CFS Investment Advisory Services, LLC

TOTOWA, NJ · CIK 1845688 · 13F filing filed 2026-07-16

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyPaterson, NJ

$1.5bn reported value +3.3% vs Q1 2026

357positions

34.8%in top 10

15 new 123 added 190 reduced 11 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	1,490,244	$130.6m8.71%	8.71%	Added +380.0k	+380,006 34.2%
2	PACER FDS TR TRENDP US LAR CP PTLC	PTLC	2,031,377	$118.1m7.88%	7.88%	Reduced -3.2k	-3,166 -0.2%
3	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	652,189	$55.8m3.72%	3.72%	Added +7.6k	+7,561 1.2%
4	ISHARES TR RUS 1000 VAL ETF IWD	IWD	166,111	$41.0m2.73%	2.73%	Reduced -12.0k	-11,960 -6.7%
5	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	533,175	$35.8m2.39%	2.39%	Reduced -56.6k	-56,640 -9.6%
6	ISHARES TR CORE S&P500 ETF IVV	IVV	42,125	$31.5m2.10%	2.10%	Reduced -357	-357 -0.8%
7	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	414,301	$29.3m1.96%	1.96%	Added +83.7k	+83,734 25.3%
8	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	646,249	$28.6m1.91%	1.91%	Reduced -1.3k	-1,272 -0.2%
9	ISHARES TR CORE S&P MCP ETF IJH	IJH	362,191	$27.6m1.84%	1.84%	Added +55.7k	+55,686 18.2%
10	BLACKROCK ETF TRUST ISHA IN CTRY ETF CORO	CORO	644,329	$23.1m1.54%	1.54%	Added +12.7k	+12,691 2.0%
11	DIMENSIONAL ETF TRUST CORE FIXED INCOM DFCF	DFCF	544,478	$23.0m1.53%	1.53%	Added +16.0k	+15,956 3.0%
12	ISHARES TR S&P 500 GRWT ETF IVW	IVW	163,210	$22.1m1.47%	1.47%	Reduced -4.4k	-4,415 -2.6%
13	ISHARES TR CORE TOTAL USD IUSB	IUSB	480,540	$22.1m1.47%	1.47%	Added +110.4k	+110,403 29.8%
14	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	216,009	$21.7m1.45%	1.45%	Added +989	+989 0.5%
15	APPLE INC COM AAPL	AAPL	65,892	$20.3m1.36%	1.36%	Reduced -365	-365 -0.6%
16	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	360,811	$19.8m1.32%	1.32%	Reduced -6.5k	-6,537 -1.8%
17	ISHARES TR US TREAS BD ETF GOVT	GOVT	819,652	$18.6m1.24%	1.24%	Added +19.9k	+19,886 2.5%
18	ISHARES TR MBS ETF MBB	MBB	185,207	$17.4m1.16%	1.16%	Reduced -998	-998 -0.5%
19	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	432,486	$16.8m1.12%	1.12%	Reduced -2.1k	-2,104 -0.5%
20	BLACKROCK ETF TRUST ISHA I IN TE ETF BAI	BAI	353,805	$16.6m1.11%	1.11%	Reduced -121.3k	-121,267 -25.5%
21	BLACKROCK ETF TRUST II ISHARES TOTAL RE BRTR	BRTR	325,235	$16.3m1.09%	1.09%	Added +33.5k	+33,497 11.5%
22	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	257,190	$15.1m1.01%	1.01%	Added +66.1k	+66,123 34.6%
23	BLACKROCK ETF TRUST ISHA SYST AL ETF IALT	IALT	515,750	$14.5m0.97%	0.97%	New
