Wolff Financial Management LLC

KALAMAZOO, MI · CIK 1767940 · 13F filing filed 2026-07-16

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyKalamazoo, MI

$501.5m reported value +10.8% vs Q1 2026

106positions

72.3%in top 10

4 new 38 added 25 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	701,967	$50.0m9.97%	9.97%	Reduced -20.0k	-20,032 -2.8%
2	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	563,790	$48.6m9.68%	9.68%	Added +5.5k	+5,466 1.0%
3	ISHARES TR CORE DIV GRWTH DGRO	DGRO	564,374	$42.8m8.53%	8.53%	Reduced -2.3k	-2,257 -0.4%
4	SPDR SER TR S&P DIVID ETF SDY	SDY	263,340	$40.1m7.99%	7.99%	Added +3.4k	+3,356 1.3%
5	VANGUARD INDEX FDS SMALL CP ETF VB	VB	121,432	$36.8m7.34%	7.34%	Reduced -1.9k	-1,944 -1.6%
6	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	222,765	$35.2m7.02%	7.02%	Reduced -1.3k	-1,335 -0.6%
7	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	421,619	$33.3m6.64%	6.64%	Added +21.5k	+21,539 5.4%
8	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	513,142	$29.9m5.96%	5.96%	Added +35.1k	+35,092 7.3%
9	VANGUARD INDEX FDS MID CAP ETF VO	VO	367,145	$29.6m5.90%	5.90%	Added +1.2k	+1,217 0.3%
10	VANGUARD MALVERN FDS CORE BD ETF VCRB	VCRB	211,201	$16.3m3.25%	3.25%	Added +21.3k	+21,314 11.2%
11	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	43,491	$13.3m2.66%	2.66%	Added +2.4k	+2,408 5.9%
12	ELI LILLY & CO COM LLY	LLY	7,772	$9.3m1.86%	1.86%	Reduced -425	-425 -5.2%
13	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	18,364	$6.7m1.34%	1.34%	Reduced -928	-928 -4.8%
14	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	128,626	$6.7m1.33%	1.33%	Added +1.9k	+1,856 1.5%
15	INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT RPG	RPG	101,185	$6.5m1.29%	1.29%	Reduced -801	-801 -0.8%
16	VANGUARD WORLD FD INF TECH ETF VGT	VGT	43,547	$5.2m1.04%	1.04%	Reduced -2.1k	-2,117 -4.6%
17	APPLE INC COM AAPL	AAPL	17,445	$5.0m1.01%	1.01%	Reduced -127	-127 -0.7%
18	CATERPILLAR INC COM CAT	CAT	4,440	$4.7m0.94%	0.94%	Reduced -508	-508 -10.3%
19	ISHARES TR CORE HIGH DV ETF HDV	HDV	159,370	$4.4m0.87%	0.87%	Added +530	+530 0.3%
20	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	15,506	$3.8m0.75%	0.75%	Reduced -916	-916 -5.6%
21	STRYKER CORPORATION COM SYK	SYK	9,722	$3.1m0.61%	0.61%	Added +450	+450 4.8%
22	MICROSOFT CORP COM MSFT	MSFT	7,792	$2.9m0.58%	0.58%	Added +1.3k	+1,299 20.0%
23	LANCASTER COLONY CORP COM MZTI	MZTI	24,473	$2.8m0.56%	0.56%	Unchanged
24	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	3,126	$2.3m0.46%	0.46%	Unchanged
25	VANGUARD INDEX FDS VALUE ETF VTV	VTV	8,387	$1.8m0.36%	0.36%	Added +39	+39 0.5%
26	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	8,880	$1.8m0.35%	0.35%	Reduced -248	-248 -2.7%
27	WESTERN DIGITAL CORP COM WDC	WDC	2,659	$1.7m0.34%	0.34%	Reduced -570	-570 -17.6%
28	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	3,304	$1.7m0.33%	0.33%	Unchanged
