Certus Wealth Management, LLC

SAN CARLOS, CA · CIK 1989526 · 13F filing filed 2025-11-07

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbySan Carlos, CA
FamilyCertus Wealth Management, LLC · 2 related pages

$167.1m reported value +7.6% vs Q2 2025

58positions

55.7%in top 10

4 new 17 added 28 reduced 2 sold out vs Q2 2025

Holdings, Q3 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	26,212	$16.1m9.61%	9.61%	Reduced -550	-550 -2.1%
2	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	23,268	$11.2m6.68%	6.68%	Reduced -452	-452 -1.9%
3	ISHARES TR EAFE VALUE ETF EFV	EFV	143,330	$9.7m5.82%	5.82%	Reduced -15.3k	-15,295 -9.6%
4	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	158,695	$9.4m5.62%	5.62%	Added +26.5k	+26,461 20.0%
5	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	117,640	$8.7m5.24%	5.24%	Reduced -12.3k	-12,265 -9.4%
6	ISHARES TR CORE S&P500 ETF IVV	IVV	12,217	$8.2m4.89%	4.89%	Reduced -346	-346 -2.8%
7	ISHARES TR CORE S&P TTL STK ITOT	ITOT	55,420	$8.1m4.83%	4.83%	Reduced -879	-879 -1.6%
8	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	39,619	$7.7m4.61%	4.61%	Reduced -3.8k	-3,783 -8.7%
9	ISHARES TR CALIF MUN BD ETF CMF	CMF	127,232	$7.3m4.34%	4.34%	Reduced -14.8k	-14,787 -10.4%
10	ISHARES TR S&P 100 ETF OEF	OEF	20,350	$6.8m4.05%	4.05%	Added +7.0k	+7,032 52.8%
11	VANGUARD INDEX FDS VALUE ETF VTV	VTV	36,071	$6.7m4.03%	4.03%	Added +1.7k	+1,711 5.0%
12	APPLE INC COM AAPL	AAPL	25,807	$6.6m3.93%	3.93%	Reduced -6	-6 -0.0%
13	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	102,798	$5.6m3.33%	3.33%	Added +9.5k	+9,526 10.2%
14	ISHARES TR EAFE GRWTH ETF EFG	EFG	31,902	$3.6m2.17%	2.17%	Reduced -24.8k	-24,820 -43.8%
15	ISHARES TR 10-20 YR TRS ETF TLH	TLH	31,268	$3.2m1.93%	1.93%	Added +6.4k	+6,379 25.6%
16	BLACKROCK ETF TRUST ISHARES US THEMA THRO	THRO	84,708	$3.2m1.92%	1.92%	Added +6.4k	+6,380 8.2%
17	ORACLE CORP COM ORCL	ORCL	11,142	$3.1m1.88%	1.88%	Unchanged
18	BLACKROCK ETF TRUST ISHA I IN TE ETF BAI	BAI	85,374	$2.9m1.75%	1.75%	Added +34.5k	+34,476 67.7%
19	ISHARES GOLD TR ISHARES NEW IAU	IAU	33,867	$2.5m1.47%	1.47%	Added +12.8k	+12,776 60.6%
20	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	52,333	$2.5m1.47%	1.47%	Added +5.3k	+5,304 11.3%
21	ISHARES TR CORE MSCI EAFE IEFA	IEFA	24,852	$2.2m1.30%	1.30%	Reduced -1.4k	-1,416 -5.4%
22	BLACKROCK ETF TRUST II ISHARES FLEXIBLE BINC	BINC	39,389	$2.1m1.26%	1.26%	Added +5.1k	+5,117 14.9%
23	ISHARES INC MSCI EMRG CHN EMXC	EMXC	29,489	$2.0m1.19%	1.19%	Reduced -1.6k	-1,618 -5.2%
24	VANGUARD WELLINGTON FD US MOMENTUM VFMO	VFMO	9,080	$1.7m1.04%	1.04%	Reduced -401	-401 -4.2%
25	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	34,428	$1.7m1.02%	1.02%	Added +4.4k	+4,439 14.8%
26	ISHARES TR 7-10 YR TRSY BD IEF	IEF	17,308	$1.7m1.00%	1.00%	Reduced -3.5k	-3,508 -16.9%
27	GLOBAL X FDS DEFENSE TECH ETF SHLD	SHLD	23,007	$1.6m0.97%	0.97%	New