24	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	231,939	$13.7m0.91%	0.91%	Added +48.7k	+48,660 26.6%
25	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	186,946	$13.7m0.91%	0.91%	Added +54.0k	+54,044 40.7%
26	ISHARES TR MSCI ACWI EX US ACWX	ACWX	181,150	$13.6m0.91%	0.91%	Added +29.9k	+29,895 19.8%
27	SPDR SER TR PORTFOLIO LN TSR SPTL	SPTL	521,233	$13.5m0.90%	0.90%	Reduced -264.2k	-264,221 -33.6%
28	INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM SPMO	SPMO	89,281	$13.5m0.90%	0.90%	Reduced -40.9k	-40,877 -31.4%
29	ISHARES TR 3 7 YR TREAS BD IEI	IEI	110,515	$12.9m0.86%	0.86%	Reduced -5.3k	-5,285 -4.6%
30	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	539,041	$12.4m0.83%	0.83%	Reduced -60.7k	-60,707 -10.1%
31	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	240,488	$11.8m0.79%	0.79%	Reduced -7.1k	-7,061 -2.9%
32	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	143,910	$11.7m0.78%	0.78%	Added +3.4k	+3,391 2.4%
33	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	280,164	$11.6m0.78%	0.78%	Added +6.5k	+6,536 2.4%
34	GLOBAL X FDS DEFENSE TECH ETF SHLD	SHLD	174,549	$11.2m0.74%	0.74%	Reduced -5.2k	-5,208 -2.9%
35	PROSHARES TR S&P 500 DV ARIST NOBL	NOBL	189,724	$10.9m0.73%	0.73%	Added +798	+798 0.4%
36	BLACKROCK ETF TRUST ISHARES US THEMA THRO	THRO	240,273	$10.2m0.68%	0.68%	Reduced -150.7k	-150,708 -38.5%
37	NVIDIA CORPORATION COM NVDA	NVDA	50,591	$9.9m0.66%	0.66%	Added +1.1k	+1,140 2.3%
38	BROADCOM INC COM AVGO	AVGO	27,325	$9.8m0.66%	0.66%	Added +352	+352 1.3%
39	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	198,349	$9.6m0.64%	0.64%	Reduced -6.1k	-6,121 -3.0%
40	ISHARES TR EXPONENTIAL TECH XT	XT	109,236	$9.0m0.60%	0.60%	Reduced -997	-997 -0.9%
41	ISHARES INC CORE MSCI EMKT IEMG	IEMG	109,873	$8.8m0.58%	0.58%	Reduced -25.0k	-25,037 -18.6%
42	ISHARES TR CORE US AGGBD ET AGG	AGG	87,256	$8.6m0.57%	0.57%	Reduced -5.6k	-5,560 -6.0%
43	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	48,723	$8.0m0.53%	0.53%	Added +85	+85 0.2%
44	JOHNSON & JOHNSON COM JNJ	JNJ	29,062	$7.6m0.51%	0.51%	Reduced -125	-125 -0.4%
45	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	158,867	$7.6m0.51%	0.51%	Added +3.8k	+3,810 2.5%
46	ISHARES TR U.S. TECH ETF IYW	IYW	30,884	$7.5m0.50%	0.50%	Reduced -2.2k	-2,213 -6.7%
47	SPDR INDEX SHS FDS S&P NORTH AMER NANR	NANR	94,701	$7.2m0.48%	0.48%	Reduced -504	-504 -0.5%
48	ISHARES TR CORE S&P SCP ETF IJR	IJR	47,896	$7.0m0.47%	0.47%	Reduced -919	-919 -1.9%
49	ISHARES TR CORE MSCI EAFE IEFA	IEFA	67,295	$6.5m0.44%	0.44%	Added +293	+293 0.4%