29	VANGUARD WORLD FD CONSUM STP ETF VDC	VDC	7,317	$1.6m0.33%	0.33%	Added +25	+25 0.3%
30	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	6,966	$1.6m0.33%	0.33%	Added +3	+3 0.0%
31	ISHARES TR MSCI EAFE ETF EFA	EFA	15,327	$1.6m0.32%	0.32%	Added +47	+47 0.3%
32	PROCTER AND GAMBLE CO COM PG	PG	10,146	$1.5m0.30%	0.30%	Added +4	+4 0.0%
33	QUALCOMM INC COM QCOM	QCOM	7,811	$1.4m0.29%	0.29%	Reduced -1.4k	-1,396 -15.2%
34	SANDISK CORP COM SNDK	SNDK	625	$1.4m0.28%	0.28%	Reduced -450	-450 -41.9%
35	APPLIED MATLS INC COM AMAT	AMAT	1,965	$1.4m0.28%	0.28%	Unchanged
36	MERCK & CO INC COM MRK	MRK	10,886	$1.4m0.28%	0.28%	Reduced -199	-199 -1.8%
37	ISHARES TR SELECT DIVID ETF DVY	DVY	8,887	$1.4m0.28%	0.28%	Added +7	+7 0.1%
38	MCDONALDS CORP COM MCD	MCD	4,951	$1.3m0.27%	0.27%	Unchanged
39	CHEVRON CORP NEW COM CVX	CVX	7,903	$1.3m0.26%	0.26%	Added +4	+4 0.1%
40	CISCO SYS INC COM CSCO	CSCO	10,707	$1.3m0.25%	0.25%	Unchanged
41	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	5,004	$1.1m0.22%	0.22%	Added +4	+4 0.1%
42	AMERICAN ELEC PWR CO INC COM AEP	AEP	7,944	$1.1m0.22%	0.22%	Unchanged
43	PFIZER INC COM PFE	PFE	43,639	$1.1m0.21%	0.21%	Added +116	+116 0.3%
44	JPMORGAN CHASE & CO COM JPM	JPM	3,209	$1.1m0.21%	0.21%	Unchanged
45	VISA INC COM CL A V	V	3,050	$1.0m0.21%	0.21%	Reduced -76	-76 -2.4%
46	ALTRIA GROUP INC COM MO	MO	14,334	$1.0m0.21%	0.21%	Added +2	+2 0.0%
47	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	20,147	$1.0m0.20%	0.20%	Added +97	+97 0.5%
48	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	35,993	$997.0k0.20%	0.20%	Added +216	+216 0.6%
49	VERIZON COMMUNICATIONS INC COM VZ	VZ	23,440	$992.4k0.20%	0.20%	Added +8	+8 0.0%
50	SELECT SECTOR SPDR TR INDL XLI	XLI	5,156	$955.0k0.19%	0.19%	Unchanged
51	VANGUARD WORLD FD MATERIALS ETF VAW	VAW	4,155	$950.6k0.19%	0.19%	Added +2	+2 0.1%
52	TORONTO DOMINION BK ONT COM NEW TD	TD	7,771	$943.6k0.19%	0.19%	Unchanged
53	ALPHABET INC CAP STK CL A GOOGL	GOOGL	2,637	$942.5k0.19%	0.19%	Added +1	+1 0.0%
54	RTX CORPORATION COM RTX	RTX	4,937	$936.8k0.19%	0.19%	Reduced -53	-53 -1.1%
55	COCA COLA CO COM KO	KO	11,059	$898.8k0.18%	0.18%	Added +4	+4 0.0%
56	INVESCO EXCH TRADED FD TR II S&P500 LOW VOL SPLV	SPLV	11,820	$885.3k0.18%	0.18%	Added +47	+47 0.4%
57	PRINCIPAL FINANCIAL GROUP IN COM PFG	PFG	7,815	$842.3k0.17%	0.17%	Unchanged
58	PHILIP MORRIS INTL INC COM PM	PM	4,523	$818.3k0.16%	0.16%	Unchanged
59	UNITED PARCEL SERVICE INC CL B UPS	UPS	7,579	$814.7k0.16%	0.16%	Added +8	+8 0.1%
60	US BANCORP DEL COM NEW USB	USB	13,390	$808.8k0.16%	0.16%	Added +5	+5 0.0%
61	PEPSICO INC COM PEP	PEP	5,934	$803.5k0.16%	0.16%	Added +2	+2 0.0%
62	META PLATFORMS INC CL A META	META	1,421	$800.3k0.16%	0.16%	Unchanged
63	SPDR GOLD TR GOLD SHS GLD	GLD	2,132	$785.4k0.16%	0.16%	Unchanged
64	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	975	$728.1k0.15%	0.15%	Unchanged
65	INTEL CORP COM INTC	INTC	5,178	$722.9k0.14%	0.14%	Added +200	+200 4.0%
