Obsidian Personal Planning Solutions LLC

ROCKVILLE, MD · CIK 1909128 · 13F filing filed 2025-11-13

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyRockville, MD

$288.0m reported value +16.6% vs Q2 2025

119positions

52.9%in top 10

9 new 47 added 28 reduced 3 sold out vs Q2 2025

Holdings, Q3 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR IBONDS 27 TRM TS IBTH	IBTH	1,178,521	$26.5m9.21%	9.21%	Added +816.5k	+816,536 225.6%
2	SPDR SER TR PORTFOLIO INTRMD SPIB	SPIB	667,870	$22.6m7.86%	7.86%	Added +8.1k	+8,062 1.2%
3	ISHARES TR CORE S&P SCP ETF IJR	IJR	142,417	$16.8m5.82%	5.82%	Added +2.7k	+2,722 1.9%
4	VANGUARD INDEX FDS VALUE ETF VTV	VTV	83,774	$15.6m5.40%	5.40%	Added +2.1k	+2,133 2.6%
5	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	298,749	$13.9m4.81%	4.81%	Added +11.0k	+10,962 3.8%
6	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	458,722	$12.3m4.26%	4.26%	Added +27.2k	+27,163 6.3%
7	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	278,664	$12.1m4.21%	4.21%	Added +9.3k	+9,348 3.5%
8	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	102,330	$11.1m3.84%	3.84%	Added +2.5k	+2,477 2.5%
9	ISHARES TR EAFE GRWTH ETF EFG	EFG	94,155	$10.9m3.78%	3.78%	Added +4.5k	+4,482 5.0%
10	CAPITAL GROUP GROWTH ETF SHS CREATION UNI CGGR	CGGR	237,737	$10.7m3.70%	3.70%	Added +11.0k	+10,955 4.8%
11	SPDR SERIES TRUST AEROSPACE DEF XAR	XAR	41,467	$10.3m3.58%	3.58%	Reduced -4	-4 -0.0%
12	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	192,080	$9.1m3.15%	3.15%	Added +4.9k	+4,857 2.6%
13	FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF CIBR	CIBR	114,079	$8.8m3.06%	3.06%	Added +2.2k	+2,242 2.0%
14	INVESCO EXCH TRADED FD TR II S&P MIDCP LOW XMLV	XMLV	128,079	$7.9m2.75%	2.75%	Added +3.2k	+3,228 2.6%
15	ISHARES TR FLTG RATE NT ETF FLOT	FLOT	154,849	$7.9m2.75%	2.75%	Added +4.6k	+4,555 3.0%
16	SPDR SER TR S&P 400 MDCP GRW MDYG	MDYG	76,012	$7.0m2.42%	2.42%	Added +2.6k	+2,627 3.6%
17	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	134,409	$6.4m2.22%	2.22%	Added +1.7k	+1,695 1.3%
18	APPLE INC COM AAPL	AAPL	17,904	$4.8m1.68%	1.68%	Added +151	+151 0.8%
19	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	17,744	$4.8m1.67%	1.67%	Added +522	+522 3.0%
20	SELECT SECTOR SPDR TR ENERGY XLE	XLE	51,751	$4.6m1.58%	1.58%	Added +4.1k	+4,077 8.6%
21	J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB	JMUB	76,129	$3.9m1.34%	1.34%	Added +7.2k	+7,191 10.4%
22	SELECT SECTOR SPDR TR SBI MATERIALS XLB	XLB	43,159	$3.7m1.28%	1.28%	Added +2.9k	+2,908 7.2%
23	ISHARES U S ETF TR SHORT MATURITY M MEAR	MEAR	68,447	$3.5m1.20%	1.20%	Added +2.1k	+2,144 3.2%
24	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	61,133	$3.2m1.11%	1.11%	Added +4.7k	+4,746 8.4%
25	MICROSOFT CORP COM MSFT	MSFT	5,789	$3.0m1.04%	1.04%	Added +729	+729 14.4%
26	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	5,925	$3.0m1.03%	1.03%	Reduced -214	-214 -3.5%
27	INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT RSPM	RSPM	60,537	$1.9m0.67%	0.67%	Reduced -2.0k	-2,016 -3.2%