50	ABBVIE INC COM ABBV	ABBV	24,175	$6.3m0.42%	0.42%	Reduced -361	-361 -1.5%
51	ISHARES INC EM MKTS DIV ETF DVYE	DVYE	194,623	$6.3m0.42%	0.42%	Reduced -66.9k	-66,923 -25.6%
52	ISHARES TR S&P 100 ETF OEF	OEF	16,910	$6.2m0.41%	0.41%	Added +282	+282 1.7%
53	BLACKROCK ETF TRUST ISHARES INTL DIV BIDD	BIDD	207,490	$6.2m0.41%	0.41%	Reduced -48.5k	-48,533 -19.0%
54	JPMORGAN CHASE & CO COM JPM	JPM	18,389	$6.2m0.41%	0.41%	Reduced -10	-10 -0.1%
55	ISHARES TR EAFE GRWTH ETF EFG	EFG	49,733	$6.1m0.41%	0.41%	Reduced -3.5k	-3,451 -6.5%
56	FIRST TR MORNINGSTAR DIVID L SHS FDL	FDL	123,207	$6.1m0.41%	0.41%	Reduced -3.3k	-3,300 -2.6%
57	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	28,058	$6.1m0.41%	0.41%	Reduced -60.2k	-60,231 -68.2%
58	ELI LILLY & CO COM LLY	LLY	4,838	$5.9m0.39%	0.39%	Added +97	+97 2.0%
59	EXXON MOBIL CORP COM XOM	XOM	42,224	$5.8m0.39%	0.39%	Reduced -98	-98 -0.2%
60	MICROSOFT CORP COM MSFT	MSFT	14,685	$5.7m0.38%	0.38%	Added +749	+749 5.4%
61	WALMART INC COM WMT	WMT	50,589	$5.7m0.38%	0.38%	Added +301	+301 0.6%
62	ISHARES TR CORE S&P TTL STK ITOT	ITOT	34,408	$5.6m0.38%	0.38%	Reduced -202	-202 -0.6%
63	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	98,000	$5.6m0.37%	0.37%	Added +37.5k	+37,453 61.9%
64	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	58,386	$5.4m0.36%	0.36%	Reduced -44.9k	-44,927 -43.5%
65	ISHARES TR MSCI EAFE ETF EFA	EFA	51,149	$5.3m0.36%	0.36%	Reduced -938	-938 -1.8%
66	ISHARES TR S&P 500 VAL ETF IVE	IVE	22,793	$5.2m0.35%	0.35%	Reduced -11.9k	-11,915 -34.3%
67	GRAINGER W W INC COM GWW	GWW	3,615	$4.9m0.32%	0.32%	Reduced -47	-47 -1.3%
68	ISHARES TR S&P MC 400VL ETF IJJ	IJJ	32,465	$4.8m0.32%	0.32%	Reduced -460	-460 -1.4%
69	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	12,307	$4.5m0.30%	0.30%	Added +11	+11 0.1%
70	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	42,646	$4.3m0.29%	0.29%	Added +12.7k	+12,747 42.6%
71	PROCTER AND GAMBLE CO COM PG	PG	28,198	$4.3m0.28%	0.28%	Reduced -413	-413 -1.4%
72	WORLD GOLD TR SPDR GLD MINIS GLDM	GLDM	51,434	$4.2m0.28%	0.28%	Reduced -5.1k	-5,086 -9.0%
73	ISHARES TR S&P MC 400GR ETF IJK	IJK	36,413	$4.2m0.28%	0.28%	Reduced -632	-632 -1.7%
74	ISHARES TR RUS 2000 GRW ETF IWO	IWO	10,202	$3.9m0.26%	0.26%	Reduced -106	-106 -1.0%
75	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	7,762	$3.9m0.26%	0.26%	Reduced -502	-502 -6.1%
76	COCA COLA CO COM KO	KO	46,772	$3.9m0.26%	0.26%	Reduced -386	-386 -0.8%
77	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	5,667	$3.9m0.26%	0.26%	Added +944	+944 20.0%
78	ALPHABET INC CAP STK CL A GOOGL	GOOGL	10,517	$3.8m0.25%	0.25%	Added +335	+335 3.3%
