Vault-13

PL Capital Advisors, LLC

NAPLES, FL · CIK 1569147 · 13F filing filed 2026-07-31

SEC-registered investment adviser since 2014 · limited liability company

$359.8m reported value +8.5% vs Q1 2026
31positions
85.4%in top 10
2 new 2 added 3 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#SecurityTickerShares Value% of portfolioChangeShares change
1 FINANCIAL INSTNS INC COM FISI FISI 1,816,102 $70.8m19.67% 19.67% UnchangedShares held: Q3 2025 1.8m, Q4 2025 1.8m, Q1 2026 1.8m, Q2 2026 1.8m
2 BANC OF CALIFORNIA INC COM BANC BANC 2,449,219 $50.0m13.91% 13.91% ReducedShares held: Q3 2025 2.9m, Q4 2025 2.9m, Q1 2026 2.9m, Q2 2026 2.4m -500.0k -500,000 -16.9%
3 ENTERPRISE FINL SVCS CORP COM EFSC EFSC 733,329 $48.3m13.43% 13.43% UnchangedShares held: Q3 2025 698.8k, Q4 2025 733.3k, Q1 2026 733.3k, Q2 2026 733.3k
4 HORIZON BANCORP INC COM HBNC HBNC 1,812,825 $36.2m10.07% 10.07% UnchangedShares held: Q3 2025 1.7m, Q4 2025 1.8m, Q1 2026 1.8m, Q2 2026 1.8m
5 FIRST MERCHANTS CORP COM FRME FRME 686,333 $30.0m8.34% 8.34% UnchangedShares held: Q3 2025 686.3k, Q4 2025 686.3k, Q1 2026 686.3k, Q2 2026 686.3k
6 F N B CORP COM FNB FNB 992,765 $18.9m5.27% 5.27% UnchangedShares held: Q3 2025 1.4m, Q4 2025 1.4m, Q1 2026 992.8k, Q2 2026 992.8k
7 American Riviera Bancorp COM ARBV ARBV 569,500 $14.6m4.05% 4.05% UnchangedShares held: Q3 2025 577.5k, Q4 2025 569.5k, Q1 2026 569.5k, Q2 2026 569.5k
8 FINWARD BANCORP COM FNWD FNWD 395,716 $14.6m4.05% 4.05% UnchangedShares held: Q3 2025 395.7k, Q4 2025 395.7k, Q1 2026 395.7k, Q2 2026 395.7k
9 FLAGSTAR FINANCIAL INC COM NEW FLG FLG 835,335 $12.5m3.47% 3.47% UnchangedShares held: Q3 2025 0, Q4 2025 0, Q1 2026 835.3k, Q2 2026 835.3k
10 INDEPENDENT BK CORP MICH COM NEW IBCP IBCP 318,985 $11.5m3.20% 3.20% UnchangedShares held: Q3 2025 319.0k, Q4 2025 319.0k, Q1 2026 319.0k, Q2 2026 319.0k
11 COMMUNITY WEST BANCSHARES NE COM CWBC CWBC 329,551 $8.9m2.46% 2.46% UnchangedShares held: Q3 2025 425.6k, Q4 2025 329.6k, Q1 2026 329.6k, Q2 2026 329.6k
12 FIRST BK WILLIAMSTOWN NEW JE COM FRBA FRBA 478,887 $8.5m2.36% 2.36% UnchangedShares held: Q3 2025 478.9k, Q4 2025 478.9k, Q1 2026 478.9k, Q2 2026 478.9k
13 CHEMUNG FINL CORP COM CHMG CHMG 109,336 $8.2m2.27% 2.27% UnchangedShares held: Q3 2025 59.1k, Q4 2025 109.3k, Q1 2026 109.3k, Q2 2026 109.3k
14 PRIMIS FINANCIAL CORP COM FRST FRST 237,241 $3.9m1.08% 1.08% UnchangedShares held: Q3 2025 475.2k, Q4 2025 237.2k, Q1 2026 237.2k, Q2 2026 237.2k
15 NBT BANCORP INC COM NBTB NBTB 73,030 $3.6m1.00% 1.00% ReducedShares held: Q3 2025 291.0k, Q4 2025 208.0k, Q1 2026 208.0k, Q2 2026 73.0k -135.0k -135,000 -64.9%
16 MAGYAR BANCORP INC COM MGYR MGYR 183,317 $3.2m0.89% 0.89% UnchangedShares held: Q3 2025 183.3k, Q4 2025 183.3k, Q1 2026 183.3k, Q2 2026 183.3k