66	TRUIST FINL CORP COM TFC	TFC	12,560	$625.7k0.12%	0.12%	Unchanged
67	DUKE ENERGY CORP NEW COM NEW DUK	DUK	4,810	$608.9k0.12%	0.12%	Unchanged
68	ISHARES TR S&P MC 400VL ETF IJJ	IJJ	4,000	$590.9k0.12%	0.12%	Unchanged
69	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	10,050	$579.1k0.12%	0.12%	Unchanged
70	ISHARES TR MSCI EAFE MIN VL EFAV	EFAV	6,270	$549.9k0.11%	0.11%	Reduced -289	-289 -4.4%
71	ISHARES TR 0-5YR INVT GR CP SLQD	SLQD	10,519	$529.8k0.11%	0.11%	Reduced -600	-600 -5.4%
72	KIMBERLY-CLARK CORP COM KMB	KMB	4,787	$525.5k0.10%	0.10%	Unchanged
73	AMAZON COM INC COM AMZN	AMZN	2,199	$524.1k0.10%	0.10%	Unchanged
74	LOCKHEED MARTIN CORP COM LMT	LMT	984	$501.3k0.10%	0.10%	Unchanged
75	ISHARES TR EAFE GRWTH ETF EFG	EFG	3,652	$454.4k0.09%	0.09%	Reduced -34	-34 -0.9%
76	NATIONAL FUEL GAS CO COM NFG	NFG	5,678	$438.4k0.09%	0.09%	Unchanged
77	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	1,144	$423.4k0.08%	0.08%	Added +10	+10 0.9%
78	AMGEN INC COM AMGN	AMGN	1,162	$420.8k0.08%	0.08%	Unchanged
79	BROADCOM INC COM AVGO	AVGO	1,068	$403.4k0.08%	0.08%	Added +2	+2 0.2%
80	GILEAD SCIENCES INC COM GILD	GILD	3,160	$399.2k0.08%	0.08%	Unchanged
81	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	808	$385.9k0.08%	0.08%	Unchanged
82	JOHNSON & JOHNSON COM JNJ	JNJ	1,454	$369.4k0.07%	0.07%	Unchanged
83	NUSHARES ETF TR NUVEEN ESG LRGVL NULV	NULV	7,362	$368.0k0.07%	0.07%	Unchanged
84	CLOROX CO DEL COM CLX	CLX	3,725	$355.5k0.07%	0.07%	Unchanged
85	NUSHARES ETF TR NUVEEN ESG LRGCP NULG	NULG	2,994	$350.5k0.07%	0.07%	Unchanged
86	GENERAL DYNAMICS CORP COM GD	GD	963	$341.1k0.07%	0.07%	Unchanged
87	ISHARES TR RUS MD CP GR ETF IWP	IWP	2,313	$338.7k0.07%	0.07%	Reduced -765	-765 -24.9%
88	TOTALENERGIES SE ACT TTE	TTE	4,224	$328.5k0.07%	0.07%	Unchanged
89	NVIDIA CORPORATION COM NVDA	NVDA	1,550	$310.2k0.06%	0.06%	Reduced -123	-123 -7.3%
90	PHILLIPS 66 COM PSX	PSX	1,815	$306.8k0.06%	0.06%	Unchanged
91	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	6,071	$305.9k0.06%	0.06%	Added +29	+29 0.5%
92	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	6,024	$298.5k0.06%	0.06%	Reduced -112	-112 -1.8%
93	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	8,083	$273.5k0.05%	0.05%	Unchanged
94	ABRDN SILVER ETF TRUST PHYSCL SILVR SHS SIVR	SIVR	4,859	$273.2k0.05%	0.05%	Unchanged
95	CASEYS GEN STORES INC COM CASY	CASY	335	$266.6k0.05%	0.05%	Unchanged
96	CORNING INC COM GLW	GLW	1,013	$258.8k0.05%	0.05%	New
97	ENTERPRISE PRODS PARTNERS L COM EPD	EPD	7,034	$258.6k0.05%	0.05%	Unchanged
98	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	902	$253.7k0.05%	0.05%	Unchanged
99	ENERGY TRANSFER L P COM UT LTD PTN ET	ET	13,258	$253.5k0.05%	0.05%	Added +20	+20 0.1%
100	WALMART INC COM WMT	WMT	2,203	$249.5k0.05%	0.05%	Added +3	+3 0.1%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ELBIT SYS LTD ESLT	ESLT	238	$202.1k238 shares