Williams Financial, LLC

NORTH BENNINGTON, VT · CIK 1846923 · 13F filing filed 2026-07-21

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyNorth Bennington, VT

$193.5m reported value +12.6% vs Q1 2026

30positions

86.8%in top 10

6 new 16 added 5 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	1,120,305	$51.6m26.66%	26.66%	Added +69.2k	+69,238 6.6%
2	ISHARES TR CORE S&P500 ETF IVV	IVV	34,425	$25.8m13.32%	13.32%	Added +1.6k	+1,560 4.8%
3	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	553,422	$17.2m8.89%	8.89%	Added +21.8k	+21,826 4.1%
4	PIMCO ETF TR ENHAN SHRT MA AC MINT	MINT	168,887	$17.0m8.80%	8.80%	Added +11.2k	+11,230 7.1%
5	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	198,449	$16.6m8.59%	8.59%	Added +8.2k	+8,184 4.3%
6	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	147,038	$14.1m7.27%	7.27%	Added +7.7k	+7,709 5.5%
7	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	174,572	$9.2m4.76%	4.76%	Added +5.5k	+5,474 3.2%
8	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	232,547	$6.2m3.18%	3.18%	Added +16.5k	+16,483 7.6%
9	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	240,915	$5.7m2.95%	2.95%	Added +11.0k	+10,987 4.8%
10	ISHARES TR US SML CAP EQT SMLF	SMLF	50,761	$4.5m2.34%	2.34%	Added +2.2k	+2,235 4.6%
11	DIMENSIONAL ETF TRUST INTL SMALL CAP E DFIS	DFIS	116,135	$4.1m2.10%	2.10%	Added +5.2k	+5,159 4.7%
12	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	47,500	$3.9m2.03%	2.03%	Added +3.4k	+3,400 7.7%
13	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	121,041	$3.0m1.54%	1.54%	Added +8.5k	+8,517 7.6%
14	SPDR SER TR BLOOMBERG SHT TE SJNK	SJNK	116,799	$2.9m1.51%	1.51%	Added +7.5k	+7,465 6.8%
15	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	80,438	$2.9m1.51%	1.51%	Added +4.1k	+4,147 5.4%
16	SCHWAB STRATEGIC TR FUNDAMENTAL US S FNDA	FNDA	57,377	$2.2m1.13%	1.13%	Added +2.5k	+2,460 4.5%
17	APPLE INC COM AAPL	AAPL	6,865	$2.0m1.03%	1.03%	Reduced -564	-564 -7.6%
18	CVS HEALTH CORP COM CVS	CVS	6,895	$713.3k0.37%	0.37%	Reduced -125	-125 -1.8%
19	EXXON MOBIL CORP COM XOM	XOM	4,240	$579.7k0.30%	0.30%	Reduced -1.6k	-1,634 -27.8%
20	TORONTO DOMINION BK ONT COM NEW TD	TD	3,146	$382.0k0.20%	0.20%	Unchanged
21	ISHARES TR ESG AWRE USD ETF SUSC	SUSC	16,173	$374.4k0.19%	0.19%	New
22	BLACKROCK ETF TRUST US CARBON TRANS LCTU	LCTU	4,463	$357.8k0.18%	0.18%	New
23	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	6,791	$321.9k0.17%	0.17%	New
24	ADVANCED MICRO DEVICES INC COM AMD	AMD	524	$304.4k0.16%	0.16%	New
25	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	1,834	$300.2k0.16%	0.16%	New
26	MICROSOFT CORP COM MSFT	MSFT	775	$289.2k0.15%	0.15%	Reduced -90	-90 -10.4%
27	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	941	$264.6k0.14%	0.14%	Unchanged
28	ISHARES TR MSCI KLD400 SOC DSI	DSI	1,768	$251.7k0.13%	0.13%	New
29	SYSCO CORP COM SYY	SYY	2,963	$247.7k0.13%	0.13%	Unchanged
30	AMAZON COM INC COM AMZN	AMZN	1,028	$245.0k0.13%	0.13%	Reduced -43	-43 -4.0%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ISHARES TR AGG	AGG	2,097	$208.2k2.1k shares