17 OPPFI INC COM CL A OPFI OPFI 300,000 $3.0m0.83% 0.83% NewShares held: Q3 2025 0, Q4 2025 0, Q1 2026 0, Q2 2026 300.0k
18 ORRSTOWN FINL SVCS INC COM ORRF ORRF 64,356 $2.6m0.73% 0.73% UnchangedShares held: Q3 2025 64.4k, Q4 2025 64.4k, Q1 2026 64.4k, Q2 2026 64.4k
19 FIRST HORIZON CORPORATION COM FHN FHN 100,000 $2.6m0.71% 0.71% UnchangedShares held: Q3 2025 0, Q4 2025 100.0k, Q1 2026 100.0k, Q2 2026 100.0k
20 PEAPACK-GLADSTONE FINL CORP COM PGC PGC 45,500 $2.2m0.60% 0.60% UnchangedShares held: Q3 2025 0, Q4 2025 45.5k, Q1 2026 45.5k, Q2 2026 45.5k
21 F&M BANK CORP COM FMBM FMBM 35,213 $1.3m0.36% 0.36% AddedShares held: Q3 2025 18.5k, Q4 2025 35.2k, Q1 2026 35.2k, Q2 2026 35.2k +60 +60 0.2%
22 RICHMOND MUT BANCORPORATION COM RMBI RMBI 61,719 $980.1k0.27% 0.27% UnchangedShares held: Q3 2025 0, Q4 2025 632, Q1 2026 61.7k, Q2 2026 61.7k
23 SB FINL GROUP INC COM SBFG SBFG 33,101 $836.5k0.23% 0.23% AddedShares held: Q3 2025 0, Q4 2025 0, Q1 2026 30.0k, Q2 2026 33.1k +3.1k +3,101 10.3%
24 INBANKSHARES COM INBC INBC 54,085 $716.6k0.20% 0.20% UnchangedShares held: Q3 2025 54.1k, Q4 2025 54.1k, Q1 2026 54.1k, Q2 2026 54.1k
25 Private Bancorp of America Inc COM PBAM PBAM 7,000 $518.0k0.14% 0.14% UnchangedShares held: Q3 2025 0, Q4 2025 0, Q1 2026 7.0k, Q2 2026 7.0k
26 PB FINL COM PBNC PBNC 7,102 $486.5k0.14% 0.14% UnchangedShares held: Q3 2025 2.0k, Q4 2025 3.5k, Q1 2026 7.1k, Q2 2026 7.1k
27 Citba Financial Corp COM CBAF CBAF 11,502 $431.3k0.12% 0.12% UnchangedShares held: Q3 2025 21.7k, Q4 2025 29.3k, Q1 2026 11.5k, Q2 2026 11.5k
28 FIRST NORTHN CMNTY BANCORP COM FNRN FNRN 20,325 $364.6k0.10% 0.10% ReducedShares held: Q3 2025 36.5k, Q4 2025 36.5k, Q1 2026 38.3k, Q2 2026 20.3k -18.0k -18,000 -47.0%
29 FIRST MID ILL BANCSHARES INC COM FMBH FMBH 3,344 $160.8k0.04% 0.04% UnchangedShares held: Q3 2025 0, Q4 2025 0, Q1 2026 3.3k, Q2 2026 3.3k
30 Merchants Financial Group Inc COM MFGI MFGI 1,380 $54.3k0.02% 0.02% UnchangedShares held: Q3 2025 0, Q4 2025 180, Q1 2026 1.4k, Q2 2026 1.4k
31 RIVERVIEW BANCORP INC COM RVSB RVSB 895 $4.9k0.00% 0.00% NewShares held: Q3 2025 0, Q4 2025 0, Q1 2026 0, Q2 2026 895

Sold out since Q1 2026

SecurityTickerShares held beforeValue then
BNCCORP BNCC BNCC 334,900 $11.9m334.9k shares

Stakes above 5%

Companies where this manager has reported owning more than 5% of a class of shares, on Schedule 13D (may seek influence) or 13G (passive): its latest filing for each, from 19 Dec 2024 on.

CompanyTickerStakeChange ScheduleLast filed
American Riviera Bancorp ARBV · 13D · filed 2026-02-24 ARBV 10.0% +0.4 pts 13D 2026-02-24
FINANCIAL INSTNS INC FISI · 13D · filed 2025-10-02 FISI 8.9%≈ $69.6m +1.4 pts 13D 2025-10-02