM
MTUM
MTUM
33,655
$11.5m5.53%
5.53%
Reduced Shares held: Q3 2025 32.0k, Q4 2025 32.8k, Q1 2026 33.8k, Q2 2026 33.7k
-180
-180
-0.5%
9
DIMENSIONAL ETF TRUST
EMERGING MKTS VA
DFEV
DFEV
264,150
$11.3m5.40%
5.40%
Reduced Shares held: Q3 2025 260.1k, Q4 2025 265.8k, Q1 2026 268.1k, Q2 2026 264.1k
-3.9k
-3,935
-1.5%
10
DIMENSIONAL ETF TRUST
INTL SMALL CAP V
DISV
DISV
247,315
$9.9m4.76%
4.76%
Added Shares held: Q3 2025 243.4k, Q4 2025 247.5k, Q1 2026 243.9k, Q2 2026 247.3k
+3.4k
+3,425
1.4%
11
ISHARES INC
MSCI EQUAL WEITE
EUSA
EUSA
82,322
$9.4m4.51%
4.51%
Added Shares held: Q3 2025 72.3k, Q4 2025 76.8k, Q1 2026 81.7k, Q2 2026 82.3k
+607
+607
0.7%
12
VANGUARD STAR FDS
VG TL INTL STK F
VXUS
VXUS
71,385
$6.1m2.93%
2.93%
Added Shares held: Q3 2025 72.2k, Q4 2025 73.3k, Q1 2026 71.1k, Q2 2026 71.4k
+302
+302
0.4%
13
ISHARES TR
CORE S&P TTL STK
ITOT
ITOT
18,355
$3.0m1.45%
1.45%
Unchanged Shares held: Q3 2025 15.3k, Q4 2025 15.3k, Q1 2026 18.4k, Q2 2026 18.4k
14
VANGUARD MUN BD FDS
TAX EXEMPT BD
VTEB
VTEB
39,715
$2.0m0.96%
0.96%
Added Shares held: Q3 2025 31.4k, Q4 2025 31.7k, Q1 2026 35.2k, Q2 2026 39.7k
+4.6k
+4,555
13.0%
15
ISHARES TR
CORE INTL AGGR
IAGG
IAGG
34,210
$1.7m0.83%
0.83%
Unchanged Shares held: Q3 2025 0, Q4 2025 6.0k, Q1 2026 34.2k, Q2 2026 34.2k
16
SCHWAB STRATEGIC TR
FUNDAMENTAL US S
FNDA
FNDA
38,395
$1.5m0.70%
0.70%
Reduced Shares held: Q3 2025 25.8k, Q4 2025 28.2k, Q1 2026 39.5k, Q2 2026 38.4k
-1.1k
-1,150
-2.9%
17
AMERICAN CENTY ETF TR
US SML CP VALU
AVUV
AVUV
11,280
$1.4m0.67%
0.67%
Reduced Shares held: Q3 2025 10.8k, Q4 2025 10.8k, Q1 2026 11.6k, Q2 2026 11.3k
-310
-310
-2.7%
18
INVESCO EXCH TRADED FD TR II
S&P 500 MOMNTM
SPMO
SPMO
5,395
$871.5k0.42%
0.42%
Reduced Shares held: Q3 2025 3.9k, Q4 2025 3.9k, Q1 2026 5.8k, Q2 2026 5.4k
-405
-405
-7.0%
19
INVESCO EXCHANGE TRADED FD T
S&P500 EQL WGT
RSP
RSP
3,415
$726.6k0.35%
0.35%
Added Shares held: Q3 2025 1.6k, Q4 2025 1.6k, Q1 2026 2.6k, Q2 2026 3.4k
+795
+795
30.3%
20
HOME DEPOT INC
COM
HD
HD
1,060
$373.8k0.18%
0.18%
Reduced Shares held: Q3 2025 0, Q4 2025 1.3k, Q1 2026 1.1k, Q2 2026 1.1k
-42
-42
-3.8%
21
AMERICAN CENTY ETF TR
INTL SMCP VLU
AVDV
AVDV
3,540
$364.8k0.17%
0.17%
Added Shares held: Q3 2025 2.8k, Q4 2025 2.8k, Q1 2026 3.5k, Q2 2026 3.5k
+30
+30
0.8%
22
ISHARES TR
CORE MSCI TOTAL
IXUS
IXUS
3,770
$359.8k0.17%
0.17%
Reduced Shares held: Q3 2025 0, Q4 2025 3.9k, Q1 2026 3.9k, Q2 2026 3.8k
-110
-110
-2.8%
23
APPLE INC
COM
AAPL
AAPL
1,215
$351.6k0.17%
0.17%
Reduced Shares held: Q3 2025 1.9k, Q4 2025 1.8k, Q1 2026 1.5k, Q2 2026 1.2k
-285
-285
-19.0%
24
AMERICAN CENTY ETF TR
EMERGING MKT VAL
AVES
AVES
4,710
$309.0k0.15%
0.15%
Unchanged Shares held: Q3 2025 4.7k, Q4 2025 4.7k, Q1 2026 4.7k, Q2 2026 4.7k