Refined Wealth Management

SALT LAKE CITY, UT · CIK 1724729 · 13F filing filed 2026-07-21

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbySalt Lake City, UT

$165.7m reported value +4.6% vs Q1 2026

49positions

64.7%in top 10

2 new 20 added 17 reduced 3 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	280,248	$20.0m12.05%	12.05%	Added +581	+581 0.2%
2	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	23,018	$17.0m10.23%	10.23%	Reduced -185	-185 -0.8%
3	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	65,994	$14.0m8.47%	8.47%	Added +444	+444 0.7%
4	COINBASE GLOBAL INC COM CL A COIN	COIN	58,894	$8.6m5.20%	5.20%	Reduced -257	-257 -0.4%
5	PIMCO ETF TR MULTISECTOR BD PYLD	PYLD	317,941	$8.4m5.09%	5.09%	Added +7.5k	+7,455 2.4%
6	BITWISE BITCOIN ETF TR SHS BEN INT BITB	BITB	251,344	$8.0m4.83%	4.83%	Added +5.7k	+5,651 2.3%
7	VANGUARD INDEX FDS VALUE ETF VTV	VTV	36,555	$8.0m4.81%	4.81%	Added +38	+38 0.1%
8	ISHARES INC MSCI EMRG CHN EMXC	EMXC	77,483	$7.9m4.78%	4.78%	Added +49	+49 0.1%
9	BLACKROCK ETF TRUST II ISHARES FLEXIBLE BINC	BINC	151,094	$7.9m4.77%	4.77%	Added +2.9k	+2,926 2.0%
10	CHEVRON CORP NEW COM CVX	CVX	44,951	$7.5m4.50%	4.50%	Added +515	+515 1.2%
11	SPDR GOLD TR GOLD SHS GLD	GLD	17,178	$6.3m3.82%	3.82%	Added +104	+104 0.6%
12	MARATHON PETE CORP COM MPC	MPC	24,224	$6.2m3.74%	3.74%	Reduced -767	-767 -3.1%
13	J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF JPIB	JPIB	119,352	$5.8m3.48%	3.48%	Added +2.8k	+2,758 2.4%
14	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	233,476	$5.8m3.47%	3.47%	Added +5.0k	+4,999 2.2%
15	ENOVIX CORPORATION COM ENVX	ENVX	844,850	$5.1m3.09%	3.09%	Reduced -9.6k	-9,621 -1.1%
16	ISHARES INC MSCI GBL ETF NEW PICK	PICK	79,141	$4.6m2.78%	2.78%	Added +1.5k	+1,459 1.9%
17	VANECK ETF TRUST RARE EARTH AND S REMX	REMX	38,389	$3.4m2.05%	2.05%	Added +407	+407 1.1%
18	INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM XMMO	XMMO	16,381	$2.8m1.68%	1.68%	Added +27	+27 0.2%
19	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	21,939	$2.7m1.65%	1.65%	Added +165	+165 0.8%
20	BEYOND INC COM NXH	NXH	421,102	$2.4m1.47%	1.47%	Reduced -1.5k	-1,463 -0.3%
21	BITWISE XRP ETF BENEFICIAL INT XRP	XRP	153,726	$1.8m1.08%	1.08%	Added +5.1k	+5,123 3.5%
22	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,514	$1.0m0.63%	0.63%	Reduced -16	-16 -1.1%
23	NVIDIA CORPORATION COM NVDA	NVDA	4,828	$966.0k0.58%	0.58%	Reduced -20	-20 -0.4%
24	NUSHARES ETF TR NUVEEN ESG LRGCP NULG	NULG	7,323	$857.2k0.52%	0.52%	Reduced -414	-414 -5.3%
25	FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW FTSM	FTSM	14,209	$848.7k0.51%	0.51%	Unchanged
26	APPLE INC COM AAPL	AAPL	2,908	$841.5k0.51%	0.51%	Reduced -100	-100 -3.3%
27	AMAZON COM INC COM AMZN	AMZN	2,918	$695.5k0.42%	0.42%	Reduced -10	-10 -0.3%
28	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	8,422	$693.5k0.42%	0.42%	Unchanged
29	UNION PAC CORP COM UNP	UNP	2,484	$675.6k0.41%	0.41%	Added +12	+12 0.5%
30	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	10,388	$503.1k0.30%	0.30%	Reduced -88	-88 -0.8%
31	SSGA ACTIVE ETF TR BLACKSTONE SENR SRLN	SRLN	11,411	$459.7k0.28%	0.28%	Added +40	+40 0.3%
32	TIDAL TRUST II DEFIANCE LARGE XMAG	XMAG	14,433	$376.4k0.23%	0.23%	Unchanged
33	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	698	$349.3k0.21%	0.21%	Reduced -162	-162 -18.8%
34	VANGUARD INDEX FDS MID CAP ETF VO	VO	4,215	$339.6k0.20%	0.20%	Added +3	+3 0.1%
35	MICROSOFT CORP COM MSFT	MSFT	875	$326.4k0.20%	0.20%	Unchanged
36	META PLATFORMS INC CL A META	META	574	$323.3k0.20%	0.20%	Unchanged
37	VANGUARD INDEX FDS SMALL CP ETF VB	VB	898	$272.1k0.16%	0.16%	Added +1	+1 0.1%
38	ISHARES TR 20 YR TR BD ETF TLT	TLT	2,976	$257.2k0.16%	0.16%	Reduced -736	-736 -19.8%
39	TESLA INC COM TSLA	TSLA	606	$254.9k0.15%	0.15%	Unchanged
40	VANGUARD SCOTTSDALE FDS LG-TERM COR BD VCLT	VCLT	3,374	$253.9k0.15%	0.15%	Reduced -49	-49 -1.4%
41	EATON CORP PLC SHS ETN	ETN	574	$244.6k0.15%	0.15%	Reduced -16	-16 -2.7%
42	WORLD GOLD TR SPDR GLD MINIS GLDM	GLDM	3,072	$244.0k0.15%	0.15%	Unchanged
43	WISDOMTREE TR EM EX ST-OWNED XSOE	XSOE	4,570	$224.8k0.14%	0.14%	New
44	BROADCOM INC COM AVGO	AVGO	581	$219.5k0.13%	0.13%	New
45	NEXGEN ENERGY LTD COM NXE	NXE	11,000	$103.3k0.06%	0.06%	Unchanged
46	VOLATILITY SHS TR XRP ETF XRPI	XRPI	12,493	$71.7k0.04%	0.04%	Reduced -367	-367 -2.9%
47	DENISON MINES CORP COM DNN	DNN	10,850	$33.2k0.02%	0.02%	Unchanged
48	BED BATH & BEYOND INC W EXP 10/07/202 W EXP 10/07/202		41,526	$17.4k0.01%	0.01%	Reduced -95	-95 -0.2%
49	UR-ENERGY INC COM URG	URG	10,800	$14.7k0.01%	0.01%	Unchanged

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ISHARES TR SUSA	SUSA	1,787	$236.1k1.8k shares
CAMECO CORP CCJ	CCJ	1,950	$211.8k1.9k shares
EXXON MOBIL CORP XOM	XOM	1,225	$207.8k1.2k shares