79	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	74,372	$3.8m0.25%	0.25%	Added +13.5k	+13,508 22.2%
80	CINTAS CORP COM CTAS	CTAS	20,346	$3.7m0.25%	0.25%	Reduced -515	-515 -2.5%
81	AMAZON COM INC COM AMZN	AMZN	14,831	$3.6m0.24%	0.24%	Reduced -1.1k	-1,083 -6.8%
82	LINDE PLC SHS LIN	LIN	6,556	$3.6m0.24%	0.24%	Reduced -125	-125 -1.9%
83	ISHARES TR 7-10 YR TRSY BD IEF	IEF	37,648	$3.5m0.24%	0.24%	New
84	AFLAC INC COM AFL	AFL	28,754	$3.5m0.23%	0.23%	Reduced -463	-463 -1.6%
85	AMGEN INC COM AMGN	AMGN	9,251	$3.5m0.23%	0.23%	Reduced -122	-122 -1.3%
86	MERCK & CO INC COM MRK	MRK	26,467	$3.4m0.23%	0.23%	Reduced -13	-13 -0.1%
87	CHUBB LIMITED COM CB	CB	9,422	$3.4m0.23%	0.23%	Reduced -173	-173 -1.8%
88	BLACKROCK ETF TRUST II ISHARES FLEXIBLE BINC	BINC	64,752	$3.4m0.23%	0.23%	Reduced -90.4k	-90,371 -58.3%
89	ISHARES TR NATIONAL MUN ETF MUB	MUB	31,325	$3.4m0.22%	0.22%	Reduced -617	-617 -1.9%
90	INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF QQQM	QQQM	11,395	$3.3m0.22%	0.22%	Reduced -160	-160 -1.4%
91	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	47,719	$3.3m0.22%	0.22%	Reduced -2.1k	-2,095 -4.2%
92	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	82,727	$3.3m0.22%	0.22%	Reduced -2.2k	-2,221 -2.6%
93	NUCOR CORP COM NUE	NUE	14,563	$3.2m0.21%	0.21%	Reduced -371	-371 -2.5%
94	ISHARES TR EAFE VALUE ETF EFV	EFV	39,814	$3.1m0.21%	0.21%	Reduced -138.9k	-138,851 -77.7%
95	AMERICAN CENTY ETF TR AVANTIS US MID C AVMC	AVMC	38,813	$3.1m0.21%	0.21%	Added +1.1k	+1,073 2.8%
96	NEXTERA ENERGY INC COM NEE	NEE	34,473	$3.0m0.20%	0.20%	Reduced -162	-162 -0.5%
97	CARDINAL HEALTH INC COM CAH	CAH	12,733	$3.0m0.20%	0.20%	Reduced -407	-407 -3.1%
98	CITIGROUP INC COM NEW C	C	20,661	$2.9m0.19%	0.19%	Added +65	+65 0.3%
99	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	9,925	$2.9m0.19%	0.19%	Reduced -339	-339 -3.3%
100	PIMCO ETF TR SHTRM MUN BD ACT SMMU	SMMU	56,772	$2.9m0.19%	0.19%	Reduced -191	-191 -0.3%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ISHARES TR IAGG	IAGG	31,200	$1.6m31.2k shares
HONEYWELL INTL INC		735	$343.3k735 shares
SPDR GOLD TR GLD	GLD	750	$334.4k750 shares
ISHARES TR SCZ	SCZ	3,777	$321.8k3.8k shares
SPDR SER TR HYMB	HYMB	10,712	$269.8k10.7k shares
ISHARES TR IEV	IEV	3,177	$232.7k3.2k shares
VERTIV HOLDINGS CO VRT	VRT	717	$220.4k717 shares
HCA HEALTHCARE INC HCA	HCA	439	$214.2k439 shares
L3HARRIS TECHNOLOGIES INC LHX	LHX	603	$211.3k603 shares
BONDBLOXX ETF TRUST TXXI	TXXI	4,000	$202.8k4.0k shares
MONOLITHIC PWR SYS INC MPWR	MPWR	137	$201.2k137 shares