28	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	30,750	$1.9m0.65%	0.65%	Reduced -156	-156 -0.5%
29	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	5,898	$1.8m0.63%	0.63%	Unchanged
30	AMAZON COM INC COM AMZN	AMZN	6,290	$1.5m0.53%	0.53%	Added +352	+352 5.9%
31	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	2,412	$1.5m0.53%	0.53%	Reduced -41	-41 -1.7%
32	INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF PRF	PRF	28,269	$1.3m0.45%	0.45%	Reduced -1.3k	-1,326 -4.5%
33	CATERPILLAR INC COM CAT	CAT	1,705	$984.2k0.34%	0.34%	Reduced -21	-21 -1.2%
34	COSTCO WHSL CORP NEW COM COST	COST	1,060	$966.1k0.34%	0.34%	Unchanged
35	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	17,475	$960.6k0.33%	0.33%	Reduced -228	-228 -1.3%
36	ALPHABET INC CAP STK CL A GOOGL	GOOGL	2,978	$837.2k0.29%	0.29%	Added +168	+168 6.0%
37	PEPSICO INC COM PEP	PEP	5,516	$805.9k0.28%	0.28%	Added +82	+82 1.5%
38	JPMORGAN CHASE & CO COM JPM	JPM	2,575	$801.1k0.28%	0.28%	Added +35	+35 1.4%
39	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	2,618	$787.3k0.27%	0.27%	Reduced -13	-13 -0.5%
40	RTX CORPORATION COM RTX	RTX	4,385	$782.7k0.27%	0.27%	Added +433	+433 11.0%
41	META PLATFORMS INC CL A META	META	1,126	$730.2k0.25%	0.25%	Added +43	+43 4.0%
42	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,438	$686.9k0.24%	0.24%	Reduced -68	-68 -4.5%
43	VISA INC COM CL A V	V	1,823	$621.2k0.22%	0.22%	Added +76	+76 4.3%
44	ALPHABET INC CAP STK CL C GOOG	GOOG	2,146	$604.8k0.21%	0.21%	Added +15	+15 0.7%
45	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	4,179	$587.5k0.20%	0.20%	Unchanged
46	MARRIOTT INTL INC NEW CL A MAR	MAR	2,135	$556.3k0.19%	0.19%	Added +1.0k	+1,009 89.6%
47	CSX CORP COM CSX	CSX	15,021	$541.1k0.19%	0.19%	Unchanged
48	BANK AMERICA CORP COM BAC	BAC	9,959	$532.3k0.18%	0.18%	Added +866	+866 9.5%
49	JOHNSON & JOHNSON COM JNJ	JNJ	2,783	$525.6k0.18%	0.18%	Added +576	+576 26.1%
50	ISHARES TR CORE S&P500 ETF IVV	IVV	758	$519.4k0.18%	0.18%	Unchanged
51	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	11,924	$508.7k0.18%	0.18%	Added +475	+475 4.2%
52	BROADCOM INC COM AVGO	AVGO	1,305	$482.4k0.17%	0.17%	Added +33	+33 2.6%
53	CAMTEK LTD ORD CAMT	CAMT	3,878	$480.2k0.17%	0.17%	Reduced -122	-122 -3.0%
54	MCDONALDS CORP COM MCD	MCD	1,586	$473.4k0.16%	0.16%	Reduced -111	-111 -6.5%
55	TEXAS INSTRS INC COM TXN	TXN	2,790	$450.5k0.16%	0.16%	Unchanged
56	UNION PAC CORP COM UNP	UNP	1,996	$439.9k0.15%	0.15%	Reduced -171	-171 -7.9%
57	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	1,494	$436.1k0.15%	0.15%	Unchanged
58	LAM RESEARCH CORP COM NEW LRCX	LRCX	2,711	$426.9k0.15%	0.15%	Reduced -2	-2 -0.1%
59	VANGUARD INDEX FDS SMALL CP ETF VB	VB	1,647	$420.0k0.15%	0.15%	Unchanged
60	EXXON MOBIL CORP COM XOM	XOM	3,644	$416.7k0.14%	0.14%	New
61	DANAHER CORPORATION COM DHR	DHR	1,931	$415.9k0.14%	0.14%	Reduced -22	-22 -1.1%
62	HONEYWELL INTL INC COM COM		2,054	$413.5k0.14%	0.14%	Unchanged
63	ABBVIE INC COM ABBV	ABBV	1,877	$409.3k0.14%	0.14%	Added +130	+130 7.4%