28	ISHARES TR GLOBAL TECH ETF IXN	IXN	15,149	$1.6m0.94%	0.94%	Reduced -984	-984 -6.1%
29	INVESCO EXCH TRADED FD TR II CALIF AMT MUN PWZ	PWZ	65,204	$1.6m0.93%	0.93%	Added +47.9k	+47,895 276.7%
30	ISHARES TR CORE MSCI TOTAL IXUS	IXUS	17,114	$1.4m0.85%	0.85%	Added +407	+407 2.4%
31	TESLA INC COM TSLA	TSLA	2,555	$1.1m0.68%	0.68%	Unchanged
32	ISHARES TR US TREAS BD ETF GOVT	GOVT	46,787	$1.1m0.65%	0.65%	Reduced -7.5k	-7,455 -13.7%
33	ISHARES TR MSCI USA MIN VOL USMV	USMV	10,806	$1.0m0.62%	0.62%	Reduced -497	-497 -4.4%
34	ISHARES TR CORE TOTAL USD IUSB	IUSB	21,857	$1.0m0.61%	0.61%	Reduced -3.9k	-3,879 -15.1%
35	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	20,389	$1.0m0.61%	0.61%	Reduced -371	-371 -1.8%
36	ISHARES TR U.S. TECH ETF IYW	IYW	4,883	$956.4k0.57%	0.57%	Reduced -11.8k	-11,820 -70.8%
37	ISHARES TR SHRT NAT MUN ETF SUB	SUB	8,050	$859.6k0.51%	0.51%	Reduced -2.7k	-2,688 -25.0%
38	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,124	$748.8k0.45%	0.45%	Unchanged
39	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	2,266	$743.5k0.44%	0.44%	Unchanged
40	ISHARES TR JPMORGAN USD EMG EMB	EMB	7,764	$739.1k0.44%	0.44%	Added +674	+674 9.5%
41	LOCKHEED MARTIN CORP COM LMT	LMT	1,468	$732.8k0.44%	0.44%	Unchanged
42	SPDR SER TR PORTFLI INTRMDIT SPTI	SPTI	23,633	$683.0k0.41%	0.41%	Reduced -2.8k	-2,845 -10.7%
43	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	4,251	$618.9k0.37%	0.37%	Reduced -191	-191 -4.3%
44	ISHARES TR NATIONAL MUN ETF MUB	MUB	4,743	$505.1k0.30%	0.30%	Reduced -1.0k	-1,042 -18.0%
45	BLACKROCK ETF TRUST II ISHARES HIGH YIE HIMU	HIMU	10,134	$498.5k0.30%	0.30%	New
46	ISHARES TR MSCI USA VALUE VLUE	VLUE	3,937	$492.3k0.29%	0.29%	Reduced -521	-521 -11.7%
47	ISHARES TR HDG MSCI EAFE HEFA	HEFA	12,276	$486.3k0.29%	0.29%	Added +2.4k	+2,394 24.2%
48	ISHARES INC CORE MSCI EMKT IEMG	IEMG	7,010	$462.1k0.28%	0.28%	Reduced -119	-119 -1.7%
49	MICROSOFT CORP COM MSFT	MSFT	859	$445.0k0.27%	0.27%	Added +38	+38 4.6%
50	ISHARES TR RUS 1000 GRW ETF IWF	IWF	739	$346.2k0.21%	0.21%	Unchanged
51	META PLATFORMS INC CL A META	META	445	$326.8k0.20%	0.20%	Unchanged
52	ISHARES TR MBS ETF MBB	MBB	3,068	$291.9k0.17%	0.17%	Reduced -296	-296 -8.8%
53	ISHARES TR INVESTMENT GRADE IGEB	IGEB	6,195	$285.2k0.17%	0.17%	Added +198	+198 3.3%
54	NETFLIX INC COM NFLX	NFLX	213	$255.4k0.15%	0.15%	Unchanged
55	ISHARES TR GLOBAL ENERG ETF IXC	IXC	5,354	$223.5k0.13%	0.13%	Reduced -2.2k	-2,249 -29.6%
56	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	2,062	$213.1k0.13%	0.13%	New
57	ISHARES TR MSCI USA MMENTM MTUM	MTUM	816	$209.3k0.13%	0.13%	New
58	FORD MTR CO COM F	F	16,702	$199.8k0.12%	0.12%	Unchanged

Sold out since Q2 2025

Security	Ticker	Shares held before	Value then
SCHWAB STRATEGIC TR SCHZ	SCHZ	11,571	$268.9k11.6k shares
AMAZON COM INC AMZN	AMZN	1,004	$220.3k1.0k shares