64	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	5,396	$402.7k0.14%	0.14%	Unchanged
65	ISHARES TR US AER DEF ETF ITA	ITA	1,761	$380.0k0.13%	0.13%	Unchanged
66	AMERICAN EXPRESS CO COM AXP	AXP	1,045	$377.0k0.13%	0.13%	Unchanged
67	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	4,222	$376.1k0.13%	0.13%	Unchanged
68	BLACKSTONE INC COM BX	BX	2,515	$368.8k0.13%	0.13%	Added +15	+15 0.6%
69	MASTERCARD INCORPORATED CL A MA	MA	666	$367.5k0.13%	0.13%	Reduced -18	-18 -2.6%
70	CISCO SYS INC COM CSCO	CSCO	4,955	$362.3k0.13%	0.13%	Added +249	+249 5.3%
71	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	1,726	$356.4k0.12%	0.12%	Added +5	+5 0.3%
72	MCKESSON CORP COM MCK	MCK	426	$345.6k0.12%	0.12%	Added +12	+12 2.9%
73	VANGUARD INDEX FDS MID CAP ETF VO	VO	1,177	$342.4k0.12%	0.12%	Unchanged
74	WISDOMTREE TR US TOTAL DIVIDND DTD	DTD	3,978	$332.4k0.12%	0.12%	Unchanged
75	NVIDIA CORPORATION COM NVDA	NVDA	1,571	$318.1k0.11%	0.11%	Added +162	+162 11.5%
76	BANK NEW YORK MELLON CORP COM BNY	BNY	2,938	$317.1k0.11%	0.11%	Reduced -3	-3 -0.1%
77	PIMCO ETF TR ENHAN SHRT MA AC MINT	MINT	3,086	$310.7k0.11%	0.11%	Unchanged
78	PROCTER AND GAMBLE CO COM PG	PG	2,056	$309.2k0.11%	0.11%	Reduced -13	-13 -0.6%
79	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	2,584	$296.7k0.10%	0.10%	Unchanged
80	SELECT SECTOR SPDR TR SBI INT-UTILS XLU	XLU	3,275	$291.8k0.10%	0.10%	Unchanged
81	ISHARES TR RUS MID CAP ETF IWR	IWR	3,015	$288.7k0.10%	0.10%	Unchanged
82	CENCORA INC COM COR	COR	854	$288.5k0.10%	0.10%	Unchanged
83	WASTE MGMT INC DEL COM WM	WM	1,441	$287.9k0.10%	0.10%	Unchanged
84	AT&T INC COM T	T	11,445	$283.3k0.10%	0.10%	Added +909	+909 8.6%
85	CAPITAL ONE FINL CORP COM COF	COF	1,275	$280.6k0.10%	0.10%	Unchanged
86	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	615	$276.9k0.10%	0.10%	Unchanged
87	HOME DEPOT INC COM HD	HD	710	$269.5k0.09%	0.09%	Added +35	+35 5.2%
88	DUKE ENERGY CORP NEW COM NEW DUK	DUK	2,154	$267.7k0.09%	0.09%	Unchanged
89	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	870	$264.2k0.09%	0.09%	Reduced -20	-20 -2.2%
90	BLACKROCK INC COM BLK	BLK	244	$264.2k0.09%	0.09%	New
91	AFLAC INC COM AFL	AFL	2,440	$261.5k0.09%	0.09%	Reduced -412	-412 -14.4%
92	LYFT INC CL A COM LYFT	LYFT	12,619	$258.2k0.09%	0.09%	New
93	ISHARES GOLD TR ISHARES NEW IAU	IAU	3,382	$255.0k0.09%	0.09%	Unchanged
94	VANGUARD WORLD FD INF TECH ETF VGT	VGT	321	$254.6k0.09%	0.09%	Unchanged
95	VALERO ENERGY CORP COM VLO	VLO	1,500	$254.3k0.09%	0.09%	Unchanged
96	DEERE & CO COM DE	DE	532	$245.6k0.09%	0.09%	Unchanged
97	SPDR GOLD TR GOLD SHS GLD	GLD	665	$244.8k0.08%	0.08%	New
98	TRUIST FINL CORP COM TFC	TFC	5,447	$243.1k0.08%	0.08%	New
99	TJX COS INC NEW COM TJX	TJX	1,734	$243.0k0.08%	0.08%	Reduced -2	-2 -0.1%
100	WISDOMTREE TR YIELD ENHANCD US AGGY	AGGY	5,364	$237.4k0.08%	0.08%	Unchanged

Sold out since Q2 2025

Security	Ticker	Shares held before	Value then
PROGRESSIVE CORP PGR	PGR	883	$235.6k883 shares
LINDE PLC LIN	LIN	473	$221.9k473 shares
VANGUARD BD INDEX FDS BND	BND	2,841	$209.2k2.8k shares